Avsar.

Financial Services · Non Banking Financial Company (NBFC)

SBFC Finance Ltd (SBFC)

₹98.52

Mkt cap
₹11,099 Cr
P/E ratio
23.10
P/B
2.92
Div yield
0.00%
ROE
13.00%
ROCE
11.80%
EPS (TTM)
₹4.26
Book value
₹34
52W range
81–119
Sector
Financial Services

Price history

Previous close

Incorporated in 2008, SBFC Finance Limited is a systemically important, NBFC (NBFC-ND-SI) offering Secured MSME Loans and Loans against Gold [1]

NSE SBFCBSE 543959
Health check
Mixed
ValuationFair
ProfitabilityAverage
TechnicalsNeutral
52-week range
−16.86% from high
₹99
₹81+21.70% from low₹119
Current
₹98.52
Prev close
₹100.00
Day
−1.48%
Price performance
1D
−1.48%
1W
−0.30%
1M
+4.53%
3M
+7.33%
6M
+7.44%
1Y
−8.83%
YTD
−4.34%

Financials

Revenue, profit & margin
P/E ratio
23.1×
SBFC is 19% above the sector median of 19.5×
SBFC23.1×
Sector median19.5×
 Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Trend
Revenue230246264279297314333361388411426454491
Interest8989858895100106118125129136147152
Expenses7583909194100105113123131127138160
Financing Profit667489100109114122130141151163169179
Financing Margin %29%30%34%36%37%36%37%36%36%37%38%37%36%
Other Income0001000100000
Depreciation3334445555555
Profit before tax63718697105110117126136146158164174
Tax %25%26%25%24%25%24%25%25%26%25%25%25%25%
Net Profit4753647379848894101109118123130
EPS in Rs0.510.490.600.680.730.780.810.870.931.001.081.111.18
Gross NPA %2.54%2.37%2.38%2.43%2.60%2.69%2.70%2.74%2.78%2.77%2.71%2.61%2.66%
Net NPA %1.55%1.33%1.36%1.36%1.51%1.63%1.63%1.51%1.57%1.51%1.48%1.54%1.55%
Raw PDF

Earnings

Results dates & reactions
No upcoming results date on calendar.

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

No reaction history yet.
No quarterly filings ingested yet.

Corporate actions

Last 6 months

No recent corporate actions

Dividends, splits, and bonuses in the last six months show up here.

Shareholding

as of Jun 2026
52.31%Promoter
Promoters52.31%0.04
FIIs7.22%1.01
DIIs20.72%1.25
Public19.69%0.29
Ownership trend

Peers

8 companies
Valuation vs quality
P/E × ROCE · bubble = market cap
NameCMPP/EMkt CapDiv YldNP QtrQtr Profit VarSales QtrQtr Sales VarROCE
BAJFINANCE₹1,060.5032.246,60,2620.51%6,081+27.37%23,165+18.65%10.87%
SHRIRAMFIN₹1,041.0021.642,44,9461.04%3,453+59.89%13,400+16.16%11.49%
TATACAP₹375.0529.291,59,2040.15%1,628+56.32%8,822+15.10%8.58%
CHOLAFIN₹1,839.0027.311,57,0630.11%1,656+45.56%8,856+21.87%9.71%
MUTHOOTFIN₹2,913.8010.291,16,9801.03%2,825+38.83%8,672+34.44%15.80%
LTF₹314.0024.5778,6990.88%916+28.72%5,213+22.38%8.40%
SBICARD₹658.2527.5362,6420.38%664+19.51%5,041+3.36%10.10%
SBFC₹100.0823.1211,0990.00%130+28.97%491+26.53%11.82%
Median: 100 Co.₹128.6419.475210.00%11+38.31%49+27.36%9.60%

Filings

Annual reports3
Annual Report 2026bseAnnual Report 2025bseAnnual Report 2024bse
Concall transcripts34
TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptJan 2026PPTJan 2026RECJan 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptJul 2025PPTJul 2025RECJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptJan 2025PPTJan 2025TranscriptOct 2024PPTOct 2024RECOct 2024TranscriptAug 2024
Credit ratings6
Rating update 5 MayicraRating update 16 AprfitchRating update 23 JancareRating update 9 Oct 2025careRating update 22 Sep 2025icraRating update 27 May 2025care
Announcements5
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 3 SepIntimation On ESG Rating 3 Sep - NSE Sustainability Ratings assigned SBFC Finance an ESG rating of 68 for FY2025-26.Announcement under Regulation 30 (LODR)-Credit Rating 26 Aug - India Ratings assigned final IND AA+(SO)/Stable rating to Horizon Trust LAP June 2026 Series A1 notes.Intimation On ESG Rating 17 Aug - SES ESG Research assigned SBFC Finance an ESG rating of 76.7 for FY2025-26.Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 31 Jul