PTC India Financial Services Ltd: Q2FY27 results
PTC India Financial Services Ltd reported revenue of Rs 110 cr and net profit of Rs 44 cr for Q2FY27.
Filed 27 Oct 2026, 17:25 IST · after market close · PTC India Financial Services Ltd (PFS)
Price around the results
What was reported
PTC India Financial Services Ltd reported revenue of Rs 110 cr and net profit of Rs 44 cr for Q2FY27. Figures are consolidated.
How it compares
Against the previous quarter revenue changed +6.66%.
Q2FY27 at a glance
Consolidated figures as filed with NSE — filed ahead of third-party databases, not yet independently cross-checked.
| Line item | Q2FY27 | Q1FY27 | QoQ |
|---|---|---|---|
| Revenue | ₹110 cr | ₹103 cr | +6.66% |
| Other income | ₹3 cr | ₹0 cr | — |
| Expenses | ₹61 cr | ₹9 cr | +586.68% |
| Operating profit | ₹49 cr | ₹94 cr | -47.75% |
| Operating margin (%) | 44.79% | 91.42% | — |
| Interest | ₹34 cr | ₹39 cr | -11.43% |
| Depreciation | ₹2 cr | ₹2 cr | +0.59% |
| Profit before tax | ₹17 cr | ₹54 cr | -68.63% |
| Tax | ₹-27 cr | ₹14 cr | — |
| Net profit | ₹44 cr | ₹40 cr | +9.44% |
| EPS (₹) | ₹0.69 | ₹0.63 | +9.52% |
Operating margin of 44.79% compares with a Financial Services sector median of 60.57% across 34 peers that have reported Q2FY27.
What management said
From the company’s own investor presentation. Each point is checked against the source document before it appears here.
This quarter
- AUM recorded growth after two years, reflecting business momentum.
- The company achieved its highest loan sanctions in the past eight years.
- The company recorded its highest loan disbursement in the past four years.
- Fresh bank sanctions and drawdowns during the quarter strengthened funding availability.
Guidance & outlook
- The company aims to drive profitable and disciplined growth in FY27.
- The company plans to pursue infrastructure opportunities across loan sizes and the value chain.
- The company plans to drive disciplined and sustainable loan book growth.
- The company plans to expand lending across private, PSU and government entities.
- The company plans to broaden funding sources and optimize capital deployment.
New initiatives
- The company is returning to core infrastructure financing by leveraging established relationships for stronger execution.
- The company plans to balance data-driven analytics with experiential judgment.
- The company is committed to advancing ESG-led sustainable infrastructure financing.
- The company is focusing on green and sustainable finance.
- The company has integrated ESMS into credit due diligence.