Home First Finance Company India Ltd (HOMEFIRST)
₹1,072.00
Mkt cap
₹11,210 Cr
P/E ratio
18.10
P/B
2.40
Div yield
0.49%
ROE
15.70%
ROCE
11.10%
EPS (TTM)
₹59.23
Book value
₹446
52W range
894–1,318
Sector
Financial Services
Price history
Previous close
Home First Finance Company India (HFFC) is a Housing Finance Company which offers home loan with 48 hours sanctions and hassle-free process. [1]
NSE HOMEFIRSTBSE 543259
Health check
Cautious
ValuationExpensive
ProfitabilityAverage
TechnicalsNeutral
52-week range
−18.65% from high₹1,072
₹894+19.95% from low₹1,318
Current
₹1,072.00
Prev close
₹1,062.90
Day
+0.86%
Price performance
1D
+0.77%
1W
+6.90%
1M
−2.13%
3M
−9.86%
6M
−7.28%
1Y
−12.04%
YTD
−3.00%
Financials
Revenue, profit & margin
P/E ratio
18.1×
HOMEFIRST is 54% above the sector median of 11.8×
HOMEFIRST18.1×
Sector median11.8×
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 273 | 296 | 313 | 336 | 373 | 406 | 415 | 454 | 477 | 482 | 501 | 538 | 567 | |
| Interest | 117 | 130 | 146 | 157 | 176 | 193 | 190 | 200 | 203 | 194 | 195 | 208 | 225 | |
| Expenses | 62 | 65 | 58 | 68 | 75 | 81 | 84 | 94 | 99 | 102 | 109 | 118 | 115 | |
| Financing Profit | 95 | 101 | 109 | 112 | 123 | 132 | 141 | 159 | 176 | 186 | 197 | 211 | 228 | |
| Financing Margin % | 35% | 34% | 35% | 33% | 33% | 33% | 34% | 35% | 37% | 39% | 39% | 39% | 40% | |
| Other Income | 5 | 5 | 5 | 5 | 1 | 2 | 2 | 2 | 2 | 1 | 3 | 2 | 0 | |
| Depreciation | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 5 | 5 | 5 | 5 | 6 | |
| Profit before tax | 96 | 103 | 111 | 114 | 120 | 130 | 138 | 156 | 173 | 183 | 195 | 208 | 222 | |
| Tax % | 23% | 23% | 25% | 23% | 23% | 25% | 24% | 24% | 24% | 23% | 23% | 23% | 23% | |
| Net Profit | 74 | 79 | 83 | 88 | 92 | 97 | 105 | 119 | 132 | 140 | 149 | 160 | 170 | |
| EPS in Rs | 8.43 | 8.92 | 9.43 | 9.87 | 10.34 | 10.86 | 11.63 | 11.52 | 12.73 | 13.49 | 14.33 | 15.29 | 16.28 | |
| Gross NPA % | 1.70% | 1.70% | 1.70% | 2.90% | 1.70% | 1.70% | 1.70% | 1.80% | 1.90% | 2.00% | 1.80% | 1.80% | ||
| Net NPA % | 1.20% | 1.20% | 1.20% | 1.30% | 1.30% | 1.30% | 1.30% | 1.40% | 1.50% | 1.60% | 1.40% | 1.40% | ||
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.37% · closed higher next day 11 of last 22
| Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25† | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | Q2FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 18 Jan '24◦ | 9 May '24 | 25 Jul '24◦ | 25 Oct '24◦ | 28 Jan '25◦ | 1 May '25 | 25 Jul '25◦ | 4 Nov '25◦ | 22 Jan '26◦ | 6 May '26◦ | 27 Jul '26◦ | 27 Oct '26◦ |
| Earnings day | +2.56% | −4.79% | +3.05% | −0.99% | +0.83% | −2.93% | −7.25% | −5.01% | +6.12% | −0.74% | −0.13% | −0.23% |
| +1 day | +0.11% | −8.31% | +4.58% | −0.89% | −1.75% | −3.86% | −11.81% | −5.34% | +19.37% | −2.14% | −0.68% | +4.54% |
| +5 days | +0.24% | −7.14% | −0.39% | +3.16% | +3.82% | −6.66% | −15.02% | −2.32% | +7.80% | −11.28% | −1.08% | — |
| +15 days | −3.14% | −8.80% | −1.06% | −5.48% | −3.03% | −6.13% | −14.16% | −7.50% | +11.49% | −13.16% | −0.46% | — |
| +30 days | −9.15% | +17.74% | +5.26% | −7.47% | +3.87% | +3.14% | −13.58% | −3.36% | +2.83% | −5.93% | +4.62% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 5.20 Per Share | 5.20 | 29 May '26 | 29 May '26 |
Shareholding
as of Sep 20266.97%Promoter
Promoters6.97%0.01
FIIs42.44%1.46
DIIs32.94%3.11
Public17.64%1.65
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Housing | ₹77.42 | 22.90 | 64,509 | 0.00% | 757 | +17.73% | 3,251 | +18.29% | 8.85% |
| Piramal Finance. | ₹1,817.00 | 74.41 | 42,996 | 0.61% | 545 | +32.08% | 3,659 | +27.43% | 6.47% |
| PNB Housing | ₹1,060.00 | 11.76 | 27,645 | 0.75% | 617 | +6.01% | 2,423 | +13.88% | 9.40% |
| LIC Housing Fin. | ₹493.70 | 4.61 | 27,157 | 2.03% | 1,507 | +11.65% | 7,194 | +0.21% | 8.59% |
| Aadhar Hsg. Fin. | ₹420.10 | 15.97 | 18,417 | 0.00% | 282 | +19.00% | 993 | +17.06% | 11.38% |
| Sammaan Capital | ₹116.74 | — | 13,560 | 0.00% | 243 | −27.22% | 1,652 | −31.18% | 4.92% |
| Home First Finan | ₹1,072.00 | 18.09 | 11,210 | 0.49% | 170 | +29.08% | 567 | +18.79% | 11.13% |
| Median: 14 Co. | ₹456.90 | 11.76 | 10,396 | 0.68% | 252 | +18.37% | 865 | +14.63% | 9.66% |
Filings
Annual reports6
Concall transcripts58
PPTOct 2026RECOct 2026TranscriptAug 2026PPTAug 2026RECAug 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptJan 2026PPTJan 2026RECJan 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025PPTJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025TranscriptNov 2024PPTNov 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 28 Oct - Audio recording of Q2 and H1 FY27 earnings conference call uploaded on October 28, 2026.Announcement under Regulation 30 (LODR)-Newspaper Publication 28 Oct - Newspaper Publication under Regulation 47 and 52(8) of SEBI Listing Regulations.Intimation Under Regulation 30(5) Of SEBI (LODR) Regulations, 2015 27 Oct - Home First updated authorised persons under Regulation 30(5) after appointing Rinkoo Somani as CFO.Announcement under Regulation 30 (LODR)-Press Release / Media Release 27 Oct - Q2 FY27 press release: AUM crossed ₹18,010 crore; PAT rose 29.1% to ₹170 crore.Announcement under Regulation 30 (LODR)-Change in Management 27 Oct - Board approved Q2 FY27 results, appointed Rinkoo Somani CFO, and proposed Vineet Taneja as independent director.