Avsar.

Financial Services · Non Banking Financial Company (NBFC)

MAS Financial Services Ltd (MASFIN)

₹244.65

Mkt cap
₹4,439 Cr
P/E ratio
10.60
P/B
1.37
Div yield
0.82%
ROE
13.40%
ROCE
11.30%
EPS (TTM)
₹23.08
Book value
₹178
52W range
238–359
Sector
Financial Services

Price history

Previous close

MAS Financial Services Limited is a non-deposit taking NBFC registered with the RBI. It is engaged in offering retail financing products for MSMEs, home loans, two-wheeler loans, used car loans and commercial vehicle loans. [1]

NSE MASFINBSE 540749
Health check
Mixed
ValuationCheap
ProfitabilityAverage
TechnicalsBearish
52-week range
−31.82% from high
₹245
₹238+2.62% from low₹359
Current
₹244.65
Prev close
₹252.50
Day
−3.11%
Price performance
1D
−2.57%
1W
−0.57%
1M
−12.58%
3M
−23.00%
6M
−24.52%
1Y
−19.90%
YTD
−24.79%

Financials

Revenue, profit & margin
P/E ratio
10.6×
MASFIN is 42% below the sector median of 18.4×
MASFIN10.6×
Sector median18.4×
 Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026Trend
Revenue310335347364384410439466480507542562589
Interest154172171181185195202217225231235236252
Expenses7676838695106124132134143170176183
Financing Profit81869397104109114117122133138150154
Financing Margin %26%26%27%27%27%27%26%25%25%26%25%27%26%
Other Income321111013-43-12
Depreciation1111112222222
Profit before tax83879497104108112116123127139148154
Tax %25%26%25%25%25%26%26%25%26%27%25%25%25%
Net Profit62647073788083879193104110115
EPS in Rs3.733.884.233.954.234.384.544.714.985.085.685.986.24
Gross NPA %
Net NPA %
Raw PDF

Earnings

Results dates & reactions
No upcoming results date on calendar.

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

Avg earnings-day move +0.21% · closed higher next day 1 of last 2
 Q1FY27Q2FY27
Broadcast29 Jul '2628 Oct '26
Earnings day+3.35%−2.94%
+1 day+1.51%−5.44%
+5 days−2.40%—
+15 days−4.54%—
+30 days−8.21%—
FilingXBRLXBRL

Corporate actions

Last 6 months

No recent corporate actions

Dividends, splits, and bonuses in the last six months show up here.

Results analysis

Shareholding

as of Sep 2026
66.66%Promoter
Promoters66.66%
FIIs2.67%1.02
DIIs19.99%0.31
Public10.69%0.72
Ownership trend

Peers

8 companies
Valuation vs quality
P/E × ROCE · bubble = market cap
NameCMPP/EMkt CapDiv YldNP QtrQtr Profit VarSales QtrQtr Sales VarROCE
Bajaj Finance₹939.1026.735,84,6790.58%6,367+28.53%24,546+22.79%10.87%
Shriram Finance₹823.1515.271,93,6941.31%3,684+59.18%13,792+15.78%11.49%
Tata Capital₹319.9022.641,35,7930.18%1,832+51.27%9,342+20.74%8.58%
Cholaman.Inv.&Fn₹1,586.0021.781,35,5170.13%1,630+40.59%9,271+23.75%9.71%
Muthoot Finance₹2,408.608.5096,6981.25%2,825+38.83%8,672+34.44%15.80%
L&T Finance Ltd₹244.4017.7961,2561.13%973+32.70%5,484+26.49%8.40%
SBI Cards₹525.0019.1649,9620.48%778+74.83%5,141+3.62%10.10%
MAS FINANC SER₹244.6510.564,4390.82%115+25.39%589+22.74%11.30%
Median: 104 Co.₹130.8718.424960.00%11+38.83%50+27.11%9.46%

Filings

Annual reports15
Annual Report 2026Annual Report 2025Annual Report 2024Annual Report 2023Annual Report 2022Annual Report 2021Annual Report 2020Annual Report 2019Annual Report 2018Annual Report 2017Annual Report 2016Annual Report 2015Annual Report 2014Annual Report 2010Annual Report 2007
Concall transcripts80
PPTOct 2026RECOct 2026TranscriptAug 2026PPTAug 2026RECAug 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026TranscriptFeb 2026PPTFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptJul 2025PPTJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptOct 2024
Credit ratings6
Rating update 6 JulsmeraRating update 26 JuncareRating update 30 AprsmeraRating update 10 MarcareRating update 26 Nov 2025careRating update 28 Jul 2025care
Announcements5
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 29 Oct - Audio/video recording of October 29, 2026 earnings call on Q2 FY27 results is available on website.Announcement under Regulation 30 (LODR)-Newspaper Publication 29 Oct - Newspaper publication of unaudited financial results for the quarter and half-year ended on September 30, 2026Announcement under Regulation 30 (LODR)-Investor Presentation 28 Oct - Investor Presentation for the quarter ended September 30, 2026Announcement under Regulation 30 (LODR)-Press Release / Media Release 28 Oct - Q2 FY27 results: consolidated AUM crossed 17,000 crore; PAT rose to 115.12 crore.Results-Financial Results For September 30, 2026 28 Oct