Avsar.

Financial Services · Non Banking Financial Company (NBFC)

Shriram Finance Ltd (SHRIRAMFIN)

₹823.15

Mkt cap
₹1.94L Cr
P/E ratio
15.30
P/B
1.74
Div yield
1.31%
ROE
16.40%
ROCE
11.50%
EPS (TTM)
₹53.80
Book value
₹474
52W range
710–1,154
Sector
Financial Services

Price history

Previous close

Business Overview Shriram Transport Finance Company Ltd is a part of the SHRIRAM Group conglomerate which has a significant presence in the financing business. STFC is engaged in the business of commercial vehicle financing mainly focusing on trucks from preowned to new ones. It's a Deposit-taking NBFC comprising 1,758 branches, 831 rural centers, and partnerships with ~500 private financiers. [1]

NSE SHRIRAMFINBSE 511218
Health check
Mixed
ValuationCheap
ProfitabilityAverage
TechnicalsBearish
52-week range
−28.65% from high
₹823
₹710+15.90% from low₹1,154
Current
₹823.15
Prev close
₹841.10
Day
−2.13%
Price performance
1D
−2.13%
1W
−4.84%
1M
−15.27%
3M
−19.86%
6M
−13.97%
1Y
+15.99%
YTD
−18.53%

Financials

Revenue, profit & margin
P/E ratio
15.3×
SHRIRAMFIN is 17% below the sector median of 18.4×
SHRIRAMFIN15.3×
Sector median18.4×
 Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026Trend
Revenue8,5558,9229,4849,60510,09010,69811,45411,53611,91212,17112,51313,40013,792
Interest3,6223,7073,9884,1294,3504,7515,2245,4015,5255,2595,3365,2044,965
Expenses2,4542,6342,7122,6612,8363,0333,2933,0623,1093,3973,1043,4063,725
Financing Profit2,4802,5812,7832,8152,9032,9142,9373,0733,2793,5144,0734,7905,103
Financing Margin %29%29%29%29%29%27%26%27%28%29%33%36%37%
Other Income47598754861,5746692618189
Depreciation137147153153159162171173174177175183180
Profit before tax2,3912,4942,7172,7152,8304,3262,7722,9063,1133,3633,9174,6264,932
Tax %25%25%26%25%24%25%23%26%26%25%23%25%25%
Net Profit1,7921,8742,0212,0312,1533,2492,1442,1592,3142,5303,0213,4533,684
EPS in Rs9.529.9410.6910.7611.3917.2711.4011.4812.3013.4516.0614.6715.66
Gross NPA %
Net NPA %
Raw PDF

Earnings

Results dates & reactions
No upcoming results date on calendar.

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

Avg earnings-day move +0.83% · closed higher next day 30 of last 59
 Q3FY24Q4FY24Q1FY25Q2FY25Q3FY25Q4FY25Q1FY26Q2FY26Q3FY26Q4FY26Q1FY27Q2FY27
Broadcast25 Jan '24◦26 Apr '24◦26 Jul '2425 Oct '24◦24 Jan '25◦25 Apr '25◦25 Jul '2531 Oct '2523 Jan '2624 Apr '2624 Jul '2623 Oct '26◦
Earnings day+4.41%−0.26%+9.18%+5.39%−3.00%−5.07%−2.79%+1.44%−0.19%+0.20%−2.02%−4.62%
+1 day+6.32%+2.13%+9.85%+5.60%+0.50%−6.18%−0.02%+7.88%−0.44%−3.43%+1.21%−4.79%
+5 days+2.17%−0.51%+11.69%+2.25%+0.82%−4.85%−3.05%+11.22%−4.32%−4.84%+2.04%—
+15 days+5.75%−5.02%+14.80%−9.39%+2.22%+0.48%−1.07%+12.18%+7.95%−7.49%+9.38%—
+30 days+4.97%+1.38%+23.77%+5.03%+18.61%+6.90%−6.08%+15.86%+5.71%−9.67%+1.48%—
FilingXBRLXBRLXBRLXBRLXBRLXBRLXBRLXBRLXBRLXBRLXBRLXBRL

Corporate actions

Last 6 months
KindValueEx-dateRecord
dividend
Interim Dividend - Rs 6.50 Per Share
6.5029 Oct '2629 Oct '26
dividend
Dividend - Rs 6 Per Share
6.003 Jul '263 Jul '26

Results analysis

Shareholding

as of Sep 2026
20.30%Promoter
Promoters20.30%
FIIs55.65%0.90
DIIs19.01%0.89
Public5.03%
Ownership trend

Peers

7 companies
Valuation vs quality
P/E × ROCE · bubble = market cap
NameCMPP/EMkt CapDiv YldNP QtrQtr Profit VarSales QtrQtr Sales VarROCE
Bajaj Finance₹939.1026.735,84,6790.58%6,367+28.53%24,546+22.79%10.87%
Shriram Finance₹823.1515.271,93,6941.31%3,684+59.18%13,792+15.78%11.49%
Tata Capital₹319.9022.641,35,7930.18%1,832+51.27%9,342+20.74%8.58%
Cholaman.Inv.&Fn₹1,586.0021.781,35,5170.13%1,630+40.59%9,271+23.75%9.71%
Muthoot Finance₹2,408.607.9396,6981.25%3,278+34.12%9,998+37.28%15.80%
L&T Finance Ltd₹244.4017.7961,2561.13%973+32.70%5,484+26.49%8.40%
SBI Cards₹525.0019.1649,9620.48%778+74.83%5,141+3.62%10.10%
Median: 104 Co.₹130.8718.424960.00%11+40.59%49+26.49%9.46%

Filings

Annual reports15
Annual Report 2026Annual Report 2025Annual Report 2024Annual Report 2023Annual Report 2022Annual Report 2021Annual Report 2020Annual Report 2019Annual Report 2018Annual Report 2017Annual Report 2016Annual Report 2015Annual Report 2014Annual Report 2013Annual Report 2013
Concall transcripts100
TranscriptOct 2026PPTOct 2026RECOct 2026TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptJan 2026PPTJan 2026RECJan 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptJul 2025PPTJul 2025TranscriptApr 2025PPTApr 2025RECApr 2025TranscriptJan 2025PPTJan 2025RECJan 2025TranscriptOct 2024
Credit ratings6
Rating update 8 OctcrisilRating update 29 SepcrisilRating update 23 SepcrisilRating update 3 SepicraRating update 6 AugcrisilRating update 6 Augcrisil
Announcements5
Announcement under Regulation 30 (LODR)-Newspaper Publication 31 Oct - Newspaper advertisement in connection with Postal Ballot Notice dated October 23, 2026Shareholder Meeting / Postal Ballot-Notice of Postal Ballot 30 OctAnnouncement under Regulation 30 (LODR)-Earnings Call Transcript 27 Oct - Transcript of Investors Earnings Call for the second quarter ended September 30,2026.Announcement under Regulation 30 (LODR)-Monitoring Agency Report 26 Oct - Final monitoring report for Q2 FY27 shows Rs 39,617.98 crore preferential proceeds fully utilized, no deviation.Announcement under Regulation 30 (LODR)-Earnings Call Transcript 23 Oct - Audio Recording Link for the Earnings Call for the Quarter Ended September 30,2026