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Financial Services · Housing Finance Company

Bajaj Housing Finance Ltd (BAJAJHFL)

₹77.42

Mkt cap
₹64,509 Cr
P/E ratio
22.90
P/B
2.69
Div yield
0.00%
ROE
12.10%
ROCE
8.85%
EPS (TTM)
₹3.38
Book value
₹29
52W range
73–112
Sector
Financial Services

Price history

Previous close

Founded in 2008, Bajaj Housing Finance is a non-deposit-taking Housing Finance Company (HFC) registered with the National Housing Bank (NHB) since 2015 and has been offering mortgage loans. [1] It is a 100% subsidiary of Bajaj Finance Limited — one of the most diversified NBFCs in the Indian market. BHFL offers finance to individuals as well as corporate entities for the purchase and renovation of homes, or commercial spaces. It also provides loans against property for business or personal needs as well as working capital for business expansion purposes. BHFL also offers finance to developers engaged in the construction of residential and commercial properties as well as lease rental discounting to developers and HNIs. [2]

NSE BAJAJHFLBSE 544252
Health check
Cautious
ValuationExpensive
ProfitabilityWeak
TechnicalsBearish
52-week range
−31.12% from high
₹77
₹73+6.57% from low₹112
Current
₹77.42
Prev close
₹77.92
Day
−0.64%
Price performance
1D
−0.13%
1W
+0.48%
1M
−4.23%
3M
−10.06%
6M
−11.58%
1Y
−29.38%
YTD
−19.87%

Financials

Revenue, profit & margin
P/E ratio
22.9×
BAJAJHFL is 95% above the sector median of 11.8×
BAJAJHFL22.9×
Sector median11.8×
 Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026Trend
Revenue1,9111,9461,9962,2092,4102,4492,5042,6162,7482,8842,9033,0633,251
Interest1,1511,2001,2791,3991,5141,5161,5511,6061,6581,7341,7621,8881,997
Expenses176164219170179210222244246261262233261
Financing Profit585582498640718723731765844890878942993
Financing Margin %31%30%25%29%30%30%29%29%31%31%30%31%31%
Other Income000000030-13001
Depreciation10101010101011111212131313
Profit before tax575572488630708713720757833865866929980
Tax %22%24%22%23%23%23%18%23%23%23%23%23%23%
Net Profit451437381483546548587583643665669715757
EPS in Rs0.670.650.570.620.660.660.700.700.770.800.800.860.91
Gross NPA %0.24%0.25%0.27%0.28%0.29%0.29%0.29%0.30%0.26%0.27%0.27%0.29%0.29%
Net NPA %0.09%0.10%0.10%0.11%0.12%0.13%0.11%0.13%0.12%0.11%0.11%0.12%0.12%
Raw PDF

Earnings

Results dates & reactions
No upcoming results date on calendar.

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

Avg earnings-day move +0.09% · closed higher next day 3 of last 9
 Q2FY25Q3FY25Q4FY25†Q1FY26Q2FY26Q3FY26Q4FY26†Q1FY27Q2FY27
Broadcast21 Oct '24◦27 Jan '25◦23 Apr '25◦23 Jul '25◦6 Nov '25◦2 Feb '26◦27 Apr '26◦29 Jul '26◦16 Oct '26◦
Earnings day−0.24%+5.13%+0.32%−2.13%+0.11%+1.53%−1.87%−1.27%−0.78%
+1 day+0.18%+9.58%−5.19%−4.29%−1.02%+2.39%−3.36%−1.84%−2.63%
+5 days−3.51%+9.27%−7.48%−6.87%−1.68%+2.24%−4.50%−1.39%−6.86%
+15 days−5.33%+3.50%−6.05%−7.81%−3.94%−2.65%−9.25%−2.33%—
+30 days+5.48%+7.35%−4.72%−8.22%−12.86%−7.37%−9.04%−3.89%—
FilingXBRLXBRLXBRLXBRLXBRLXBRLXBRLXBRLXBRL

Corporate actions

Last 6 months

No recent corporate actions

Dividends, splits, and bonuses in the last six months show up here.

Results analysis

Shareholding

as of Sep 2026
86.70%Promoter
Promoters86.70%
FIIs0.90%
DIIs1.09%0.09
Public11.26%0.08
Government0.00%
Ownership trend

Peers

7 companies
Valuation vs quality
P/E × ROCE · bubble = market cap
NameCMPP/EMkt CapDiv YldNP QtrQtr Profit VarSales QtrQtr Sales VarROCE
Bajaj Housing₹77.4222.9064,5090.00%757+17.73%3,251+18.29%8.85%
Piramal Finance.₹1,817.0074.4142,9960.61%545+32.08%3,659+27.43%6.47%
PNB Housing₹1,060.0011.7627,6450.75%617+6.01%2,423+13.88%9.40%
LIC Housing Fin.₹493.704.6127,1572.03%1,507+11.65%7,194+0.21%8.59%
Aadhar Hsg. Fin.₹420.1015.9718,4170.00%282+19.00%993+17.06%11.38%
Sammaan Capital₹116.74—13,5600.00%243−27.22%1,652−31.18%4.92%
Home First Finan₹1,072.0018.0911,2100.49%170+29.08%567+18.79%11.13%
Median: 14 Co.₹456.9011.7610,3960.68%252+18.37%865+14.63%9.66%

Filings

Annual reports2
Annual Report 2026Annual Report 2025
Concall transcripts28
TranscriptOct 2026PPTOct 2026RECOct 2026TranscriptAug 2026PPTAug 2026PPTJul 2026TranscriptMay 2026PPTMay 2026RECMay 2026PPTApr 2026TranscriptFeb 2026PPTFeb 2026RECFeb 2026TranscriptDec 2025PPTDec 2025RECDec 2025PPTNov 2025TranscriptJul 2025PPTJul 2025TranscriptApr 2025PPTApr 2025RECApr 2025TranscriptJan 2025PPTJan 2025
Credit ratings6
Rating update 27 OctcrisilRating update 8 OctfitchRating update 19 JunfitchRating update 8 JuncrisilRating update 30 MaycrisilRating update 17 Febcrisil
Announcements5
Announcement under Regulation 30 (LODR)-Earnings Call Transcript 24 Oct - Transcript of earnings conference call held in respect of the financial results for the quarter ended 30 September 2026Announcement under Regulation 30 (LODR)-Resignation of Chief Financial Officer (CFO) 23 Oct - Gaurav Kalani resigns as CFO, CSO and KMP effective 22 January 2027.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 16 Oct - Conference call on Q2 FY27 results held 16 October 2026; presentation and audio recording shared.Announcement under Regulation 30 (LODR)-Investor Presentation 16 Oct - Investor Presentation for the quarter ended 30 September 2026Unaudited Standalone Financial Results For The Quarter And Half Year Ended 30 September 2026 16 Oct