Home First Finance Company India Ltd (HOMEFIRST)
₹1,174.00
Mkt cap
₹13,049 Cr
P/E ratio
24.20
P/B
2.81
Div yield
0.42%
ROE
15.70%
ROCE
11.10%
EPS (TTM)
₹48.51
Book value
₹418
52W range
905–1,479
Sector
Financial Services
Home First Finance Company India (HFFC) is a Housing Finance Company which offers home loan with 48 hours sanctions and hassle-free process. [1]
Health check
Mixed
ValuationExpensive
ProfitabilityAverage
TechnicalsBullish
52-week range
−20.62% from high₹1,174
₹905+29.75% from low₹1,479
Current
₹1,174.00
Prev close
₹1,189.00
Day
−1.26%
Price performance
1D
−1.26%
1W
−7.79%
1M
−1.49%
3M
+3.35%
6M
+12.67%
1Y
−15.72%
YTD
+6.23%
Financials
FRevenue, profit & margin
P/E ratio
24.2×
HOMEFIRST is 54% above the sector median of 15.7×
HOMEFIRST24.2×
Sector median15.7×
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 227 | 255 | 273 | 296 | 313 | 336 | 373 | 406 | 415 | 454 | 477 | 482 | 501 | |
| Interest | 93 | 107 | 117 | 130 | 146 | 157 | 176 | 193 | 190 | 200 | 203 | 194 | 195 | |
| Expenses | 52 | 60 | 62 | 65 | 58 | 68 | 75 | 81 | 84 | 94 | 99 | 102 | 109 | |
| Financing Profit | 82 | 88 | 95 | 101 | 109 | 112 | 123 | 132 | 141 | 159 | 176 | 186 | 197 | |
| Financing Margin % | 36% | 34% | 35% | 34% | 35% | 33% | 33% | 33% | 34% | 35% | 37% | 39% | 39% | |
| Other Income | 4 | 5 | 5 | 5 | 5 | 5 | 1 | 2 | 2 | 2 | 2 | 1 | 3 | |
| Depreciation | 2 | 3 | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 5 | 5 | 5 | |
| Profit before tax | 84 | 90 | 96 | 103 | 111 | 114 | 120 | 130 | 138 | 156 | 173 | 183 | 195 | |
| Tax % | 24% | 23% | 23% | 23% | 25% | 23% | 23% | 25% | 24% | 24% | 24% | 23% | 23% | |
| Net Profit | 64 | 69 | 74 | 79 | 83 | 88 | 92 | 97 | 105 | 119 | 132 | 140 | 149 | |
| EPS in Rs | 7.27 | 7.84 | 8.43 | 8.92 | 9.43 | 9.87 | 10.34 | 10.86 | 11.63 | 11.52 | 12.73 | 13.49 | 14.33 | |
| Gross NPA % | 1.61% | 1.64% | 1.70% | 1.70% | 1.70% | 2.90% | 1.70% | 1.70% | 1.70% | 1.80% | 1.90% | 2.00% | 1.80% | |
| Net NPA % | 1.07% | 1.14% | 1.20% | 1.20% | 1.20% | 1.30% | 1.30% | 1.30% | 1.30% | 1.40% | 1.50% | 1.60% | 1.40% | |
| Raw PDF |
Earnings
EResults dates & reactionsNext results
27 Jul '26
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.56% · closed higher next day 12 of last 20
| Q1FY24 | Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25† | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 27 Jul '23◦ | 26 Oct '23◦ | 18 Jan '24◦ | 9 May '24 | 25 Jul '24◦ | 20 Dec '24◦ | 28 Jan '25◦ | 9 May '25 | 25 Jul '25◦ | 4 Nov '25◦ | 22 Jan '26◦ | 6 May '26◦ |
| Earnings day | −1.63% | +4.97% | +2.56% | −4.79% | +3.05% | +0.01% | +0.83% | −1.23% | −7.25% | −5.01% | +6.12% | −0.74% |
| +1 day | +0.16% | +3.07% | +0.11% | −8.31% | +4.58% | +0.37% | −1.75% | +0.74% | −11.81% | −5.34% | +19.37% | −2.14% |
| +5 days | −4.08% | +0.87% | +0.24% | −7.14% | −0.39% | +5.54% | +3.82% | +0.44% | −15.02% | −2.32% | +7.80% | −11.28% |
| +15 days | +0.24% | +3.92% | −3.14% | −8.80% | −1.06% | +4.10% | −3.03% | +9.74% | −14.16% | −7.50% | +11.49% | −13.16% |
| +30 days | −2.02% | +12.20% | −9.15% | +17.74% | +5.26% | −0.72% | +3.87% | +11.29% | −13.58% | −3.36% | +2.83% | −5.93% |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
CLast 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 5.20 Per Share | 5.20 | 29 May '26 | 29 May '26 |
Shareholding
Sas of Mar 20266.98%Promoter
Promoters6.98%5.37
FIIs45.72%4.90
DIIs27.52%0.09
Public19.77%0.54
Ownership trend
Peers
P8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Housing | ₹87.46 | 28.35 | 72,891 | 0.00% | 669 | +14.06% | 2,903 | +15.92% | 8.85% |
| Piramal Finance. | ₹2,170.00 | 206.93 | 49,155 | 0.51% | 502 | −901.31% | 3,424 | +19.99% | 6.47% |
| LIC Housing Fin. | ₹550.15 | 5.39 | 30,215 | 1.82% | 1,493 | +8.68% | 7,212 | −1.25% | 8.59% |
| PNB Housing | ₹1,104.10 | 12.56 | 28,773 | 0.72% | 656 | +19.15% | 2,182 | +7.90% | 9.40% |
| Aadhar Hsg. Fin. | ₹513.75 | 20.28 | 22,481 | 0.00% | 311 | +26.99% | 985 | +18.25% | 11.38% |
| Sammaan Capital | ₹163.53 | — | 18,982 | 0.00% | −8,101 | −594.46% | 1,358 | −35.58% | 4.92% |
| Aptus Value Hou. | ₹295.60 | 15.69 | 14,796 | 1.52% | 261 | +26.04% | 574 | +18.66% | 15.41% |
| Home First Finan | ₹1,247.10 | 24.15 | 13,049 | 0.42% | 149 | +42.75% | 501 | +20.92% | 11.13% |
| Median: 14 Co. | ₹531.95 | 15.69 | 13,922 | 0.61% | 221 | +21.38% | 850 | +14.12% | 9.66% |
Filings
DAnnual reports6
Concall transcripts53
TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptJan 2026PPTJan 2026RECJan 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025PPTJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025TranscriptNov 2024PPTNov 2024TranscriptAug 2024PPTAug 2024TranscriptMay 2024PPTMay 2024RECMay 2024
Credit ratings6
Announcements5
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 10 Jul - Certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended June 30, 2026.ESG Rating By CRISIL ESG Ratings & Analytics Limited 2 Jul - CRISIL ESG Ratings assigned Home First Finance an ESG score of 69 on June 30, 2026.Grant Of Stock Options Under The Home First Finance Company India Limited Employee Stock Scheme 2021 2 Jul - HomeFirst granted 3,10,000 stock options under ESOP Scheme 2021 at Rs1,139.40 each.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 1 Jul - Home First held one-on-one investor meets with Moon Capital and Pictet Asset Management on June 30, 2026.Closure of Trading Window 30 Jun - Trading window closed from July 1, 2026 until 48 hours after Q1 FY27 results.