Bajaj Finance Ltd (BAJFINANCE)
₹939.10
Mkt cap
₹5.85L Cr
P/E ratio
26.70
P/B
4.74
Div yield
0.58%
ROE
18.20%
ROCE
10.90%
EPS (TTM)
₹35.17
Book value
₹198
52W range
788–1,176
Sector
Financial Services
Price history
Previous close
Bajaj Finance is mainly engaged in the business of lending. BFL has a diversified lending portfolio across retail, SME and commercial customers with a significant presence in urban and rural India. It also accepts public and corporate deposits and offers variety of financial services products to its customers.(Source : 202003 Annual Report Page No:124)
NSE BAJFINANCEBSE 500034
Health check
Cautious
ValuationExpensive
ProfitabilityAverage
TechnicalsNeutral
52-week range
−20.17% from high₹939
₹788+19.19% from low₹1,176
Current
₹939.10
Prev close
₹938.90
Day
+0.02%
Price performance
1D
+0.02%
1W
+1.09%
1M
−3.56%
3M
−10.86%
6M
+0.98%
1Y
−14.17%
YTD
−5.18%
Financials
Revenue, profit & margin
P/E ratio
26.7×
BAJFINANCE is 45% above the sector median of 18.4×
BAJFINANCE26.7×
Sector median18.4×
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 13,382 | 14,164 | 14,926 | 16,100 | 17,091 | 18,035 | 18,294 | 19,524 | 19,990 | 21,013 | 21,606 | 23,165 | 24,546 | |
| Interest | 4,537 | 4,868 | 5,217 | 5,684 | 6,149 | 6,386 | 6,551 | 6,918 | 7,011 | 7,339 | 7,398 | 7,942 | 8,602 | |
| Expenses | 3,931 | 4,229 | 4,420 | 4,956 | 5,338 | 5,691 | 5,865 | 5,992 | 6,119 | 7,737 | 6,553 | 6,793 | 7,120 | |
| Financing Profit | 4,914 | 5,066 | 5,289 | 5,460 | 5,604 | 5,958 | 5,879 | 6,614 | 6,861 | 5,937 | 7,654 | 8,430 | 8,825 | |
| Financing Margin % | 37% | 36% | 35% | 34% | 33% | 33% | 32% | 34% | 34% | 28% | 35% | 36% | 36% | |
| Other Income | 2 | 5 | 9 | 5 | 7 | 26 | 21 | 5 | 5 | -262 | 11 | 6 | 33 | |
| Depreciation | 159 | 176 | 193 | 200 | 210 | 219 | 252 | 251 | 258 | 244 | 256 | 288 | 321 | |
| Profit before tax | 4,758 | 4,896 | 5,105 | 5,265 | 5,401 | 5,765 | 5,647 | 6,368 | 6,608 | 5,431 | 7,410 | 8,149 | 8,537 | |
| Tax % | 25% | 26% | 25% | 26% | 26% | 25% | 20% | 25% | 25% | 25% | 25% | 25% | 25% | |
| Net Profit | 3,551 | 3,639 | 3,825 | 3,912 | 4,014 | 4,308 | 4,546 | 4,765 | 4,948 | 4,066 | 5,553 | 6,081 | 6,367 | |
| EPS in Rs | 5.86 | 5.89 | 6.18 | 6.32 | 6.46 | 6.86 | 7.21 | 7.56 | 7.84 | 6.39 | 8.78 | 9.61 | 10.06 | |
| Gross NPA % | 0.91% | 0.95% | 0.85% | 0.86% | 1.06% | 1.12% | 0.96% | 1.03% | 1.24% | 1.21% | 1.01% | 0.96% | 1.06% | |
| Net NPA % | 0.31% | 0.37% | 0.37% | 0.38% | 0.46% | 0.48% | 0.44% | 0.50% | 0.60% | 0.47% | 0.41% | 0.39% | 0.42% | |
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.30% · closed higher next day 35 of last 64
| Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | Q2FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 29 Jan '24◦ | 25 Apr '24◦ | 23 Jul '24◦ | 22 Oct '24◦ | 29 Jan '25◦ | 29 Apr '25 | 24 Jul '25 | 10 Nov '25◦ | 3 Feb '26◦ | 29 Apr '26◦ | 30 Jul '26 | 19 Oct '26◦ |
| Earnings day | −5.21% | −7.73% | −1.78% | +4.76% | +1.83% | −5.04% | −0.97% | −7.35% | −0.11% | +0.75% | −0.09% | −3.27% |
| +1 day | −4.57% | −6.42% | −1.18% | +5.44% | +1.62% | −2.53% | −5.63% | −6.62% | +0.04% | +2.17% | +8.23% | −1.59% |
| +5 days | −8.25% | −5.96% | +1.19% | +4.15% | +9.66% | −2.86% | −9.00% | −6.58% | +0.47% | +2.73% | +8.57% | −4.19% |
| +15 days | −5.95% | −7.63% | −3.99% | −1.93% | +8.76% | +0.51% | −11.03% | −5.48% | +5.87% | −1.45% | +3.85% | — |
| +30 days | −10.23% | −2.82% | +7.70% | +2.85% | +8.52% | +3.03% | −2.48% | −6.78% | −13.71% | +1.32% | −1.03% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 6 Per Share | 6.00 | 30 Jun '26 | 30 Jun '26 |
Shareholding
as of Sep 202654.67%Promoter
Promoters54.67%
FIIs19.78%0.42
DIIs16.96%0.66
Public8.46%0.18
Government0.09%
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance | ₹939.10 | 26.73 | 5,84,679 | 0.58% | 6,367 | +28.53% | 24,546 | +22.79% | 10.87% |
| Shriram Finance | ₹823.15 | 15.27 | 1,93,694 | 1.31% | 3,684 | +59.18% | 13,792 | +15.78% | 11.49% |
| Tata Capital | ₹319.90 | 22.64 | 1,35,793 | 0.18% | 1,832 | +51.27% | 9,342 | +20.74% | 8.58% |
| Cholaman.Inv.&Fn | ₹1,586.00 | 21.78 | 1,35,517 | 0.13% | 1,630 | +40.59% | 9,271 | +23.75% | 9.71% |
| Muthoot Finance | ₹2,408.60 | 7.93 | 96,698 | 1.25% | 3,278 | +34.12% | 9,998 | +37.28% | 15.80% |
| L&T Finance Ltd | ₹244.40 | 17.79 | 61,256 | 1.13% | 973 | +32.70% | 5,484 | +26.49% | 8.40% |
| SBI Cards | ₹525.00 | 19.16 | 49,962 | 0.48% | 778 | +74.83% | 5,141 | +3.62% | 10.10% |
| Median: 104 Co. | ₹130.87 | 18.42 | 496 | 0.00% | 11 | +40.59% | 49 | +26.49% | 9.46% |
Filings
Annual reports15
Concall transcripts99
TranscriptOct 2026PPTOct 2026RECOct 2026TranscriptAug 2026PPTAug 2026RECAug 2026TranscriptMay 2026TranscriptApr 2026PPTApr 2026RECApr 2026TranscriptFeb 2026PPTFeb 2026RECFeb 2026TranscriptDec 2025PPTDec 2025RECDec 2025PPTNov 2025TranscriptJul 2025PPTJul 2025RECJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Allotment 30 Oct - Allotted 2,06,950 secured NCDs worth Rs 2,069.501 crore on 30 October 2026.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 26 OctAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 23 Oct - Bajaj Finance uploaded Q2 FY27 earnings call transcript after 19 October 2026 results.Announcement under Regulation 30 (LODR)-Allotment 21 Oct - Allotted 2,12,000 secured NCDs worth Rs. 2,120 crore on 21 October 2026, maturing 21 October 2031.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 19 Oct - Conference call on Q2 FY2027 results held on 19 October 2026; presentation and audio recording shared.