LIC Housing Finance Ltd (LICHSGFIN)
₹553.65
Mkt cap
₹30,916 Cr
P/E ratio
5.39
P/B
0.74
Div yield
1.78%
ROE
14.40%
ROCE
8.59%
EPS (TTM)
₹102.72
Book value
₹753
52W range
461–593
Sector
Financial Services
Price history
Previous close
LIC Housing Finance Limited is a housing finance company registered with National Housing Bank (NHB) and is mainly engaged in financing purchase / construction of residential flats / houses to individuals and project finance to developers, Loan against Property (LAP), Lease Rental Discounting (LRD)for commercial properties as well as purchase of commercial shops/showrooms. etc.(Source : 201903 Annual Report Page No: 36 and 50)
NSE LICHSGFINBSE 500253
Health check
Mixed
ValuationCheap
ProfitabilityWeak
TechnicalsNeutral
52-week range
−6.71% from high₹554
₹461+20.18% from low₹593
Current
₹553.65
Prev close
₹562.05
Day
−1.49%
Price performance
1D
−1.49%
1W
+2.83%
1M
+9.80%
3M
+0.16%
6M
+6.88%
1Y
−1.73%
YTD
+1.48%
Financials
Revenue, profit & margin
P/E ratio
5.4×
LICHSGFIN is 59% below the sector median of 13.2×
LICHSGFIN5.4×
Sector median13.2×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6,759 | 6,765 | 6,804 | 6,948 | 6,797 | 6,938 | 7,070 | 7,303 | 7,186 | 7,179 | 7,206 | 7,094 | 7,083 | |
| Interest | 4,493 | 4,600 | 4,646 | 4,649 | 4,749 | 4,879 | 4,950 | 4,951 | 5,047 | 4,994 | 4,942 | 4,786 | 4,946 | |
| Expenses | 602 | 670 | 686 | 800 | 392 | 372 | 297 | 546 | 410 | 450 | 474 | 346 | 210 | |
| Financing Profit | 1,664 | 1,496 | 1,473 | 1,500 | 1,656 | 1,687 | 1,823 | 1,806 | 1,729 | 1,735 | 1,790 | 1,962 | 1,926 | |
| Financing Margin % | 25% | 22% | 22% | 22% | 24% | 24% | 26% | 25% | 24% | 24% | 25% | 28% | 27% | |
| Other Income | 0 | 0 | 0 | 0 | 2 | 2 | 1 | 0 | 0 | 1 | 6 | 2 | 5 | |
| Depreciation | 19 | 13 | 18 | 18 | 22 | 24 | 25 | 26 | 25 | 32 | 34 | 31 | 30 | |
| Profit before tax | 1,645 | 1,483 | 1,454 | 1,482 | 1,635 | 1,665 | 1,798 | 1,780 | 1,705 | 1,703 | 1,762 | 1,933 | 1,901 | |
| Tax % | 20% | 20% | 20% | 27% | 20% | 20% | 20% | 23% | 20% | 21% | 21% | 23% | 21% | |
| Net Profit | 1,319 | 1,192 | 1,169 | 1,082 | 1,306 | 1,328 | 1,435 | 1,374 | 1,364 | 1,349 | 1,398 | 1,493 | 1,499 | |
| EPS in Rs | 23.98 | 21.67 | 21.25 | 19.66 | 23.75 | 24.14 | 26.09 | 24.97 | 24.80 | 24.53 | 25.42 | 27.13 | 27.25 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −0.51% · closed higher next day 28 of last 62
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 1 Nov '23◦ | 2 Feb '24◦ | 15 May '24◦ | 2 Aug '24◦ | 28 Oct '24◦ | 31 Jan '25◦ | 15 May '25◦ | 1 Aug '25◦ | 29 Oct '25◦ | 30 Jan '26◦ | 13 May '26◦ | 30 Jul '26◦ |
| Earnings day | −1.89% | +0.97% | +3.51% | −8.34% | +3.07% | −2.24% | −0.62% | +3.65% | −3.88% | −5.69% | −4.31% | −3.29% |
| +1 day | +1.10% | +2.25% | +3.33% | −12.92% | +2.35% | −6.77% | −3.73% | +1.65% | −3.79% | −3.25% | −6.59% | −4.05% |
| +5 days | −1.71% | −2.18% | +3.66% | −13.62% | +2.59% | −3.33% | −4.48% | +0.71% | −3.75% | −0.50% | −8.14% | −6.78% |
| +15 days | −0.59% | +3.93% | +3.18% | −8.62% | −0.16% | −9.04% | −1.84% | −1.73% | −8.01% | −0.28% | −6.13% | −8.12% |
| +30 days | +16.16% | −10.01% | +26.28% | −9.85% | +0.95% | −9.75% | −1.97% | +0.31% | −10.29% | −5.21% | −4.25% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
as of Jun 202645.24%Promoter
Promoters45.24%
FIIs21.47%0.08
DIIs21.02%0.13
Public12.27%0.22
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| BAJAJHFL | ₹83.08 | 25.62 | 69,225 | 0.00% | 715 | +22.63% | 3,063 | +17.10% | 8.85% |
| PIRAMALFIN | ₹2,225.00 | 117.28 | 52,650 | 0.49% | 461 | +66.80% | 3,368 | +27.62% | 6.47% |
| LICHSGFIN | ₹562.05 | 5.39 | 30,916 | 1.78% | 1,499 | +9.90% | 7,083 | −1.44% | 8.59% |
| PNBHOUSING | ₹1,166.00 | 12.94 | 30,410 | 0.69% | 555 | +4.28% | 2,253 | +9.14% | 9.44% |
| AADHARHFC | ₹483.55 | 18.37 | 21,189 | 0.00% | 282 | +19.00% | 993 | +17.06% | 11.38% |
| SAMMAANCAP | ₹158.39 | — | 18,398 | 0.00% | 243 | −27.22% | 1,652 | −31.18% | 4.92% |
| APTUS | ₹258.85 | 13.17 | 12,964 | 1.74% | 261 | +19.01% | 600 | +15.38% | 15.41% |
| Median: 14 Co. | ₹522.80 | 13.17 | 12,808 | 0.59% | 252 | +19.79% | 851 | +14.16% | 9.68% |
Filings
Annual reports15
Annual Report 2026bseAnnual Report 2025bseAnnual Report 2024bseAnnual Report 2023bseAnnual Report 2022bseAnnual Report 2021bseAnnual Report 2020bseAnnual Report 2019bseAnnual Report 2018bseAnnual Report 2017bseAnnual Report 2016bseAnnual Report 2015bseAnnual Report 2014bseAnnual Report 2013bseAnnual Report 2012bse
Concall transcripts38
TranscriptAug 2026PPTAug 2026RECAug 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025TranscriptMay 2025PPTMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptOct 2024PPTOct 2024TranscriptAug 2024PPTAug 2024TranscriptMay 2024PPTMay 2024
Credit ratings6
Announcements5
Shareholder Meeting / Postal Ballot-Outcome of AGM 3 Sep - LIC Housing Finance AGM transcript covers FY26 results, 500% dividend, NPA reduction, and growth outlook.Announcement under Regulation 30 (LODR)-Change in Management 31 Aug - LIC Housing Finance reports cessation of Joint General Manager I Sreedhar on August 31, 2026 due to superannuation.Announcement under Regulation 30 (LODR)-Change in Directorate 28 Aug - Shri Sandeep Kumar appointed Additional Director and MD & CEO from 29 August 2026, subject to shareholder approval.Board Meeting Outcome for Outcome Of Board Meeting Dated 28Th August, 2026 28 Aug - Board appointed Sandeep Kumar as MD and CEO from 29 August 2026; T Adhikari ceased due to superannuation.Announcement under Regulation 30 (LODR)-Change in Directorate 28 Aug - Shri T. Adhikari ceases as MD and CEO effective August 28, 2026 due to superannuation.