BA
Baid Finserv Ltd (BAIDFIN)
₹10.16
Mkt cap
₹177 Cr
P/E ratio
11.50
P/B
0.68
Div yield
0.92%
ROE
7.27%
ROCE
10.90%
EPS (TTM)
₹0.88
Book value
₹15
52W range
9–13
Sector
Financial Services
Price history
Previous close
Baid Finserv Limited (Formerly Known as Baid Leasing and Finance Company Limited) is a Non- Deposit Taking NBFC carrying out the business of providing Car Loans, Commercial Vehicle Loans (new & used), MSME Loans, Loan Against Property and other asset backed loans. The Company is deeply penetrated in Rajasthan and has started operations in Madhya Pradesh. [1]
NSE BAIDFINBSE 511724
Health check
Cautious
ValuationCheap
ProfitabilityWeak
TechnicalsBearish
52-week range
−21.73% from high₹10
₹9+15.45% from low₹13
Current
₹10.16
Prev close
₹10.25
Day
−0.88%
Price performance
1D
−0.88%
1W
−4.24%
1M
+0.59%
3M
−3.15%
6M
+0.79%
1Y
−4.78%
YTD
−8.14%
Financials
Revenue, profit & margin
P/E ratio
11.5×
BAIDFIN is 42% below the sector median of 19.7×
BAIDFIN11.5×
Sector median19.7×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 18.24 | 15.01 | 17.51 | 15.15 | 18.89 | 19.65 | 21.34 | 22.12 | 23.78 | 23.84 | 24.63 | 25.01 | 21.64 | |
| Interest | 5.29 | 5.51 | 5.71 | 6.54 | 7.09 | 7.65 | 7.26 | 7.34 | 7.99 | 7.99 | 8.18 | 7.81 | 7.94 | |
| Expenses | 5.41 | 6.20 | 5.14 | 6.40 | 8.04 | 9.16 | 7.60 | 9.55 | 10.31 | 9.71 | 10.84 | 15.35 | 8.07 | |
| Financing Profit | 7.54 | 3.30 | 6.66 | 2.21 | 3.76 | 2.84 | 6.48 | 5.23 | 5.48 | 6.14 | 5.61 | 1.85 | 5.63 | |
| Financing Margin % | 41.34% | 21.99% | 38.04% | 14.59% | 19.90% | 14.45% | 30.37% | 23.64% | 23.04% | 25.76% | 22.78% | 7.40% | 26.02% | |
| Other Income | 0.07 | 0.25 | 0.07 | 0.05 | 0.47 | 0.06 | 0.01 | 0.02 | 0.13 | 0.14 | 1.10 | 0.56 | 0.41 | |
| Depreciation | 0.12 | 0.13 | 1.67 | 0.22 | 0.08 | 0.29 | 0.17 | 0.19 | 0.24 | 0.20 | 0.25 | 0.24 | 0.23 | |
| Profit before tax | 7.49 | 3.42 | 5.06 | 2.04 | 4.15 | 2.61 | 6.32 | 5.06 | 5.37 | 6.08 | 6.46 | 2.17 | 5.81 | |
| Tax % | 25.23% | 25.15% | 28.66% | 46.57% | 24.58% | 25.29% | 25.16% | 27.87% | 25.14% | 25.16% | 26.47% | 23.50% | 25.13% | |
| Net Profit | 5.61 | 2.56 | 3.61 | 1.08 | 3.12 | 1.96 | 4.73 | 3.64 | 4.02 | 4.55 | 4.75 | 1.66 | 4.34 | |
| EPS in Rs | 0.37 | 0.17 | 0.24 | 0.07 | 0.21 | 0.13 | 0.32 | 0.24 | 0.27 | 0.30 | 0.32 | 0.11 | 0.28 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −0.90% · closed higher next day 0 of last 1
| Q1FY27 | |
|---|---|
| Broadcast | 13 Aug '26◦ |
| Earnings day | −0.90% |
| +1 day | −3.90% |
| +5 days | −0.70% |
| +15 days | +1.30% |
| +30 days | +6.21% |
| Filing | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Results analysis
Shareholding
as of Aug 202649.73%Promoter
Promoters49.73%2.34
FIIs0.18%0.01
Public50.09%2.33
Ownership trend
Peers
8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance | ₹1,040.30 | 31.62 | 6,47,686 | 0.52% | 6,081 | +27.37% | 23,165 | +18.65% | 10.87% |
| Shriram Finance | ₹1,010.00 | 21.00 | 2,37,658 | 1.07% | 3,453 | +59.89% | 13,400 | +16.16% | 11.49% |
| Cholaman.Inv.&Fn | ₹1,800.00 | 26.74 | 1,53,776 | 0.11% | 1,656 | +45.56% | 8,856 | +21.87% | 9.71% |
| Tata Capital | ₹351.35 | 27.44 | 1,49,143 | 0.16% | 1,628 | +56.32% | 8,822 | +15.10% | 8.58% |
| Muthoot Finance | ₹2,841.10 | 10.03 | 1,14,061 | 1.06% | 2,825 | +38.83% | 8,672 | +34.44% | 15.80% |
| L&T Finance Ltd | ₹312.80 | 24.48 | 78,399 | 0.88% | 916 | +28.72% | 5,213 | +22.38% | 8.40% |
| SBI Cards | ₹651.15 | 27.24 | 61,966 | 0.38% | 664 | +19.51% | 5,041 | +3.36% | 10.10% |
| Baid Finserv | ₹10.89 | 11.54 | 177 | 0.92% | 4 | +7.96% | 22 | −9.00% | 10.93% |
| Median: 100 Co. | ₹133.60 | 19.66 | 490 | 0.00% | 11 | +38.31% | 49 | +27.36% | 9.46% |
Filings
Annual reports15
Concall transcripts12
Credit ratings6
Announcements5
Report On Special Window For Re-Lodgement Of Transfer Requests Of Physical Shares Of Baid Finserv Limited. 8 Sep - No re-lodgement transfer requests for physical shares received in August 2026.Submission Of Certificate Received From Statutory Auditor As per Regulation 169(5) Of The SEBI (Issue Of Capital And Disclosure Requirements) Regulations, 2018 ('ICDR Regulations') 27 Aug - Auditor certificate filed; 72,04,099 shares allotted on Aug 26, 2026, completing 1.20 crore warrant conversion.Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011 27 AugAnnouncement under Regulation 30 (LODR)-Newspaper Publication 27 Aug - Newspaper Notice of 35th Annual General Meeting of the Company to be held on September 23, 2026Letter Dispatched To Those Members Whose E-Mail Addresses Are Not Registered. 26 Aug - Baid Finserv scheduled 35th AGM on September 23, 2026; e-voting runs September 19-22, 2026.