LIC Housing Finance Ltd (LICHSGFIN)
₹538.95
Mkt cap
₹29,646 Cr
P/E ratio
5.29
P/B
0.72
Div yield
1.86%
ROE
14.40%
ROCE
8.59%
EPS (TTM)
₹101.88
Book value
₹753
52W range
461–628
Sector
Financial Services
LIC Housing Finance Limited is a housing finance company registered with National Housing Bank (NHB) and is mainly engaged in financing purchase / construction of residential flats / houses to individuals and project finance to developers, Loan against Property (LAP), Lease Rental Discounting (LRD)for commercial properties as well as purchase of commercial shops/showrooms. etc.(Source : 201903 Annual Report Page No: 36 and 50)
Health check
Mixed
ValuationCheap
ProfitabilityWeak
TechnicalsNeutral
52-week range
−14.21% from high₹539
₹461+16.99% from low₹628
Current
₹538.95
Prev close
₹540.00
Day
−0.19%
Price performance
1D
−0.19%
1W
−2.44%
1M
−1.98%
3M
−0.33%
6M
+3.10%
1Y
−15.56%
YTD
−1.21%
Financials
FRevenue, profit & margin
P/E ratio
5.3×
LICHSGFIN is 65% below the sector median of 15.0×
LICHSGFIN5.3×
Sector median15.0×
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6,431 | 6,759 | 6,765 | 6,804 | 6,948 | 6,797 | 6,938 | 7,070 | 7,303 | 7,250 | 7,179 | 7,206 | 7,212 | |
| Interest | 4,378 | 4,493 | 4,600 | 4,646 | 4,649 | 4,749 | 4,879 | 4,950 | 4,951 | 5,046 | 4,994 | 4,942 | 4,786 | |
| Expenses | 582 | 602 | 670 | 686 | 800 | 392 | 372 | 297 | 546 | 475 | 450 | 474 | 463 | |
| Financing Profit | 1,472 | 1,664 | 1,496 | 1,473 | 1,500 | 1,656 | 1,687 | 1,823 | 1,806 | 1,729 | 1,735 | 1,790 | 1,962 | |
| Financing Margin % | 23% | 25% | 22% | 22% | 22% | 24% | 24% | 26% | 25% | 24% | 24% | 25% | 27% | |
| Other Income | 0 | 0 | 0 | -0 | 0 | 2 | 2 | 1 | 0 | 0 | 1 | 6 | 2 | |
| Depreciation | 19 | 19 | 13 | 18 | 18 | 22 | 24 | 25 | 26 | 25 | 32 | 34 | 31 | |
| Profit before tax | 1,453 | 1,645 | 1,483 | 1,454 | 1,482 | 1,635 | 1,665 | 1,798 | 1,780 | 1,705 | 1,703 | 1,762 | 1,933 | |
| Tax % | 18% | 20% | 20% | 20% | 27% | 20% | 20% | 20% | 23% | 20% | 21% | 21% | 23% | |
| Net Profit | 1,191 | 1,319 | 1,192 | 1,169 | 1,082 | 1,306 | 1,328 | 1,435 | 1,374 | 1,364 | 1,349 | 1,398 | 1,493 | |
| EPS in Rs | 21.65 | 23.98 | 21.67 | 21.25 | 19.66 | 23.75 | 24.14 | 26.09 | 24.97 | 24.80 | 24.53 | 25.42 | 27.13 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
EResults dates & reactionsNext results
30 Jul '26
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −0.64% · closed higher next day 27 of last 61
| Q1FY24 | Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 3 Aug '23◦ | 1 Nov '23◦ | 2 Feb '24◦ | 15 May '24◦ | 2 Aug '24◦ | 28 Oct '24◦ | 31 Jan '25◦ | 15 May '25◦ | 1 Aug '25◦ | 29 Oct '25◦ | 30 Jan '26◦ | 13 May '26◦ |
| Earnings day | +8.19% | −1.89% | +0.97% | +3.51% | −8.34% | +3.07% | −2.24% | −0.62% | +3.65% | −3.88% | −5.69% | −4.31% |
| +1 day | +11.80% | +1.10% | +2.25% | +3.33% | −12.92% | +2.35% | −6.77% | −3.73% | +1.65% | −3.79% | −3.25% | −6.59% |
| +5 days | +7.76% | −1.71% | −2.18% | +3.66% | −13.62% | +2.59% | −3.33% | −4.48% | +0.71% | −3.75% | −0.50% | −8.14% |
| +15 days | +6.50% | −0.59% | +3.93% | +3.18% | −8.62% | −0.16% | −9.04% | −1.84% | −1.73% | −8.01% | −0.28% | −6.13% |
| +30 days | +15.61% | +16.16% | −10.01% | +26.28% | −9.85% | +0.95% | −9.75% | −1.97% | +0.31% | −10.29% | −5.21% | −4.25% |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
CLast 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
Sas of Jun 202645.24%Promoter
Promoters45.24%
FIIs21.47%0.08
DIIs21.02%0.13
Public12.27%0.22
Ownership trend
Peers
P7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Housing | ₹84.19 | 27.28 | 70,150 | 0.00% | 669 | +14.06% | 2,903 | +15.92% | 8.85% |
| Piramal Finance. | ₹2,085.40 | 105.30 | 47,271 | 0.53% | 461 | +66.80% | 3,368 | +27.62% | 6.47% |
| LIC Housing Fin. | ₹538.95 | 5.29 | 29,646 | 1.86% | 1,493 | +8.68% | 7,212 | −1.25% | 8.59% |
| PNB Housing | ₹1,058.00 | 12.03 | 27,570 | 0.76% | 656 | +19.15% | 2,182 | +7.90% | 9.40% |
| Aadhar Hsg. Fin. | ₹495.00 | 19.52 | 21,648 | 0.00% | 311 | +26.99% | 985 | +18.25% | 11.38% |
| Sammaan Capital | ₹160.64 | — | 18,659 | 0.00% | −8,101 | −594.46% | 1,358 | −35.58% | 4.92% |
| Aptus Value Hou. | ₹277.15 | 14.72 | 13,879 | 1.62% | 261 | +26.04% | 574 | +18.66% | 15.41% |
| Median: 14 Co. | ₹516.98 | 14.96 | 13,075 | 0.65% | 216 | +23.30% | 847 | +14.43% | 9.66% |
Filings
DAnnual reports15
Financial Year 2025bseFinancial Year 2024bseFinancial Year 2023bseFinancial Year 2022bseFinancial Year 2021bseFinancial Year 2020bseFinancial Year 2019bseFinancial Year 2018bseFinancial Year 2017bseFinancial Year 2016bseFinancial Year 2015bseFinancial Year 2014bseFinancial Year 2013bseFinancial Year 2012bseFinancial Year 2011bse
Concall transcripts35
TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025TranscriptMay 2025PPTMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptOct 2024PPTOct 2024TranscriptAug 2024PPTAug 2024TranscriptMay 2024PPTMay 2024TranscriptFeb 2024PPTFeb 2024TranscriptNov 2023
Credit ratings6
Announcements5
Board Meeting Intimation for Prior Intimation Of Board Meeting To Consider And Approve The Un-Audited Financial Results For The First Quarter Ended 30Th June, 2026 20 Jul - Board to meet on 30 July 2026 to approve Q1 FY27 results; trading window closes 15 July-1 August.Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 10 Jul - Submitted Regulation 74(5) confirmation certificate for quarter ended June 30, 2026.Corporate Action For Record Date For Payment Of Final Dividend For FY 2025-26 6 JulBoard Meeting Outcome for Outcome Of Board Meeting 6 Jul - LIC Housing Finance fixes 37th AGM on 28 August 2026; record date for final dividend is 21 August 2026.Clarification On Surge In Volumes 30 Jun - LIC Housing Finance says volume surge is market-driven; no undisclosed event or price-sensitive information.