HDB Financial Services Ltd (HDBFS)
₹685.05
Mkt cap
₹56,716 Cr
P/E ratio
20.50
P/B
2.75
Div yield
0.59%
ROE
13.90%
ROCE
9.09%
EPS (TTM)
₹33.42
Book value
₹249
52W range
560–793
Sector
Financial Services
Price history
Previous close
Incorporated in 2007, HDB Financial Services Limited (HDBFS) is a non-deposit-taking NBFC and a subsidiary of HDFC Bank engaged in providing lending solutions. [1]
NSE HDBFSBSE 544429
Health check
Cautious
ValuationFair
ProfitabilityWeak
TechnicalsNeutral
52-week range
−13.62% from high₹685
₹560+22.34% from low₹793
Current
₹685.05
Prev close
₹682.70
Day
+0.34%
Price performance
1D
+0.18%
1W
+0.23%
1M
+2.75%
3M
+9.03%
6M
+0.74%
1Y
−12.28%
YTD
−11.05%
Financials
Revenue, profit & margin
P/E ratio
20.5×
HDBFS is 5% above the sector median of 19.5×
HDBFS20.5×
Sector median19.5×
| Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,667 | 3,884 | 4,007 | 4,144 | 4,266 | 4,465 | 4,545 | 4,674 | 4,745 | 4,938 | |
| Interest | 1,377 | 1,496 | 1,598 | 1,645 | 1,650 | 1,740 | 1,694 | 1,704 | 1,682 | 1,753 | |
| Expenses | 1,368 | 1,560 | 1,561 | 1,809 | 1,858 | 1,942 | 2,017 | 2,058 | 1,997 | 2,075 | |
| Financing Profit | 922 | 828 | 847 | 689 | 758 | 784 | 835 | 912 | 1,066 | 1,110 | |
| Financing Margin % | 25% | 21% | 21% | 17% | 18% | 18% | 18% | 20% | 22% | 22% | |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Depreciation | 40 | 44 | 48 | 49 | 54 | 51 | 52 | 51 | 54 | 55 | |
| Profit before tax | 882 | 784 | 799 | 641 | 704 | 732 | 782 | 860 | 1,011 | 1,055 | |
| Tax % | 26% | 26% | 26% | 26% | 25% | 22% | 26% | 25% | 26% | 26% | |
| Net Profit | 656 | 582 | 591 | 472 | 531 | 568 | 581 | 644 | 751 | 785 | |
| EPS in Rs | 8.27 | 7.33 | 7.44 | 5.95 | 6.67 | 6.84 | 7.01 | 7.76 | 9.04 | 9.46 | |
| Gross NPA % | 1.90% | 2.10% | 2.25% | 2.26% | 2.56% | 2.81% | 2.81% | 2.44% | |||
| Net NPA % | 0.90% | 0.99% | 1.11% | 1.27% | 1.25% | 1.09% | 1.04% | ||||
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.57% · closed higher next day 1 of last 5
| Q1FY26 | Q2FY26† | Q3FY26† | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|
| Broadcast | 15 Jul '25◦ | 15 Oct '25◦ | 14 Jan '26◦ | 15 Apr '26◦ | 15 Jul '26◦ |
| Earnings day | −3.14% | −0.80% | +0.24% | +6.47% | +0.07% |
| +1 day | −4.33% | −1.78% | −1.22% | +5.85% | −2.55% |
| +5 days | −4.87% | −1.39% | −8.98% | +2.30% | −7.92% |
| +15 days | −12.28% | −1.55% | −4.95% | +8.59% | −10.22% |
| +30 days | −7.49% | +0.12% | −8.36% | +2.44% | −8.85% |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 2 Per Share | 2.00 | 18 Jun '26 | 18 Jun '26 |
Shareholding
as of Jun 202674.12%Promoter
Promoters74.12%
FIIs3.55%0.54
DIIs12.10%0.19
Public10.00%0.35
Ownership trend
Peers
8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹1,060.50 | 32.24 | 6,60,262 | 0.51% | 6,081 | +27.37% | 23,165 | +18.65% | 10.87% |
| SHRIRAMFIN | ₹1,041.00 | 21.64 | 2,44,946 | 1.04% | 3,453 | +59.89% | 13,400 | +16.16% | 11.49% |
| TATACAP | ₹375.05 | 29.29 | 1,59,204 | 0.15% | 1,628 | +56.32% | 8,822 | +15.10% | 8.58% |
| CHOLAFIN | ₹1,839.00 | 27.31 | 1,57,063 | 0.11% | 1,656 | +45.56% | 8,856 | +21.87% | 9.71% |
| MUTHOOTFIN | ₹2,913.80 | 10.29 | 1,16,980 | 1.03% | 2,825 | +38.83% | 8,672 | +34.44% | 15.80% |
| LTF | ₹314.00 | 24.57 | 78,699 | 0.88% | 916 | +28.72% | 5,213 | +22.38% | 8.40% |
| SBICARD | ₹658.25 | 27.53 | 62,642 | 0.38% | 664 | +19.51% | 5,041 | +3.36% | 10.10% |
| HDBFS | ₹682.70 | 20.54 | 56,716 | 0.59% | 785 | +38.31% | 4,938 | +10.58% | 9.09% |
| Median: 100 Co. | ₹128.64 | 19.47 | 521 | 0.00% | 11 | +38.31% | 49 | +27.36% | 9.60% |
Filings
Annual reports1
Concall transcripts13
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 24 Aug - Allotment of 1,21,016 equity shares under ESOP on August 24, 2026.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 20 AugAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 14 Aug - ICICI Securities group meeting scheduled on August 21, 2026 in Varanasi.Announcement under Regulation 30 (LODR)-Allotment 6 Aug - Allotted 54,450 NCDs aggregating Rs 544.5 crore at 8.2301%, maturing July 5, 2029.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 4 Aug