Bajaj Finance Ltd (BAJFINANCE)
₹1,012.80
Mkt cap
₹6.31L Cr
P/E ratio
32.80
P/B
5.53
Div yield
0.53%
ROE
18.20%
ROCE
10.90%
EPS (TTM)
₹30.88
Book value
₹183
52W range
802–1,094
Sector
Financial Services
Bajaj Finance is mainly engaged in the business of lending. BFL has a diversified lending portfolio across retail, SME and commercial customers with a significant presence in urban and rural India. It also accepts public and corporate deposits and offers variety of financial services products to its customers.(Source : 202003 Annual Report Page No:124)
Health check
Cautious
ValuationExpensive
ProfitabilityAverage
TechnicalsNeutral
52-week range
−7.43% from high₹1,013
₹802+26.36% from low₹1,094
Current
₹1,012.80
Prev close
₹1,018.50
Day
−0.56%
Price performance
1D
−0.56%
1W
−4.81%
1M
+3.30%
3M
+9.90%
6M
+8.53%
1Y
+9.69%
YTD
+2.26%
Financials
FRevenue, profit & margin
P/E ratio
32.8×
BAJFINANCE is 57% above the sector median of 20.9×
BAJFINANCE32.8×
Sector median20.9×
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 11,364 | 12,498 | 13,382 | 14,164 | 14,926 | 16,100 | 17,091 | 18,035 | 18,294 | 19,524 | 20,179 | 21,013 | 21,606 | |
| Interest | 3,592 | 4,103 | 4,537 | 4,868 | 5,217 | 5,684 | 6,149 | 6,386 | 6,551 | 6,918 | 7,011 | 7,339 | 7,398 | |
| Expenses | 3,382 | 3,693 | 3,931 | 4,229 | 4,420 | 4,956 | 5,338 | 5,691 | 5,865 | 5,992 | 6,307 | 7,737 | 6,553 | |
| Financing Profit | 4,390 | 4,703 | 4,914 | 5,066 | 5,289 | 5,460 | 5,604 | 5,958 | 5,879 | 6,614 | 6,861 | 5,937 | 7,654 | |
| Financing Margin % | 39% | 38% | 37% | 36% | 35% | 34% | 33% | 33% | 32% | 34% | 34% | 28% | 35% | |
| Other Income | 5 | 5 | 2 | 5 | 9 | 5 | 7 | 26 | 21 | 5 | 5 | -262 | 11 | |
| Depreciation | 134 | 156 | 159 | 176 | 193 | 200 | 210 | 219 | 252 | 251 | 258 | 244 | 256 | |
| Profit before tax | 4,261 | 4,551 | 4,758 | 4,896 | 5,105 | 5,265 | 5,401 | 5,765 | 5,647 | 6,368 | 6,608 | 5,431 | 7,410 | |
| Tax % | 26% | 24% | 25% | 26% | 25% | 26% | 26% | 25% | 20% | 25% | 25% | 25% | 25% | |
| Net Profit | 3,158 | 3,437 | 3,551 | 3,639 | 3,825 | 3,912 | 4,014 | 4,308 | 4,546 | 4,765 | 4,948 | 4,066 | 5,553 | |
| EPS in Rs | 5.22 | 5.67 | 5.86 | 5.89 | 6.18 | 6.32 | 6.46 | 6.86 | 7.21 | 7.56 | 7.84 | 6.39 | 8.78 | |
| Gross NPA % | 0.94% | 0.87% | 0.91% | 0.95% | 0.85% | 0.86% | 1.06% | 1.12% | 0.96% | 1.03% | 1.24% | 1.21% | 1.01% | |
| Net NPA % | 0.34% | 0.31% | 0.31% | 0.37% | 0.37% | 0.38% | 0.46% | 0.48% | 0.44% | 0.50% | 0.60% | 0.47% | 0.41% | |
| Raw PDF |
Earnings
EResults dates & reactionsNext results
30 Jul '26
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.30% · closed higher next day 35 of last 63
| Q1FY24 | Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 26 Jul '23◦ | 17 Oct '23◦ | 29 Jan '24◦ | 25 Apr '24◦ | 23 Jul '24◦ | 22 Oct '24◦ | 29 Jan '25◦ | 30 Apr '25 | 24 Jul '25 | 10 Nov '25◦ | 3 Feb '26◦ | 29 Apr '26◦ |
| Earnings day | −2.01% | −2.80% | −5.21% | −7.73% | −1.78% | +4.76% | +1.83% | −5.04% | −0.97% | −7.35% | −0.11% | +0.75% |
| +1 day | −0.69% | −3.11% | −4.57% | −6.42% | −1.18% | +5.44% | +1.62% | −2.53% | −5.63% | −6.62% | +0.04% | +2.17% |
| +5 days | −4.37% | −8.29% | −8.25% | −5.96% | +1.19% | +4.15% | +9.66% | −2.86% | −9.00% | −6.58% | +0.47% | +2.73% |
| +15 days | −7.68% | −8.73% | −5.95% | −7.63% | −3.99% | −1.93% | +8.76% | +0.51% | −11.03% | −5.48% | +5.87% | −1.45% |
| +30 days | −0.30% | −8.47% | −10.23% | −2.82% | +7.70% | +2.85% | +8.52% | +3.03% | −2.48% | −6.78% | −13.71% | +1.32% |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
CLast 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 6 Per Share | 6.00 | 30 Jun '26 | 30 Jun '26 |
Shareholding
Sas of Jun 202654.68%Promoter
Promoters54.68%0.03
FIIs20.20%1.13
DIIs16.30%1.20
Public8.64%0.09
Government0.09%
Ownership trend
Peers
P7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance | ₹1,012.80 | 32.81 | 6,30,747 | 0.53% | 5,553 | +21.99% | 21,606 | +18.10% | 10.87% |
| Shriram Finance | ₹1,005.10 | 20.90 | 2,36,576 | 1.07% | 3,453 | +59.89% | 13,400 | +16.16% | 11.49% |
| Cholaman.Inv.&Fn | ₹1,724.40 | 28.06 | 1,46,981 | 0.12% | 1,645 | +30.62% | 8,417 | +19.46% | 9.71% |
| Tata Capital | ₹341.90 | 29.76 | 1,45,196 | 0.17% | 1,466 | +42.82% | 8,160 | +9.12% | 8.58% |
| Muthoot Finance | ₹2,986.70 | 11.32 | 1,19,925 | 1.00% | 3,397 | +126.67% | 9,289 | +65.23% | 15.77% |
| L&T Finance Ltd | ₹302.40 | 23.65 | 75,746 | 0.91% | 916 | +28.72% | 5,213 | +22.38% | 8.40% |
| SBI Cards | ₹618.75 | 25.89 | 58,910 | 0.40% | 664 | +19.51% | 5,041 | +3.36% | 10.10% |
| Median: 98 Co. | ₹126.72 | 20.90 | 488 | 0.00% | 5 | +28.93% | 42 | +18.10% | 9.71% |
Filings
DAnnual reports15
Financial Year 2026bseFinancial Year 2025bseFinancial Year 2024bseFinancial Year 2023bseFinancial Year 2022bseFinancial Year 2021bseFinancial Year 2020bseFinancial Year 2019bseFinancial Year 2018bseFinancial Year 2017bseFinancial Year 2016bseFinancial Year 2015bseFinancial Year 2014bseFinancial Year 2013bseFinancial Year 2012bse
Concall transcripts93
TranscriptMay 2026TranscriptApr 2026PPTApr 2026RECApr 2026TranscriptFeb 2026PPTFeb 2026RECFeb 2026TranscriptDec 2025PPTDec 2025PPTNov 2025RECNov 2025TranscriptJul 2025PPTJul 2025RECJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025PPTDec 2024TranscriptOct 2024PPTOct 2024RECOct 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Issue of Securities 1d - Bajaj Finance allotted 1,14,076 secured NCDs worth Rs 1,152.64 crore at 7.93% on 23 July 2026.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 15 Jul - Q1 FY27 earnings conference call on 30 July 2026 at 6:30 p.m. IST.Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 9 Jul - Certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended 30 June 2026.Board Meeting Intimation for Considering And Approving Unaudited Standalone And Consolidated Financial Results For The Quarter Ended 30 June 2026. 8 Jul - Board meets 30 July 2026 to approve Q1 FY27 standalone and consolidated results; trading window closed till 1 August.Announcement under Regulation 30 (LODR)-Newspaper Publication 8 Jul - Newspaper publication under Regulation 30 of SEBI (LODR) Regulations, 2015