Muthoot Finance Ltd (MUTHOOTFIN)
₹2,899.70
Mkt cap
₹1.15L Cr
P/E ratio
10.10
P/B
2.87
Div yield
1.04%
ROE
30.90%
ROCE
15.80%
EPS (TTM)
₹287.10
Book value
₹1,011
52W range
2,784–4,092
Sector
Financial Services
Price history
Previous close
Muthoot Finance is NBFC engaged in the business of providing gold loans. The company predominately operates in Southern India [1]
NSE MUTHOOTFINBSE 533398
Health check
Constructive
ValuationCheap
ProfitabilityStrong
TechnicalsBearish
52-week range
−29.13% from high₹2,900
₹2,784+4.17% from low₹4,092
Current
₹2,899.70
Prev close
₹2,880.00
Day
+0.68%
Price performance
1D
+0.68%
1W
−0.18%
1M
−0.22%
3M
+0.03%
6M
−12.30%
1Y
+7.45%
YTD
−24.11%
Financials
Revenue, profit & margin
P/E ratio
10.1×
MUTHOOTFIN is 48% below the sector median of 19.4×
MUTHOOTFIN10.1×
Sector median19.4×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,472 | 3,606 | 3,820 | 4,164 | 4,474 | 4,929 | 5,190 | 5,622 | 6,450 | 7,283 | 8,188 | 9,289 | 8,672 | |
| Interest | 1,236 | 1,335 | 1,412 | 1,447 | 1,595 | 1,807 | 1,900 | 2,111 | 2,355 | 2,571 | 2,919 | 3,155 | 3,458 | |
| Expenses | 847 | 805 | 872 | 1,121 | 1,226 | 1,324 | 1,405 | 1,549 | 1,422 | 1,480 | 1,426 | 1,528 | 1,408 | |
| Financing Profit | 1,389 | 1,467 | 1,536 | 1,596 | 1,653 | 1,798 | 1,885 | 1,961 | 2,673 | 3,232 | 3,843 | 4,606 | 3,805 | |
| Financing Margin % | 40% | 41% | 40% | 38% | 37% | 36% | 36% | 35% | 41% | 44% | 47% | 50% | 44% | |
| Other Income | 37 | 26 | 23 | 16 | 19 | 29 | 32 | 6 | 16 | 50 | 20 | 3 | 23 | |
| Depreciation | 19 | 22 | 24 | 27 | 26 | 25 | 31 | 35 | 35 | 38 | 40 | 24 | 31 | |
| Profit before tax | 1,407 | 1,470 | 1,534 | 1,585 | 1,646 | 1,802 | 1,886 | 1,932 | 2,654 | 3,244 | 3,822 | 4,584 | 3,797 | |
| Tax % | 26% | 26% | 25% | 25% | 27% | 27% | 26% | 25% | 26% | 26% | 26% | 26% | 26% | |
| Net Profit | 1,045 | 1,095 | 1,145 | 1,182 | 1,196 | 1,321 | 1,392 | 1,444 | 1,974 | 2,412 | 2,823 | 3,397 | 2,825 | |
| EPS in Rs | 25.46 | 26.39 | 27.49 | 28.37 | 28.99 | 31.67 | 34.60 | 36.81 | 50.22 | 60.29 | 69.84 | 83.43 | 69.72 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.35% · closed higher next day 28 of last 56
| Q1FY24 | Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 11 Aug '23◦ | 9 Nov '23◦ | 15 Feb '24 | 31 May '24 | 14 Aug '24 | 15 Nov '24◦ | 13 Feb '25 | 14 May '25◦ | 13 Aug '25◦ | 13 Nov '25◦ | 12 Feb '26◦ | 14 May '26◦ |
| Earnings day | −5.03% | −3.05% | −2.60% | +0.56% | −1.98% | +6.18% | +6.18% | −6.89% | +9.86% | +9.80% | −11.82% | −6.22% |
| +1 day | −6.96% | −1.74% | −1.61% | +1.89% | −1.03% | +6.79% | +3.30% | −6.86% | +10.30% | +10.83% | −13.98% | −6.80% |
| +5 days | −6.99% | +1.04% | −3.11% | +5.92% | +4.05% | +9.91% | +4.28% | −7.23% | +6.80% | +7.16% | −14.92% | −6.64% |
| +15 days | −4.97% | +9.20% | −0.15% | +3.44% | +7.35% | +14.49% | −0.16% | +1.54% | +15.58% | +11.99% | −20.29% | −16.04% |
| +30 days | −6.71% | +12.48% | +13.30% | +9.69% | +10.49% | +24.73% | +7.14% | +14.31% | +22.10% | +10.12% | −19.94% | −15.12% |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Interim Dividend - Rs 30 Per Share | 30.00 | 17 Apr '26 | 17 Apr '26 |
Results analysis
Shareholding
as of Jun 202673.35%Promoter
Promoters73.35%
FIIs11.61%0.70
DIIs10.75%0.32
Public4.29%0.37
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹1,060.00 | 32.22 | 6,59,951 | 0.51% | 6,081 | +27.37% | 23,165 | +18.65% | 10.87% |
| SHRIRAMFIN | ₹1,037.00 | 21.56 | 2,44,004 | 1.04% | 3,453 | +59.89% | 13,400 | +16.16% | 11.49% |
| CHOLAFIN | ₹1,848.20 | 27.45 | 1,57,848 | 0.11% | 1,656 | +45.56% | 8,856 | +21.87% | 9.71% |
| TATACAP | ₹369.95 | 28.90 | 1,57,060 | 0.15% | 1,628 | +56.32% | 8,822 | +15.10% | 8.58% |
| MUTHOOTFIN | ₹2,880.00 | 10.14 | 1,15,377 | 1.04% | 2,825 | +38.83% | 8,672 | +34.44% | 15.80% |
| LTF | ₹312.50 | 24.46 | 78,324 | 0.88% | 916 | +28.72% | 5,213 | +22.38% | 8.40% |
| SBICARD | ₹674.65 | 28.23 | 64,237 | 0.37% | 664 | +19.51% | 5,041 | +3.36% | 10.10% |
| Median: 100 Co. | ₹130.84 | 19.41 | 517 | 0.00% | 11 | +38.31% | 49 | +27.36% | 9.60% |
Filings
Annual reports15
Annual Report 2026bseAnnual Report 2025bseAnnual Report 2024bseAnnual Report 2023bseAnnual Report 2022bseAnnual Report 2021bseAnnual Report 2020bseAnnual Report 2019bseAnnual Report 2018bseAnnual Report 2017bseAnnual Report 2016bseAnnual Report 2015bseAnnual Report 2014bseAnnual Report 2013bseAnnual Report 2013nse
Concall transcripts66
TranscriptAug 2026PPTAug 2026RECAug 2026PPTAug 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026RECFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025RECAug 2025TranscriptMay 2025PPTMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptNov 2024PPTNov 2024RECNov 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Change in Management 2 Sep - AGM on August 31, 2026 approved multiple director reappointments and new appointments, including Managing Director and Vice Chairman.Shareholder Meeting / Postal Ballot-Outcome of AGM 31 Aug - AGM on Aug 31, 2026 disclosed FY26 results, 300% dividend, MD transition, and Muthoot Money merger proposal.Board Meeting Outcome for Outcome Of Board Meeting Held On August 31, 2026 31 Aug - Board approved amalgamation of Muthoot Money Ltd into Muthoot Finance on Aug. 31, 2026, subject to approvals.Closure of Trading Window 18 Aug - Trading window closed from August 24, 2026 to September 2, 2026.Intimation Under Regulation 30 11 Aug - Muthoot Finance schedules 29th AGM on August 31, 2026 and shares FY26 annual report link.





