Avsar.

Financial Services · Housing Finance Company

Bajaj Housing Finance Ltd (BAJAJHFL)

₹84.19

Mkt cap
₹70,142 Cr
P/E ratio
27.30
P/B
3.12
Div yield
0.00%
ROE
12.10%
ROCE
8.85%
EPS (TTM)
₹3.08
Book value
₹27
52W range
73–122
Sector
Financial Services

Founded in 2008, Bajaj Housing Finance is a non-deposit-taking Housing Finance Company (HFC) registered with the National Housing Bank (NHB) since 2015 and has been offering mortgage loans. [1] It is a 100% subsidiary of Bajaj Finance Limited — one of the most diversified NBFCs in the Indian market. BHFL offers finance to individuals as well as corporate entities for the purchase and renovation of homes, or commercial spaces. It also provides loans against property for business or personal needs as well as working capital for business expansion purposes. BHFL also offers finance to developers engaged in the construction of residential and commercial properties as well as lease rental discounting to developers and HNIs. [2]

NSE BAJAJHFLBSE 544252www.bajajhousingfinance.in
Health check
Cautious
ValuationExpensive
ProfitabilityWeak
TechnicalsBearish
52-week range
−31.14% from high
₹84
₹73+15.19% from low₹122
Current
₹84.19
Prev close
₹84.40
Day
−0.25%
Price performance
1D
−0.25%
1W
−2.14%
1M
−3.78%
3M
−5.82%
6M
−6.23%
1Y
−31.35%
YTD
−12.86%

Financials

F
Revenue, profit & margin
P/E ratio
27.3×
BAJAJHFL is 82% above the sector median of 15.0×
BAJAJHFL27.3×
Sector median15.0×
 Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Trend
Revenue1,5851,7631,9111,9461,9962,2092,4102,4492,5042,6162,7552,8842,903
Interest9541,0621,1511,2001,2791,3991,5141,5161,5511,6061,6581,7341,762
Expenses216165176164219170179210222244253261262
Financing Profit416536585582498640718723731765844890878
Financing Margin %26%30%31%30%25%29%30%30%29%29%31%31%30%
Other Income00000000030-130
Depreciation9101010101010101111121213
Profit before tax407526575572488630708713720757833865866
Tax %26%12%22%24%22%23%23%23%18%23%23%23%23%
Net Profit301462451437381483546548587583643665669
EPS in Rs0.450.690.670.650.570.620.660.660.700.700.770.800.80
Gross NPA %0.23%0.24%0.25%0.27%0.28%0.29%0.29%0.29%0.30%0.26%0.27%0.27%
Net NPA %0.08%0.09%0.10%0.10%0.11%0.12%0.13%0.11%0.13%0.12%0.11%0.11%
Raw PDF

Earnings

EResults dates & reactions
Next results
29 Jul '26scheduled

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

Avg earnings-day move +0.40% · closed higher next day 5 of last 7
 Q2FY25Q3FY25Q4FY25†Q1FY26Q2FY26Q3FY26Q4FY26†
Broadcast21 Oct '24◦27 Jan '25◦8 May '25◦23 Jul '25◦6 Nov '25◦2 Feb '26◦4 May '26◦
Earnings day−0.24%+5.13%−1.10%−2.13%+0.11%+1.53%−0.48%
+1 day+0.18%+9.58%+1.98%−4.29%−1.02%+2.39%+0.07%
+5 days−3.51%+9.27%+4.57%−6.87%−1.68%+2.24%−3.50%
+15 days−5.33%+3.50%+2.96%−7.81%−3.94%−2.65%−2.14%
+30 days+5.48%+7.35%+0.97%−8.22%−12.86%−7.37%−1.36%
FilingXBRLXBRLXBRLXBRLXBRLXBRLXBRL

Corporate actions

CLast 6 months

No recent corporate actions

Dividends, splits, and bonuses in the last six months show up here.

Shareholding

Sas of Jun 2026
86.70%Promoter
Promoters86.70%
FIIs0.90%0.09
DIIs1.00%0.18
Public11.34%0.24
Government0.00%
Ownership trend

Peers

P7 companies
Valuation vs quality
P/E × ROCE · bubble = market cap
NameCMPP/EMkt CapDiv YldNP QtrQtr Profit VarSales QtrQtr Sales VarROCE
Bajaj Housing₹84.1927.2870,1420.00%669+14.06%2,903+15.92%8.85%
Piramal Finance.₹2,085.40105.3047,2710.53%461+66.80%3,368+27.62%6.47%
LIC Housing Fin.₹538.955.2929,6461.86%1,493+8.68%7,212−1.25%8.59%
PNB Housing₹1,058.0012.0327,5670.76%656+19.15%2,182+7.90%9.40%
Aadhar Hsg. Fin.₹495.0019.5021,6220.00%311+26.99%985+18.25%11.38%
Sammaan Capital₹160.64—18,6590.00%−8,101−594.46%1,358−35.58%4.92%
Aptus Value Hou.₹277.1514.7113,8671.62%261+26.04%574+18.66%15.41%
Median: 14 Co.₹516.9814.9613,0690.65%216+23.30%847+14.43%9.66%

Filings

D
Annual reports2
Financial Year 2026bseFinancial Year 2025bse
Concall transcripts23
TranscriptMay 2026PPTMay 2026RECMay 2026PPTApr 2026RECApr 2026TranscriptFeb 2026PPTFeb 2026RECFeb 2026TranscriptDec 2025PPTDec 2025PPTNov 2025RECNov 2025TranscriptJul 2025PPTJul 2025TranscriptApr 2025PPTApr 2025RECApr 2025TranscriptJan 2025PPTJan 2025TranscriptOct 2024PPTOct 2024RECOct 2024PPTOct 2024
Credit ratings6
Rating update 19 JunfitchRating update 8 JuncrisilRating update 30 MaycrisilRating update 17 FebcrisilRating update 5 Dec 2025crisilRating update 5 Aug 2025crisil
Announcements5
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 13 Jul - Intimation of Conference Call in respect of financial results for the quarter ended 30 June 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 10 Jul - Regulation 74(5) certificate filed for quarter ended 30 June 2026; no dematerialization requests received.Board Meeting Intimation for Considering And Approving The Unaudited Standalone Financial Results For The Quarter Ended 30 June 2026. 8 Jul - Board meeting on 29 July 2026 to consider Q1 FY27 standalone results; trading window closed till 31 July.Announcement under Regulation 30 (LODR)-Issue of Securities 7 Jul - Bajaj Housing Finance allotted ₹1,501.0655 crore NCDs on 7 July 2026; maturity 28 September 2029, coupon 7.53%.Announcement under Regulation 30 (LODR)-Newspaper Publication 5 Jul - Copy of newspaper publication regarding 18th Annual General Meeting to be held on 29 July 2026 and E-voting Information