TA
Tata Capital Ltd (TATACAP)
₹319.90
Mkt cap
₹1.36L Cr
P/E ratio
22.60
P/B
2.78
Div yield
0.18%
ROE
12.40%
ROCE
8.58%
EPS (TTM)
₹14.15
Book value
₹115
52W range
296–390
Sector
Financial Services
Price history
Previous close
Tata Capital Limited ("TCL"), the flagship financial services company of the Tata Group, is a subsidiary of Tata Sons Private Limited and is carrying on business as a NBFC. It is engaged in providing/supplying a wide array of services/products in the financial services sector and operates across various areas of business: Commercial Finance, Consumer Loans, Wealth Services and distribution and marketing of Tata Cards. [1]
NSE TATACAPBSE 544574
Health check
Cautious
ValuationFair
ProfitabilityWeak
TechnicalsNeutral
52-week range
−18.02% from high₹320
₹296+8.07% from low₹390
Current
₹319.90
Prev close
₹326.35
Day
−1.98%
Price performance
1D
−2.25%
1W
+3.99%
1M
−3.73%
3M
−11.61%
6M
−1.88%
1Y
−1.86%
YTD
−10.92%
Financials
Revenue, profit & margin
P/E ratio
22.6×
TATACAP is 23% above the sector median of 18.4×
TATACAP22.6×
Sector median18.4×
| Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 7,185 | 7,104 | 7,478 | 7,665 | 7,737 | 7,976 | 8,160 | 8,822 | 9,342 | |
| Interest | 3,693 | 3,836 | 3,960 | 4,066 | 3,976 | 3,928 | 4,017 | 4,370 | 4,680 | |
| Expenses | 1,915 | 1,762 | 2,072 | 2,126 | 2,135 | 2,172 | 2,026 | 2,143 | 2,130 | |
| Financing Profit | 1,576 | 1,506 | 1,447 | 1,473 | 1,626 | 1,876 | 2,118 | 2,309 | 2,532 | |
| Financing Margin % | 22% | 21% | 19% | 19% | 21% | 24% | 26% | 26% | 27% | |
| Other Income | 9 | 8 | 31 | 27 | 16 | -40 | 3 | 4 | 17 | |
| Depreciation | 92 | 99 | 109 | 118 | 135 | 142 | 143 | 154 | 165 | |
| Profit before tax | 1,494 | 1,415 | 1,368 | 1,382 | 1,507 | 1,695 | 1,978 | 2,159 | 2,384 | |
| Tax % | 24% | 26% | 27% | 25% | 26% | 25% | 26% | 25% | 23% | |
| Net Profit | 1,133 | 1,050 | 1,000 | 1,041 | 1,119 | 1,265 | 1,466 | 1,628 | 1,832 | |
| EPS in Rs | 2.87 | 2.87 | 2.77 | 2.48 | 2.72 | 2.96 | 3.54 | 3.65 | 3.91 | |
| Gross NPA % | 0.80% | |||||||||
| Net NPA % | 0.40% | |||||||||
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.39% · closed higher next day 2 of last 5
Corporate actions
Last 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Re 0.57 Per Share | — | 27 Jul '26 | 27 Jul '26 |
Shareholding
as of Sep 202685.41%Promoter
Promoters85.41%
FIIs5.06%0.11
DIIs3.87%0.30
Public4.99%0.20
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance | ₹939.10 | 26.73 | 5,84,679 | 0.58% | 6,367 | +28.53% | 24,546 | +22.79% | 10.87% |
| Shriram Finance | ₹823.15 | 15.27 | 1,93,694 | 1.31% | 3,684 | +59.18% | 13,792 | +15.78% | 11.49% |
| Tata Capital | ₹319.90 | 22.64 | 1,35,793 | 0.18% | 1,832 | +51.27% | 9,342 | +20.74% | 8.58% |
| Cholaman.Inv.&Fn | ₹1,586.00 | 21.78 | 1,35,517 | 0.13% | 1,630 | +40.59% | 9,271 | +23.75% | 9.71% |
| Muthoot Finance | ₹2,408.60 | 7.93 | 96,698 | 1.25% | 3,278 | +34.12% | 9,998 | +37.28% | 15.80% |
| L&T Finance Ltd | ₹244.40 | 17.79 | 61,256 | 1.13% | 973 | +32.70% | 5,484 | +26.49% | 8.40% |
| SBI Cards | ₹525.00 | 19.16 | 49,962 | 0.48% | 778 | +74.83% | 5,141 | +3.62% | 10.10% |
| Median: 104 Co. | ₹130.87 | 18.42 | 496 | 0.00% | 11 | +40.59% | 49 | +26.49% | 9.46% |
Filings
Annual reports1
Concall transcripts16
Credit ratings6
Announcements5
Audio Recording Of Media Call And Earnings Conference Call For The Quarter Ended September 30, 2026 27 Oct - Audio recording of October 27, 2026 earnings call for Q2/H1 FY2026-27 is available online.Announcement under Regulation 30 (LODR)-Monitoring Agency Report 27 Oct - CARE report for Tata Capital IPO proceeds ended September 30, 2026 shows no deviation; ₹6,817 crore utilized.Reg. 32 - Statement Of Deviation / Variation 27 Oct - Board approved Q2/H1 FY2026 results and raised MTN programme to USD 3 billion.Announcement under Regulation 30 (LODR)-Press Release / Media Release 27 Oct - Q2FY27 results: loan book crossed ₹3 trillion; AUM ₹3,08,030 crore, PAT up 51% to ₹1,660 crore.Announcement under Regulation 30 (LODR)-Investor Presentation 27 Oct - Tata Capital Limited has informed about the Investor Presentation on Unaudited Financial Results of the Company for the quarter and half year ended September 30, …