Avsar.

Financial Services · Housing Finance Company

LIC Housing Finance Ltd (LICHSGFIN)

₹493.70

Mkt cap
₹27,157 Cr
P/E ratio
4.61
P/B
0.62
Div yield
2.03%
ROE
14.40%
ROCE
8.59%
EPS (TTM)
₹107.09
Book value
₹798
52W range
459–598
Sector
Financial Services

Price history

Previous close

LIC Housing Finance Limited is a housing finance company registered with National Housing Bank (NHB) and is mainly engaged in financing purchase / construction of residential flats / houses to individuals and project finance to developers, Loan against Property (LAP), Lease Rental Discounting (LRD)for commercial properties as well as purchase of commercial shops/showrooms. etc.(Source : 201903 Annual Report Page No: 36 and 50)

NSE LICHSGFINBSE 500253
Health check
Mixed
ValuationCheap
ProfitabilityWeak
TechnicalsNeutral
52-week range
−17.47% from high
₹494
₹459+7.58% from low₹598
Current
₹493.70
Prev close
₹514.00
Day
−3.95%
Price performance
1D
−3.95%
1W
+0.76%
1M
−9.99%
3M
−8.73%
6M
−12.18%
1Y
−14.99%
YTD
−9.50%

Financials

Revenue, profit & margin
P/E ratio
4.6×
LICHSGFIN is 61% below the sector median of 11.8×
LICHSGFIN4.6×
Sector median11.8×
 Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026Trend
Revenue6,7656,8046,9486,7976,9387,0707,3037,1867,1797,2067,0947,0837,194
Interest4,6004,6464,6494,7494,8794,9504,9515,0474,9944,9424,7864,9465,023
Expenses670686800392372297546410450474346210223
Financing Profit1,4961,4731,5001,6561,6871,8231,8061,7291,7351,7901,9621,9261,948
Financing Margin %22%22%22%24%24%26%25%24%24%25%28%27%27%
Other Income0002210016251
Depreciation13181822242526253234313029
Profit before tax1,4831,4541,4821,6351,6651,7981,7801,7051,7031,7621,9331,9011,920
Tax %20%20%27%20%20%20%23%20%21%21%23%21%22%
Net Profit1,1921,1691,0821,3061,3281,4351,3741,3641,3491,3981,4931,4991,507
EPS in Rs21.6721.2519.6623.7524.1426.0924.9724.8024.5325.4227.1327.2527.39
Gross NPA %
Net NPA %
Raw PDF

Earnings

Results dates & reactions
No upcoming results date on calendar.

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

Avg earnings-day move −0.51% · closed higher next day 28 of last 62
 Q3FY24Q4FY24Q1FY25Q2FY25Q3FY25Q4FY25Q1FY26Q2FY26Q3FY26Q4FY26Q1FY27Q2FY27
Broadcast2 Feb '24◦15 May '24◦2 Aug '24◦28 Oct '24◦31 Jan '25◦15 May '25◦1 Aug '25◦29 Oct '25◦30 Jan '26◦13 May '26◦30 Jul '26◦30 Oct '26◦
Earnings day+0.97%+3.51%−8.34%+3.07%−2.24%−0.62%+3.65%−3.88%−5.69%−4.31%−3.29%—
+1 day+2.25%+3.33%−12.92%+2.35%−6.77%−3.73%+1.65%−3.79%−3.25%−6.59%−4.05%—
+5 days−2.18%+3.66%−13.62%+2.59%−3.33%−4.48%+0.71%−3.75%−0.50%−8.14%−6.78%—
+15 days+3.93%+3.18%−8.62%−0.16%−9.04%−1.84%−1.73%−8.01%−0.28%−6.13%−8.12%—
+30 days−10.01%+26.28%−9.85%+0.95%−9.75%−1.97%+0.31%−10.29%−5.21%−4.25%+4.07%—
FilingXBRLXBRLXBRLXBRLXBRLPDFPDFXBRLXBRLXBRLXBRLXBRL

Corporate actions

Last 6 months

No recent corporate actions

Dividends, splits, and bonuses in the last six months show up here.

Results analysis

Shareholding

as of Sep 2026
45.24%Promoter
Promoters45.24%
FIIs18.93%2.54
DIIs21.63%0.61
Public14.19%1.92
Ownership trend

Peers

7 companies
Valuation vs quality
P/E × ROCE · bubble = market cap
NameCMPP/EMkt CapDiv YldNP QtrQtr Profit VarSales QtrQtr Sales VarROCE
Bajaj Housing₹77.4222.9064,5090.00%757+17.73%3,251+18.29%8.85%
Piramal Finance.₹1,817.0074.4142,9960.61%545+32.08%3,659+27.43%6.47%
PNB Housing₹1,060.0011.7627,6450.75%617+6.01%2,423+13.88%9.40%
LIC Housing Fin.₹493.704.6127,1572.03%1,507+11.65%7,194+0.21%8.59%
Aadhar Hsg. Fin.₹420.1015.9718,4170.00%282+19.00%993+17.06%11.38%
Sammaan Capital₹116.74—13,5600.00%243−27.22%1,652−31.18%4.92%
Home First Finan₹1,072.0018.0911,2100.49%170+29.08%567+18.79%11.13%
Median: 14 Co.₹456.9011.7610,3960.68%252+18.37%865+14.63%9.66%

Filings

Annual reports15
Annual Report 2026Annual Report 2025Annual Report 2024Annual Report 2023Annual Report 2022Annual Report 2021Annual Report 2020Annual Report 2019Annual Report 2018Annual Report 2017Annual Report 2016Annual Report 2015Annual Report 2014Annual Report 2013Annual Report 2012
Concall transcripts39
PPTOct 2026TranscriptAug 2026PPTAug 2026RECAug 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025TranscriptMay 2025PPTMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptOct 2024PPTOct 2024TranscriptAug 2024PPTAug 2024TranscriptMay 2024
Credit ratings6
Rating update 30 SepcrisilRating update 30 JuncrisilRating update 13 MarcrisilRating update 6 JancareRating update 10 Nov 2025crisilRating update 3 Nov 2025icra
Announcements5
Announcement under Regulation 30 (LODR)-Press Release / Media Release 30 Oct - LIC Housing Finance reports Q2 FY27 PAT of Rs 1,508.78 crore, up 11%, with Rs 18,127 crore disbursements.Announcement under Regulation 30 (LODR)-Investor Presentation 30 Oct - Investor Presentation on the Results for Q2 2026-27Board Meeting Outcome for Unaudited Financial Results For The Second Quarter And Half Year Ended On September 30, 2026 30 Oct - Board approved Q2 FY27 results on Oct 30, 2026; standalone PAT ₹1,508.78 crore, consolidated ₹1,506.59 crore.Unaudited Standalone And Consolidated Financial Results For The Second Quarter And Half Year Ended On September 30, 2026 30 OctAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 28 Oct - LIC Housing Finance to host Q2FY27 earnings call on 2 November 2026.