L&T Finance Ltd (LTF)
₹302.40
Mkt cap
₹75,771 Cr
P/E ratio
23.70
P/B
2.70
Div yield
0.91%
ROE
11.20%
ROCE
8.40%
EPS (TTM)
₹12.76
Book value
₹112
52W range
196–336
Sector
Financial Services
L&T Finance Ltd. is a NBFC, offering a range of financial products and services. [1] Company has filed requisite application for necessary registration as Systemically Important Non- Deposit Accepting Core Investment Company (NBFC-CIC) [2]
Health check
Mixed
ValuationFair
ProfitabilityWeak
TechnicalsBullish
52-week range
−9.89% from high₹302
₹196+54.48% from low₹336
Current
₹302.40
Prev close
₹302.50
Day
−0.03%
Price performance
1D
−0.03%
1W
−1.13%
1M
+1.14%
3M
+4.26%
6M
+2.93%
1Y
+51.37%
YTD
−5.43%
Financials
FRevenue, profit & margin
P/E ratio
23.7×
LTF is 13% above the sector median of 20.9×
LTF23.7×
Sector median20.9×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,223 | 3,214 | 3,534 | 3,670 | 3,784 | 4,019 | 4,098 | 4,023 | 4,260 | 4,336 | 4,578 | 4,771 | 5,213 | |
| Interest | 1,364 | 1,325 | 1,353 | 1,335 | 1,351 | 1,476 | 1,569 | 1,600 | 1,636 | 1,634 | 1,703 | 1,747 | 1,970 | |
| Expenses | 1,270 | 1,331 | 1,375 | 1,619 | 1,482 | 1,575 | 1,676 | 1,581 | 1,640 | 1,662 | 1,800 | 1,890 | 1,974 | |
| Financing Profit | 590 | 557 | 806 | 716 | 950 | 968 | 853 | 842 | 984 | 1,040 | 1,075 | 1,134 | 1,269 | |
| Financing Margin % | 18% | 17% | 23% | 20% | 25% | 24% | 21% | 21% | 23% | 24% | 23% | 24% | 24% | |
| Other Income | 153 | 268 | 47 | 6 | 0 | 5 | 8 | 4 | 0 | 0 | -25 | 0 | 30 | |
| Depreciation | 30 | 28 | 29 | 28 | 28 | 33 | 36 | 41 | 41 | 51 | 58 | 60 | 63 | |
| Profit before tax | 714 | 797 | 824 | 694 | 922 | 940 | 824 | 806 | 943 | 989 | 992 | 1,074 | 1,236 | |
| Tax % | 26% | 25% | 22% | 20% | 26% | 26% | 24% | 21% | 26% | 26% | 26% | 25% | 26% | |
| Net Profit | 531 | 594 | 639 | 553 | 685 | 697 | 626 | 636 | 701 | 735 | 738 | 809 | 916 | |
| EPS in Rs | 2.14 | 2.40 | 2.57 | 2.23 | 2.75 | 2.79 | 2.51 | 2.55 | 2.81 | 2.94 | 2.95 | 3.22 | 3.60 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
EResults dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −0.51% · closed higher next day 23 of last 57
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 20 Oct '23◦ | 23 Jan '24◦ | 27 Apr '24◦ | 16 Jul '24◦ | 18 Oct '24◦ | 20 Jan '25◦ | 25 Apr '25◦ | 18 Jul '25◦ | 15 Oct '25◦ | 16 Jan '26◦ | 24 Apr '26◦ | 10 Jul '26◦ |
| Earnings day | −3.88% | +1.07% | +3.05% | +0.12% | −5.29% | +1.11% | −3.08% | +3.66% | −0.87% | +1.23% | −0.78% | +1.07% |
| +1 day | −3.95% | +4.61% | +1.74% | −4.56% | −12.06% | −3.53% | −2.98% | +2.98% | −1.95% | −0.88% | −1.47% | −1.85% |
| +5 days | −3.52% | +7.96% | −1.74% | −5.76% | −14.65% | −1.80% | −5.05% | −0.57% | −1.62% | −3.76% | +0.14% | −4.79% |
| +15 days | +9.14% | +7.55% | −3.02% | −10.14% | −16.84% | +2.17% | −1.05% | −2.56% | +8.65% | −0.81% | −4.17% | — |
| +30 days | +12.30% | +1.41% | +0.67% | −8.13% | −10.94% | −3.87% | +12.59% | +11.81% | +12.70% | −8.55% | −10.24% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
CLast 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 2.75 Per Share | 2.75 | 22 May '26 | 22 May '26 |
Shareholding
Sas of Jun 202665.96%Promoter
Promoters65.96%0.03
FIIs7.71%0.07
DIIs14.90%
Public11.45%0.03
Ownership trend
Peers
P7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance | ₹1,012.80 | 32.80 | 6,30,565 | 0.53% | 5,553 | +21.99% | 21,606 | +18.10% | 10.87% |
| Shriram Finance | ₹1,005.10 | 20.90 | 2,36,495 | 1.07% | 3,453 | +59.89% | 13,400 | +16.16% | 11.49% |
| Cholaman.Inv.&Fn | ₹1,724.40 | 28.07 | 1,47,032 | 0.12% | 1,645 | +30.62% | 8,417 | +19.46% | 9.71% |
| Tata Capital | ₹341.90 | 29.76 | 1,45,196 | 0.17% | 1,466 | +42.82% | 8,160 | +9.12% | 8.58% |
| Muthoot Finance | ₹2,986.70 | 11.32 | 1,19,907 | 1.00% | 3,397 | +126.67% | 9,289 | +65.23% | 15.77% |
| L&T Finance Ltd | ₹302.40 | 23.66 | 75,771 | 0.91% | 916 | +28.72% | 5,213 | +22.38% | 8.40% |
| SBI Cards | ₹618.75 | 25.89 | 58,910 | 0.40% | 664 | +19.51% | 5,041 | +3.36% | 10.10% |
| Median: 98 Co. | ₹126.72 | 20.90 | 487 | 0.00% | 5 | +28.93% | 42 | +18.10% | 9.71% |
Filings
DAnnual reports15
Financial Year 2026bseFinancial Year 2025bseFinancial Year 2024bseFinancial Year 2023bseFinancial Year 2022bseFinancial Year 2021bseFinancial Year 2020bseFinancial Year 2019bseFinancial Year 2018bseFinancial Year 2017bseFinancial Year 2016bseFinancial Year 2015bseFinancial Year 2014bseFinancial Year 2013bseFinancial Year 2012bse
Concall transcripts97
TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptJan 2026PPTJan 2026RECJan 2026TranscriptNov 2025PPTNov 2025TranscriptOct 2025PPTOct 2025RECOct 2025TranscriptJul 2025PPTJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptJan 2025PPTJan 2025TranscriptDec 2024PPTDec 2024TranscriptOct 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Earnings Call Transcript 20 Jul - Please find attached the intimation regarding the earnings call transcript for Q1FY2026-27.Disclosure Under Regulation 31A Of The SEBI (LODR) Regulations, 2015 14 Jul - Submitted BSE and NSE applications for Nabha Power Limited's promoter-group to public reclassification on July 14, 2026.Announcement under Regulation 30 (LODR)-Credit Rating 14 Jul - L&T Finance received ESG score 81.9, Grade A, versus 82.9 previously.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 13 Jul - Audio recording of July 13, 2026 Q1FY2026-27 investor meet and strategy update uploaded.Announcement under Regulation 30 (LODR)-Investor Presentation 10 Jul - The intimation regarding the investor presentation for the quarter ended June 30, 2026





