Avsar.

Financial Services · Non Banking Financial Company (NBFC)

Paisalo Digital Ltd (PAISALO)

₹78.63

Mkt cap
₹7,392 Cr
P/E ratio
27.80
P/B
3.71
Div yield
0.13%
ROE
14.40%
ROCE
12.40%
EPS (TTM)
₹2.83
Book value
₹21
52W range
30–95
Sector
Financial Services

Price history

Previous close

Paisalo Digital Ltd was incorporated in 1992. It is a Non-Deposit Taking Non-Banking Financial Company registered office of the company is in Delhi and the head office is in Agra. [1] [2]

NSE PAISALOBSE 532900
Health check
Cautious
ValuationExpensive
ProfitabilityAverage
TechnicalsNeutral
52-week range
−17.13% from high
₹79
₹30+162.10% from low₹95
Current
₹78.63
Prev close
₹79.40
Day
−0.97%
Price performance
1D
−2.83%
1W
+1.30%
1M
−1.83%
3M
+8.57%
6M
+61.98%
1Y
+95.61%
YTD
+116.61%

Financials

Revenue, profit & margin
P/E ratio
27.8×
PAISALO is 51% above the sector median of 18.4×
PAISALO27.8×
Sector median18.4×
 Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026Trend
Revenue145183195187187204194219224240261260277
Interest6064868377828694989588116130
Expenses20425947423843595553725855
Financing Profit647750576884656671931028793
Financing Margin %45%42%26%30%36%41%33%30%32%39%39%33%34%
Other Income000000100-1000
Depreciation1111112223545
Profit before tax64765056678263646989978287
Tax %25%26%26%26%26%24%27%26%25%25%26%25%25%
Net Profit47563741506246475266726166
EPS in Rs0.530.630.410.460.560.700.510.520.570.730.790.670.72
Gross NPA %1.05%0.81%0.74%0.69%
Net NPA %0.80%0.65%0.59%0.48%
Raw PDF

Earnings

Results dates & reactions
No upcoming results date on calendar.

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

Avg earnings-day move −1.61% · closed higher next day 0 of last 2
 Q1FY27Q2FY27
Broadcast5 Aug '2622 Oct '26
Earnings day−2.77%−0.45%
+1 day−3.00%−4.44%
+5 days−3.32%−0.38%
+15 days−4.32%—
+30 days+24.78%—
FilingXBRLXBRL

Corporate actions

Last 6 months

No recent corporate actions

Dividends, splits, and bonuses in the last six months show up here.

Results analysis

Shareholding

as of Oct 2026
45.22%Promoter
Promoters45.22%1.29
FIIs7.17%0.20
DIIs5.72%0.17
Public41.87%1.65
Ownership trend

Peers

8 companies
Valuation vs quality
P/E × ROCE · bubble = market cap
NameCMPP/EMkt CapDiv YldNP QtrQtr Profit VarSales QtrQtr Sales VarROCE
Bajaj Finance₹939.1026.735,84,6790.58%6,367+28.53%24,546+22.79%10.87%
Shriram Finance₹823.1515.271,93,6941.31%3,684+59.18%13,792+15.78%11.49%
Tata Capital₹319.9022.641,35,7930.18%1,832+51.27%9,342+20.74%8.58%
Cholaman.Inv.&Fn₹1,586.0021.781,35,5170.13%1,630+40.59%9,271+23.75%9.71%
Muthoot Finance₹2,408.608.5096,6981.25%2,825+38.83%8,672+34.44%15.80%
L&T Finance Ltd₹244.4017.7961,2561.13%973+32.70%5,484+26.49%8.40%
SBI Cards₹525.0019.1649,9620.48%778+74.83%5,141+3.62%10.10%
Paisalo Digital₹78.6327.797,3920.13%66+27.36%277+23.79%12.38%
Median: 104 Co.₹130.8718.424960.00%11+38.83%50+27.11%9.46%

Filings

Annual reports15
Annual Report 2026Annual Report 2025Annual Report 2024Annual Report 2023Annual Report 2022Annual Report 2021Annual Report 2020Annual Report 2019Annual Report 2018Annual Report 2017Annual Report 2016Annual Report 2015Annual Report 2014Annual Report 2013Annual Report 2013
Concall transcripts35
TranscriptOct 2026PPTOct 2026RECOct 2026PPTAug 2026RECAug 2026TranscriptMay 2026PPTMay 2026TranscriptFeb 2026PPTFeb 2026PPTFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptJul 2025PPTJul 2025RECJul 2025TranscriptMay 2025PPTMay 2025PPTMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025PPTOct 2024PPTAug 2024
Credit ratings6
Rating update 21 AuginfomericsRating update 24 JulinfomericsRating update 13 MayinfomericsRating update 31 MarinfomericsRating update 20 MarbrickworkRating update 20 Marbrickwork
Announcements5
Schedule Of Non-Deal Roadshow Of Investor Meeting 30 Oct - Paisalo Digital schedules investor meetings in Dubai on November 4-6, 2026.Intimation Of Schedule Of Non Deal Roadshow Of Investor Meetings 30 Oct - Paisalo Digital to hold investor meetings in Dubai on November 4-6, 2026.Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011. 30 Oct - Promoter group disclosed release of 20 lakh pledged Paisalo Digital shares on 30 Oct 2026.Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011. 30 Oct - Promoter group disclosed release of 20 lakh pledged shares on 30 October 2026.Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011. 28 Oct - Promoter group disclosed creation of pledge on 1.03 crore Paisalo Digital shares on 26 Oct 2026.