Avsar.

Financial Services · Non Banking Financial Company (NBFC)

Paisalo Digital Ltd (PAISALO)

₹79.41

Mkt cap
₹6,740 Cr
P/E ratio
26.80
P/B
4.03
Div yield
0.13%
ROE
14.40%
ROCE
12.40%
EPS (TTM)
₹2.96
Book value
₹20
52W range
31–79
Sector
Financial Services

Price history

Previous close

Paisalo Digital Ltd was incorporated in 1992. It is a Non-Deposit Taking Non-Banking Financial Company registered office of the company is in Delhi and the head office is in Agra. [1] [2]

NSE PAISALOBSE 532900
Health check
Mixed
ValuationExpensive
ProfitabilityAverage
TechnicalsBullish
52-week range
+0.56% from high
₹79
₹31+156.49% from low₹79
Current
₹79.41
Prev close
₹74.10
Day
+7.17%
Price performance
1D
+6.57%
1W
+17.32%
1M
+14.98%
3M
+31.22%
6M
+128.37%
1Y
+162.01%
YTD
+118.76%

Financials

Revenue, profit & margin
P/E ratio
26.8×
PAISALO is 38% above the sector median of 19.5×
PAISALO26.8×
Sector median19.5×
 Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Trend
Revenue136145183195187187204194219224240261260
Interest606064868377828694989588116
Expenses24204259474238435955537258
Financing Profit536477505768846566719310287
Financing Margin %39%45%42%26%30%36%41%33%30%32%39%39%33%
Other Income0000000100-100
Depreciation1111111222354
Profit before tax52647650566782636469899782
Tax %26%25%26%26%26%26%24%27%26%25%25%26%25%
Net Profit38475637415062464752667261
EPS in Rs0.430.530.630.410.460.560.700.510.520.570.730.790.67
Gross NPA %0.26%1.05%0.81%0.74%0.69%
Net NPA %0.04%0.80%0.65%0.59%0.48%
Raw PDF

Earnings

Results dates & reactions
No upcoming results date on calendar.

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

Avg earnings-day move −2.77% · closed higher next day 0 of last 1
 Q1FY27
Broadcast5 Aug '26
Earnings day−2.77%
+1 day−3.00%
+5 days−3.32%
+15 days−4.32%
+30 days—
FilingXBRL

Corporate actions

Last 6 months

No recent corporate actions

Dividends, splits, and bonuses in the last six months show up here.

Results analysis

Shareholding

as of Jun 2026
46.71%Promoter
Promoters46.71%4.96
FIIs6.79%10.76
DIIs6.83%
Public39.66%5.80
Ownership trend

Peers

8 companies
Valuation vs quality
P/E × ROCE · bubble = market cap
NameCMPP/EMkt CapDiv YldNP QtrQtr Profit VarSales QtrQtr Sales VarROCE
BAJFINANCE₹1,060.5032.246,60,2620.51%6,081+27.37%23,165+18.65%10.87%
SHRIRAMFIN₹1,041.0021.642,44,9461.04%3,453+59.89%13,400+16.16%11.49%
TATACAP₹375.0529.291,59,2040.15%1,628+56.32%8,822+15.10%8.58%
CHOLAFIN₹1,839.0027.311,57,0630.11%1,656+45.56%8,856+21.87%9.71%
MUTHOOTFIN₹2,913.8010.291,16,9801.03%2,825+38.83%8,672+34.44%15.80%
LTF₹314.0024.5778,6990.88%916+28.72%5,213+22.38%8.40%
SBICARD₹658.2527.5362,6420.38%664+19.51%5,041+3.36%10.10%
PAISALO₹74.1026.756,7400.13%61+29.98%260+19.01%12.38%
Median: 100 Co.₹128.6419.475210.00%11+38.31%49+27.36%9.60%

Filings

Annual reports15
Annual Report 2026bseAnnual Report 2025bseAnnual Report 2024bseAnnual Report 2023bseAnnual Report 2022bseAnnual Report 2021bseAnnual Report 2020bseAnnual Report 2019bseAnnual Report 2018bseAnnual Report 2017bseAnnual Report 2016bseAnnual Report 2015bseAnnual Report 2014bseAnnual Report 2013nseAnnual Report 2013bse
Concall transcripts32
PPTAug 2026RECAug 2026TranscriptMay 2026PPTMay 2026TranscriptFeb 2026PPTFeb 2026PPTFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptJul 2025PPTJul 2025RECJul 2025TranscriptMay 2025PPTMay 2025PPTMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025PPTOct 2024PPTAug 2024PPTApr 2024PPTJan 2024PPTOct 2023
Credit ratings6
Rating update 21 AuginfomericsRating update 24 JulinfomericsRating update 13 MayinfomericsRating update 31 MarinfomericsRating update 20 MarbrickworkRating update 20 Marbrickwork
Announcements5
Announcement under Regulation 30 (LODR)-Meeting Updates 5 Sep - Paisalo Digital approved private placement of unsecured NCDs up to ₹180 crore at 12% coupon, allotment September 18, 2026.Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011. 5 Sep - Promoter group disclosed pledge creation of Paisalo Digital shares on 3 September 2026.Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011. 5 Sep - PRI CAF Pvt Ltd created pledge on Paisalo Digital shares on 3 September 2026; encumbrance totals 97.5 lakh shares.Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011. 5 SepDisclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011. 5 Sep