HDB Financial Services Ltd (HDBFS)
₹691.50
Mkt cap
₹57,450 Cr
P/E ratio
20.80
P/B
2.78
Div yield
0.58%
ROE
13.90%
ROCE
9.09%
EPS (TTM)
₹33.25
Book value
₹249
52W range
560–800
Sector
Financial Services
Incorporated in 2007, HDB Financial Services Limited (HDBFS) is a non-deposit-taking NBFC and a subsidiary of HDFC Bank engaged in providing lending solutions. [1]
Health check
Cautious
ValuationFair
ProfitabilityWeak
TechnicalsBearish
52-week range
−13.59% from high₹692
₹560+23.49% from low₹800
Current
₹691.50
Prev close
₹690.00
Day
+0.22%
Price performance
1D
+0.22%
1W
−5.03%
1M
−7.00%
3M
+2.48%
6M
−5.53%
1Y
−14.08%
YTD
−10.21%
Financials
FRevenue, profit & margin
P/E ratio
20.8×
HDBFS is 0% below the sector median of 20.9×
HDBFS20.8×
Sector median20.9×
| Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,667 | 3,884 | 4,007 | 4,144 | 4,266 | 4,465 | 4,545 | 4,674 | 4,745 | 4,938 | |
| Interest | 1,377 | 1,496 | 1,598 | 1,645 | 1,650 | 1,740 | 1,694 | 1,704 | 1,682 | 1,753 | |
| Expenses | 1,368 | 1,560 | 1,561 | 1,809 | 1,858 | 1,942 | 2,017 | 2,058 | 1,997 | 2,075 | |
| Financing Profit | 922 | 828 | 847 | 689 | 758 | 784 | 835 | 912 | 1,066 | 1,110 | |
| Financing Margin % | 25% | 21% | 21% | 17% | 18% | 18% | 18% | 20% | 22% | 22% | |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Depreciation | 40 | 44 | 48 | 49 | 54 | 51 | 52 | 51 | 54 | 55 | |
| Profit before tax | 882 | 784 | 799 | 641 | 704 | 732 | 782 | 860 | 1,011 | 1,055 | |
| Tax % | 26% | 26% | 26% | 26% | 25% | 22% | 26% | 25% | 26% | 26% | |
| Net Profit | 656 | 582 | 591 | 472 | 531 | 568 | 581 | 644 | 751 | 785 | |
| EPS in Rs | 8.27 | 7.33 | 7.44 | 5.95 | 6.67 | 6.84 | 7.01 | 7.76 | 9.04 | 9.46 | |
| Gross NPA % | 1.90% | 2.10% | 2.25% | 2.26% | 2.56% | 2.81% | 2.81% | 2.44% | |||
| Net NPA % | 0.90% | 0.99% | 1.11% | 1.27% | 1.25% | 1.09% | 1.04% | ||||
| Raw PDF |
Earnings
EResults dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.57% · closed higher next day 1 of last 5
| Q1FY26 | Q2FY26† | Q3FY26† | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|
| Broadcast | 15 Jul '25◦ | 15 Oct '25◦ | 14 Jan '26◦ | 15 Apr '26◦ | 15 Jul '26◦ |
| Earnings day | −3.14% | −0.80% | +0.24% | +6.47% | +0.07% |
| +1 day | −4.33% | −1.78% | −1.22% | +5.85% | −2.55% |
| +5 days | −4.87% | −1.39% | −8.98% | +2.30% | −7.92% |
| +15 days | −12.28% | −1.55% | −4.95% | +8.59% | — |
| +30 days | −7.49% | +0.12% | −8.36% | +2.44% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
CLast 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 2 Per Share | 2.00 | 18 Jun '26 | 18 Jun '26 |
Shareholding
Sas of Jun 202674.12%Promoter
Promoters74.12%
FIIs3.55%0.54
DIIs12.10%0.19
Public10.00%0.35
Ownership trend
Peers
P8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance | ₹1,012.80 | 32.80 | 6,30,565 | 0.53% | 5,553 | +21.99% | 21,606 | +18.10% | 10.87% |
| Shriram Finance | ₹1,005.10 | 20.90 | 2,36,495 | 1.07% | 3,453 | +59.89% | 13,400 | +16.16% | 11.49% |
| Cholaman.Inv.&Fn | ₹1,724.40 | 28.07 | 1,47,032 | 0.12% | 1,645 | +30.62% | 8,417 | +19.46% | 9.71% |
| Tata Capital | ₹341.90 | 29.76 | 1,45,196 | 0.17% | 1,466 | +42.82% | 8,160 | +9.12% | 8.58% |
| Muthoot Finance | ₹2,986.70 | 11.32 | 1,19,907 | 1.00% | 3,397 | +126.67% | 9,289 | +65.23% | 15.77% |
| L&T Finance Ltd | ₹302.40 | 23.66 | 75,771 | 0.91% | 916 | +28.72% | 5,213 | +22.38% | 8.40% |
| SBI Cards | ₹618.75 | 25.88 | 58,883 | 0.40% | 664 | +19.51% | 5,041 | +3.36% | 10.10% |
| HDB FINANC SER | ₹691.50 | 20.81 | 57,450 | 0.58% | 785 | +38.31% | 4,938 | +10.58% | 9.09% |
| Median: 98 Co. | ₹126.72 | 20.90 | 487 | 0.00% | 5 | +28.93% | 42 | +18.10% | 9.71% |
Filings
DAnnual reports1
Concall transcripts13
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Allotment 1d - HDB Financial Services allotted 40,000 NCDs worth ₹400 crore on July 23, 2026 at 8.2301%.Announcement under Regulation 30 (LODR)-Earnings Call Transcript 20 JulAnnouncement under Regulation 30 (LODR)-Allotment 17 Jul - HDB Financial allotted 31,000 secured NCDs worth Rs 310 crore on July 17, 2026, maturing July 4, 2031.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 15 Jul - Audio recording of Q1 FY2027 earnings call held July 15, 2026, made available on website.Announcement under Regulation 30 (LODR)-Monitoring Agency Report 15 Jul - CARE report for HDB Financial Services IPO proceeds for quarter ended June 30, 2026 shows no material deviation.