Muthoot Finance Ltd (MUTHOOTFIN)
₹2,408.60
Mkt cap
₹96,698 Cr
P/E ratio
7.93
P/B
2.20
Div yield
1.25%
ROE
30.90%
ROCE
15.80%
EPS (TTM)
₹303.73
Book value
₹1,094
52W range
2,332–4,150
Sector
Financial Services
Price history
Previous close
Muthoot Finance is NBFC engaged in the business of providing gold loans. The company predominately operates in Southern India [1]
NSE MUTHOOTFINBSE 533398
Health check
Constructive
ValuationCheap
ProfitabilityStrong
TechnicalsBearish
52-week range
−41.95% from high₹2,409
₹2,332+3.29% from low₹4,150
Current
₹2,408.60
Prev close
₹2,497.10
Day
−3.54%
Price performance
1D
−3.54%
1W
+1.50%
1M
−11.99%
3M
−19.95%
6M
−30.41%
1Y
−24.31%
YTD
−36.96%
Financials
Revenue, profit & margin
P/E ratio
7.9×
MUTHOOTFIN is 57% below the sector median of 18.4×
MUTHOOTFIN7.9×
Sector median18.4×
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,606 | 3,820 | 4,164 | 4,474 | 4,929 | 5,190 | 5,622 | 6,450 | 7,283 | 8,188 | 9,289 | 8,672 | 9,998 | |
| Interest | 1,335 | 1,412 | 1,447 | 1,595 | 1,807 | 1,900 | 2,111 | 2,355 | 2,571 | 2,919 | 3,155 | 3,458 | 3,717 | |
| Expenses | 805 | 872 | 1,121 | 1,226 | 1,324 | 1,405 | 1,549 | 1,422 | 1,480 | 1,426 | 1,528 | 1,408 | 1,857 | |
| Financing Profit | 1,467 | 1,536 | 1,596 | 1,653 | 1,798 | 1,885 | 1,961 | 2,673 | 3,232 | 3,843 | 4,606 | 3,805 | 4,424 | |
| Financing Margin % | 41% | 40% | 38% | 37% | 36% | 36% | 35% | 41% | 44% | 47% | 50% | 44% | 44% | |
| Other Income | 26 | 23 | 16 | 19 | 29 | 32 | 6 | 16 | 50 | 20 | 3 | 23 | 13 | |
| Depreciation | 22 | 24 | 27 | 26 | 25 | 31 | 35 | 35 | 38 | 40 | 24 | 31 | 38 | |
| Profit before tax | 1,470 | 1,534 | 1,585 | 1,646 | 1,802 | 1,886 | 1,932 | 2,654 | 3,244 | 3,822 | 4,584 | 3,797 | 4,399 | |
| Tax % | 26% | 25% | 25% | 27% | 27% | 26% | 25% | 26% | 26% | 26% | 26% | 26% | 25% | |
| Net Profit | 1,095 | 1,145 | 1,182 | 1,196 | 1,321 | 1,392 | 1,444 | 1,974 | 2,412 | 2,823 | 3,397 | 2,825 | 3,278 | |
| EPS in Rs | 26.39 | 27.49 | 28.37 | 28.99 | 31.67 | 34.60 | 36.81 | 50.22 | 60.29 | 69.84 | 83.43 | 69.72 | 80.87 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.35% · closed higher next day 28 of last 56
| Q1FY24 | Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 11 Aug '23◦ | 9 Nov '23◦ | 15 Feb '24 | 31 May '24 | 14 Aug '24 | 15 Nov '24◦ | 13 Feb '25 | 14 May '25◦ | 13 Aug '25◦ | 13 Nov '25◦ | 12 Feb '26◦ | 14 May '26◦ |
| Earnings day | −5.03% | −3.05% | −2.60% | +0.56% | −1.98% | +6.18% | +6.18% | −6.89% | +9.86% | +9.80% | −11.82% | −6.22% |
| +1 day | −6.96% | −1.74% | −1.61% | +1.89% | −1.03% | +6.79% | +3.30% | −6.86% | +10.30% | +10.83% | −13.98% | −6.80% |
| +5 days | −6.99% | +1.04% | −3.11% | +5.92% | +4.05% | +9.91% | +4.28% | −7.23% | +6.80% | +7.16% | −14.92% | −6.64% |
| +15 days | −4.97% | +9.20% | −0.15% | +3.44% | +7.35% | +14.49% | −0.16% | +1.54% | +15.58% | +11.99% | −20.29% | −16.04% |
| +30 days | −6.71% | +12.48% | +13.30% | +9.69% | +10.49% | +24.73% | +7.14% | +14.31% | +22.10% | +10.12% | −19.94% | −15.12% |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Results analysis
Shareholding
as of Sep 202673.35%Promoter
Promoters73.35%
FIIs9.72%1.89
DIIs12.54%1.79
Public4.40%0.11
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance | ₹939.10 | 26.73 | 5,84,679 | 0.58% | 6,367 | +28.53% | 24,546 | +22.79% | 10.87% |
| Shriram Finance | ₹823.15 | 15.27 | 1,93,694 | 1.31% | 3,684 | +59.18% | 13,792 | +15.78% | 11.49% |
| Tata Capital | ₹319.90 | 22.64 | 1,35,793 | 0.18% | 1,832 | +51.27% | 9,342 | +20.74% | 8.58% |
| Cholaman.Inv.&Fn | ₹1,586.00 | 21.78 | 1,35,517 | 0.13% | 1,630 | +40.59% | 9,271 | +23.75% | 9.71% |
| Muthoot Finance | ₹2,408.60 | 7.93 | 96,698 | 1.25% | 3,278 | +34.12% | 9,998 | +37.28% | 15.80% |
| L&T Finance Ltd | ₹244.40 | 17.79 | 61,256 | 1.13% | 973 | +32.70% | 5,484 | +26.49% | 8.40% |
| SBI Cards | ₹525.00 | 19.16 | 49,962 | 0.48% | 778 | +74.83% | 5,141 | +3.62% | 10.10% |
| Median: 104 Co. | ₹130.87 | 18.42 | 496 | 0.00% | 11 | +40.59% | 49 | +26.49% | 9.46% |
Filings
Annual reports15
Concall transcripts66
TranscriptAug 2026PPTAug 2026RECAug 2026PPTAug 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026RECFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025RECAug 2025TranscriptMay 2025PPTMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptNov 2024PPTNov 2024RECNov 2024
Credit ratings6
Announcements5
Board Meeting Intimation for Approval Of Unaudited Financial Results For Quarter And Half Year Ended September 2026 27 Oct - Board meeting on 31 October 2026 to approve Q2 and half-year FY2026 unaudited financial results.Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 12 Oct - Regulation 74(5) certificate confirms demat processing for quarter ended 30 September 2026.Announcement under Regulation 30 (LODR)-Change in Directorate 1 Oct - Muthoot Finance appoints Alexander George MD, George Alexander Muthoot Vice Chairman-WTD, and Eapen Alexander WTD from Oct. 1, 2026.Closure of Trading Window 24 Sep - Trading window closes from September 30, 2026 until 48 hours after Q2 FY2027 results.Announcement under Regulation 30 (LODR)-Acquisition 9 Sep - Muthoot Finance subscribed to Asia Asset Finance PLC rights issue: 3.29 crore shares for LKR 10.97 crore.