Paisalo Digital Ltd (PAISALO)
₹70.17
Mkt cap
₹6,382 Cr
P/E ratio
26.80
P/B
3.56
Div yield
0.14%
ROE
14.30%
ROCE
12.30%
EPS (TTM)
₹2.62
Book value
₹20
52W range
30–74
Sector
Financial Services
Paisalo Digital Ltd was incorporated in 1992. It is a Non-Deposit Taking Non-Banking Financial Company registered office of the company is in Delhi and the head office is in Agra. [1] [2]
Health check
Constructive
ValuationFair
ProfitabilityAverage
TechnicalsBullish
52-week range
−4.89% from high₹70
₹30+133.20% from low₹74
Current
₹70.17
Prev close
₹69.75
Day
+0.60%
Price performance
1D
+0.60%
1W
−1.74%
1M
+18.25%
3M
+51.03%
6M
+114.26%
1Y
+125.92%
YTD
+93.31%
Financials
FRevenue, profit & margin
P/E ratio
26.8×
PAISALO is 28% above the sector median of 20.9×
PAISALO26.8×
Sector median20.9×
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 118 | 136 | 145 | 183 | 195 | 187 | 187 | 204 | 194 | 219 | 224 | 240 | 261 | |
| Interest | 59 | 60 | 60 | 64 | 86 | 83 | 77 | 82 | 86 | 94 | 98 | 95 | 88 | |
| Expenses | 25 | 24 | 20 | 42 | 59 | 47 | 42 | 38 | 43 | 59 | 55 | 53 | 72 | |
| Financing Profit | 33 | 53 | 64 | 77 | 50 | 57 | 68 | 84 | 65 | 66 | 71 | 93 | 102 | |
| Financing Margin % | 28% | 39% | 45% | 42% | 26% | 30% | 36% | 41% | 33% | 30% | 32% | 39% | 39% | |
| Other Income | -5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | -1 | 0 | |
| Depreciation | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 3 | 5 | |
| Profit before tax | 28 | 52 | 64 | 76 | 50 | 56 | 67 | 82 | 63 | 64 | 69 | 89 | 97 | |
| Tax % | 26% | 26% | 25% | 26% | 26% | 26% | 26% | 24% | 27% | 26% | 25% | 25% | 26% | |
| Net Profit | 21 | 38 | 47 | 56 | 37 | 41 | 50 | 62 | 46 | 47 | 52 | 66 | 72 | |
| EPS in Rs | 0.23 | 0.43 | 0.53 | 0.63 | 0.41 | 0.46 | 0.56 | 0.70 | 0.51 | 0.52 | 0.57 | 0.73 | 0.79 | |
| Gross NPA % | 0.26% | 1.05% | 0.81% | 0.74% | ||||||||||
| Net NPA % | 0.04% | 0.80% | 0.65% | 0.59% | ||||||||||
| Raw PDF |
Earnings
EResults dates & reactionsNext results
5 Aug '26
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
No reaction history yet.
No quarterly filings ingested yet.
Corporate actions
CLast 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
Sas of Jun 202646.71%Promoter
Promoters46.71%4.96
FIIs6.79%10.76
DIIs6.83%
Public39.66%5.80
Ownership trend
Peers
P8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance | ₹1,012.80 | 32.80 | 6,30,565 | 0.53% | 5,553 | +21.99% | 21,606 | +18.10% | 10.87% |
| Shriram Finance | ₹1,005.10 | 20.90 | 2,36,495 | 1.07% | 3,453 | +59.89% | 13,400 | +16.16% | 11.49% |
| Cholaman.Inv.&Fn | ₹1,724.40 | 28.07 | 1,47,032 | 0.12% | 1,645 | +30.62% | 8,417 | +19.46% | 9.71% |
| Tata Capital | ₹341.90 | 29.75 | 1,45,132 | 0.17% | 1,466 | +42.82% | 8,160 | +9.12% | 8.58% |
| Muthoot Finance | ₹2,986.70 | 11.32 | 1,19,907 | 1.00% | 3,397 | +126.67% | 9,289 | +65.23% | 15.77% |
| L&T Finance Ltd | ₹302.40 | 23.66 | 75,771 | 0.91% | 916 | +28.72% | 5,213 | +22.38% | 8.40% |
| SBI Cards | ₹618.75 | 25.88 | 58,883 | 0.40% | 664 | +19.51% | 5,041 | +3.36% | 10.10% |
| Paisalo Digital | ₹70.17 | 26.84 | 6,382 | 0.14% | 72 | +57.98% | 261 | +34.65% | 12.33% |
| Median: 98 Co. | ₹126.72 | 20.90 | 487 | 0.00% | 5 | +28.93% | 42 | +18.10% | 9.71% |
Filings
DAnnual reports15
Financial Year 2025bseFinancial Year 2024bseFinancial Year 2023bseFinancial Year 2022bseFinancial Year 2021bseFinancial Year 2020bseFinancial Year 2019bseFinancial Year 2018bseFinancial Year 2017bseFinancial Year 2016bseFinancial Year 2015bseFinancial Year 2014bseFinancial Year 2013nseFinancial Year 2013bseFinancial Year 2012bse
Concall transcripts30
TranscriptMay 2026PPTMay 2026TranscriptFeb 2026PPTFeb 2026PPTFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptJul 2025PPTJul 2025RECJul 2025TranscriptMay 2025PPTMay 2025PPTMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025PPTOct 2024PPTAug 2024PPTApr 2024PPTJan 2024PPTOct 2023PPTOct 2023PPTJul 2023
Credit ratings6
Announcements5
Intimation Under Regulation 30 Of SEBI (LODR) Regulations, 2015 8h - VP Legal Mithun Kumar Singh Rathore resigned effective July 31, 2026.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 9h - Paisalo Digital to host Q1FY27 earnings conference call on August 6, 2026 at 4:00 PM IST.Intimation In Relation To The Public Issuance Of Non Convertible Debentures 17 Jul - Draft shelf prospectus filed for public NCD issue up to ₹90,000 lakh.Announcement under Regulation 30 (LODR)-Meeting Updates 14 Jul - Paisalo allotted 800 commercial papers of ₹5 lakh each on July 14, 2026, maturing December 30, 2026.Board Meeting Intimation for Approving The Standalone And Consolidated Unaudited Financial Results For The Quarter Ended 30.06.2026 11 Jul - Board meets on August 05, 2026 to approve Q1 FY2027 standalone and consolidated results.






