TA
Tata Capital Ltd (TATACAP)
₹341.90
Mkt cap
₹1.45L Cr
P/E ratio
29.80
P/B
3.17
Div yield
0.17%
ROE
12.30%
ROCE
8.58%
EPS (TTM)
₹11.47
Book value
₹108
52W range
298–369
Sector
Financial Services
Tata Capital Limited ("TCL"), the flagship financial services company of the Tata Group, is a subsidiary of Tata Sons Private Limited and is carrying on business as a NBFC. It is engaged in providing/supplying a wide array of services/products in the financial services sector and operates across various areas of business: Commercial Finance, Consumer Loans, Wealth Services and distribution and marketing of Tata Cards. [1]
Health check
Cautious
ValuationExpensive
ProfitabilityWeak
TechnicalsNeutral
52-week range
−7.37% from high₹342
₹298+14.81% from low₹369
Current
₹341.90
Prev close
₹342.00
Day
−0.03%
Price performance
1D
−0.03%
1W
−3.14%
1M
−5.98%
3M
+1.39%
6M
−4.62%
1Y
—
YTD
−4.79%
Financials
FRevenue, profit & margin
P/E ratio
29.8×
TATACAP is 43% above the sector median of 20.9×
TATACAP29.8×
Sector median20.9×
| Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|
| Revenue | 7,185 | 7,104 | 7,478 | 7,665 | 7,737 | 7,976 | 8,160 | |
| Interest | 3,693 | 3,836 | 3,960 | 4,066 | 3,976 | 3,928 | 4,017 | |
| Expenses | 1,915 | 1,762 | 2,072 | 2,126 | 2,135 | 2,172 | 2,026 | |
| Financing Profit | 1,576 | 1,506 | 1,447 | 1,473 | 1,626 | 1,876 | 2,118 | |
| Financing Margin % | 22% | 21% | 19% | 19% | 21% | 24% | 26% | |
| Other Income | 9 | 8 | 31 | 27 | 16 | -40 | 3 | |
| Depreciation | 92 | 99 | 109 | 118 | 135 | 142 | 143 | |
| Profit before tax | 1,494 | 1,415 | 1,368 | 1,382 | 1,507 | 1,695 | 1,978 | |
| Tax % | 24% | 26% | 27% | 25% | 26% | 25% | 26% | |
| Net Profit | 1,133 | 1,050 | 1,000 | 1,041 | 1,119 | 1,265 | 1,466 | |
| EPS in Rs | 2.87 | 2.87 | 2.77 | 2.48 | 2.72 | 2.96 | 3.54 | |
| Gross NPA % | 0.80% | |||||||
| Net NPA % | 0.40% | |||||||
| Raw PDF |
Earnings
EResults dates & reactionsNext results
28 Jul '26
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Corporate actions
CLast 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Re 0.57 Per Share | — | 27 Jul '26 | 27 Jul '26 |
Shareholding
Sas of Jun 202685.41%Promoter
Promoters85.41%
FIIs5.17%0.29
DIIs3.57%0.03
Public5.19%0.24
Ownership trend
Peers
P7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance | ₹1,012.80 | 32.81 | 6,30,747 | 0.53% | 5,553 | +21.99% | 21,606 | +18.10% | 10.87% |
| Shriram Finance | ₹1,005.10 | 20.90 | 2,36,576 | 1.07% | 3,453 | +59.89% | 13,400 | +16.16% | 11.49% |
| Cholaman.Inv.&Fn | ₹1,724.40 | 28.06 | 1,46,981 | 0.12% | 1,645 | +30.62% | 8,417 | +19.46% | 9.71% |
| Tata Capital | ₹341.90 | 29.76 | 1,45,196 | 0.17% | 1,466 | +42.82% | 8,160 | +9.12% | 8.58% |
| Muthoot Finance | ₹2,986.70 | 11.32 | 1,19,925 | 1.00% | 3,397 | +126.67% | 9,289 | +65.23% | 15.77% |
| L&T Finance Ltd | ₹302.40 | 23.65 | 75,746 | 0.91% | 916 | +28.72% | 5,213 | +22.38% | 8.40% |
| SBI Cards | ₹618.75 | 25.89 | 58,910 | 0.40% | 664 | +19.51% | 5,041 | +3.36% | 10.10% |
| Median: 98 Co. | ₹126.72 | 20.90 | 488 | 0.00% | 5 | +28.93% | 42 | +18.10% | 9.71% |
Filings
DAnnual reports1
Concall transcripts11
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Newspaper Publication 2h - Tata Capital Limited has informed about Copy of Newspaper Publication.Business Responsibility and Sustainability Reporting (BRSR) 1d - Tata Capital submitted FY 2025-26 BRSR with reasonable assurance report.Notice Of The 35Th Annual General Meeting Of The Company 1d - Notice of 35th AGM on August 19, 2026; FY26 annual report sent to shareholders and debenture holders.Regulation 53 (1) Annual Report. 1d - Tata Capital issued FY2025-26 annual report and AGM notice for August 19, 2026.Reg. 34 (1) Annual Report. 1d - 35th AGM on August 19, 2026; FY26 annual report sent to shareholders and debenture holders.