IIFL Finance Ltd (IIFL)
₹527.65
Mkt cap
₹22,521 Cr
P/E ratio
9.03
P/B
1.46
Div yield
0.76%
ROE
12.60%
ROCE
10.90%
EPS (TTM)
₹58.43
Book value
₹362
52W range
409–705
Sector
Financial Services
Price history
Previous close
IIFL Finance Ltd is a diversified NBFC in India engaged in the business of loans and mortgages along with its subsidiaries. It offers offering diversified loan products, including home, gold, MSME, microfinance, and capital market finance. [1]
NSE IIFLBSE 532636
Health check
Constructive
ValuationCheap
ProfitabilityAverage
TechnicalsNeutral
52-week range
−25.16% from high₹528
₹409+28.98% from low₹705
Current
₹527.65
Prev close
₹562.20
Day
−6.15%
Price performance
1D
−6.94%
1W
−1.59%
1M
−13.88%
3M
−13.93%
6M
+17.03%
1Y
+6.47%
YTD
−17.73%
Financials
Revenue, profit & margin
P/E ratio
9.0×
IIFL is 51% below the sector median of 18.4×
IIFL9.0×
Sector median18.4×
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2,478 | 2,649 | 2,854 | 2,621 | 2,556 | 2,443 | 2,591 | 2,953 | 3,305 | 3,427 | 3,692 | 3,919 | 4,246 | |
| Interest | 932 | 985 | 1,063 | 1,042 | 963 | 996 | 1,169 | 1,289 | 1,382 | 1,437 | 1,610 | 1,719 | 1,909 | |
| Expenses | 877 | 948 | 1,255 | 1,109 | 1,105 | 1,307 | 1,065 | 1,267 | 1,323 | 1,280 | 1,194 | 1,211 | 1,203 | |
| Financing Profit | 670 | 715 | 536 | 470 | 488 | 140 | 357 | 397 | 600 | 710 | 889 | 989 | 1,135 | |
| Financing Margin % | 27% | 27% | 19% | 18% | 19% | 6% | 14% | 13% | 18% | 21% | 24% | 25% | 27% | |
| Other Income | 57 | 46 | 68 | 12 | -582 | 6 | 3 | 6 | 4 | 5 | 7 | 3 | 2 | |
| Depreciation | 43 | 45 | 50 | 46 | 46 | 46 | 51 | 47 | 47 | 53 | 64 | 63 | 63 | |
| Profit before tax | 684 | 716 | 554 | 436 | -140 | 101 | 309 | 356 | 557 | 663 | 833 | 929 | 1,074 | |
| Tax % | 23% | 24% | 22% | 22% | -33% | 19% | 19% | 23% | 25% | 24% | 25% | 23% | 25% | |
| Net Profit | 526 | 545 | 431 | 338 | -93 | 82 | 251 | 274 | 418 | 501 | 623 | 713 | 805 | |
| EPS in Rs | 11.20 | 11.58 | 8.81 | 6.79 | -3.72 | 0.96 | 4.89 | 5.49 | 8.86 | 10.92 | 13.80 | 15.87 | 17.96 | |
| Gross NPA % | 1.84% | 1.71% | 2.32% | 2.25% | 2.35% | 2.42% | 2.23% | 2.34% | 2.14% | 1.60% | 1.46% | 1.55% | ||
| Net NPA % | 1.02% | 0.87% | 1.20% | 1.11% | 1.06% | 1.01% | 1.05% | 1.13% | 1.02% | 0.75% | 0.73% | 0.82% | ||
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.18% · closed higher next day 31 of last 62
| Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | Q2FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 18 Jan '24 | 16 Jun '24◦ | 7 Aug '24 | 24 Oct '24 | 13 Feb '25◦ | 8 May '25◦ | 30 Jul '25◦ | 30 Oct '25◦ | 22 Jan '26 | 29 Apr '26◦ | 22 Jul '26◦ | 15 Oct '26◦ |
| Earnings day | −1.79% | +2.36% | +2.25% | −3.07% | −5.17% | +3.24% | −5.14% | −1.30% | −13.50% | +2.66% | −0.28% | +2.89% |
| +1 day | +0.80% | +0.54% | −0.32% | −5.38% | −5.13% | +7.58% | −15.21% | −0.22% | −16.33% | +2.61% | −2.42% | +2.41% |
| +5 days | −7.49% | −2.24% | −6.86% | +3.99% | −3.62% | +14.73% | −9.80% | +0.05% | −15.12% | +3.19% | +6.57% | −11.52% |
| +15 days | −10.43% | +6.51% | +4.65% | −0.58% | −5.37% | +20.80% | −10.47% | −0.90% | −18.31% | +3.50% | +11.50% | — |
| +30 days | −4.33% | −6.08% | +15.11% | +5.40% | +1.28% | +31.57% | −12.76% | +6.19% | −24.32% | +16.84% | +12.81% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
as of Sep 202624.76%Promoter
Promoters24.76%0.08
FIIs25.63%1.77
DIIs7.85%0.35
Public41.75%2.05
Ownership trend
Peers
8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance | ₹939.10 | 26.73 | 5,84,679 | 0.58% | 6,367 | +28.53% | 24,546 | +22.79% | 10.87% |
| Shriram Finance | ₹823.15 | 15.27 | 1,93,694 | 1.31% | 3,684 | +59.18% | 13,792 | +15.78% | 11.49% |
| Tata Capital | ₹319.90 | 22.64 | 1,35,793 | 0.18% | 1,832 | +51.27% | 9,342 | +20.74% | 8.58% |
| Cholaman.Inv.&Fn | ₹1,586.00 | 21.78 | 1,35,517 | 0.13% | 1,630 | +40.59% | 9,271 | +23.75% | 9.71% |
| Muthoot Finance | ₹2,408.60 | 7.93 | 96,698 | 1.25% | 3,278 | +34.12% | 9,998 | +37.28% | 15.80% |
| L&T Finance Ltd | ₹244.40 | 17.79 | 61,256 | 1.13% | 973 | +32.70% | 5,484 | +26.49% | 8.40% |
| SBI Cards | ₹525.00 | 19.16 | 49,962 | 0.48% | 778 | +74.83% | 5,141 | +3.62% | 10.10% |
| IIFL Finance | ₹527.65 | 9.03 | 22,521 | 0.76% | 805 | +103.66% | 4,246 | +28.48% | 10.87% |
| Median: 104 Co. | ₹130.87 | 18.42 | 496 | 0.00% | 11 | +40.59% | 49 | +26.49% | 9.46% |
Filings
Annual reports15
Concall transcripts87
TranscriptOct 2026PPTOct 2026RECOct 2026TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026PPTApr 2026RECApr 2026TranscriptJan 2026PPTJan 2026RECJan 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025RECAug 2025TranscriptMay 2025PPTMay 2025PPTMay 2025TranscriptFeb 2025PPTFeb 2025
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Change in Directorate 25 Oct - LIC nominee director T S Ramakrishnan's tenure ended on October 25, 2026.Announcement under Regulation 30 (LODR)-Earnings Call Transcript 22 Oct - IIFL Finance Limited informed regarding Transcript of Earning Conference call for Q2 FY27.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 21 Oct - IIFL Finance schedules a debt investor call on October 27, 2026.Announcement under Regulation 30 (LODR)-Newspaper Publication 16 Oct - IIFL Finance Limited has informed regarding Newspaper Advertisments for the quarter and half year ended September 30. 2026.Grant Of Employee Stock Options 15 Oct - NRC approved grant of 7,00,000 stock options on October 15, 2026, with minimum one-year vesting.