CI
Capital India Finance Ltd (CIFL)
₹21.36
Mkt cap
₹781 Cr
P/E ratio
—
P/B
1.24
Div yield
0.10%
ROE
−8.63%
ROCE
1.17%
EPS (TTM)
—
Book value
₹17
52W range
19–40
Sector
Financial Services
Price history
Previous close
Incorporated in 1994, Capital India Finance Ltd is in the business of lending, forex (including MTSS business) and fintech business [1]
NSE CIFLBSE 530879
Health check
Cautious
ProfitabilityWeak
TechnicalsBearish
52-week range
−46.18% from high₹21
₹19+15.09% from low₹40
Current
₹21.36
Prev close
₹21.73
Day
−1.70%
Price performance
1D
−1.10%
1W
+1.03%
1M
+3.72%
3M
−8.16%
6M
−13.63%
1Y
−42.45%
YTD
−38.83%
Financials
Revenue, profit & margin
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 174.99 | 176.11 | 165.12 | 167.38 | 158.27 | 142.82 | 135.01 | 139.33 | 122.64 | 131.79 | 147.02 | 125.15 | 127.74 | |
| Interest | 25.74 | 26.24 | 25.30 | 24.77 | 25.62 | 16.55 | 18.65 | 27.62 | 19.82 | 19.75 | 22.24 | 21.72 | 25.34 | |
| Expenses | 146.23 | 146.90 | 133.99 | 139.98 | 132.94 | 120.97 | 110.34 | 108.69 | 100.82 | 158.78 | 124.16 | 102.21 | 103.84 | |
| Financing Profit | 3.02 | 2.97 | 5.83 | 2.63 | -0.29 | 5.30 | 6.02 | 3.02 | 2.00 | -46.74 | 0.62 | 1.22 | -1.44 | |
| Financing Margin % | 1.73% | 1.69% | 3.53% | 1.57% | -0.18% | 3.71% | 4.46% | 2.17% | 1.63% | -35.47% | 0.42% | 0.97% | -1.13% | |
| Other Income | 11.47 | 2.47 | 0.66 | 2.42 | 0.70 | 4.23 | 1.03 | 2.00 | 0.48 | 105.92 | 1.06 | 2.73 | 0.79 | |
| Depreciation | 7.31 | 7.96 | 7.64 | 7.26 | 7.92 | 7.77 | 8.03 | 7.94 | 8.11 | 8.12 | 7.66 | 7.47 | 7.79 | |
| Profit before tax | 7.18 | -2.52 | -1.15 | -2.21 | -7.51 | 1.76 | -0.98 | -2.92 | -5.63 | 51.06 | -5.98 | -3.52 | -8.44 | |
| Tax % | 32.45% | 102.78% | 105.22% | 71.95% | -15.45% | 65.91% | 94.90% | -11.99% | 0.18% | 12.50% | -13.04% | -15.62% | 14.10% | |
| Net Profit | 4.85 | -5.11 | -2.37 | -3.80 | -6.35 | 0.60 | -1.91 | -2.56 | -5.64 | 44.69 | -5.19 | -2.98 | -9.63 | |
| EPS in Rs | 0.27 | 0.00 | 0.01 | 0.02 | -0.04 | 0.08 | 0.02 | -0.02 | -0.07 | 1.15 | -0.07 | -0.00 | -0.08 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −1.09% · closed higher next day 0 of last 1
| Q1FY27 | |
|---|---|
| Broadcast | 14 Aug '26◦ |
| Earnings day | −1.09% |
| +1 day | −1.13% |
| +5 days | −3.59% |
| +15 days | −6.05% |
| +30 days | +1.51% |
| Filing | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Results analysis
Shareholding
as of Jun 202672.59%Promoter
Promoters72.59%
FIIs0.02%
DIIs0.03%0.03
Public27.36%0.02
Ownership trend
Peers
8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance | ₹1,040.30 | 31.62 | 6,47,686 | 0.52% | 6,081 | +27.37% | 23,165 | +18.65% | 10.87% |
| Shriram Finance | ₹1,010.00 | 21.00 | 2,37,658 | 1.07% | 3,453 | +59.89% | 13,400 | +16.16% | 11.49% |
| Cholaman.Inv.&Fn | ₹1,800.00 | 26.74 | 1,53,776 | 0.11% | 1,656 | +45.56% | 8,856 | +21.87% | 9.71% |
| Tata Capital | ₹351.35 | 27.44 | 1,49,143 | 0.16% | 1,628 | +56.32% | 8,822 | +15.10% | 8.58% |
| Muthoot Finance | ₹2,841.10 | 10.03 | 1,14,061 | 1.06% | 2,825 | +38.83% | 8,672 | +34.44% | 15.80% |
| L&T Finance Ltd | ₹312.80 | 24.48 | 78,399 | 0.88% | 916 | +28.72% | 5,213 | +22.38% | 8.40% |
| SBI Cards | ₹651.15 | 27.24 | 61,966 | 0.38% | 664 | +19.51% | 5,041 | +3.36% | 10.10% |
| Capital India | ₹19.98 | — | 781 | 0.10% | −10 | −12.35% | 128 | +4.16% | 1.17% |
| Median: 100 Co. | ₹133.60 | 19.66 | 490 | 0.00% | 11 | +38.31% | 49 | +27.36% | 9.46% |
Filings
Annual reports15
Concall transcripts7
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Credit Rating 18 Sep - Acuite assigned ACUITE A- stable rating to proposed INR 100 crore NCDs.Announcement under Regulation 30 (LODR)-Issue of Securities 16 Sep - Capital India Finance approved INR 100 crore NCD issue, 27 months tenor, 10% fixed coupon.Announcement under Regulation 30 (LODR)-Change in Management 7 Sep - Mr. Sulabh Kaushal resigned as Chief Compliance Officer and Company Secretary effective September 07, 2026.Shareholder Meeting / Postal Ballot-Outcome of AGM 7 Sep - 32nd AGM held on September 7, 2026; shareholders approved financials, MD remuneration revision, debt fundraising and related-party transactions.Shareholder Meeting / Postal Ballot-Scrutinizer''s Report 7 Sep - 32nd AGM on Sept 7, 2026 approved FY26 financials, MD remuneration revision, debt issuance, and Rapipay transactions.