L&T Finance Ltd (LTF)
₹309.80
Mkt cap
₹78,324 Cr
P/E ratio
24.50
P/B
2.77
Div yield
0.88%
ROE
11.20%
ROCE
8.40%
EPS (TTM)
₹12.64
Book value
₹112
52W range
227–336
Sector
Financial Services
Price history
Previous close
L&T Finance Ltd. is a NBFC, offering a range of financial products and services. [1] Company has filed requisite application for necessary registration as Systemically Important Non- Deposit Accepting Core Investment Company (NBFC-CIC) [2]
NSE LTFBSE 533519
Health check
Cautious
ValuationFair
ProfitabilityWeak
TechnicalsNeutral
52-week range
−7.69% from high₹310
₹227+36.39% from low₹336
Current
₹309.80
Prev close
₹312.50
Day
−0.86%
Price performance
1D
−0.86%
1W
+0.24%
1M
−0.97%
3M
+18.99%
6M
+12.45%
1Y
+39.59%
YTD
−3.11%
Financials
Revenue, profit & margin
P/E ratio
24.5×
LTF is 26% above the sector median of 19.4×
LTF24.5×
Sector median19.4×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,223 | 3,214 | 3,534 | 3,670 | 3,784 | 4,019 | 4,098 | 4,023 | 4,260 | 4,336 | 4,578 | 4,771 | 5,213 | |
| Interest | 1,364 | 1,325 | 1,353 | 1,335 | 1,351 | 1,476 | 1,569 | 1,600 | 1,636 | 1,634 | 1,703 | 1,747 | 1,970 | |
| Expenses | 1,270 | 1,331 | 1,375 | 1,619 | 1,482 | 1,575 | 1,676 | 1,581 | 1,640 | 1,662 | 1,800 | 1,890 | 1,974 | |
| Financing Profit | 590 | 557 | 806 | 716 | 950 | 968 | 853 | 842 | 984 | 1,040 | 1,075 | 1,134 | 1,269 | |
| Financing Margin % | 18% | 17% | 23% | 20% | 25% | 24% | 21% | 21% | 23% | 24% | 23% | 24% | 24% | |
| Other Income | 153 | 268 | 47 | 6 | 0 | 5 | 8 | 4 | 0 | 0 | -25 | 0 | 30 | |
| Depreciation | 30 | 28 | 29 | 28 | 28 | 33 | 36 | 41 | 41 | 51 | 58 | 60 | 63 | |
| Profit before tax | 714 | 797 | 824 | 694 | 922 | 940 | 824 | 806 | 943 | 989 | 992 | 1,074 | 1,236 | |
| Tax % | 26% | 25% | 22% | 20% | 26% | 26% | 24% | 21% | 26% | 26% | 26% | 25% | 26% | |
| Net Profit | 531 | 594 | 639 | 553 | 685 | 697 | 626 | 636 | 701 | 735 | 738 | 809 | 916 | |
| EPS in Rs | 2.14 | 2.40 | 2.57 | 2.23 | 2.75 | 2.79 | 2.51 | 2.55 | 2.81 | 2.94 | 2.95 | 3.22 | 3.60 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −0.73% · closed higher next day 23 of last 57
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 20 Oct '23◦ | 23 Jan '24◦ | 27 Apr '24◦ | 16 Jul '24◦ | 18 Oct '24◦ | 20 Jan '25◦ | 25 Apr '25◦ | 18 Jul '25◦ | 15 Oct '25◦ | 16 Jan '26◦ | 24 Apr '26◦ | 10 Jul '26◦ |
| Earnings day | −3.88% | +1.07% | +3.05% | +0.12% | −5.29% | +1.11% | −3.08% | +3.66% | −0.87% | +1.23% | −0.78% | +1.07% |
| +1 day | −3.95% | +4.61% | +1.74% | −4.56% | −12.06% | −3.53% | −2.98% | +2.98% | −1.95% | −0.88% | −1.47% | −1.85% |
| +5 days | −3.52% | +7.96% | −1.74% | −5.76% | −14.65% | −1.80% | −5.05% | −0.57% | −1.62% | −3.76% | +0.14% | −4.79% |
| +15 days | +9.14% | +7.55% | −3.02% | −10.14% | −16.84% | +2.17% | −1.05% | −2.56% | +8.65% | −0.81% | −4.17% | −1.01% |
| +30 days | +12.30% | +1.41% | +0.67% | −8.13% | −10.94% | −3.87% | +12.59% | +11.81% | +12.70% | −8.55% | −10.24% | −1.68% |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 2.75 Per Share | 2.75 | 22 May '26 | 22 May '26 |
Shareholding
as of Jun 202665.96%Promoter
Promoters65.96%0.03
FIIs7.71%0.07
DIIs14.90%
Public11.45%0.03
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹1,060.00 | 32.22 | 6,59,951 | 0.51% | 6,081 | +27.37% | 23,165 | +18.65% | 10.87% |
| SHRIRAMFIN | ₹1,037.00 | 21.56 | 2,44,004 | 1.04% | 3,453 | +59.89% | 13,400 | +16.16% | 11.49% |
| CHOLAFIN | ₹1,848.20 | 27.45 | 1,57,848 | 0.11% | 1,656 | +45.56% | 8,856 | +21.87% | 9.71% |
| TATACAP | ₹369.95 | 28.90 | 1,57,060 | 0.15% | 1,628 | +56.32% | 8,822 | +15.10% | 8.58% |
| MUTHOOTFIN | ₹2,880.00 | 10.17 | 1,15,623 | 1.04% | 2,825 | +38.83% | 8,672 | +34.44% | 15.80% |
| LTF | ₹312.50 | 24.46 | 78,324 | 0.88% | 916 | +28.72% | 5,213 | +22.38% | 8.40% |
| SBICARD | ₹674.65 | 28.23 | 64,237 | 0.37% | 664 | +19.51% | 5,041 | +3.36% | 10.10% |
| Median: 100 Co. | ₹130.84 | 19.41 | 517 | 0.00% | 11 | +38.31% | 49 | +27.36% | 9.60% |
Filings
Annual reports15
Annual Report 2026bseAnnual Report 2025bseAnnual Report 2024bseAnnual Report 2023bseAnnual Report 2022bseAnnual Report 2021bseAnnual Report 2020bseAnnual Report 2019bseAnnual Report 2018bseAnnual Report 2017bseAnnual Report 2016bseAnnual Report 2015bseAnnual Report 2014bseAnnual Report 2013bseAnnual Report 2012bse
Concall transcripts97
TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptJan 2026PPTJan 2026RECJan 2026TranscriptNov 2025PPTNov 2025TranscriptOct 2025PPTOct 2025RECOct 2025TranscriptJul 2025PPTJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptJan 2025PPTJan 2025TranscriptDec 2024PPTDec 2024TranscriptOct 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Newspaper Publication 4 Sep - Please find the enclosed intimation for the captioned subject.Shareholder Meeting / Postal Ballot-Notice of Postal Ballot 3 Sep - Postal ballot seeks approval for two WTD appointments, one independent director, and PPI business objects amendment.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 2 Sep - L&T Finance schedules investor meetings in Mumbai on September 9-11, 2026.Announcement under Regulation 30 (LODR)-Allotment 2 Sep - L&T Finance allotted 50,000 NCDs worth Rs. 500 crore on September 2, 2026.Intimation Under Regulation 30 Of SEBI (LODR) Regulations, 2015. 1 Sep - IRDAI issued perpetual Corporate Agent registration to L&T Finance effective August 31, 2026.