AY
Aye Finance Ltd (AYE)
₹184.06
Mkt cap
₹4,542 Cr
P/E ratio
19.10
P/B
1.79
Div yield
0.00%
ROE
9.24%
ROCE
11.40%
EPS (TTM)
₹9.64
Book value
₹103
52W range
90–189
Sector
Financial Services
Price history
Previous close
Incorporated in 1993, Aye Finance Limited is an NBFC offers secured and unsecured small business loans for working capital, including mortgage loans, Property Loans, secured and unsecured hypothecation loans, primarily to micro-scale MSMEs. [1]
NSE AYEBSE 544699
Health check
Mixed
ValuationFair
ProfitabilityAverage
TechnicalsNeutral
52-week range
−2.68% from high₹184
₹90+104.35% from low₹189
Current
₹184.06
Prev close
₹184.81
Day
−0.41%
Price performance
1D
−0.17%
1W
+2.77%
1M
+8.23%
3M
+21.36%
6M
+56.55%
1Y
—
YTD
+42.78%
Financials
Revenue, profit & margin
P/E ratio
19.1×
AYE is 2% below the sector median of 19.4×
AYE19.1×
Sector median19.4×
| Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|
| Revenue | 361 | 409 | 405 | 437 | 443 | 515 | 477 | |
| Interest | 115 | 123 | 126 | 133 | 141 | 135 | 131 | |
| Expenses | 219 | 240 | 242 | 266 | 253 | 279 | 256 | |
| Financing Profit | 27 | 46 | 37 | 38 | 49 | 102 | 91 | |
| Financing Margin % | 7% | 11% | 9% | 9% | 11% | 20% | 19% | |
| Other Income | 9 | 11 | 9 | 10 | 12 | 17 | 12 | |
| Depreciation | 6 | 6 | 5 | 6 | 7 | 8 | 6 | |
| Profit before tax | 30 | 50 | 41 | 42 | 54 | 111 | 97 | |
| Tax % | 25% | 19% | 25% | 17% | 21% | 23% | 23% | |
| Net Profit | 23 | 41 | 31 | 35 | 43 | 86 | 74 | |
| EPS in Rs | 1.19 | 2.12 | 1.60 | 1.80 | 2.22 | 3.48 | 3.02 | |
| Gross NPA % | 3.79% | |||||||
| Net NPA % | 1.31% | |||||||
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
No reaction history yet.
No quarterly filings ingested yet.
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
as of Jun 2026FIIs15.70%2.96
DIIs19.75%1.36
Public63.81%1.79
Ownership trend
Peers
8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹1,060.00 | 32.22 | 6,59,951 | 0.51% | 6,081 | +27.37% | 23,165 | +18.65% | 10.87% |
| SHRIRAMFIN | ₹1,037.00 | 21.56 | 2,44,004 | 1.04% | 3,453 | +59.89% | 13,400 | +16.16% | 11.49% |
| CHOLAFIN | ₹1,848.20 | 27.45 | 1,57,848 | 0.11% | 1,656 | +45.56% | 8,856 | +21.87% | 9.71% |
| TATACAP | ₹369.95 | 28.89 | 1,57,039 | 0.15% | 1,628 | +56.32% | 8,822 | +15.10% | 8.58% |
| MUTHOOTFIN | ₹2,880.00 | 10.17 | 1,15,623 | 1.04% | 2,825 | +38.83% | 8,672 | +34.44% | 15.80% |
| LTF | ₹312.50 | 24.46 | 78,324 | 0.88% | 916 | +28.72% | 5,213 | +22.38% | 8.40% |
| SBICARD | ₹674.65 | 28.22 | 64,203 | 0.37% | 664 | +19.51% | 5,041 | +3.36% | 10.10% |
| AYE | ₹184.06 | 19.12 | 4,542 | 0.00% | 75 | +143.54% | 477 | +17.74% | 11.38% |
| Median: 100 Co. | ₹130.84 | 19.41 | 517 | 0.00% | 11 | +38.31% | 49 | +27.36% | 9.60% |
Filings
Annual reports1
Concall transcripts9
Credit ratings6
Announcements5
Shareholder Meeting / Postal Ballot-Scrutinizer''s Report 3 Sep - 33rd AGM resolutions passed, including borrowing limit hike to ₹10,000 crore and NCD issuance approval.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 3 Sep - Aye Finance schedules a physical analyst group meeting at Khopoli on September 11, 2026.Shareholder Meeting / Postal Ballot-Outcome of AGM 1 Sep - 33rd AGM held on Sept 1, 2026; resolutions included borrowing limit hike to ₹10,000 crore and NCD issuance.Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011 1 Sep - Alpha Wave India I LP sold 19,188,604 Aye Finance shares, fully exiting its 7.78% stake.Transfer Of Equity Shares From Trust To Eligible Grantees. 28 Aug - Aye Finance transferred 22,790 shares under ESOP plans on August 28, 2026.