PF
PTC India Financial Services Ltd (PFS)
₹23.51
Mkt cap
₹1,531 Cr
P/E ratio
8.47
P/B
0.48
Div yield
0.00%
ROE
11.00%
ROCE
11.80%
EPS (TTM)
₹2.78
Book value
₹49
52W range
23–41
Sector
Financial Services
Price history
Previous close
PTC India Financial Services Limited (PFS) is a NBFC registered with RBI which holds the status of Infrastructure Finance Company. It provides equity/debt financing solutions to the energy value chain. [1]
NSE PFSBSE 533344
Health check
Mixed
ValuationCheap
ProfitabilityAverage
TechnicalsBearish
52-week range
−41.95% from high₹24
₹23+1.51% from low₹41
Current
₹23.51
Prev close
₹23.84
Day
−1.38%
Price performance
1D
−1.17%
1W
−4.15%
1M
−15.86%
3M
−14.14%
6M
−26.14%
1Y
−32.59%
YTD
−31.42%
Financials
Revenue, profit & margin
P/E ratio
8.5×
PFS is 54% below the sector median of 18.5×
PFS8.5×
Sector median18.5×
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 190 | 204 | 176 | 161 | 163 | 158 | 153 | 142 | 132 | 122 | 119 | 103 | 110 | |
| Interest | 107 | 103 | 92 | 88 | 83 | 78 | 72 | 65 | 58 | 58 | 44 | 38 | 34 | |
| Expenses | 14 | 32 | 64 | 12 | 15 | -2 | 9 | -71 | -45 | -1 | 12 | 9 | 61 | |
| Financing Profit | 70 | 69 | 20 | 61 | 65 | 82 | 72 | 148 | 119 | 65 | 63 | 56 | 15 | |
| Financing Margin % | 37% | 34% | 12% | 38% | 40% | 52% | 47% | 104% | 91% | 54% | 53% | 54% | 14% | |
| Other Income | 12 | 0 | 0 | 0 | 0 | 0 | 5 | 0 | 0 | 1 | 0 | 0 | 3 | |
| Depreciation | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | |
| Profit before tax | 80 | 67 | 19 | 59 | 63 | 81 | 75 | 146 | 118 | 64 | 62 | 54 | 17 | |
| Tax % | 25% | 25% | 28% | 25% | 25% | 17% | 23% | 7% | 25% | 24% | 26% | 26% | -159% | |
| Net Profit | 60 | 50 | 14 | 44 | 47 | 67 | 58 | 137 | 88 | 49 | 46 | 40 | 44 | |
| EPS in Rs | 0.93 | 0.78 | 0.22 | 0.69 | 0.74 | 1.05 | 0.91 | 2.13 | 1.37 | 0.76 | 0.71 | 0.63 | 0.69 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
as of Sep 202664.99%Promoter
Promoters64.99%
FIIs1.56%0.47
DIIs5.07%0.01
Public28.36%0.44
Ownership trend
Peers
8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance | ₹938.90 | 26.73 | 5,84,555 | 0.58% | 6,367 | +28.53% | 24,546 | +22.79% | 10.87% |
| Shriram Finance | ₹841.10 | 15.60 | 1,97,918 | 1.28% | 3,684 | +59.18% | 13,792 | +15.78% | 11.49% |
| Tata Capital | ₹326.35 | 23.10 | 1,38,531 | 0.17% | 1,832 | +51.27% | 9,342 | +20.74% | 8.58% |
| Cholaman.Inv.&Fn | ₹1,604.20 | 22.03 | 1,37,072 | 0.12% | 1,630 | +40.59% | 9,271 | +23.75% | 9.71% |
| Muthoot Finance | ₹2,497.10 | 8.81 | 1,00,251 | 1.20% | 2,825 | +38.83% | 8,672 | +34.44% | 15.80% |
| L&T Finance Ltd | ₹251.05 | 18.28 | 62,923 | 1.10% | 973 | +32.70% | 5,484 | +26.49% | 8.40% |
| SBI Cards | ₹540.00 | 19.70 | 51,389 | 0.46% | 778 | +74.83% | 5,141 | +3.62% | 10.10% |
| PTC India Fin | ₹23.84 | 8.47 | 1,531 | 0.00% | 44 | −50.03% | 110 | −16.42% | 11.82% |
| Median: 103 Co. | ₹134.36 | 18.51 | 504 | 0.00% | 11 | +38.16% | 51 | +27.73% | 9.49% |
Filings
Annual reports15
Concall transcripts56
PPTOct 2026RECOct 2026PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026TranscriptJan 2026PPTJan 2026TranscriptOct 2025PPTOct 2025RECOct 2025TranscriptAug 2025PPTAug 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptJan 2025PPTJan 2025TranscriptNov 2024PPTNov 2024TranscriptAug 2024PPTAug 2024TranscriptJun 2024PPTJun 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 28 Oct - Audio recording of the October 28, 2026 investor call on Q2 and half-year FY2026 results released.Announcement under Regulation 30 (LODR)-Newspaper Publication 28 Oct - Newspaper Advertisement of Unaudited Financial Results for the quarter and half year ended September 30, 2026Announcement under Regulation 30 (LODR)-Press Release / Media Release 27 Oct - Q2 FY27 loan assets ₹3,684 crore; sanctions ₹3,098 crore; disbursements ₹1,595 crore.Announcement under Regulation 30 (LODR)-Investor Presentation 27 Oct - Investor Presentation on the Financial Results for the quarter and half year ended September 30, 2026 pursuant to Regulation 30 of the SEBI (LODR) Regulations, …Board Meeting Outcome for Outcome Of Board Meeting Regarding Unaudited Financial Results (Both Standalone And Consolidated) For The Quarter And Half Year Ended September 30, 2026 27 Oct - Board approved Q2 FY27 results; RBI 75% NBFC-IFC threshold met, Rs61.12 crore investment written off.





