Bajaj Finance Ltd (BAJFINANCE)
₹1,061.30
Mkt cap
₹6.60L Cr
P/E ratio
32.20
P/B
5.80
Div yield
0.51%
ROE
18.20%
ROCE
10.90%
EPS (TTM)
₹32.96
Book value
₹183
52W range
802–1,159
Sector
Financial Services
Price history
Previous close
Bajaj Finance is mainly engaged in the business of lending. BFL has a diversified lending portfolio across retail, SME and commercial customers with a significant presence in urban and rural India. It also accepts public and corporate deposits and offers variety of financial services products to its customers.(Source : 202003 Annual Report Page No:124)
NSE BAJFINANCEBSE 500034
Health check
Cautious
ValuationExpensive
ProfitabilityAverage
TechnicalsNeutral
52-week range
−8.41% from high₹1,061
₹802+32.41% from low₹1,159
Current
₹1,061.30
Prev close
₹1,060.50
Day
+0.08%
Price performance
1D
+0.08%
1W
+0.41%
1M
−1.55%
3M
+19.66%
6M
+12.30%
1Y
+19.33%
YTD
+7.15%
Financials
Revenue, profit & margin
P/E ratio
32.2×
BAJFINANCE is 65% above the sector median of 19.5×
BAJFINANCE32.2×
Sector median19.5×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 12,498 | 13,382 | 14,164 | 14,926 | 16,100 | 17,091 | 18,035 | 18,294 | 19,524 | 20,179 | 21,013 | 21,606 | 23,165 | |
| Interest | 4,103 | 4,537 | 4,868 | 5,217 | 5,684 | 6,149 | 6,386 | 6,551 | 6,918 | 7,011 | 7,339 | 7,398 | 7,942 | |
| Expenses | 3,693 | 3,931 | 4,229 | 4,420 | 4,956 | 5,338 | 5,691 | 5,865 | 5,992 | 6,307 | 7,737 | 6,553 | 6,793 | |
| Financing Profit | 4,703 | 4,914 | 5,066 | 5,289 | 5,460 | 5,604 | 5,958 | 5,879 | 6,614 | 6,861 | 5,937 | 7,654 | 8,430 | |
| Financing Margin % | 38% | 37% | 36% | 35% | 34% | 33% | 33% | 32% | 34% | 34% | 28% | 35% | 36% | |
| Other Income | 5 | 2 | 5 | 9 | 5 | 7 | 26 | 21 | 5 | 5 | -262 | 11 | 6 | |
| Depreciation | 156 | 159 | 176 | 193 | 200 | 210 | 219 | 252 | 251 | 258 | 244 | 256 | 288 | |
| Profit before tax | 4,551 | 4,758 | 4,896 | 5,105 | 5,265 | 5,401 | 5,765 | 5,647 | 6,368 | 6,608 | 5,431 | 7,410 | 8,149 | |
| Tax % | 24% | 25% | 26% | 25% | 26% | 26% | 25% | 20% | 25% | 25% | 25% | 25% | 25% | |
| Net Profit | 3,437 | 3,551 | 3,639 | 3,825 | 3,912 | 4,014 | 4,308 | 4,546 | 4,765 | 4,948 | 4,066 | 5,553 | 6,081 | |
| EPS in Rs | 5.67 | 5.86 | 5.89 | 6.18 | 6.32 | 6.46 | 6.86 | 7.21 | 7.56 | 7.84 | 6.39 | 8.78 | 9.61 | |
| Gross NPA % | 0.87% | 0.91% | 0.95% | 0.85% | 0.86% | 1.06% | 1.12% | 0.96% | 1.03% | 1.24% | 1.21% | 1.01% | 0.96% | |
| Net NPA % | 0.31% | 0.31% | 0.37% | 0.37% | 0.38% | 0.46% | 0.48% | 0.44% | 0.50% | 0.60% | 0.47% | 0.41% | 0.39% | |
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.36% · closed higher next day 35 of last 63
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 17 Oct '23◦ | 29 Jan '24◦ | 25 Apr '24◦ | 23 Jul '24◦ | 22 Oct '24◦ | 29 Jan '25◦ | 29 Apr '25 | 24 Jul '25 | 10 Nov '25◦ | 3 Feb '26◦ | 29 Apr '26◦ | 30 Jul '26 |
| Earnings day | −2.80% | −5.21% | −7.73% | −1.78% | +4.76% | +1.83% | −5.04% | −0.97% | −7.35% | −0.11% | +0.75% | −0.09% |
| +1 day | −3.11% | −4.57% | −6.42% | −1.18% | +5.44% | +1.62% | −2.53% | −5.63% | −6.62% | +0.04% | +2.17% | +8.23% |
| +5 days | −8.29% | −8.25% | −5.96% | +1.19% | +4.15% | +9.66% | −2.86% | −9.00% | −6.58% | +0.47% | +2.73% | +8.57% |
| +15 days | −8.73% | −5.95% | −7.63% | −3.99% | −1.93% | +8.76% | +0.51% | −11.03% | −5.48% | +5.87% | −1.45% | +3.85% |
| +30 days | −8.47% | −10.23% | −2.82% | +7.70% | +2.85% | +8.52% | +3.03% | −2.48% | −6.78% | −13.71% | +1.32% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 6 Per Share | 6.00 | 30 Jun '26 | 30 Jun '26 |
Shareholding
as of Jun 202654.68%Promoter
Promoters54.68%0.03
FIIs20.20%1.13
DIIs16.30%1.20
Public8.64%0.09
Government0.09%
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹1,060.50 | 32.24 | 6,60,262 | 0.51% | 6,081 | +27.37% | 23,165 | +18.65% | 10.87% |
| SHRIRAMFIN | ₹1,041.00 | 21.64 | 2,44,946 | 1.04% | 3,453 | +59.89% | 13,400 | +16.16% | 11.49% |
| TATACAP | ₹375.05 | 29.29 | 1,59,204 | 0.15% | 1,628 | +56.32% | 8,822 | +15.10% | 8.58% |
| CHOLAFIN | ₹1,839.00 | 27.31 | 1,57,063 | 0.11% | 1,656 | +45.56% | 8,856 | +21.87% | 9.71% |
| MUTHOOTFIN | ₹2,913.80 | 10.29 | 1,16,980 | 1.03% | 2,825 | +38.83% | 8,672 | +34.44% | 15.80% |
| LTF | ₹314.00 | 24.57 | 78,699 | 0.88% | 916 | +28.72% | 5,213 | +22.38% | 8.40% |
| SBICARD | ₹658.25 | 27.53 | 62,642 | 0.38% | 664 | +19.51% | 5,041 | +3.36% | 10.10% |
| Median: 100 Co. | ₹128.64 | 19.47 | 521 | 0.00% | 11 | +38.31% | 49 | +27.36% | 9.60% |
Filings
Annual reports15
Annual Report 2026bseAnnual Report 2025bseAnnual Report 2024bseAnnual Report 2023bseAnnual Report 2022bseAnnual Report 2021bseAnnual Report 2020bseAnnual Report 2019bseAnnual Report 2018bseAnnual Report 2017bseAnnual Report 2016bseAnnual Report 2015bseAnnual Report 2014bseAnnual Report 2013bseAnnual Report 2012bse
Concall transcripts96
TranscriptFeb 2026TranscriptAug 2026PPTAug 2026RECAug 2026TranscriptMay 2026TranscriptApr 2026PPTApr 2026RECApr 2026PPTFeb 2026RECFeb 2026TranscriptDec 2025PPTDec 2025RECDec 2025PPTNov 2025TranscriptJul 2025PPTJul 2025RECJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025PPTDec 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Change in Registered Office Address 1 Sep - Bajaj Finance shifted registered office to Viman Nagar, Pune, effective 1 September 2026.Announcement under Regulation 30 (LODR)-Allotment 27 Aug - Allotted 5,00,000 secured NCDs worth ₹5,000 crore on 27 August 2026, maturing 27 August 2036.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 26 AugAnnouncement under Regulation 30 (LODR)-Allotment 18 Aug - Allotted 50,000 secured NCDs worth Rs. 498.22 crore on 18 August 2026 at 7.79% p.a., maturing 4 July 2036.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 17 Aug - Bajaj Finance to host institutional investor meetings on 20 August 2026 at Bajaj Finserv Leadership Day.