Five-Star Business Finance Ltd (FIVESTAR)
₹524.15
Mkt cap
₹15,533 Cr
P/E ratio
14.10
P/B
2.10
Div yield
0.38%
ROE
16.10%
ROCE
14.80%
EPS (TTM)
₹37.17
Book value
₹250
52W range
347–660
Sector
Financial Services
Price history
Previous close
Incorporated in 1984, Five Star Business Finance Limited is an NBFC-ND-SI providing secured business loans to micro-entrepreneurs and self-employed individuals across South India. [1]
NSE FIVESTARBSE 543663
Health check
Constructive
ValuationCheap
ProfitabilityAverage
TechnicalsNeutral
52-week range
−20.58% from high₹524
₹347+50.92% from low₹660
Current
₹524.15
Prev close
₹525.10
Day
−0.18%
Price performance
1D
−0.18%
1W
−2.59%
1M
−4.10%
3M
+21.85%
6M
+28.45%
1Y
−0.53%
YTD
−1.52%
Financials
Revenue, profit & margin
P/E ratio
14.1×
FIVESTAR is 27% below the sector median of 19.4×
FIVESTAR14.1×
Sector median19.4×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 480 | 519 | 567 | 616 | 666 | 702 | 727 | 752 | 787 | 799 | 815 | 817 | 829 | |
| Interest | 96 | 106 | 129 | 138 | 158 | 163 | 171 | 175 | 187 | 180 | 189 | 181 | 172 | |
| Expenses | 137 | 144 | 145 | 161 | 169 | 178 | 186 | 204 | 241 | 236 | 255 | 277 | 296 | |
| Financing Profit | 248 | 269 | 294 | 318 | 339 | 361 | 370 | 373 | 359 | 384 | 371 | 358 | 361 | |
| Financing Margin % | 52% | 52% | 52% | 52% | 51% | 51% | 51% | 50% | 46% | 48% | 46% | 44% | 44% | |
| Other Income | 3 | 4 | 3 | 3 | 3 | 4 | 4 | 7 | 5 | 7 | 7 | 9 | 10 | |
| Depreciation | 5 | 6 | 7 | 7 | 6 | 7 | 8 | 9 | 8 | 9 | 10 | 10 | 9 | |
| Profit before tax | 246 | 267 | 290 | 313 | 336 | 358 | 365 | 371 | 355 | 382 | 369 | 357 | 362 | |
| Tax % | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | |
| Net Profit | 184 | 199 | 217 | 236 | 252 | 268 | 274 | 279 | 266 | 286 | 277 | 269 | 271 | |
| EPS in Rs | 6.30 | 6.84 | 7.42 | 8.07 | 8.60 | 9.16 | 9.33 | 9.48 | 9.04 | 9.72 | 9.41 | 9.12 | 9.19 | |
| Gross NPA % | 1.47% | 1.62% | 1.79% | 2.46% | 2.64% | 3.18% | 3.37% | 3.46% | ||||||
| Net NPA % | 0.71% | 0.81% | 0.88% | 1.25% | 1.46% | 1.94% | 2.00% | 2.10% | ||||||
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −1.77% · closed higher next day 8 of last 15
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25† | Q1FY26 | Q2FY26 | Q3FY26† | Q4FY26 | Q1FY27† | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 31 Oct '23◦ | 1 Feb '24 | 30 Apr '24◦ | 31 Jul '24◦ | 29 Oct '24◦ | 31 Jan '25◦ | 29 Apr '25◦ | 28 Jul '25◦ | 29 Oct '25 | 28 Jan '26◦ | 28 Apr '26◦ | 25 Jul '26◦ |
| Earnings day | +0.35% | −0.62% | −2.65% | +0.97% | −12.75% | −5.82% | −6.43% | −3.10% | +12.66% | −11.52% | −0.46% | +0.94% |
| +1 day | +1.71% | +1.80% | +2.16% | +2.71% | −18.91% | −8.17% | −7.68% | −8.89% | +19.68% | −9.05% | −4.18% | +4.88% |
| +5 days | +4.67% | +0.87% | −5.35% | −4.05% | −25.39% | −2.32% | −9.91% | −10.12% | +16.25% | −10.64% | −5.44% | +3.03% |
| +15 days | +8.74% | −5.26% | −5.13% | −2.35% | −25.99% | −11.67% | −8.81% | −13.27% | +10.51% | −11.56% | −11.06% | +0.48% |
| +30 days | −1.84% | −18.99% | +5.11% | −0.88% | −19.64% | −14.96% | +4.02% | −20.91% | +5.71% | −29.54% | −12.25% | −1.89% |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 2 Per Share | 2.00 | 31 Jul '26 | 31 Jul '26 |
Shareholding
as of Jun 202618.61%Promoter
Promoters18.61%
FIIs43.97%4.51
DIIs22.35%4.77
Public15.07%0.27
Ownership trend
Peers
8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹1,060.00 | 32.22 | 6,59,951 | 0.51% | 6,081 | +27.37% | 23,165 | +18.65% | 10.87% |
| SHRIRAMFIN | ₹1,037.00 | 21.56 | 2,44,004 | 1.04% | 3,453 | +59.89% | 13,400 | +16.16% | 11.49% |
| CHOLAFIN | ₹1,848.20 | 27.45 | 1,57,848 | 0.11% | 1,656 | +45.56% | 8,856 | +21.87% | 9.71% |
| TATACAP | ₹369.95 | 28.89 | 1,57,039 | 0.15% | 1,628 | +56.32% | 8,822 | +15.10% | 8.58% |
| MUTHOOTFIN | ₹2,880.00 | 10.17 | 1,15,623 | 1.04% | 2,825 | +38.83% | 8,672 | +34.44% | 15.80% |
| LTF | ₹312.50 | 24.46 | 78,324 | 0.88% | 916 | +28.72% | 5,213 | +22.38% | 8.40% |
| SBICARD | ₹674.65 | 28.22 | 64,203 | 0.37% | 664 | +19.51% | 5,041 | +3.36% | 10.10% |
| FIVESTAR | ₹526.20 | 14.07 | 15,533 | 0.38% | 271 | +1.92% | 829 | +5.38% | 14.79% |
| Median: 100 Co. | ₹130.84 | 19.41 | 517 | 0.00% | 11 | +38.31% | 49 | +27.36% | 9.60% |
Filings
Concall transcripts42
TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026RECFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025RECAug 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025TranscriptNov 2024RECNov 2024PPTOct 2024RECOct 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 4 Sep - Five-Star Business Finance to meet Fidelity physically on September 8, 2026.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 4 Sep - Intimation of Schedule of Investor/Analyst meetings under the SEBI (LODR), Regulations 2015Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 2 Sep - Intimation of Schedule of Investor/Analyst meetings under the SEBI (LODR), Regulations 2015Shareholder Meeting / Postal Ballot-Scrutinizer''s Report 1 SepShareholder Meeting / Postal Ballot-Outcome of AGM 31 Aug - AGM approved 2/share dividend, 13,000 Cr borrowing limit, 5,000 Cr NCDs, and new auditor/director appointments.