Avsar.
FI

Financial Services · Non Banking Financial Company (NBFC)

Finkurve Financial Services Ltd (FINKURVE)

₹69.30

Mkt cap
₹1,024 Cr
P/E ratio
34.90
P/B
2.82
Div yield
0.00%
ROE
9.44%
ROCE
10.30%
EPS (TTM)
₹1.99
Book value
₹25
52W range
48–135
Sector
Financial Services

Price history

Previous close

Incorporated in 1984, Finkurve Financials Services Ltd operates in Financing and other activities [1]

NSE FINKURVEBSE 508954
Health check
Cautious
ValuationExpensive
ProfitabilityAverage
TechnicalsBearish
52-week range
−48.63% from high
₹69
₹48+44.31% from low₹135
Current
₹69.30
Prev close
₹68.90
Day
+0.58%
Price performance
1D
+0.58%
1W
−0.03%
1M
−1.32%
3M
−1.17%
6M
+29.03%
1Y
—
YTD
−29.70%

Financials

Revenue, profit & margin
P/E ratio
34.9×
FINKURVE is 78% above the sector median of 19.7×
FINKURVE34.9×
Sector median19.7×
 Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Trend
Revenue19.9923.0623.6423.3528.4331.9039.8740.2839.8848.0551.9667.3375.10
Interest1.571.171.651.782.493.904.335.627.088.3613.6019.8926.72
Expenses15.7516.3015.3115.0420.0423.4127.5429.0625.3831.6428.3437.5736.76
Financing Profit2.675.596.686.535.904.598.005.607.428.0510.029.8711.62
Financing Margin %13.36%24.24%28.26%27.97%20.75%14.39%20.07%13.90%18.61%16.75%19.28%14.66%15.47%
Other Income0.040.040.070.080.080.230.130.140.160.090.511.890.72
Depreciation0.120.120.120.120.080.160.320.500.750.750.591.341.13
Profit before tax2.595.516.636.495.904.667.815.246.837.399.9410.4211.21
Tax %26.25%20.87%25.79%24.65%25.59%25.54%27.91%25.38%25.48%19.89%29.88%22.84%24.71%
Net Profit1.904.364.914.894.393.475.643.915.095.926.988.048.44
EPS in Rs0.150.340.390.390.350.270.440.310.360.420.500.570.60
Gross NPA %
Net NPA %
Raw PDF

Earnings

Results dates & reactions
No upcoming results date on calendar.

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

Avg earnings-day move +4.89% · closed higher next day 1 of last 3
 Q2FY26†Q4FY26†Q1FY27
Broadcast4 Aug '26◦4 Aug '2613 Aug '26
Earnings day−1.60%+0.49%+15.77%
+1 day−1.35%−1.12%+16.08%
+5 days+2.30%+0.50%+21.47%
+15 days+30.61%+33.69%+15.09%
+30 days+25.06%+22.22%+10.33%
FilingPDFPDFXBRL

Corporate actions

Last 6 months

No recent corporate actions

Dividends, splits, and bonuses in the last six months show up here.

Results analysis

Shareholding

as of Jun 2026
56.21%Promoter
Promoters56.21%0.03
FIIs7.30%0.28
Public36.49%0.25
Ownership trend

Peers

8 companies
Valuation vs quality
P/E × ROCE · bubble = market cap
NameCMPP/EMkt CapDiv YldNP QtrQtr Profit VarSales QtrQtr Sales VarROCE
Bajaj Finance₹1,040.3031.626,47,6860.52%6,081+27.37%23,165+18.65%10.87%
Shriram Finance₹1,010.0021.002,37,6581.07%3,453+59.89%13,400+16.16%11.49%
Cholaman.Inv.&Fn₹1,800.0026.741,53,7760.11%1,656+45.56%8,856+21.87%9.71%
Tata Capital₹351.3527.441,49,1430.16%1,628+56.32%8,822+15.10%8.58%
Muthoot Finance₹2,841.1010.031,14,0611.06%2,825+38.83%8,672+34.44%15.80%
L&T Finance Ltd₹312.8024.4878,3990.88%916+28.72%5,213+22.38%8.40%
SBI Cards₹651.1527.2461,9660.38%664+19.51%5,041+3.36%10.10%
Finkurve Fin.₹73.1034.871,0240.00%8+65.82%75+88.31%10.30%
Median: 100 Co.₹133.6019.664900.00%11+38.31%49+27.36%9.46%

Filings

Annual reports15
Annual Report 2026Annual Report 2025Annual Report 2024Annual Report 2023Annual Report 2022Annual Report 2021Annual Report 2020Annual Report 2019Annual Report 2018Annual Report 2017Annual Report 2016Annual Report 2015Annual Report 2014Annual Report 2013Annual Report 2012
Concall transcripts12
TranscriptAug 2026PPTAug 2026RECAug 2026TranscriptMay 2026PPTMay 2026RECMay 2026PPTMay 2026TranscriptFeb 2026PPTFeb 2026PPTSep 2025PPTMar 2025PPTMar 2025
Credit ratings6
Rating update 15 JuncareRating update 13 MaycrisilRating update 9 AprcrisilRating update 30 MarcareRating update 23 MarinfomericsRating update 12 Marcrisil
Announcements5
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 17 Sep - Finkurve to participate in Arihant Capital's Bharat Connect conference on 30 September 2026.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 11 SepAnnouncement under Regulation 30 (LODR)-Newspaper Publication 5 Sep - Pursuant to regulation 47 of SEBI (LODR) Regulation, 2015, find enclosed the Newspaper Advertisement of the Notice of 42nd AGM and communication regarding dispatch to …Reg. 34 (1) Annual Report. 4 Sep - 42nd AGM on 30 Sept 2026; annual report submitted; remote e-voting 27–29 Sept 2026.Announcement under Regulation 30 (LODR)-Newspaper Publication 3 Sep - Enclosed herewith is a copy of the Newspaper Publication