Fedbank Financial Services Ltd (FEDFINA)
₹143.65
Mkt cap
₹5,390 Cr
P/E ratio
12.40
P/B
1.70
Div yield
0.00%
ROE
12.60%
ROCE
9.06%
EPS (TTM)
₹11.58
Book value
₹84
52W range
119–178
Sector
Financial Services
Price history
Previous close
Fedbank Financial Services Limited a subsidiary of The Fedral Bank Limited, provides Gold Loans, Home Loans, Loan Against Property (LAP), and Business Loan Services. [1]
NSE FEDFINABSE 544027
Health check
Mixed
ValuationCheap
ProfitabilityWeak
TechnicalsNeutral
52-week range
−19.51% from high₹144
₹119+20.64% from low₹178
Current
₹143.65
Prev close
₹147.83
Day
−2.83%
Price performance
1D
−2.95%
1W
−4.17%
1M
−3.62%
3M
−6.14%
6M
−3.55%
1Y
+0.81%
YTD
−10.55%
Financials
Revenue, profit & margin
P/E ratio
12.4×
FEDFINA is 33% below the sector median of 18.4×
FEDFINA12.4×
Sector median18.4×
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 395 | 413 | 408 | 477 | 513 | 530 | 536 | 517 | 535 | 555 | 616 | 670 | 719 | |
| Interest | 167 | 176 | 173 | 202 | 214 | 221 | 216 | 218 | 214 | 208 | 239 | 273 | 288 | |
| Expenses | 144 | 156 | 154 | 184 | 207 | 273 | 210 | 187 | 202 | 215 | 228 | 230 | 238 | |
| Financing Profit | 84 | 82 | 80 | 91 | 92 | 36 | 111 | 112 | 120 | 132 | 149 | 167 | 193 | |
| Financing Margin % | 21% | 20% | 20% | 19% | 18% | 7% | 21% | 22% | 22% | 24% | 24% | 25% | 27% | |
| Other Income | 3 | 16 | 20 | 14 | 6 | 2 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | |
| Depreciation | 9 | 10 | 9 | 11 | 12 | 13 | 13 | 12 | 13 | 14 | 15 | 14 | 15 | |
| Profit before tax | 77 | 88 | 91 | 94 | 86 | 25 | 99 | 100 | 107 | 118 | 135 | 153 | 178 | |
| Tax % | 25% | 26% | 26% | 25% | 25% | 25% | 27% | 25% | 25% | 26% | 25% | 25% | 27% | |
| Net Profit | 58 | 65 | 68 | 70 | 65 | 19 | 72 | 75 | 80 | 88 | 101 | 114 | 131 | |
| EPS in Rs | 1.80 | 1.77 | 1.83 | 1.89 | 1.74 | 0.50 | 1.92 | 2.01 | 2.14 | 2.35 | 2.69 | 3.05 | 3.49 | |
| Gross NPA % | 2.34% | 2.19% | 1.70% | 1.97% | 1.87% | 1.80% | 2.02% | 1.99% | 1.90% | 2.06% | 1.87% | 1.55% | 1.82% | |
| Net NPA % | 1.83% | 1.66% | 1.30% | 1.60% | 1.47% | 1.10% | 1.22% | 1.24% | 1.30% | 1.40% | 1.28% | 0.96% | 1.18% | |
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +2.72% · closed higher next day 1 of last 1
| Q2FY27 | |
|---|---|
| Broadcast | 15 Oct '26 |
| Earnings day | +2.72% |
| +1 day | +2.01% |
| +5 days | −4.66% |
| +15 days | — |
| +30 days | — |
| Filing | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
as of Sep 202660.64%Promoter
Promoters60.64%0.03
FIIs9.69%0.39
DIIs11.89%1.00
Public17.79%1.34
Ownership trend
Peers
8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance | ₹939.10 | 26.73 | 5,84,679 | 0.58% | 6,367 | +28.53% | 24,546 | +22.79% | 10.87% |
| Shriram Finance | ₹823.15 | 15.27 | 1,93,694 | 1.31% | 3,684 | +59.18% | 13,792 | +15.78% | 11.49% |
| Tata Capital | ₹319.90 | 22.64 | 1,35,793 | 0.18% | 1,832 | +51.27% | 9,342 | +20.74% | 8.58% |
| Cholaman.Inv.&Fn | ₹1,586.00 | 21.78 | 1,35,517 | 0.13% | 1,630 | +40.59% | 9,271 | +23.75% | 9.71% |
| Muthoot Finance | ₹2,408.60 | 8.50 | 96,698 | 1.25% | 2,825 | +38.83% | 8,672 | +34.44% | 15.80% |
| L&T Finance Ltd | ₹244.40 | 17.79 | 61,256 | 1.13% | 973 | +32.70% | 5,484 | +26.49% | 8.40% |
| SBI Cards | ₹525.00 | 19.16 | 49,962 | 0.48% | 778 | +74.83% | 5,141 | +3.62% | 10.10% |
| Fedbank Financi. | ₹143.65 | 12.43 | 5,390 | 0.00% | 131 | +63.13% | 719 | +34.37% | 9.06% |
| Median: 104 Co. | ₹130.87 | 18.42 | 496 | 0.00% | 11 | +38.83% | 50 | +27.11% | 9.46% |
Filings
Annual reports3
Concall transcripts37
TranscriptOct 2026PPTOct 2026RECOct 2026TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptJan 2026PPTJan 2026RECJan 2026TranscriptOct 2025PPTOct 2025TranscriptAug 2025PPTAug 2025PPTJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025PPTApr 2025TranscriptJan 2025PPTJan 2025TranscriptOct 2024
Credit ratings6
Announcements5
Intimation Of Grant Of Stock Options Under The "Fedbank Financial Services Limited- Employees Stock Option Scheme, 2024 (ESOS- 2024)" 23 Oct - NRC approved grant of 1,65,000 stock options under ESOS-2024 at Rs.155.10 each.Announcement under Regulation 30 (LODR)-Earnings Call Transcript 22 Oct - Transcript of Earnings Conference Call held on Thursday, October 15, 2026Announcement under Regulation 30 (LODR)-Newspaper Publication 20 Oct - Corrigendum to Newspaper Advertisement of Unaudited Financial Result of the Company for the Quarter and Half Year ended September 30, 2026Announcement under Regulation 30 (LODR)-Newspaper Publication 16 Oct - Newspaper Publication for the Unaudited Financial Results for the quarter and half year ended September 30, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 15 Oct - Fedbank Financial Services uploaded October 15, 2026 earnings call audio; transcript to follow.