Poonawalla Fincorp Ltd (POONAWALLA)
₹459.70
Mkt cap
₹40,477 Cr
P/E ratio
51.40
P/B
3.62
Div yield
0.00%
ROE
5.86%
ROCE
7.51%
EPS (TTM)
₹8.94
Book value
₹127
52W range
368–543
Sector
Financial Services
Poonawalla Fincorp Limited (erstwhile Magma Fincorp Limited) is a non-deposit taking NBFC registered with RBI. It is engaged in providing consumer and MSME financing, as well as General Insurance services. [1] [2]
Health check
Cautious
ValuationExpensive
ProfitabilityWeak
TechnicalsNeutral
52-week range
−15.26% from high₹460
₹368+24.78% from low₹543
Current
₹459.70
Prev close
₹457.80
Day
+0.42%
Price performance
1D
+0.42%
1W
−1.62%
1M
+4.41%
3M
+10.36%
6M
+2.61%
1Y
+2.66%
YTD
−4.34%
Financials
FRevenue, profit & margin
P/E ratio
51.4×
POONAWALLA is 146% above the sector median of 20.9×
POONAWALLA51.4×
Sector median20.9×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 693 | 739 | 763 | 915 | 978 | 989 | 1,057 | 1,166 | 1,314 | 1,542 | 1,818 | 2,115 | 2,330 | |
| Interest | 230 | 216 | 224 | 281 | 320 | 352 | 385 | 458 | 546 | 638 | 739 | 844 | 922 | |
| Expenses | 194 | 207 | 178 | 241 | 272 | 1,260 | 632 | 615 | 662 | 784 | 855 | 910 | 974 | |
| Financing Profit | 269 | 316 | 361 | 393 | 386 | -622 | 40 | 93 | 105 | 121 | 224 | 362 | 435 | |
| Financing Margin % | 39% | 43% | 47% | 43% | 39% | -63% | 4% | 8% | 8% | 8% | 12% | 17% | 19% | |
| Other Income | 40 | 829 | 11 | 7 | 18 | 8 | 0 | 7 | 0 | 0 | 0 | 5 | 7 | |
| Depreciation | 15 | 15 | 15 | 14 | 15 | 16 | 15 | 20 | 22 | 22 | 24 | 26 | 30 | |
| Profit before tax | 293 | 1,130 | 357 | 385 | 390 | -630 | 25 | 80 | 83 | 99 | 200 | 341 | 411 | |
| Tax % | 23% | 24% | 26% | 14% | 25% | -25% | 26% | 22% | 25% | 25% | 25% | 25% | 25% | |
| Net Profit | 226 | 860 | 265 | 332 | 292 | -471 | 19 | 62 | 63 | 74 | 150 | 255 | 308 | |
| EPS in Rs | 2.94 | 11.19 | 3.45 | 4.28 | 3.76 | -6.06 | 0.24 | 0.80 | 0.80 | 0.91 | 1.85 | 3.13 | 3.49 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
EResults dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.58% · closed higher next day 33 of last 66
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26† | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 20 Oct '23◦ | 18 Jan '24◦ | 29 Apr '24◦ | 24 Jul '24◦ | 25 Oct '24◦ | 31 Jan '25◦ | 25 Apr '25◦ | 25 Jul '25◦ | 17 Oct '25◦ | 16 Jan '26◦ | 21 May '26◦ | 17 Jul '26◦ |
| Earnings day | −6.97% | +2.70% | +0.35% | −1.88% | +7.61% | −0.58% | +1.38% | +1.78% | −2.75% | +1.95% | +0.87% | −2.11% |
| +1 day | −5.64% | −0.01% | +0.67% | −4.99% | +14.31% | −0.77% | +0.89% | +0.57% | −6.98% | −3.44% | +0.66% | −2.95% |
| +5 days | −6.34% | −1.53% | −4.12% | −7.47% | +24.51% | +2.03% | −2.85% | +4.31% | −7.33% | −12.84% | −1.02% | — |
| +15 days | +4.25% | −4.05% | −6.86% | −11.80% | +21.26% | −6.38% | +3.06% | +13.66% | −9.01% | +4.73% | +0.81% | — |
| +30 days | +11.85% | −6.04% | −9.56% | −6.65% | +20.60% | −1.34% | +12.18% | +8.99% | −11.86% | −8.21% | +19.04% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
CLast 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
Sas of Jun 202659.02%Promoter
Promoters59.02%4.91
FIIs10.96%0.75
DIIs16.74%4.60
Public12.75%0.40
Ownership trend
Peers
P8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance | ₹1,012.80 | 32.80 | 6,30,565 | 0.53% | 5,553 | +21.99% | 21,606 | +18.10% | 10.87% |
| Shriram Finance | ₹1,005.10 | 20.90 | 2,36,495 | 1.07% | 3,453 | +59.89% | 13,400 | +16.16% | 11.49% |
| Cholaman.Inv.&Fn | ₹1,724.40 | 28.07 | 1,47,032 | 0.12% | 1,645 | +30.62% | 8,417 | +19.46% | 9.71% |
| Tata Capital | ₹341.90 | 29.75 | 1,45,132 | 0.17% | 1,466 | +42.82% | 8,160 | +9.12% | 8.58% |
| Muthoot Finance | ₹2,986.70 | 11.32 | 1,19,907 | 1.00% | 3,397 | +126.67% | 9,289 | +65.23% | 15.77% |
| L&T Finance Ltd | ₹302.40 | 23.66 | 75,771 | 0.91% | 916 | +28.72% | 5,213 | +22.38% | 8.40% |
| SBI Cards | ₹618.75 | 25.88 | 58,883 | 0.40% | 664 | +19.51% | 5,041 | +3.36% | 10.10% |
| Poonawalla Fin | ₹459.70 | 51.44 | 40,477 | 0.00% | 308 | +391.55% | 2,330 | +77.34% | 7.51% |
| Median: 98 Co. | ₹126.72 | 20.90 | 487 | 0.00% | 5 | +28.93% | 42 | +18.10% | 9.71% |
Filings
DAnnual reports15
Financial Year 2026bseFinancial Year 2025bseFinancial Year 2024bseFinancial Year 2023bseFinancial Year 2022bseFinancial Year 2021bseFinancial Year 2020bseFinancial Year 2019bseFinancial Year 2018bseFinancial Year 2017bseFinancial Year 2016bseFinancial Year 2015bseFinancial Year 2014bseFinancial Year 2013bseFinancial Year 2012bse
Concall transcripts104
TranscriptJul 2026PPTJul 2026TranscriptMay 2026PPTMay 2026TranscriptJan 2026TranscriptJan 2026PPTJan 2026RECJan 2026PPTJan 2026TranscriptOct 2025PPTOct 2025RECOct 2025TranscriptJul 2025PPTJul 2025RECJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptOct 2024PPTOct 2024RECOct 2024
Credit ratings6
Announcements5
Shareholder Meeting / Postal Ballot-Scrutinizers Report 2h - 46th AGM held July 24, 2026; all four ordinary resolutions passed.Announcement under Regulation 30 (LODR)-Earnings Call Transcript 1dAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 1dAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 20 Jul - Institutional investor meetings scheduled July 27-31, 2026 in Singapore and Hong Kong.Announcement under Regulation 30 (LODR)-Newspaper Publication 18 Jul