Avsar.

Financial Services · Non Banking Financial Company (NBFC)

SBFC Finance Ltd (SBFC)

₹92.18

Mkt cap
₹10,316 Cr
P/E ratio
22.90
P/B
2.74
Div yield
0.00%
ROE
13.00%
ROCE
11.80%
EPS (TTM)
₹4.03
Book value
₹34
52W range
81–119
Sector
Financial Services

Incorporated in 2008, SBFC Finance Limited is a systemically important, NBFC (NBFC-ND-SI) offering Secured MSME Loans and Loans against Gold [1]

NSE SBFCBSE 543959www.sbfc.com
Health check
Cautious
ValuationFair
ProfitabilityAverage
TechnicalsBearish
52-week range
−22.26% from high
₹92
₹81+13.87% from low₹119
Current
₹92.18
Prev close
₹92.25
Day
−0.08%
Price performance
1D
−0.08%
1W
−1.41%
1M
+1.50%
3M
−2.91%
6M
−10.95%
1Y
−21.61%
YTD
−10.50%

Financials

F
Revenue, profit & margin
P/E ratio
22.9×
SBFC is 3% above the sector median of 22.2×
SBFC22.9×
Sector median22.2×
 Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Trend
Revenue208230246264279297314333361388411426454
Interest798989858895100106118125129136147
Expenses697583909194100105113123131127138
Financing Profit60667489100109114122130141151163169
Financing Margin %29%29%30%34%36%37%36%37%36%36%37%38%37%
Other Income1000100010000
Depreciation3333444555555
Profit before tax5863718697105110117126136146158164
Tax %26%25%26%25%24%25%24%25%25%26%25%25%25%
Net Profit434753647379848894101109118123
EPS in Rs0.480.510.490.600.680.730.780.810.870.931.001.081.11
Gross NPA %2.57%2.54%2.37%2.38%2.43%2.60%2.69%2.70%2.74%2.78%2.77%2.71%2.61%
Net NPA %1.58%1.55%1.33%1.36%1.36%1.51%1.63%1.63%1.51%1.57%1.51%1.48%1.54%
Raw PDF

Earnings

EResults dates & reactions
Next results
25 Jul '26scheduled

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

No reaction history yet.
No quarterly filings ingested yet.

Corporate actions

CLast 6 months

No recent corporate actions

Dividends, splits, and bonuses in the last six months show up here.

Shareholding

Sas of Mar 2026
52.35%Promoter
Promoters52.35%0.47
FIIs6.21%0.67
DIIs21.97%2.44
Public19.40%1.31
Ownership trend

Peers

P8 companies
Valuation vs quality
P/E × ROCE · bubble = market cap
NameCMPP/EMkt CapDiv YldNP QtrQtr Profit VarSales QtrQtr Sales VarROCE
Bajaj Finance₹1,021.3033.086,35,8570.53%5,553+21.99%21,606+18.10%10.87%
Shriram Finance₹1,033.8024.262,43,2481.04%3,021+40.94%12,513+9.25%11.49%
Cholaman.Inv.&Fn₹1,803.9029.361,53,7980.11%1,645+30.62%8,417+19.46%9.71%
Tata Capital₹357.6031.121,51,8390.00%1,466+42.82%8,160+9.12%8.58%
Muthoot Finance₹3,016.2011.431,21,0910.99%3,397+126.67%9,289+65.23%15.77%
L&T Finance Ltd₹312.4024.4478,2770.88%916+28.72%5,213+22.38%8.40%
HDB FINANC SER₹751.7022.6162,4150.53%785+38.31%4,938+10.58%9.09%
SBFC Finance₹93.1722.8710,3160.00%123+30.05%454+25.92%11.82%
Median: 97 Co.₹129.2622.205140.00%5+28.82%43+19.46%9.71%

Filings

D
Annual reports3
Financial Year 2026bseFinancial Year 2025bseFinancial Year 2024bse
Concall transcripts31
TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptJan 2026PPTJan 2026RECJan 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptJul 2025PPTJul 2025RECJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptJan 2025PPTJan 2025TranscriptOct 2024PPTOct 2024RECOct 2024TranscriptAug 2024PPTAug 2024TranscriptMay 2024PPTMay 2024
Credit ratings6
Rating update 5 MayicraRating update 16 AprfitchRating update 23 JancareRating update 9 Oct 2025careRating update 22 Sep 2025icraRating update 27 May 2025care
Announcements5
Announcement under Regulation 30 (LODR)-Change in Management 49m - Narayan Barasia resigns as CFO; Sanket Agrawal appointed CFO effective 16 July 2026.Board Meeting Outcome for Outcome Of Board Meeting Held On 15Th July, 2026 53m - Narayan Barasia resigns as CFO on 15 July 2026; Sanket Agrawal appointed CFO16 July 2026.Shareholder Meeting / Postal Ballot-Scrutinizer''s Report 3hShareholder Meeting / Postal Ballot-Outcome of AGM 1dCompliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 7 Jul