Avsar.

Financial Services · Non Banking Financial Company (NBFC)

Northern Arc Capital Ltd (NORTHARC)

₹252.80

Mkt cap
₹4,091 Cr
P/E ratio
9.31
P/B
1.05
Div yield
0.00%
ROE
11.10%
ROCE
9.74%
EPS (TTM)
₹27.15
Book value
₹241
52W range
206–334
Sector
Financial Services

Price history

Previous close

Founded in 2009, Northern Arc Capital Limited offers retail loans to underserved households and businesses in India. [1]

NSE NORTHARCBSE 544260
Health check
Mixed
ValuationCheap
ProfitabilityWeak
TechnicalsNeutral
52-week range
−24.31% from high
₹253
₹206+22.72% from low₹334
Current
₹252.80
Prev close
₹266.30
Day
−5.07%
Price performance
1D
−5.44%
1W
+1.76%
1M
−13.40%
3M
−11.93%
6M
−2.33%
1Y
−7.65%
YTD
−2.56%

Financials

Revenue, profit & margin
P/E ratio
9.3×
NORTHARC is 49% below the sector median of 18.4×
NORTHARC9.3×
Sector median18.4×
 Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Trend
Revenue401437492564578585576603605627721742780
Interest164174184204209205214200216208231239260
Expenses126154200242246244267367283295354326366
Financing Profit1111081081181231369536106125136177154
Financing Margin %28%25%22%21%21%23%17%6%18%20%19%24%20%
Other Income4351515421433
Depreciation3455436545554
Profit before tax1121071081141231349435104121135176153
Tax %19%26%24%25%24%28%22%-10%25%25%24%24%25%
Net Profit91798286949673387891102133114
EPS in Rs9.858.598.459.9410.456.054.692.345.025.686.248.207.07
Gross NPA %
Net NPA %
Raw PDF

Earnings

Results dates & reactions
Next results
3 Nov '26scheduled

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

Avg earnings-day move −2.05% · closed higher next day 0 of last 2
 Q2FY26†Q1FY27†
Broadcast12 Aug '26◦27 Jul '26◦
Earnings day+0.81%−4.92%
+1 day−1.00%−3.77%
+5 days+2.96%−5.01%
+15 days+7.18%−3.63%
+30 days+5.86%+3.58%
FilingXBRLXBRL

Corporate actions

Last 6 months

No recent corporate actions

Dividends, splits, and bonuses in the last six months show up here.

Results analysis

Shareholding

as of Sep 2026
FIIs12.93%4.29
DIIs5.14%0.49
Public81.95%3.77
Ownership trend

Peers

8 companies
Valuation vs quality
P/E × ROCE · bubble = market cap
NameCMPP/EMkt CapDiv YldNP QtrQtr Profit VarSales QtrQtr Sales VarROCE
Bajaj Finance₹939.1026.735,84,6790.58%6,367+28.53%24,546+22.79%10.87%
Shriram Finance₹823.1515.271,93,6941.31%3,684+59.18%13,792+15.78%11.49%
Tata Capital₹319.9022.641,35,7930.18%1,832+51.27%9,342+20.74%8.58%
Cholaman.Inv.&Fn₹1,586.0021.781,35,5170.13%1,630+40.59%9,271+23.75%9.71%
Muthoot Finance₹2,408.608.5096,6981.25%2,825+38.83%8,672+34.44%15.80%
L&T Finance Ltd₹244.4017.7961,2561.13%973+32.70%5,484+26.49%8.40%
SBI Cards₹525.0019.1649,9620.48%778+74.83%5,141+3.62%10.10%
Northern Arc₹252.809.314,0910.00%114+41.06%780+28.80%9.74%
Median: 104 Co.₹130.8718.424960.00%11+38.83%50+27.11%9.46%

Filings

Annual reports3
Annual Report 2026Annual Report 2025Annual Report 2024
Concall transcripts28
TranscriptAug 2026PPTAug 2026RECAug 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptJan 2026PPTJan 2026TranscriptOct 2025PPTOct 2025RECOct 2025PPTOct 2025PPTOct 2025TranscriptJul 2025PPTJul 2025RECJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptOct 2024PPTOct 2024
Credit ratings6
Rating update 22 OctcareRating update 5 OctcareRating update 4 AugicraRating update 29 Dec 2025icraRating update 6 Oct 2025careRating update 15 Sep 2025icra
Announcements5
Announcement under Regulation 30 (LODR)-Change in Management 30 Oct - Ms. Anuradha Rao appointed Additional Director for one year from October 31, 2026.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 29 Oct - Q2FY27 earnings conference call scheduled for November 3, 2026 at 6:30 PM IST.Board Meeting Intimation for Consideration And Approval Of Unaudited Financial Results (Standalone And Consolidated) Of The Company For The Second Quarter And Half Year Ended September 30, 2026 27 Oct - Board meeting on November 3, 2026 to approve Q2 and half-year FY2026-27 results; trading window closes till November 5.Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 5 Oct - Certificate under Reg. 74(5) of SEBI (DP) Regulations, 2018 for quarter ended September 30, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 30 Sep - Allotment of 3000 equity shares under Northern Arc Capital ESOP and ESOP schemes