MU
Muthoot Capital Services Ltd (MUTHOOTCAP)
₹219.33
Mkt cap
₹385 Cr
P/E ratio
15.30
P/B
0.54
Div yield
0.00%
ROE
1.86%
ROCE
10.30%
EPS (TTM)
₹14.34
Book value
₹408
52W range
175–303
Sector
Financial Services
Price history
Previous close
The company is deposit-taking NBFC & part of Muthoot Group. The group has established a strong reputation and brand in India, particularly in South India. The promoters have more than 30 years of experience in the lending business. The company started its business in 2-wheeler financing in 1998 and since then expanded into financing used cars, consumer durables, and small-ticket business loans. [1]
NSE MUTHOOTCAPBSE 511766
Health check
Mixed
ValuationCheap
ProfitabilityWeak
TechnicalsNeutral
52-week range
−27.61% from high₹219
₹175+25.15% from low₹303
Current
₹219.33
Prev close
₹218.08
Day
+0.57%
Price performance
1D
+0.63%
1W
−2.96%
1M
−9.02%
3M
+1.23%
6M
+21.18%
1Y
−21.82%
YTD
−21.33%
Financials
Revenue, profit & margin
P/E ratio
15.3×
MUTHOOTCAP is 22% below the sector median of 19.7×
MUTHOOTCAP15.3×
Sector median19.7×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 106.53 | 98.14 | 95.95 | 97.98 | 100.00 | 108.65 | 125.68 | 137.31 | 145.20 | 153.55 | 155.08 | 166.36 | 155.53 | |
| Interest | 44.18 | 41.18 | 39.78 | 42.43 | 43.70 | 50.72 | 61.51 | 67.63 | 75.09 | 81.39 | 81.16 | 77.58 | 77.87 | |
| Expenses | 38.01 | 42.59 | 43.35 | 40.73 | 41.15 | 36.51 | 46.26 | 63.83 | 77.27 | 69.11 | 68.14 | 77.81 | 70.83 | |
| Financing Profit | 24.34 | 14.37 | 12.82 | 14.82 | 15.15 | 21.42 | 17.91 | 5.85 | -7.16 | 3.05 | 5.78 | 10.97 | 6.83 | |
| Financing Margin % | 22.85% | 14.64% | 13.36% | 15.13% | 15.15% | 19.71% | 14.25% | 4.26% | -4.93% | 1.99% | 3.73% | 6.59% | 4.39% | |
| Other Income | 0.08 | 97.79 | 0.79 | 0.20 | 0.18 | 1.14 | 0.46 | 3.06 | 2.18 | 1.87 | 5.86 | 0.38 | 5.11 | |
| Depreciation | 0.15 | 0.17 | 0.21 | 0.33 | 0.82 | 0.94 | 1.08 | 1.93 | 1.19 | 1.21 | 1.33 | 3.60 | 1.09 | |
| Profit before tax | 24.27 | 111.99 | 13.40 | 14.69 | 14.51 | 21.62 | 17.29 | 6.98 | -6.17 | 3.71 | 10.31 | 7.75 | 10.85 | |
| Tax % | 26.86% | 25.69% | 25.30% | 20.42% | 25.57% | 26.09% | 27.41% | 7.88% | -24.31% | 23.99% | 25.90% | 30.84% | 25.16% | |
| Net Profit | 17.75 | 83.21 | 10.01 | 11.68 | 10.80 | 15.97 | 12.56 | 6.42 | -4.67 | 2.83 | 7.65 | 5.37 | 8.12 | |
| EPS in Rs | 10.79 | 50.59 | 6.09 | 7.10 | 6.57 | 9.71 | 7.64 | 3.90 | -2.84 | 1.72 | 4.65 | 3.26 | 4.94 | |
| Gross NPA % | 21.08% | 11.67% | 10.69% | 10.17% | 9.84% | 4.80% | 4.73% | 4.88% | 5.76% | 6.46% | 6.44% | 6.96% | 3.94% | |
| Net NPA % | 2.57% | 3.88% | 3.55% | 3.40% | 3.41% | 1.62% | 2.22% | 2.30% | 2.70% | 3.07% | 3.64% | 4.12% | 2.36% | |
| Raw PDF |
Earnings
Results dates & reactionsNext results
5 Nov '26
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
No reaction history yet.
No quarterly filings ingested yet.
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
as of Jun 202663.33%Promoter
Promoters63.33%
FIIs1.25%0.05
DIIs1.01%
Public34.40%0.06
Ownership trend
Peers
8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance | ₹1,040.30 | 31.62 | 6,47,686 | 0.52% | 6,081 | +27.37% | 23,165 | +18.65% | 10.87% |
| Shriram Finance | ₹1,010.00 | 21.00 | 2,37,658 | 1.07% | 3,453 | +59.89% | 13,400 | +16.16% | 11.49% |
| Cholaman.Inv.&Fn | ₹1,800.00 | 26.74 | 1,53,776 | 0.11% | 1,656 | +45.56% | 8,856 | +21.87% | 9.71% |
| Tata Capital | ₹351.35 | 27.44 | 1,49,143 | 0.16% | 1,628 | +56.32% | 8,822 | +15.10% | 8.58% |
| Muthoot Finance | ₹2,841.10 | 10.03 | 1,14,061 | 1.06% | 2,825 | +38.83% | 8,672 | +34.44% | 15.80% |
| L&T Finance Ltd | ₹312.80 | 24.48 | 78,399 | 0.88% | 916 | +28.72% | 5,213 | +22.38% | 8.40% |
| SBI Cards | ₹651.15 | 27.24 | 61,966 | 0.38% | 664 | +19.51% | 5,041 | +3.36% | 10.10% |
| Muthoot Cap.Serv | ₹234.28 | 15.33 | 385 | 0.00% | 8 | +273.88% | 156 | +7.11% | 10.26% |
| Median: 100 Co. | ₹133.60 | 19.66 | 490 | 0.00% | 11 | +38.31% | 49 | +27.36% | 9.46% |
Filings
Annual reports15
Concall transcripts33
TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026TranscriptJan 2026PPTJan 2026RECJan 2026TranscriptOct 2025PPTOct 2025RECOct 2025TranscriptAug 2025PPTAug 2025TranscriptMay 2025PPTMay 2025TranscriptFeb 2025PPTFeb 2025PPTOct 2024TranscriptAug 2024PPTAug 2024TranscriptMay 2024PPTMay 2024TranscriptJan 2024PPTJan 2024
Credit ratings2
Announcements5
Announcement under Regulation 30 (LODR)-Issue of Securities 16 Sep - Board approved private placement of NCDs up to ₹150 crore at 9.25% coupon for 24 months.Announcement under Regulation 30 (LODR)-Meeting Updates 16 Sep - Approved private placement of up to ₹150 crore NCDs at 9.25% for 24 months.Announcement under Regulation 30 (LODR)-Meeting Updates 10 Sep - Debenture committee meeting on September 16, 2026 to consider private placement NCD issuance.Shareholder Meeting / Postal Ballot-Scrutinizer''s Report 1 Sep - 32nd AGM held on 31 Aug 2026; all 4 resolutions, including two independent director appointments, passed.Announcement under Regulation 30 (LODR)-Newspaper Publication 1 Sep - Newspaper Publication w.r.t acceptance/renewal of Fixed Deposits