India Shelter Finance Corporation Ltd (INDIASHLTR)
₹723.90
Mkt cap
₹8,874 Cr
P/E ratio
17.60
P/B
2.46
Div yield
1.23%
ROE
17.00%
ROCE
12.80%
EPS (TTM)
₹41.13
Book value
₹294
52W range
668–1,002
Sector
Financial Services
Incorporated in 1998, India Shelter Finance Corporation Limited is engaged in the business of housing finance. [1]
Health check
Cautious
ValuationFair
ProfitabilityAverage
TechnicalsBearish
52-week range
−27.76% from high₹724
₹668+8.45% from low₹1,002
Current
₹723.90
Prev close
₹723.10
Day
+0.11%
Price performance
1D
+0.11%
1W
−11.19%
1M
−5.83%
3M
−10.60%
6M
−4.56%
1Y
−25.54%
YTD
−11.75%
Financials
FRevenue, profit & margin
P/E ratio
17.6×
INDIASHLTR is 12% above the sector median of 15.7×
INDIASHLTR17.6×
Sector median15.7×
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 170 | 182 | 204 | 209 | 235 | 252 | 283 | 304 | 327 | 361 | 369 | 390 | 408 | |
| Interest | 56 | 68 | 72 | 74 | 75 | 77 | 85 | 92 | 102 | 106 | 110 | 114 | 115 | |
| Expenses | 51 | 57 | 59 | 61 | 67 | 73 | 79 | 85 | 83 | 97 | 98 | 113 | 110 | |
| Financing Profit | 63 | 57 | 73 | 74 | 93 | 102 | 119 | 127 | 142 | 158 | 161 | 163 | 183 | |
| Financing Margin % | 37% | 31% | 36% | 35% | 40% | 40% | 42% | 42% | 44% | 44% | 44% | 42% | 45% | |
| Other Income | 8 | 6 | 7 | 10 | 10 | 9 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Depreciation | 2 | 2 | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | |
| Profit before tax | 68 | 61 | 77 | 81 | 100 | 108 | 117 | 124 | 140 | 155 | 158 | 160 | 180 | |
| Tax % | 22% | 23% | 22% | 23% | 22% | 23% | 23% | 23% | 23% | 23% | 23% | 22% | 24% | |
| Net Profit | 53 | 47 | 60 | 62 | 78 | 84 | 90 | 96 | 108 | 119 | 122 | 124 | 138 | |
| EPS in Rs | 12.10 | 10.73 | 6.69 | 5.82 | 7.28 | 7.79 | 8.39 | 8.92 | 10.02 | 11.07 | 11.26 | 11.42 | 12.65 | |
| Gross NPA % | 1.13% | 1.09% | 1.20% | 0.97% | 1.14% | 1.24% | 1.25% | 0.99% | 1.24% | 1.25% | 1.54% | 1.25% | ||
| Net NPA % | 0.85% | 0.80% | 0.90% | 0.73% | 0.86% | 0.94% | 0.94% | 0.75% | 0.95% | 0.94% | 1.16% | 0.93% | ||
| Raw PDF |
Earnings
EResults dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
No reaction history yet.
No quarterly filings ingested yet.
Corporate actions
CLast 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
Sas of Mar 202647.53%Promoter
Promoters47.53%0.07
FIIs6.87%0.61
DIIs21.39%0.67
Public24.21%0.01
Ownership trend
Peers
P8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Housing | ₹87.46 | 28.34 | 72,875 | 0.00% | 669 | +14.06% | 2,903 | +15.92% | 8.85% |
| Piramal Finance. | ₹2,170.00 | 207.08 | 49,189 | 0.51% | 502 | −901.31% | 3,424 | +19.99% | 6.47% |
| LIC Housing Fin. | ₹550.15 | 5.40 | 30,262 | 1.82% | 1,493 | +8.68% | 7,212 | −1.25% | 8.59% |
| PNB Housing | ₹1,104.10 | 12.56 | 28,772 | 0.72% | 656 | +19.15% | 2,182 | +7.90% | 9.40% |
| Aadhar Hsg. Fin. | ₹513.75 | 20.26 | 22,468 | 0.00% | 311 | +26.99% | 985 | +18.25% | 11.38% |
| Sammaan Capital | ₹163.53 | — | 18,995 | 0.00% | −8,101 | −594.46% | 1,358 | −35.58% | 4.92% |
| Aptus Value Hou. | ₹295.60 | 15.70 | 14,803 | 1.52% | 261 | +26.04% | 574 | +18.66% | 15.41% |
| INDIA SHELTE FIN | ₹815.20 | 17.63 | 8,874 | 1.23% | 138 | +27.24% | 408 | +24.73% | 12.84% |
| Median: 14 Co. | ₹531.95 | 15.70 | 13,919 | 0.61% | 221 | +21.38% | 850 | +14.12% | 9.66% |
Filings
DConcall transcripts29
TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025RECAug 2025TranscriptMay 2025PPTMay 2025TranscriptFeb 2025PPTFeb 2025TranscriptFeb 2025PPTFeb 2025TranscriptOct 2024PPTOct 2024RECOct 2024TranscriptAug 2024PPTAug 2024RECAug 2024TranscriptMay 2024
Credit ratings6
Announcements5
Compliances-Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1) 9h - ALM Committee meeting on July 20, 2026 to consider ₹100 crore NCD issuance.Board Meeting Intimation for The Raising Of Funds By Way Of Issuance Of Non-Convertible Debentures (Ncds) 9h - ALM Committee meeting on July 20, 2026 to consider issuing ₹100 crore NCDs.Announcement under Regulation 30 (LODR)-Credit Rating 9 Jul - CARE reaffirmed India Shelter Finance's long-term bank facilities rating at AA- Stable for ₹2,500 crore, enhanced from ₹2,000 crore.Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 3 JulGeneral Updates 25 Jun - Shareholders approved reclassification of 15 promoter group entities to public category on June 24, 2026.