Bajaj Housing Finance Ltd (BAJAJHFL)
₹84.02
Mkt cap
₹69,225 Cr
P/E ratio
25.60
P/B
3.11
Div yield
0.00%
ROE
12.10%
ROCE
8.85%
EPS (TTM)
₹3.28
Book value
₹27
52W range
73–116
Sector
Financial Services
Price history
Previous close
Founded in 2008, Bajaj Housing Finance is a non-deposit-taking Housing Finance Company (HFC) registered with the National Housing Bank (NHB) since 2015 and has been offering mortgage loans. [1] It is a 100% subsidiary of Bajaj Finance Limited — one of the most diversified NBFCs in the Indian market. BHFL offers finance to individuals as well as corporate entities for the purchase and renovation of homes, or commercial spaces. It also provides loans against property for business or personal needs as well as working capital for business expansion purposes. BHFL also offers finance to developers engaged in the construction of residential and commercial properties as well as lease rental discounting to developers and HNIs. [2]
NSE BAJAJHFLBSE 544252
Health check
Cautious
ValuationExpensive
ProfitabilityWeak
TechnicalsBearish
52-week range
−27.52% from high₹84
₹73+14.95% from low₹116
Current
₹84.02
Prev close
₹83.19
Day
+1.00%
Price performance
1D
+1.00%
1W
0.00%
1M
−2.06%
3M
0.00%
6M
−0.14%
1Y
−25.67%
YTD
−13.04%
Financials
Revenue, profit & margin
P/E ratio
25.6×
BAJAJHFL is 94% above the sector median of 13.2×
BAJAJHFL25.6×
Sector median13.2×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,763 | 1,911 | 1,946 | 1,996 | 2,209 | 2,410 | 2,449 | 2,504 | 2,616 | 2,755 | 2,884 | 2,903 | 3,063 | |
| Interest | 1,062 | 1,151 | 1,200 | 1,279 | 1,399 | 1,514 | 1,516 | 1,551 | 1,606 | 1,658 | 1,734 | 1,762 | 1,888 | |
| Expenses | 165 | 176 | 164 | 219 | 170 | 179 | 210 | 222 | 244 | 253 | 261 | 262 | 233 | |
| Financing Profit | 536 | 585 | 582 | 498 | 640 | 718 | 723 | 731 | 765 | 844 | 890 | 878 | 942 | |
| Financing Margin % | 30% | 31% | 30% | 25% | 29% | 30% | 30% | 29% | 29% | 31% | 31% | 30% | 31% | |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 0 | -13 | 0 | 0 | |
| Depreciation | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 11 | 11 | 12 | 12 | 13 | 13 | |
| Profit before tax | 526 | 575 | 572 | 488 | 630 | 708 | 713 | 720 | 757 | 833 | 865 | 866 | 929 | |
| Tax % | 12% | 22% | 24% | 22% | 23% | 23% | 23% | 18% | 23% | 23% | 23% | 23% | 23% | |
| Net Profit | 462 | 451 | 437 | 381 | 483 | 546 | 548 | 587 | 583 | 643 | 665 | 669 | 715 | |
| EPS in Rs | 0.69 | 0.67 | 0.65 | 0.57 | 0.62 | 0.66 | 0.66 | 0.70 | 0.70 | 0.77 | 0.80 | 0.80 | 0.86 | |
| Gross NPA % | 0.23% | 0.24% | 0.25% | 0.27% | 0.28% | 0.29% | 0.29% | 0.29% | 0.30% | 0.26% | 0.27% | 0.27% | 0.29% | |
| Net NPA % | 0.08% | 0.09% | 0.10% | 0.10% | 0.11% | 0.12% | 0.13% | 0.11% | 0.13% | 0.12% | 0.11% | 0.11% | 0.12% | |
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.20% · closed higher next day 3 of last 8
| Q2FY25 | Q3FY25 | Q4FY25† | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26† | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|
| Broadcast | 21 Oct '24◦ | 27 Jan '25◦ | 23 Apr '25◦ | 23 Jul '25◦ | 6 Nov '25◦ | 2 Feb '26◦ | 27 Apr '26◦ | 29 Jul '26◦ |
| Earnings day | −0.24% | +5.13% | +0.32% | −2.13% | +0.11% | +1.53% | −1.87% | −1.27% |
| +1 day | +0.18% | +9.58% | −5.19% | −4.29% | −1.02% | +2.39% | −3.36% | −1.84% |
| +5 days | −3.51% | +9.27% | −7.48% | −6.87% | −1.68% | +2.24% | −4.50% | −1.39% |
| +15 days | −5.33% | +3.50% | −6.05% | −7.81% | −3.94% | −2.65% | −9.25% | −2.33% |
| +30 days | +5.48% | +7.35% | −4.72% | −8.22% | −12.86% | −7.37% | −9.04% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
as of Jun 202686.70%Promoter
Promoters86.70%
FIIs0.90%0.09
DIIs1.00%0.18
Public11.34%0.24
Government0.00%
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| BAJAJHFL | ₹83.08 | 25.62 | 69,225 | 0.00% | 715 | +22.63% | 3,063 | +17.10% | 8.85% |
| PIRAMALFIN | ₹2,225.00 | 117.28 | 52,650 | 0.49% | 461 | +66.80% | 3,368 | +27.62% | 6.47% |
| LICHSGFIN | ₹562.05 | 5.39 | 30,916 | 1.78% | 1,499 | +9.90% | 7,083 | −1.44% | 8.59% |
| PNBHOUSING | ₹1,166.00 | 12.94 | 30,410 | 0.69% | 555 | +4.28% | 2,253 | +9.14% | 9.44% |
| AADHARHFC | ₹483.55 | 18.37 | 21,189 | 0.00% | 282 | +19.00% | 993 | +17.06% | 11.38% |
| SAMMAANCAP | ₹158.39 | — | 18,398 | 0.00% | 243 | −27.22% | 1,652 | −31.18% | 4.92% |
| APTUS | ₹258.85 | 13.17 | 12,964 | 1.74% | 261 | +19.01% | 600 | +15.38% | 15.41% |
| Median: 14 Co. | ₹522.80 | 13.17 | 12,808 | 0.59% | 252 | +19.79% | 851 | +14.16% | 9.68% |
Filings
Annual reports2
Concall transcripts26
TranscriptAug 2026PPTAug 2026PPTJul 2026TranscriptMay 2026PPTMay 2026RECMay 2026PPTApr 2026RECApr 2026TranscriptFeb 2026PPTFeb 2026RECFeb 2026TranscriptDec 2025PPTDec 2025RECDec 2025PPTNov 2025TranscriptJul 2025PPTJul 2025TranscriptApr 2025PPTApr 2025RECApr 2025TranscriptJan 2025PPTJan 2025TranscriptOct 2024PPTOct 2024
Credit ratings6
Announcements5
ESG Rating ReceivedNSE Sustainability Ratings And Analytics Limited 3 Sep - NSE Sustainability Ratings assigned Bajaj Housing Finance an ESG score of 73 on 3 September 2026.Announcement under Regulation 30 (LODR)-Change in Registered Office Address 1 Sep - Registered office shifted to 4th Floor, Bajaj Finserv House, Pune, effective 1 September 2026.Announcement under Regulation 30 (LODR)-Allotment 20 Aug - Allotted 75,000 secured NCDs worth Rs. 750 crore via private placement; maturity 20 Aug 2031.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 19 AugAnnouncement under Regulation 30 (LODR)-Investor Presentation 18 Aug - Bajaj Housing Finance Limited has informed about Investor Presentation