MAS Financial Services Ltd (MASFIN)
₹295.25
Mkt cap
₹5,353 Cr
P/E ratio
13.50
P/B
1.80
Div yield
0.68%
ROE
13.40%
ROCE
11.30%
EPS (TTM)
₹21.87
Book value
₹164
52W range
280–347
Sector
Financial Services
Price history
Previous close
MAS Financial Services Limited is a non-deposit taking NBFC registered with the RBI. It is engaged in offering retail financing products for MSMEs, home loans, two-wheeler loans, used car loans and commercial vehicle loans. [1]
NSE MASFINBSE 540749
Health check
Mixed
ValuationCheap
ProfitabilityAverage
TechnicalsBearish
52-week range
−15.01% from high₹295
₹280+5.58% from low₹347
Current
₹295.25
Prev close
₹295.20
Day
+0.02%
Price performance
1D
+0.02%
1W
−3.05%
1M
−2.28%
3M
−2.64%
6M
−3.51%
1Y
−4.77%
YTD
−9.24%
Financials
Revenue, profit & margin
P/E ratio
13.5×
MASFIN is 31% below the sector median of 19.5×
MASFIN13.5×
Sector median19.5×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 293 | 310 | 335 | 347 | 364 | 384 | 410 | 439 | 466 | 480 | 507 | 542 | 562 | |
| Interest | 150 | 154 | 172 | 171 | 181 | 185 | 195 | 202 | 217 | 224 | 231 | 235 | 236 | |
| Expenses | 66 | 76 | 76 | 83 | 86 | 95 | 106 | 124 | 132 | 134 | 143 | 170 | 176 | |
| Financing Profit | 77 | 81 | 86 | 93 | 97 | 104 | 109 | 114 | 117 | 123 | 133 | 138 | 150 | |
| Financing Margin % | 26% | 26% | 26% | 27% | 27% | 27% | 27% | 26% | 25% | 26% | 26% | 25% | 27% | |
| Other Income | 0 | 3 | 2 | 1 | 1 | 1 | 1 | 0 | 1 | 2 | -4 | 3 | -1 | |
| Depreciation | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | |
| Profit before tax | 77 | 83 | 87 | 94 | 97 | 104 | 108 | 112 | 116 | 123 | 127 | 139 | 148 | |
| Tax % | 25% | 25% | 26% | 25% | 25% | 25% | 26% | 26% | 25% | 26% | 27% | 25% | 25% | |
| Net Profit | 58 | 62 | 64 | 70 | 73 | 78 | 80 | 83 | 87 | 91 | 93 | 104 | 110 | |
| EPS in Rs | 3.47 | 3.73 | 3.88 | 4.23 | 3.95 | 4.23 | 4.38 | 4.54 | 4.71 | 4.98 | 5.08 | 5.68 | 5.98 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +3.35% · closed higher next day 1 of last 1
| Q1FY27 | |
|---|---|
| Broadcast | 29 Jul '26 |
| Earnings day | +3.35% |
| +1 day | +1.51% |
| +5 days | −2.40% |
| +15 days | −4.54% |
| +30 days | — |
| Filing | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
as of Jun 202666.66%Promoter
Promoters66.66%
FIIs3.69%0.23
DIIs19.68%0.36
Public9.97%0.11
Ownership trend
Peers
8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹1,060.50 | 32.24 | 6,60,262 | 0.51% | 6,081 | +27.37% | 23,165 | +18.65% | 10.87% |
| SHRIRAMFIN | ₹1,041.00 | 21.64 | 2,44,946 | 1.04% | 3,453 | +59.89% | 13,400 | +16.16% | 11.49% |
| TATACAP | ₹375.05 | 29.29 | 1,59,204 | 0.15% | 1,628 | +56.32% | 8,822 | +15.10% | 8.58% |
| CHOLAFIN | ₹1,839.00 | 27.31 | 1,57,063 | 0.11% | 1,656 | +45.56% | 8,856 | +21.87% | 9.71% |
| MUTHOOTFIN | ₹2,913.80 | 10.29 | 1,16,980 | 1.03% | 2,825 | +38.83% | 8,672 | +34.44% | 15.80% |
| LTF | ₹314.00 | 24.57 | 78,699 | 0.88% | 916 | +28.72% | 5,213 | +22.38% | 8.40% |
| SBICARD | ₹658.25 | 27.53 | 62,642 | 0.38% | 664 | +19.51% | 5,041 | +3.36% | 10.10% |
| MASFIN | ₹295.00 | 13.47 | 5,353 | 0.68% | 110 | +26.78% | 562 | +20.70% | 11.30% |
| Median: 100 Co. | ₹128.64 | 19.47 | 521 | 0.00% | 11 | +38.31% | 49 | +27.36% | 9.60% |
Filings
Annual reports15
Annual Report 2026bseAnnual Report 2025bseAnnual Report 2024bseAnnual Report 2023bseAnnual Report 2022bseAnnual Report 2021bseAnnual Report 2020bseAnnual Report 2019bseAnnual Report 2018bseAnnual Report 2017bseAnnual Report 2016bseAnnual Report 2015bseAnnual Report 2014bseAnnual Report 2010bseAnnual Report 2007bse
Concall transcripts78
TranscriptAug 2026PPTAug 2026RECAug 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026TranscriptFeb 2026PPTFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptJul 2025PPTJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptOct 2024PPTOct 2024TranscriptJul 2024
Credit ratings6
Announcements5
Shareholder Meeting / Postal Ballot-Scrutinizer''s Report 2 Sep - 31st AGM resolutions approved; final dividend ₹0.75/share and borrowing powers raised to ₹15,000 crore.Shareholder Meeting / Postal Ballot-Outcome of AGM 2 Sep - MAS Financial Services held its 31st AGM on September 2, 2026; approved Rs.0.75 dividend and borrowing limits.Announcement under Regulation 30 (LODR)-Newspaper Publication 26 Aug - Newspaper Advertisement pursuant to IEPF (Accounting, Audit, Transfer and Refund) Rule, 2016Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 10 Aug - Company to meet investors at Equirus India Growth Summit in Mumbai on August 13, 2026.Announcement under Regulation 30 (LODR)-Newspaper Publication 10 Aug - Newspaper advertisement of 31st Annual General Meeting, record date & E-voting information.