SR
SRG Housing Finance Ltd (SRGHFL)
₹122.55
Mkt cap
₹201 Cr
P/E ratio
5.89
P/B
0.65
Div yield
0.00%
ROE
11.60%
ROCE
11.80%
EPS (TTM)
₹20.81
Book value
₹189
52W range
119–335
Sector
Financial Services
Price history
Previous close
SRG Housing Finance Ltd, established in 1999, is an NHB-registered housing finance company focused on affordable housing finance for rural and semi-urban borrowers. Products cover home purchase, self-construction, renovation, extension and Loan Against Property (LAP). Company serves 25,000+ customers through 96 branches. [1]
NSE SRGHFLBSE 534680
Health check
Mixed
ValuationCheap
ProfitabilityAverage
TechnicalsBearish
52-week range
−63.42% from high₹123
₹119+3.33% from low₹335
Current
₹122.55
Prev close
₹128.99
Day
−4.99%
Price performance
1D
−4.99%
1W
−13.05%
1M
−50.92%
3M
−60.47%
6M
−49.83%
1Y
−57.29%
YTD
−57.28%
Financials
Revenue, profit & margin
P/E ratio
5.9×
SRGHFL is 53% below the sector median of 12.6×
SRGHFL5.9×
Sector median12.6×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 26.84 | 30.22 | 31.74 | 36.15 | 33.77 | 36.06 | 38.94 | 42.75 | 42.62 | 47.81 | 50.45 | 57.23 | 53.95 | |
| Interest | 10.93 | 13.12 | 13.07 | 13.69 | 14.03 | 14.92 | 16.51 | 16.60 | 16.75 | 18.10 | 20.11 | 22.69 | 23.89 | |
| Expenses | 9.53 | 10.19 | 10.86 | 13.55 | 11.55 | 11.96 | 14.85 | 17.42 | 16.65 | 18.52 | 19.22 | 21.62 | 18.90 | |
| Financing Profit | 6.38 | 6.91 | 7.81 | 8.91 | 8.19 | 9.18 | 7.58 | 8.73 | 9.22 | 11.19 | 11.12 | 12.92 | 11.16 | |
| Financing Margin % | 23.77% | 22.87% | 24.61% | 24.65% | 24.25% | 25.46% | 19.47% | 20.42% | 21.63% | 23.41% | 22.04% | 22.58% | 20.69% | |
| Other Income | 0.01 | 0.98 | 0.47 | 0.41 | 0.21 | 0.78 | 1.30 | 0.74 | 0.07 | 0.64 | 0.80 | 0.10 | 0.08 | |
| Depreciation | 1.18 | 1.31 | 1.58 | 1.71 | 1.52 | 1.62 | 1.71 | 1.79 | 1.44 | 1.51 | 1.53 | 1.43 | 1.23 | |
| Profit before tax | 5.21 | 6.58 | 6.70 | 7.61 | 6.88 | 8.34 | 7.17 | 7.68 | 7.85 | 10.32 | 10.39 | 11.59 | 10.01 | |
| Tax % | 15.55% | 20.21% | 20.60% | 19.97% | 14.83% | 20.62% | 19.80% | 19.40% | 13.50% | 20.06% | 20.98% | 20.19% | 15.38% | |
| Net Profit | 4.39 | 5.26 | 5.32 | 6.09 | 5.86 | 6.60 | 5.74 | 6.19 | 6.78 | 8.25 | 8.21 | 9.25 | 8.47 | |
| EPS in Rs | 3.38 | 4.05 | 4.09 | 4.58 | 4.34 | 4.62 | 4.01 | 3.95 | 4.32 | 5.26 | 5.23 | 5.89 | 5.39 | |
| Gross NPA % | 2.47% | 2.40% | 2.37% | 2.29% | 2.19% | 1.96% | 1.98% | 1.84% | 1.85% | 1.88% | 1.83% | 1.77% | 1.73% | |
| Net NPA % | 0.49% | 0.56% | 0.62% | 0.69% | 0.67% | 0.59% | 0.61% | 0.61% | 0.62% | 0.64% | 0.68% | 0.65% | 0.63% | |
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −1.51% · closed higher next day 0 of last 1
| Q1FY27 | |
|---|---|
| Broadcast | 5 Aug '26 |
| Earnings day | −1.51% |
| +1 day | −0.92% |
| +5 days | −6.93% |
| +15 days | −11.70% |
| +30 days | −56.99% |
| Filing | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Results analysis
Shareholding
as of Jun 202659.02%Promoter
Promoters59.02%
FIIs0.00%
DIIs0.00%
Public40.98%
Ownership trend
Peers
8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Housing | ₹85.58 | 26.39 | 71,308 | 0.00% | 715 | +22.63% | 3,063 | +17.10% | 8.85% |
| Piramal Finance. | ₹2,300.20 | 121.25 | 54,430 | 0.48% | 461 | +66.80% | 3,368 | +27.62% | 6.47% |
| LIC Housing Fin. | ₹548.15 | 5.25 | 30,152 | 1.82% | 1,499 | +9.90% | 7,083 | −1.44% | 8.59% |
| PNB Housing | ₹1,133.10 | 12.57 | 29,552 | 0.71% | 555 | +4.28% | 2,253 | +9.14% | 9.44% |
| Aadhar Hsg. Fin. | ₹461.65 | 17.55 | 20,238 | 0.00% | 282 | +19.00% | 993 | +17.06% | 11.38% |
| Sammaan Capital | ₹143.92 | — | 16,717 | 0.00% | 243 | −27.22% | 1,652 | −31.18% | 4.92% |
| Home First Finan | ₹1,241.30 | 22.33 | 12,979 | 0.42% | 160 | +34.45% | 538 | +18.61% | 11.13% |
| SRG Housing | ₹128.15 | 5.89 | 201 | 0.00% | 8 | +24.93% | 54 | +26.58% | 11.77% |
| Median: 14 Co. | ₹504.90 | 12.57 | 12,442 | 0.59% | 252 | +19.79% | 851 | +14.16% | 9.68% |
Filings
Annual reports14
Concall transcripts56
TranscriptSep 2026RECSep 2026PPTAug 2026PPTJul 2026TranscriptMay 2026PPTMay 2026PPTFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025PPTAug 2025TranscriptMay 2025PPTMay 2025PPTMay 2025PPTJan 2025TranscriptNov 2024PPTNov 2024PPTAug 2024TranscriptJun 2024PPTJun 2024PPTJan 2024TranscriptNov 2023PPTNov 2023PPTAug 2023
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 19 Sep - Transcript of 16 Sep 2026 investor meet clarifies Economic Times fraud allegations and ongoing NHB audit.Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011 18 Sep - Promoters Vinod Kumar Jain and Archis Jain bought 80,000 shares on 16-09-2026.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 16 Sep - Audio recording of investor analyst meet held on 16 September 2026 uploaded; transcript to follow.Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011 15 SepAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 15 Sep - Intimation of Analyst/Investor Meeting to be held on 16th September, 2026