What is Mangal Credit & Fincorp Ltd's PE ratio?

Mangal Credit & Fincorp Ltd trades at a P/E ratio of 26.20.

What is Mangal Credit & Fincorp Ltd's market cap?

Mangal Credit & Fincorp Ltd's market capitalisation is ₹472 Cr.

When did Mangal Credit & Fincorp Ltd last report results?

Mangal Credit & Fincorp Ltd last reported Q1FY27 results on 6 Aug '26.

What is Mangal Credit & Fincorp Ltd's ROE?

Mangal Credit & Fincorp Ltd's return on equity (ROE) is 9.8%.

What sector is Mangal Credit & Fincorp Ltd in?

Mangal Credit & Fincorp Ltd (MANCREDIT) is classified in the Financial Services sector (Non Banking Financial Company (NBFC)).

Financial Services · Non Banking Financial Company (NBFC)

Mangal Credit & Fincorp Ltd (MANCREDIT)

₹234.75

Mkt cap

₹472 Cr

P/E ratio

26.20

P/B

2.87

Div yield

0.34%

ROE

9.77%

ROCE

12.50%

EPS (TTM)

₹8.96

Book value

₹82

52W range

152–287

Sector

Financial Services

Price history

Previous close

Incorporated in 2012, Mangal Credit & Fincorp Ltd provides various type of loans [1]

NSE MANCREDITBSE 505850

Health check

Mixed

ValuationExpensive

ProfitabilityAverage

TechnicalsBullish

52-week range

−18.28% from high

₹235

₹152+54.38% from low₹287

Current

₹234.75

Prev close

₹221.90

Day

+5.79%

Price performance

+5.79%

+7.98%

+1.45%

+1.44%

+39.12%

+26.05%

YTD

+42.45%

Financials

Revenue, profit & margin

P/E ratio

26.2×

MANCREDIT is 33% above the sector median of 19.7×

MANCREDIT26.2×

Sector median19.7×

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	7.49	7.60	8.68	9.43	11.87	11.66	12.68	13.37	14.47	15.82	18.31	21.30	22.16
Interest	2.18	2.22	2.34	2.75	3.88	4.39	4.76	5.37	6.42	6.95	8.55	9.44	10.02
Expenses	1.88	1.65	2.25	2.97	2.42	2.66	2.86	3.47	3.65	4.33	4.12	3.97	3.98
Financing Profit	3.43	3.73	4.09	3.71	5.57	4.61	5.06	4.53	4.40	4.54	5.64	7.89	8.16
Financing Margin %	45.79%	49.08%	47.12%	39.34%	46.93%	39.54%	39.91%	33.88%	30.41%	28.70%	30.80%	37.04%	36.82%
Other Income	0.07	0.01	0.00	0.00	0.00	0.00	0.00	-0.33	0.00	0.03	0.03	0.01	0.00
Depreciation	0.16	0.17	0.18	0.21	0.25	0.28	0.32	0.38	0.31	0.44	0.46	0.47	0.49
Profit before tax	3.34	3.57	3.91	3.50	5.32	4.33	4.74	3.82	4.09	4.13	5.21	7.43	7.67
Tax %	26.35%	26.33%	26.85%	26.00%	29.51%	25.40%	26.58%	31.41%	26.41%	27.60%	26.68%	26.24%	25.81%
Net Profit	2.47	2.63	2.86	2.59	3.75	3.22	3.48	2.62	3.00	2.98	3.83	5.48	5.69
EPS in Rs	1.28	1.36	1.48	1.32	1.92	1.65	1.78	1.34	1.53	1.41	1.81	2.60	2.69
Gross NPA %										1.27%	1.31%
Net NPA %										0.69%	0.75%
Raw PDF

Earnings

Results dates & reactions

No upcoming results date on calendar.

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

Avg earnings-day move −4.94% · closed higher next day 0 of last 1

	Q1FY27
Broadcast	6 Aug '26◦
Earnings day	−4.94%
+1 day	−8.94%
+5 days	−5.74%
+15 days	−1.94%
+30 days	−10.25%
Filing	XBRL

Corporate actions

Last 6 months

No recent corporate actions

Dividends, splits, and bonuses in the last six months show up here.

Results analysis

MANCREDIT posts Rs 5.69 cr standalone profit in Q1FY27

Shareholding

as of Jun 2026

55.25%Promoter

Promoters55.25%

FIIs0.12%0.12

DIIs0.01%0.09

Public44.62%0.03

Ownership trend

Peers

8 companies

Valuation vs quality

P/E × ROCE · bubble = market cap

Name	CMP	P/E	Mkt Cap	Div Yld	NP Qtr	Qtr Profit Var	Sales Qtr	Qtr Sales Var	ROCE
Bajaj Finance	₹1,040.30	31.62	6,47,686	0.52%	6,081	+27.37%	23,165	+18.65%	10.87%
Shriram Finance	₹1,010.00	21.00	2,37,658	1.07%	3,453	+59.89%	13,400	+16.16%	11.49%
Cholaman.Inv.&Fn	₹1,800.00	26.74	1,53,776	0.11%	1,656	+45.56%	8,856	+21.87%	9.71%
Tata Capital	₹351.35	27.44	1,49,143	0.16%	1,628	+56.32%	8,822	+15.10%	8.58%
Muthoot Finance	₹2,841.10	10.03	1,14,061	1.06%	2,825	+38.83%	8,672	+34.44%	15.80%
L&T Finance Ltd	₹312.80	24.48	78,399	0.88%	916	+28.72%	5,213	+22.38%	8.40%
SBI Cards	₹651.15	27.24	61,966	0.38%	664	+19.51%	5,041	+3.36%	10.10%
Mangal Credit	₹223.39	26.23	472	0.34%	6	+89.67%	22	+53.14%	12.48%
Median: 100 Co.	₹133.60	19.66	490	0.00%	11	+38.31%	49	+27.36%	9.46%

Filings

Annual reports15

Annual Report 2026 Annual Report 2025 Annual Report 2024 Annual Report 2023 Annual Report 2022 Annual Report 2021 Annual Report 2020 Annual Report 2019 Annual Report 2018 Annual Report 2017 Annual Report 2016 Annual Report 2015 Annual Report 2014 Annual Report 2013 Annual Report 2012

Concall transcripts9

PPTAug 2021 PPTMay 2021 PPTFeb 2021 PPTNov 2020 PPTSep 2020 PPTFeb 2020 PPTDec 2019 PPTJun 2019 PPTSep 2016

Credit ratings6

Rating update 24 Juncrisil Rating update 15 Juncrisil Rating update 2 Febcrisil Rating update 31 Dec 2025crisil Rating update 19 Mar 2025crisil Rating update 5 Sep 2024crisil

Announcements5

Clarification To 7Th Resolution Titled As 'Authorization To Create, Offer, Issue And Allot Convertible Equity Warrants On A Preferential Basis' Read With The Corresponding Disclosures Contained In The Item No.7 Of The Explanatory Statement Of The Notice Convening 64Th Annual General Meeting. 18 Sep - Clarifies AGM proposal for up to 25 lakh convertible equity warrants; Ms. Ritu Jain becomes promoter.Announcement under Regulation 30 (LODR)-Allotment 9 Sep - Allotted 3,500 NCDs worth ₹35 crore at 11.50% for 23 months, maturing August 9, 2028.Announcement under Regulation 30 (LODR)-Newspaper Publication 2 Sep - Enclosed herewith newspaper clippings titled Notice of 64th Annual General Meeting, E-voting Information, Book Closure and Record Date.Reg. 34 (1) Annual Report. 31 Aug - 64th AGM on September 22, 2026; FY26 annual report issued; dividend proposed ₹0.75 per share.Notice Of 64Th Annual General Meeting To Be Held On Tuesday, 22Nd September, 2026, At 12.30 P.M. Through Video Conferencing (''''VC'''') Facility / Other Audio Visual Means (''''OAVM'''') 31 Aug - 64th AGM on September 22, 2026; annual report issued, dividend record date September 14, 2026.