MAS Financial Services Ltd (MASFIN)
₹313.55
Mkt cap
₹5,689 Cr
P/E ratio
15.20
P/B
1.91
Div yield
0.54%
ROE
13.40%
ROCE
11.30%
EPS (TTM)
₹20.63
Book value
₹164
52W range
280–347
Sector
Financial Services
MAS Financial Services Limited is a non-deposit taking NBFC registered with the RBI. It is engaged in offering retail financing products for MSMEs, home loans, two-wheeler loans, used car loans and commercial vehicle loans. [1]
Health check
Mixed
ValuationCheap
ProfitabilityAverage
TechnicalsBearish
52-week range
−9.74% from high₹314
₹280+12.12% from low₹347
Current
₹313.55
Prev close
₹313.50
Day
+0.02%
Price performance
1D
+0.02%
1W
−1.48%
1M
+0.51%
3M
−2.12%
6M
+3.26%
1Y
−8.71%
YTD
−3.61%
Financials
FRevenue, profit & margin
P/E ratio
15.2×
MASFIN is 27% below the sector median of 20.9×
MASFIN15.2×
Sector median20.9×
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 278 | 293 | 310 | 335 | 347 | 364 | 384 | 410 | 439 | 466 | 480 | 507 | 542 | |
| Interest | 150 | 150 | 154 | 172 | 171 | 181 | 185 | 195 | 202 | 217 | 224 | 231 | 235 | |
| Expenses | 57 | 66 | 76 | 76 | 83 | 86 | 95 | 106 | 124 | 132 | 134 | 143 | 170 | |
| Financing Profit | 72 | 77 | 81 | 86 | 93 | 97 | 104 | 109 | 114 | 117 | 123 | 133 | 138 | |
| Financing Margin % | 26% | 26% | 26% | 26% | 27% | 27% | 27% | 27% | 26% | 25% | 26% | 26% | 25% | |
| Other Income | 1 | 0 | 3 | 2 | 1 | 1 | 1 | 1 | 0 | 1 | 2 | -4 | 3 | |
| Depreciation | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | |
| Profit before tax | 72 | 77 | 83 | 87 | 94 | 97 | 104 | 108 | 112 | 116 | 123 | 127 | 139 | |
| Tax % | 21% | 25% | 25% | 26% | 25% | 25% | 25% | 26% | 26% | 25% | 26% | 27% | 25% | |
| Net Profit | 57 | 58 | 62 | 64 | 70 | 73 | 78 | 80 | 83 | 87 | 91 | 93 | 104 | |
| EPS in Rs | 3.43 | 3.47 | 3.73 | 3.88 | 4.23 | 3.95 | 4.23 | 4.38 | 4.54 | 4.71 | 4.98 | 5.08 | 5.68 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
EResults dates & reactionsNext results
29 Jul '26
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
No reaction history yet.
No quarterly filings ingested yet.
Corporate actions
CLast 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
Sas of Jun 202666.66%Promoter
Promoters66.66%
FIIs3.69%0.23
DIIs19.68%0.36
Public9.97%0.11
Ownership trend
Peers
P8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance | ₹1,012.80 | 32.80 | 6,30,565 | 0.53% | 5,553 | +21.99% | 21,606 | +18.10% | 10.87% |
| Shriram Finance | ₹1,005.10 | 20.90 | 2,36,495 | 1.07% | 3,453 | +59.89% | 13,400 | +16.16% | 11.49% |
| Cholaman.Inv.&Fn | ₹1,724.40 | 28.07 | 1,47,032 | 0.12% | 1,645 | +30.62% | 8,417 | +19.46% | 9.71% |
| Tata Capital | ₹341.90 | 29.75 | 1,45,132 | 0.17% | 1,466 | +42.82% | 8,160 | +9.12% | 8.58% |
| Muthoot Finance | ₹2,986.70 | 11.32 | 1,19,907 | 1.00% | 3,397 | +126.67% | 9,289 | +65.23% | 15.77% |
| L&T Finance Ltd | ₹302.40 | 23.66 | 75,771 | 0.91% | 916 | +28.72% | 5,213 | +22.38% | 8.40% |
| SBI Cards | ₹618.75 | 25.88 | 58,883 | 0.40% | 664 | +19.51% | 5,041 | +3.36% | 10.10% |
| MAS FINANC SER | ₹313.55 | 15.19 | 5,689 | 0.54% | 104 | +25.04% | 542 | +23.54% | 11.26% |
| Median: 98 Co. | ₹126.72 | 20.90 | 487 | 0.00% | 5 | +28.93% | 42 | +18.10% | 9.71% |
Filings
DAnnual reports15
Financial Year 2025bseFinancial Year 2024bseFinancial Year 2023bseFinancial Year 2022bseFinancial Year 2021bseFinancial Year 2020bseFinancial Year 2019bseFinancial Year 2018bseFinancial Year 2017bseFinancial Year 2016bseFinancial Year 2015bseFinancial Year 2014bseFinancial Year 2010bseFinancial Year 2007bseFinancial Year 2006bse
Concall transcripts75
TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026TranscriptFeb 2026PPTFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptJul 2025PPTJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptOct 2024PPTOct 2024TranscriptJul 2024PPTJul 2024TranscriptApr 2024PPTApr 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 11h - MAS Financial Services schedules Q1FY27 earnings call on July 30, 2026 at 15:30 IST.Announcement under Regulation 30 (LODR)-Allotment 9 Jul - Allotted 25,000 NCDs worth ₹250 crore on July 9, 2026, listed on BSE WDM.Announcement under Regulation 30 (LODR)-Credit Rating 7 Jul - Acuite reaffirmed AA Stable ratings on Rs 6,750 crore loans and Rs 350 crore NCDs; withdrew Rs 250 crore facility.Announcement under Regulation 30 (LODR)-Allotment 30 Jun - Allotted 15,000 NCDs worth ₹150 crore on June 30, 2026, at 8.90% coupon.Announcement under Regulation 30 (LODR)-Credit Rating 29 Jun - CARE assigned/reaffirmed AA- stable ratings; withdrew two NCD ratings after full redemption.