Piramal Finance Ltd (PIRAMALFIN)
₹2,085.40
Mkt cap
₹47,271 Cr
P/E ratio
105.00
P/B
1.68
Div yield
0.53%
ROE
0.86%
ROCE
6.47%
EPS (TTM)
₹19.86
Book value
₹1,242
52W range
1,323–2,197
Sector
Financial Services
Piramal Finance Corporation's main business is of providing loans to Retail customers for construction or purchase of residential property, loans against property, etc.
Health check
Cautious
ValuationExpensive
ProfitabilityWeak
GrowthModerate
TechnicalsNeutral
52-week range
−5.08% from high₹2,085
₹1,323+57.63% from low₹2,197
Current
₹2,085.40
Prev close
₹2,074.00
Day
+0.55%
Price performance
1D
+0.55%
1W
−3.35%
1M
−2.14%
3M
+11.94%
6M
+15.46%
1Y
—
YTD
+21.78%
Financials
FRevenue, profit & margin
P/E ratio
105.0×
PIRAMALFIN is 602% above the sector median of 15.0×
PIRAMALFIN105.0×
Sector median15.0×
| Jun 2022 | Dec 2022 | Mar 2023 | Dec 2023 | Mar 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,672 | 1,751 | 1,640 | 1,689 | 1,717 | 2,365 | 2,825 | 2,854 | 2,639 | 2,872 | 2,918 | 3,424 | 3,368 | |
| Expenses | 366 | 1,570 | 966 | 729 | 2,780 | 936 | 1,374 | 1,537 | 919 | 922 | 983 | 1,978 | 1,296 | |
| Operating Profit | 1,306 | 181 | 674 | 960 | -1,063 | 1,429 | 1,451 | 1,317 | 1,721 | 1,949 | 1,935 | 1,446 | 2,073 | |
| OPM % | 78% | 10% | 41% | 57% | -62% | 60% | 51% | 46% | 65% | 68% | 66% | 42% | 62% | |
| Other Income | 95 | 7 | -10,250 | -1,855 | 249 | 121 | 58 | 269 | 129 | 11 | 96 | 1,377 | 160 | |
| Interest | 890 | 834 | 848 | 928 | 999 | 1,305 | 1,364 | 1,417 | 1,492 | 1,567 | 1,646 | 1,674 | 1,734 | |
| Depreciation | 18 | 22 | 37 | 38 | 45 | 55 | 54 | 53 | 57 | 144 | 57 | 645 | 56 | |
| Profit before tax | 492 | -668 | -10,461 | -1,862 | -1,858 | 190 | 91 | 116 | 301 | 249 | 328 | 505 | 443 | |
| Tax % | 25% | -523% | -14% | -31% | -60% | 14% | 57% | 12% | 8% | -31% | -22% | 1% | -4% | |
| Net Profit | 370 | 2,824 | -8,982 | -1,282 | -752 | 163 | 39 | 102 | 276 | 327 | 401 | 502 | 461 | |
| EPS in Rs | 0.17 | 1.32 | -4.20 | -0.60 | -0.32 | 0.07 | 0.02 | 0.04 | 0.11 | 14.42 | 17.69 | 22.14 | 20.34 | |
| Raw PDF |
Earnings
EResults dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +2.35% · closed higher next day 1 of last 3
| Q1FY24 | Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 28 Jul '23◦ | 9 Nov '23◦ | 29 Jan '24◦ | 8 May '24◦ | 13 Aug '24◦ | 23 Oct '24◦ | 27 Jan '25◦ | 7 May '25 | 29 Jul '25◦ | 23 Jan '26◦ | 27 Apr '26◦ | 16 Jul '26◦ |
| Earnings day | — | — | — | — | — | — | — | — | — | 0.00% | +8.99% | −1.93% |
| +1 day | — | — | — | — | — | — | — | — | — | −0.27% | +9.23% | −1.32% |
| +5 days | — | — | — | — | — | — | — | — | — | −4.23% | +4.95% | −5.15% |
| +15 days | — | — | — | — | — | — | — | — | — | +0.03% | +4.47% | — |
| +30 days | — | — | — | — | — | — | — | — | — | −0.79% | +5.81% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
CLast 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 11 Per Share | 11.00 | 12 Jun '26 | 12 Jun '26 |
Shareholding
Sas of Jun 202646.16%Promoter
Promoters46.16%
FIIs15.45%0.82
DIIs18.63%0.17
Public19.54%0.56
Ownership trend
Peers
P7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Housing | ₹84.19 | 27.28 | 70,150 | 0.00% | 669 | +14.06% | 2,903 | +15.92% | 8.85% |
| Piramal Finance. | ₹2,085.40 | 105.30 | 47,271 | 0.53% | 461 | +66.80% | 3,368 | +27.62% | 6.47% |
| LIC Housing Fin. | ₹538.95 | 5.29 | 29,646 | 1.86% | 1,493 | +8.68% | 7,212 | −1.25% | 8.59% |
| PNB Housing | ₹1,058.00 | 12.03 | 27,570 | 0.76% | 656 | +19.15% | 2,182 | +7.90% | 9.40% |
| Aadhar Hsg. Fin. | ₹495.00 | 19.52 | 21,648 | 0.00% | 311 | +26.99% | 985 | +18.25% | 11.38% |
| Sammaan Capital | ₹160.64 | — | 18,659 | 0.00% | −8,101 | −594.46% | 1,358 | −35.58% | 4.92% |
| Aptus Value Hou. | ₹277.15 | 14.72 | 13,879 | 1.62% | 261 | +26.04% | 574 | +18.66% | 15.41% |
| Median: 14 Co. | ₹516.98 | 14.96 | 13,075 | 0.65% | 216 | +23.30% | 847 | +14.43% | 9.66% |
Filings
DAnnual reports12
Concall transcripts68
Credit ratings6
Announcements5
Ratings By Crisil ESG Ratings & Analytics Ltd. 11h - CRISIL assigned Piramal Finance ESG Rating 68 and Core ESG Rating 72 for FY2026.Announcement under Regulation 30 (LODR)-Earnings Call Transcript 2d - Transcript of conference call on the Unaudited Financial Results (Standalone & Consolidated) for the quarter ended 30th June 2026Announcement under Regulation 30 (LODR)-Newspaper Publication 18 Jul - Intimation regarding newspaper advertisement confirming dispatch of the Notice of Postal BallotShareholder Meeting / Postal Ballot-Notice of Postal Ballot 17 Jul - Postal ballot seeks approval to raise up to Rs 4,000 crore via QIP, rights issue, or placement; e-voting ends 17 Aug 2026.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 16 Jul - Audio recording of 16 July 2026 conference call on Q1 FY2027 unaudited results available online.