Muthoot Finance Ltd (MUTHOOTFIN)
₹2,986.70
Mkt cap
₹1.20L Cr
P/E ratio
11.30
P/B
3.06
Div yield
1.00%
ROE
30.90%
ROCE
15.80%
EPS (TTM)
₹264.31
Book value
₹975
52W range
2,510–4,092
Sector
Financial Services
Muthoot Finance is NBFC engaged in the business of providing gold loans. The company predominately operates in Southern India [1]
Health check
Constructive
ValuationCheap
ProfitabilityStrong
TechnicalsBearish
52-week range
−27.01% from high₹2,987
₹2,510+19.00% from low₹4,092
Current
₹2,986.70
Prev close
₹2,983.00
Day
+0.12%
Price performance
1D
+0.12%
1W
+0.13%
1M
−1.29%
3M
−14.51%
6M
−24.01%
1Y
+12.28%
YTD
−21.83%
Financials
FRevenue, profit & margin
P/E ratio
11.3×
MUTHOOTFIN is 46% below the sector median of 20.9×
MUTHOOTFIN11.3×
Sector median20.9×
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,275 | 3,472 | 3,606 | 3,820 | 4,164 | 4,474 | 4,929 | 5,190 | 5,622 | 6,450 | 7,283 | 8,188 | 9,289 | |
| Interest | 1,091 | 1,236 | 1,335 | 1,412 | 1,447 | 1,595 | 1,807 | 1,900 | 2,111 | 2,355 | 2,571 | 2,919 | 3,155 | |
| Expenses | 829 | 847 | 805 | 872 | 1,121 | 1,226 | 1,324 | 1,405 | 1,549 | 1,441 | 1,480 | 1,426 | 1,528 | |
| Financing Profit | 1,355 | 1,389 | 1,467 | 1,536 | 1,596 | 1,653 | 1,798 | 1,885 | 1,961 | 2,654 | 3,232 | 3,843 | 4,606 | |
| Financing Margin % | 41% | 40% | 41% | 40% | 38% | 37% | 36% | 36% | 35% | 41% | 44% | 47% | 50% | |
| Other Income | 23 | 37 | 26 | 23 | 16 | 19 | 29 | 32 | 6 | 35 | 50 | 20 | 3 | |
| Depreciation | 23 | 19 | 22 | 24 | 27 | 26 | 25 | 31 | 35 | 35 | 38 | 40 | 24 | |
| Profit before tax | 1,355 | 1,407 | 1,470 | 1,534 | 1,585 | 1,646 | 1,802 | 1,886 | 1,932 | 2,654 | 3,244 | 3,822 | 4,584 | |
| Tax % | 26% | 26% | 26% | 25% | 25% | 27% | 27% | 26% | 25% | 26% | 26% | 26% | 26% | |
| Net Profit | 1,009 | 1,045 | 1,095 | 1,145 | 1,182 | 1,196 | 1,321 | 1,392 | 1,444 | 1,974 | 2,412 | 2,823 | 3,397 | |
| EPS in Rs | 24.25 | 25.46 | 26.39 | 27.49 | 28.37 | 28.99 | 31.67 | 34.60 | 36.81 | 50.22 | 60.29 | 69.84 | 83.43 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
EResults dates & reactionsNext results
1 Aug '26
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.44% · closed higher next day 28 of last 56
| Q1FY24 | Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 11 Aug '23◦ | 9 Nov '23◦ | 15 Feb '24 | 31 May '24 | 14 Aug '24 | 15 Nov '24◦ | 13 Feb '25 | 14 May '25◦ | 13 Aug '25◦ | 13 Nov '25◦ | 12 Feb '26◦ | 14 May '26◦ |
| Earnings day | −5.03% | −3.05% | −2.60% | +0.56% | −1.98% | +6.18% | +6.18% | −6.89% | +9.86% | +9.80% | −11.82% | −6.22% |
| +1 day | −6.96% | −1.74% | −1.61% | +1.89% | −1.03% | +6.79% | +3.30% | −6.86% | +10.30% | +10.83% | −13.98% | −6.80% |
| +5 days | −6.99% | +1.04% | −3.11% | +5.92% | +4.05% | +9.91% | +4.28% | −7.23% | +6.80% | +7.16% | −14.92% | −6.64% |
| +15 days | −4.97% | +9.20% | −0.15% | +3.44% | +7.35% | +14.49% | −0.16% | +1.54% | +15.58% | +11.99% | −20.29% | −16.04% |
| +30 days | −6.71% | +12.48% | +13.30% | +9.69% | +10.49% | +24.73% | +7.14% | +14.31% | +22.10% | +10.12% | −19.94% | −15.12% |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
CLast 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Interim Dividend - Rs 30 Per Share | 30.00 | 17 Apr '26 | 17 Apr '26 |
Shareholding
Sas of Jun 202673.35%Promoter
Promoters73.35%
FIIs11.61%0.70
DIIs10.75%0.32
Public4.29%0.37
Ownership trend
Peers
P7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance | ₹1,012.80 | 32.80 | 6,30,565 | 0.53% | 5,553 | +21.99% | 21,606 | +18.10% | 10.87% |
| Shriram Finance | ₹1,005.10 | 20.90 | 2,36,576 | 1.07% | 3,453 | +59.89% | 13,400 | +16.16% | 11.49% |
| Cholaman.Inv.&Fn | ₹1,724.40 | 28.07 | 1,47,032 | 0.12% | 1,645 | +30.62% | 8,417 | +19.46% | 9.71% |
| Tata Capital | ₹341.90 | 29.76 | 1,45,196 | 0.17% | 1,466 | +42.82% | 8,160 | +9.12% | 8.58% |
| Muthoot Finance | ₹2,986.70 | 11.32 | 1,19,925 | 1.00% | 3,397 | +126.67% | 9,289 | +65.23% | 15.77% |
| L&T Finance Ltd | ₹302.40 | 23.65 | 75,746 | 0.91% | 916 | +28.72% | 5,213 | +22.38% | 8.40% |
| SBI Cards | ₹618.75 | 25.89 | 58,910 | 0.40% | 664 | +19.51% | 5,041 | +3.36% | 10.10% |
| Median: 98 Co. | ₹126.72 | 20.90 | 487 | 0.00% | 5 | +28.93% | 42 | +18.10% | 9.71% |
Filings
DAnnual reports15
Financial Year 2025bseFinancial Year 2024bseFinancial Year 2023bseFinancial Year 2022bseFinancial Year 2021bseFinancial Year 2020bseFinancial Year 2019bseFinancial Year 2018bseFinancial Year 2017bseFinancial Year 2016bseFinancial Year 2015bseFinancial Year 2014bseFinancial Year 2013bseFinancial Year 2013nseFinancial Year 2012bse
Concall transcripts62
TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026RECFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025RECAug 2025TranscriptMay 2025PPTMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptNov 2024PPTNov 2024RECNov 2024TranscriptAug 2024PPTAug 2024RECAug 2024TranscriptJun 2024
Credit ratings6
Announcements5
Board Meeting Intimation for Prior Intimation About Board Meeting 3h - Board meeting on August 1, 2026 to consider June quarter unaudited financial results.Disclosure Under Regulation 30 17 Jul - RBI imposed Rs. 5.80 lakh penalty on July 10, 2026 for KYC non-compliance.Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 8 Jul - Submitted Regulation 74(5) certificate confirming dematerialized securities and cancellation of physical certificates.Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 8 JulClosure of Trading Window 23 Jun