IIFL Finance Ltd (IIFL)
₹556.55
Mkt cap
₹23,675 Cr
P/E ratio
11.30
P/B
1.70
Div yield
0.72%
ROE
12.60%
ROCE
10.90%
EPS (TTM)
₹49.25
Book value
₹327
52W range
419–665
Sector
Financial Services
IIFL Finance Ltd is a diversified NBFC in India engaged in the business of loans and mortgages along with its subsidiaries. It offers offering diversified loan products, including home, gold, MSME, microfinance, and capital market finance. [1]
Health check
Constructive
ValuationCheap
ProfitabilityAverage
TechnicalsNeutral
52-week range
−16.33% from high₹557
₹419+32.72% from low₹665
Current
₹556.55
Prev close
₹558.25
Day
−0.30%
Price performance
1D
−0.30%
1W
−0.21%
1M
+9.19%
3M
+32.72%
6M
−11.74%
1Y
+5.61%
YTD
−13.23%
Financials
FRevenue, profit & margin
P/E ratio
11.3×
IIFL is 46% below the sector median of 20.9×
IIFL11.3×
Sector median20.9×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2,301 | 2,478 | 2,649 | 2,854 | 2,621 | 2,556 | 2,443 | 2,591 | 2,953 | 3,305 | 3,427 | 3,692 | 3,919 | |
| Interest | 888 | 932 | 985 | 1,063 | 1,042 | 963 | 996 | 1,169 | 1,289 | 1,382 | 1,437 | 1,610 | 1,719 | |
| Expenses | 822 | 877 | 948 | 1,255 | 1,109 | 1,105 | 1,307 | 1,065 | 1,267 | 1,323 | 1,280 | 1,194 | 1,211 | |
| Financing Profit | 591 | 670 | 715 | 536 | 470 | 488 | 140 | 357 | 397 | 600 | 710 | 889 | 989 | |
| Financing Margin % | 26% | 27% | 27% | 19% | 18% | 19% | 6% | 14% | 13% | 18% | 21% | 24% | 25% | |
| Other Income | 69 | 57 | 46 | 68 | 12 | -582 | 6 | 3 | 6 | 4 | 5 | 7 | 3 | |
| Depreciation | 42 | 43 | 45 | 50 | 46 | 46 | 46 | 51 | 47 | 47 | 53 | 64 | 63 | |
| Profit before tax | 618 | 684 | 716 | 554 | 436 | -140 | 101 | 309 | 356 | 557 | 663 | 833 | 929 | |
| Tax % | 24% | 23% | 24% | 22% | 22% | -33% | 19% | 19% | 23% | 25% | 24% | 25% | 23% | |
| Net Profit | 473 | 526 | 545 | 431 | 338 | -93 | 82 | 251 | 274 | 418 | 501 | 623 | 713 | |
| EPS in Rs | 10.06 | 11.20 | 11.58 | 8.81 | 6.79 | -3.72 | 0.96 | 4.89 | 5.49 | 8.86 | 10.92 | 13.80 | 15.87 | |
| Gross NPA % | 1.84% | 1.84% | 1.71% | 2.32% | 2.25% | 2.35% | 2.42% | 2.23% | 2.34% | 2.14% | 1.60% | 1.46% | 1.55% | |
| Net NPA % | 1.06% | 1.02% | 0.87% | 1.20% | 1.11% | 1.06% | 1.01% | 1.05% | 1.13% | 1.02% | 0.75% | 0.73% | 0.82% | |
| Raw PDF |
Earnings
EResults dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −0.02% · closed higher next day 29 of last 62
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 19 Oct '23 | 18 Jan '24 | 16 Jun '24◦ | 7 Aug '24 | 24 Oct '24 | 13 Feb '25◦ | 8 May '25◦ | 30 Jul '25◦ | 30 Oct '25◦ | 22 Jan '26 | 29 Apr '26◦ | 22 Jul '26◦ |
| Earnings day | +1.30% | −1.79% | +2.36% | +2.25% | −3.07% | −5.17% | +3.24% | −5.14% | −1.30% | −13.50% | +2.66% | −0.28% |
| +1 day | −0.82% | +0.80% | +0.54% | −0.32% | −5.38% | −5.13% | +7.58% | −15.21% | −0.22% | −16.33% | +2.61% | −2.12% |
| +5 days | −6.40% | −7.49% | −2.24% | −6.86% | +3.99% | −3.62% | +14.73% | −9.80% | +0.05% | −15.12% | +3.19% | — |
| +15 days | −4.69% | −10.43% | +6.51% | +4.65% | −0.58% | −5.37% | +20.80% | −10.47% | −0.90% | −18.31% | +3.50% | — |
| +30 days | −3.43% | −4.33% | −6.08% | +15.11% | +5.40% | +1.28% | +31.57% | −12.76% | +6.19% | −24.32% | +16.84% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
CLast 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Interim Dividend - Rs 4 Per Share | 4.00 | 29 Jan '26 | 29 Jan '26 |
Shareholding
Sas of Jun 202624.84%Promoter
Promoters24.84%
FIIs23.86%4.30
DIIs7.50%0.41
Public43.80%3.88
Ownership trend
Peers
P8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance | ₹1,012.80 | 32.80 | 6,30,565 | 0.53% | 5,553 | +21.99% | 21,606 | +18.10% | 10.87% |
| Shriram Finance | ₹1,005.10 | 20.90 | 2,36,495 | 1.07% | 3,453 | +59.89% | 13,400 | +16.16% | 11.49% |
| Cholaman.Inv.&Fn | ₹1,724.40 | 28.07 | 1,47,032 | 0.12% | 1,645 | +30.62% | 8,417 | +19.46% | 9.71% |
| Tata Capital | ₹341.90 | 29.75 | 1,45,132 | 0.17% | 1,466 | +42.82% | 8,160 | +9.12% | 8.58% |
| Muthoot Finance | ₹2,986.70 | 11.32 | 1,19,907 | 1.00% | 3,397 | +126.67% | 9,289 | +65.23% | 15.77% |
| L&T Finance Ltd | ₹302.40 | 23.66 | 75,771 | 0.91% | 916 | +28.72% | 5,213 | +22.38% | 8.40% |
| SBI Cards | ₹618.75 | 25.88 | 58,883 | 0.40% | 664 | +19.51% | 5,041 | +3.36% | 10.10% |
| IIFL Finance | ₹556.55 | 11.26 | 23,675 | 0.72% | 713 | +189.30% | 3,919 | +32.73% | 10.87% |
| Median: 98 Co. | ₹126.72 | 20.90 | 487 | 0.00% | 5 | +28.93% | 42 | +18.10% | 9.71% |
Filings
DAnnual reports15
Financial Year 2026bseFinancial Year 2025bseFinancial Year 2024bseFinancial Year 2023bseFinancial Year 2022bseFinancial Year 2021bseFinancial Year 2020bseFinancial Year 2019bseFinancial Year 2018bseFinancial Year 2017bseFinancial Year 2016bseFinancial Year 2015bseFinancial Year 2014bseFinancial Year 2013bseFinancial Year 2012bse
Concall transcripts85
PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026RECMay 2026PPTApr 2026TranscriptJan 2026PPTJan 2026RECJan 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025RECAug 2025TranscriptMay 2025PPTMay 2025PPTMay 2025TranscriptFeb 2025PPTFeb 2025PPTJan 2025TranscriptOct 2024PPTOct 2024PPTOct 2024
Credit ratings6
Announcements5
Shareholder Meeting / Postal Ballot-Outcome of AGM 5hAnnouncement under Regulation 30 (LODR)-Newspaper Publication 1d - IIFL Finance Limited has informed regarding newspaper advertisements regarding Unaudited Financial Results for the quarter ended June 30, 2026Re-Purchase And Cancellation Of Senior Secured Fixed Rate Notes Under The Global Medium Term Note Programme By IIFL Finance Limited 2d - IIFL Finance repurchased and settled USD 1.37 million of 2028 senior secured notes.Announcement under Regulation 30 (LODR)-Change in Management 2d - Q1 FY27 results approved; ₹475.56 crore tax demand disclosed; USD 500 million notes issued; senior manager stepped down.Announcement under Regulation 30 (LODR)-Investor Presentation 2d - IIFL Finance Limited has informeds regarding Q1FY27 Investor Presentation.






