Poonawalla Fincorp Ltd (POONAWALLA)
₹461.70
Mkt cap
₹40,657 Cr
P/E ratio
37.40
P/B
2.96
Div yield
0.00%
ROE
5.86%
ROCE
7.51%
EPS (TTM)
₹12.34
Book value
₹156
52W range
361–513
Sector
Financial Services
Price history
Previous close
Poonawalla Fincorp Limited (erstwhile Magma Fincorp Limited) is a non-deposit taking NBFC registered with RBI. It is engaged in providing consumer and MSME financing, as well as General Insurance services. [1] [2]
NSE POONAWALLABSE 524000
Health check
Cautious
ValuationExpensive
ProfitabilityWeak
TechnicalsBullish
52-week range
−9.91% from high₹462
₹361+27.82% from low₹513
Current
₹461.70
Prev close
₹441.50
Day
+4.58%
Price performance
1D
+5.32%
1W
+12.59%
1M
+4.97%
3M
−2.50%
6M
+10.39%
1Y
−5.03%
YTD
−3.92%
Financials
Revenue, profit & margin
P/E ratio
37.4×
POONAWALLA is 103% above the sector median of 18.4×
POONAWALLA37.4×
Sector median18.4×
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 739 | 763 | 915 | 978 | 989 | 1,057 | 1,166 | 1,314 | 1,542 | 1,818 | 2,115 | 2,330 | 2,624 | |
| Interest | 216 | 224 | 281 | 320 | 352 | 385 | 458 | 546 | 638 | 739 | 844 | 922 | 1,035 | |
| Expenses | 207 | 178 | 241 | 272 | 1,260 | 632 | 615 | 662 | 784 | 855 | 910 | 974 | 1,054 | |
| Financing Profit | 316 | 361 | 393 | 386 | -622 | 40 | 93 | 105 | 121 | 224 | 362 | 435 | 535 | |
| Financing Margin % | 43% | 47% | 43% | 39% | -63% | 4% | 8% | 8% | 8% | 12% | 17% | 19% | 20% | |
| Other Income | 829 | 11 | 7 | 18 | 8 | 0 | 7 | 0 | 0 | 0 | 5 | 7 | 0 | |
| Depreciation | 15 | 15 | 14 | 15 | 16 | 15 | 20 | 22 | 22 | 24 | 26 | 30 | 34 | |
| Profit before tax | 1,130 | 357 | 385 | 390 | -630 | 25 | 80 | 83 | 99 | 200 | 341 | 411 | 501 | |
| Tax % | 24% | 26% | 14% | 25% | -25% | 26% | 22% | 25% | 25% | 25% | 25% | 25% | 25% | |
| Net Profit | 860 | 265 | 332 | 292 | -471 | 19 | 62 | 63 | 74 | 150 | 255 | 308 | 375 | |
| EPS in Rs | 11.19 | 3.45 | 4.28 | 3.76 | -6.06 | 0.24 | 0.80 | 0.80 | 0.91 | 1.85 | 3.13 | 3.49 | 4.26 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.72% · closed higher next day 32 of last 67
| Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26† | Q1FY27 | Q2FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 18 Jan '24◦ | 29 Apr '24◦ | 20 Jul '24◦ | 25 Oct '24◦ | 31 Jan '25◦ | 25 Apr '25◦ | 25 Jul '25◦ | 17 Oct '25◦ | 16 Jan '26◦ | 5 May '26◦ | 17 Jul '26◦ | 9 Oct '26◦ |
| Earnings day | +2.70% | +0.35% | −1.88% | +7.61% | −0.58% | +1.38% | +1.78% | −2.75% | +1.95% | +2.89% | −2.11% | +0.40% |
| +1 day | −0.01% | +0.67% | −4.99% | +14.31% | −0.77% | +0.89% | +0.57% | −6.98% | −3.44% | +3.80% | −2.95% | −1.54% |
| +5 days | −1.53% | −4.12% | −7.47% | +24.51% | +2.03% | −2.85% | +4.31% | −7.33% | −12.84% | −4.51% | −2.56% | −0.36% |
| +15 days | −4.05% | −6.86% | −11.80% | +21.26% | −6.38% | +3.06% | +13.66% | −9.01% | +4.73% | −10.14% | −0.13% | — |
| +30 days | −6.04% | −9.56% | −6.65% | +20.60% | −1.34% | +12.18% | +8.99% | −11.86% | −8.21% | −7.86% | −2.83% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
as of Sep 202659.01%Promoter
Promoters59.01%0.01
FIIs11.64%0.68
DIIs17.15%0.41
Public12.20%0.55
Ownership trend
Peers
8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance | ₹939.10 | 26.73 | 5,84,679 | 0.58% | 6,367 | +28.53% | 24,546 | +22.79% | 10.87% |
| Shriram Finance | ₹823.15 | 15.27 | 1,93,694 | 1.31% | 3,684 | +59.18% | 13,792 | +15.78% | 11.49% |
| Tata Capital | ₹319.90 | 22.64 | 1,35,793 | 0.18% | 1,832 | +51.27% | 9,342 | +20.74% | 8.58% |
| Cholaman.Inv.&Fn | ₹1,586.00 | 21.78 | 1,35,517 | 0.13% | 1,630 | +40.59% | 9,271 | +23.75% | 9.71% |
| Muthoot Finance | ₹2,408.60 | 8.50 | 96,698 | 1.25% | 2,825 | +38.83% | 8,672 | +34.44% | 15.80% |
| L&T Finance Ltd | ₹244.40 | 17.79 | 61,256 | 1.13% | 973 | +32.70% | 5,484 | +26.49% | 8.40% |
| SBI Cards | ₹525.00 | 19.16 | 49,962 | 0.48% | 778 | +74.83% | 5,141 | +3.62% | 10.10% |
| Poonawalla Fin | ₹461.70 | 37.38 | 40,657 | 0.00% | 375 | +405.19% | 2,625 | +70.17% | 7.51% |
| Median: 104 Co. | ₹130.87 | 18.42 | 496 | 0.00% | 11 | +38.83% | 50 | +27.11% | 9.46% |
Filings
Annual reports15
Concall transcripts108
TranscriptOct 2026PPTOct 2026RECOct 2026TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026TranscriptJan 2026TranscriptJan 2026PPTJan 2026RECJan 2026PPTJan 2026TranscriptOct 2025PPTOct 2025RECOct 2025TranscriptJul 2025PPTJul 2025RECJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Allotment 29 Oct - Allotted NCDs worth ₹1,318 crore on October 29, 2026.Announcement under Regulation 30 (LODR)-Newspaper Publication 27 OctAnnouncement under Regulation 30 (LODR)-Issue of Securities 26 Oct - Board approved up to ₹2,000 crore secured NCD issuance via private placement.Announcement under Regulation 30 (LODR)-Newspaper Publication 17 OctAnnouncement under Regulation 30 (LODR)-Monitoring Agency Report 16 Oct - Final QIP monitoring report for September 30, 2026 shows full utilisation of proceeds and no deviation.