Piramal Finance Ltd (PIRAMALFIN)
₹1,817.00
Mkt cap
₹42,996 Cr
P/E ratio
74.40
P/B
1.39
Div yield
0.61%
ROE
0.86%
ROCE
6.47%
EPS (TTM)
₹24.42
Book value
₹1,308
52W range
1,260–2,326
Sector
Financial Services
Price history
Previous close
Piramal Finance Corporation's main business is of providing loans to Retail customers for construction or purchase of residential property, loans against property, etc.
NSE PIRAMALFINBSE 544597
Health check
Cautious
ValuationExpensive
ProfitabilityWeak
GrowthModerate
TechnicalsNeutral
52-week range
−21.90% from high₹1,817
₹1,260+44.21% from low₹2,326
Current
₹1,817.00
Prev close
₹1,864.80
Day
−2.56%
Price performance
1D
−2.35%
1W
−2.85%
1M
−14.41%
3M
−10.24%
6M
−9.55%
1Y
—
YTD
+6.10%
Financials
Revenue, profit & margin
P/E ratio
74.4×
PIRAMALFIN is 533% above the sector median of 11.8×
PIRAMALFIN74.4×
Sector median11.8×
| Dec 2022 | Mar 2023 | Dec 2023 | Mar 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,751 | 1,640 | 1,689 | 1,717 | 2,365 | 2,825 | 2,854 | 2,639 | 2,872 | 2,918 | 3,424 | 3,356 | 3,659 | |
| Expenses | 1,570 | 966 | 729 | 2,780 | 936 | 1,374 | 1,537 | 919 | 922 | 983 | 1,978 | 1,283 | 1,290 | |
| Operating Profit | 181 | 674 | 960 | -1,063 | 1,429 | 1,451 | 1,317 | 1,721 | 1,949 | 1,935 | 1,446 | 2,073 | 2,369 | |
| OPM % | 10% | 41% | 57% | -62% | 60% | 51% | 46% | 65% | 68% | 66% | 42% | 62% | 65% | |
| Other Income | 7 | -10,250 | -1,855 | 249 | 121 | 58 | 269 | 129 | 11 | 96 | 1,377 | 160 | 95 | |
| Interest | 834 | 848 | 928 | 999 | 1,305 | 1,364 | 1,417 | 1,492 | 1,567 | 1,646 | 1,674 | 1,734 | 1,825 | |
| Depreciation | 22 | 37 | 38 | 45 | 55 | 54 | 53 | 57 | 144 | 57 | 645 | 56 | 58 | |
| Profit before tax | -668 | -10,461 | -1,862 | -1,858 | 190 | 91 | 116 | 301 | 249 | 328 | 505 | 443 | 580 | |
| Tax % | -523% | -14% | -31% | -60% | 14% | 57% | 12% | 8% | -31% | -22% | 1% | -4% | 6% | |
| Net Profit | 2,824 | -8,982 | -1,282 | -752 | 163 | 39 | 102 | 276 | 327 | 401 | 502 | 461 | 545 | |
| EPS in Rs | 1.32 | -4.20 | -0.60 | -0.32 | 0.07 | 0.02 | 0.04 | 0.11 | 14.42 | 17.69 | 22.14 | 20.25 | 22.76 | |
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +2.67% · closed higher next day 2 of last 4
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q3FY26 | Q4FY26 | Q1FY27 | Q2FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 9 Nov '23◦ | 29 Jan '24◦ | 8 May '24◦ | 13 Aug '24◦ | 23 Oct '24◦ | 27 Jan '25◦ | 7 May '25 | 29 Jul '25◦ | 23 Jan '26◦ | 27 Apr '26◦ | 16 Jul '26◦ | 19 Oct '26◦ |
| Earnings day | — | — | — | — | — | — | — | — | 0.00% | +8.99% | −1.93% | +3.61% |
| +1 day | — | — | — | — | — | — | — | — | −0.27% | +9.23% | −1.32% | +0.17% |
| +5 days | — | — | — | — | — | — | — | — | −4.23% | +4.95% | −4.62% | −7.44% |
| +15 days | — | — | — | — | — | — | — | — | +0.03% | +4.47% | −3.51% | — |
| +30 days | — | — | — | — | — | — | — | — | −0.79% | +5.81% | +4.20% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 11 Per Share | 11.00 | 12 Jun '26 | 12 Jun '26 |
Shareholding
as of Sep 202644.22%Promoter
Promoters44.22%1.94
FIIs15.61%0.16
DIIs21.75%3.12
Public18.38%1.16
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Housing | ₹77.42 | 22.90 | 64,509 | 0.00% | 757 | +17.73% | 3,251 | +18.29% | 8.85% |
| Piramal Finance. | ₹1,817.00 | 74.41 | 42,996 | 0.61% | 545 | +32.08% | 3,659 | +27.43% | 6.47% |
| PNB Housing | ₹1,060.00 | 11.76 | 27,645 | 0.75% | 617 | +6.01% | 2,423 | +13.88% | 9.40% |
| LIC Housing Fin. | ₹493.70 | 4.61 | 27,157 | 2.03% | 1,507 | +11.65% | 7,194 | +0.21% | 8.59% |
| Aadhar Hsg. Fin. | ₹420.10 | 15.97 | 18,417 | 0.00% | 282 | +19.00% | 993 | +17.06% | 11.38% |
| Sammaan Capital | ₹116.74 | — | 13,560 | 0.00% | 243 | −27.22% | 1,652 | −31.18% | 4.92% |
| Home First Finan | ₹1,072.00 | 18.09 | 11,210 | 0.49% | 170 | +29.08% | 567 | +18.79% | 11.13% |
| Median: 14 Co. | ₹456.90 | 11.76 | 10,396 | 0.68% | 252 | +18.37% | 865 | +14.63% | 9.66% |
Filings
Annual reports12
Concall transcripts82
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Investor Presentation 30 OctAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 30 Oct - Piramal Finance schedules Singapore roadshow on 4-5 November 2026, with Q2/H1 FY27 investor presentation.Announcement under Regulation 30 (LODR)-Newspaper Publication 29 Oct - Newspaper Advertisement confirming dispatch of the Notice of Postal BallotAnnouncement under Regulation 30 (LODR)-Monitoring Agency Report 28 Oct - CARE report for Q2 FY27 QIP: ₹2,100 crore issue, no deviation; ₹39.79 crore issue expenses remain unutilised.Shareholder Meeting / Postal Ballot-Notice of Postal Ballot 28 Oct - Postal ballot on appointing Dinesh Kumar Khara as independent director for 5 years19 October 2026.