Shriram Finance Ltd (SHRIRAMFIN)
₹1,005.10
Mkt cap
₹2.36L Cr
P/E ratio
20.90
P/B
2.87
Div yield
1.07%
ROE
16.40%
ROCE
11.50%
EPS (TTM)
₹48.09
Book value
₹350
52W range
572–1,105
Sector
Financial Services
Business Overview Shriram Transport Finance Company Ltd is a part of the SHRIRAM Group conglomerate which has a significant presence in the financing business. STFC is engaged in the business of commercial vehicle financing mainly focusing on trucks from preowned to new ones. It's a Deposit-taking NBFC comprising 1,758 branches, 831 rural centers, and partnerships with ~500 private financiers. [1]
Health check
Constructive
ValuationFair
ProfitabilityAverage
TechnicalsBullish
52-week range
−9.01% from high₹1,005
₹572+75.82% from low₹1,105
Current
₹1,005.10
Prev close
₹1,006.00
Day
−0.09%
Price performance
1D
−0.09%
1W
−2.93%
1M
−2.59%
3M
−0.61%
6M
+1.78%
1Y
+51.04%
YTD
−0.52%
Financials
FRevenue, profit & margin
P/E ratio
20.9×
SHRIRAMFIN is 0% above the sector median of 20.9×
SHRIRAMFIN20.9×
Sector median20.9×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 8,003 | 8,555 | 8,922 | 9,484 | 9,605 | 10,090 | 10,698 | 11,454 | 11,536 | 11,912 | 12,171 | 12,513 | 13,400 | |
| Interest | 3,488 | 3,622 | 3,707 | 3,988 | 4,129 | 4,350 | 4,751 | 5,224 | 5,401 | 5,525 | 5,259 | 5,336 | 5,204 | |
| Expenses | 2,141 | 2,454 | 2,634 | 2,712 | 2,661 | 2,836 | 3,033 | 3,293 | 3,062 | 3,109 | 3,397 | 3,104 | 3,406 | |
| Financing Profit | 2,374 | 2,480 | 2,581 | 2,783 | 2,815 | 2,903 | 2,914 | 2,937 | 3,073 | 3,279 | 3,514 | 4,073 | 4,790 | |
| Financing Margin % | 30% | 29% | 29% | 29% | 29% | 29% | 27% | 26% | 27% | 28% | 29% | 33% | 36% | |
| Other Income | 41 | 47 | 59 | 87 | 54 | 86 | 1,574 | 6 | 6 | 9 | 26 | 18 | 18 | |
| Depreciation | 132 | 137 | 147 | 153 | 153 | 159 | 162 | 171 | 173 | 174 | 177 | 175 | 183 | |
| Profit before tax | 2,283 | 2,391 | 2,494 | 2,717 | 2,715 | 2,830 | 4,326 | 2,772 | 2,906 | 3,113 | 3,363 | 3,917 | 4,626 | |
| Tax % | 25% | 25% | 25% | 26% | 25% | 24% | 25% | 23% | 26% | 26% | 25% | 23% | 25% | |
| Net Profit | 1,712 | 1,792 | 1,874 | 2,021 | 2,031 | 2,153 | 3,249 | 2,144 | 2,159 | 2,314 | 2,530 | 3,021 | 3,453 | |
| EPS in Rs | 9.10 | 9.52 | 9.94 | 10.69 | 10.76 | 11.39 | 17.27 | 11.40 | 11.48 | 12.30 | 13.45 | 16.06 | 14.67 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
EResults dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +1.06% · closed higher next day 31 of last 57
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 26 Oct '23◦ | 25 Jan '24◦ | 26 Apr '24◦ | 26 Jul '24 | 25 Oct '24◦ | 24 Jan '25◦ | 25 Apr '25◦ | 25 Jul '25 | 31 Oct '25 | 23 Jan '26 | 24 Apr '26 | 24 Jul '26 |
| Earnings day | +7.65% | +4.41% | −0.26% | +9.18% | +5.39% | −3.00% | −5.07% | −2.79% | +1.44% | −0.19% | +0.20% | −1.93% |
| +1 day | +5.26% | +6.32% | +2.13% | +9.85% | +5.60% | +0.50% | −6.18% | −0.02% | +7.88% | −0.44% | −3.43% | — |
| +5 days | +12.01% | +2.17% | −0.51% | +11.69% | +2.25% | +0.82% | −4.85% | −3.05% | +11.22% | −4.32% | −4.84% | — |
| +15 days | +10.64% | +5.75% | −5.02% | +14.80% | −9.39% | +2.22% | +0.48% | −1.07% | +12.18% | +7.95% | −7.49% | — |
| +30 days | +11.00% | +4.97% | +1.38% | +23.77% | +5.03% | +18.61% | +6.90% | −6.08% | +15.86% | +5.71% | −9.67% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
CLast 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 6 Per Share | 6.00 | 3 Jul '26 | 3 Jul '26 |
Shareholding
Sas of Jun 202620.30%Promoter
Promoters20.30%5.08
FIIs54.75%9.60
DIIs19.90%3.39
Public5.03%1.15
Ownership trend
Peers
P7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance | ₹1,018.00 | 32.92 | 6,33,802 | 0.53% | 5,553 | +21.99% | 21,606 | +18.10% | 10.87% |
| Shriram Finance | ₹1,003.00 | 20.86 | 2,36,081 | 1.07% | 3,453 | +59.89% | 13,400 | +16.16% | 11.49% |
| Cholaman.Inv.&Fn | ₹1,725.70 | 28.09 | 1,47,143 | 0.12% | 1,645 | +30.62% | 8,417 | +19.46% | 9.71% |
| Tata Capital | ₹341.45 | 29.71 | 1,44,941 | 0.17% | 1,466 | +42.82% | 8,160 | +9.12% | 8.58% |
| Muthoot Finance | ₹2,986.10 | 11.27 | 1,19,883 | 1.01% | 3,397 | +126.67% | 9,289 | +65.23% | 15.77% |
| L&T Finance Ltd | ₹302.40 | 23.68 | 75,771 | 0.91% | 916 | +28.72% | 5,213 | +22.38% | 8.40% |
| SBI Cards | ₹618.95 | 27.11 | 58,900 | 0.40% | 609 | +14.06% | 4,935 | +5.57% | 10.10% |
| Median: 98 Co. | ₹127.71 | 20.86 | 488 | 0.00% | 5 | +28.93% | 42 | +18.10% | 9.71% |
Filings
DAnnual reports15
Financial Year 2026bseFinancial Year 2025bseFinancial Year 2024bseFinancial Year 2023bseFinancial Year 2022bseFinancial Year 2021bseFinancial Year 2020bseFinancial Year 2019bseFinancial Year 2018bseFinancial Year 2017bseFinancial Year 2016bseFinancial Year 2015bseFinancial Year 2014bseFinancial Year 2013nseFinancial Year 2013bse
Concall transcripts96
PPTJul 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptJan 2026PPTJan 2026RECJan 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptJul 2025PPTJul 2025TranscriptApr 2025RECApr 2025PPTApr 2025RECApr 2025TranscriptJan 2025PPTJan 2025RECJan 2025TranscriptOct 2024PPTOct 2024TranscriptJul 2024PPTJul 2024TranscriptApr 2024
Credit ratings6
Announcements5
Intimation Of Committee Meeting For Raising Fund - August 01, 2026 To October 31, 2026 36m - Committees will meet from Aug. 1 to Oct. 31, 2026 to consider NCDs, subordinated debentures and bonds.Announcement under Regulation 30 (LODR)-Investor Presentation 2hAnnouncement under Regulation 30 (LODR)-Press Release / Media Release 2h - Board approved Q1 FY2026-27 results and debt securities issuance plan from Aug. 1-Oct. 31, 2026.Statement Of No Deviation/Variation In Utilisation Of Funds Raised Through Preferential Issue For The Quarter Ended June 30, 2026 2h - Shriram Finance approved Q1 FY27 results and debt mobilisation plan for Aug 1-Oct 31, 2026.Unaudited Financial Results - June 30, 2026 2h





