India Shelter Finance Corporation Ltd (INDIASHLTR)
₹671.25
Mkt cap
₹7,324 Cr
P/E ratio
13.80
P/B
2.28
Div yield
1.49%
ROE
17.10%
ROCE
12.90%
EPS (TTM)
₹48.64
Book value
₹294
52W range
629–919
Sector
Financial Services
Price history
Previous close
Incorporated in 1998, India Shelter Finance Corporation Limited is engaged in the business of housing finance. [1]
NSE INDIASHLTRBSE 544044
Health check
Cautious
ValuationFair
ProfitabilityAverage
TechnicalsBearish
52-week range
−26.95% from high₹671
₹629+6.73% from low₹919
Current
₹671.25
Prev close
₹667.05
Day
+0.63%
Price performance
1D
+0.63%
1W
+6.73%
1M
+4.46%
3M
−8.96%
6M
−4.12%
1Y
−26.18%
YTD
−18.17%
Financials
Revenue, profit & margin
P/E ratio
13.8×
INDIASHLTR is 5% above the sector median of 13.1×
INDIASHLTR13.8×
Sector median13.1×
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 170 | 182 | 204 | 209 | 235 | 252 | 283 | 304 | 327 | 361 | 369 | 390 | 408 | |
| Interest | 56 | 68 | 72 | 74 | 75 | 77 | 85 | 92 | 102 | 106 | 110 | 114 | 115 | |
| Expenses | 51 | 57 | 59 | 61 | 67 | 73 | 79 | 85 | 83 | 97 | 98 | 113 | 110 | |
| Financing Profit | 63 | 57 | 73 | 74 | 93 | 102 | 119 | 127 | 142 | 158 | 161 | 163 | 183 | |
| Financing Margin % | 37% | 31% | 36% | 35% | 40% | 40% | 42% | 42% | 44% | 44% | 44% | 42% | 45% | |
| Other Income | 8 | 6 | 7 | 10 | 10 | 9 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Depreciation | 2 | 2 | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | |
| Profit before tax | 68 | 61 | 77 | 81 | 100 | 108 | 117 | 124 | 140 | 155 | 158 | 160 | 180 | |
| Tax % | 22% | 23% | 22% | 23% | 22% | 23% | 23% | 23% | 23% | 23% | 23% | 22% | 24% | |
| Net Profit | 53 | 47 | 60 | 62 | 78 | 84 | 90 | 96 | 108 | 119 | 122 | 124 | 138 | |
| EPS in Rs | 12.10 | 10.73 | 6.69 | 5.82 | 7.28 | 7.79 | 8.39 | 8.92 | 10.02 | 11.07 | 11.26 | 11.42 | 12.65 | |
| Gross NPA % | 1.13% | 1.09% | 1.20% | 0.97% | 1.14% | 1.24% | 1.25% | 0.99% | 1.24% | 1.25% | 1.54% | 1.25% | ||
| Net NPA % | 0.85% | 0.80% | 0.90% | 0.73% | 0.86% | 0.94% | 0.94% | 0.75% | 0.95% | 0.94% | 1.16% | 0.93% | ||
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −5.84% · closed higher next day 0 of last 1
| Q1FY27 | |
|---|---|
| Broadcast | 6 Aug '26 |
| Earnings day | −5.84% |
| +1 day | −12.55% |
| +5 days | −8.73% |
| +15 days | −11.57% |
| +30 days | — |
| Filing | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Results analysis
Shareholding
as of Jun 202646.05%Promoter
Promoters46.05%1.48
FIIs6.86%
DIIs21.92%0.53
Public25.15%0.94
Ownership trend
Peers
8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| BAJAJHFL | ₹84.04 | 25.91 | 70,025 | 0.00% | 715 | +22.63% | 3,063 | +17.10% | 8.85% |
| PIRAMALFIN | ₹2,261.00 | 119.18 | 53,502 | 0.49% | 461 | +66.80% | 3,368 | +27.62% | 6.47% |
| PNBHOUSING | ₹1,182.10 | 13.12 | 30,830 | 0.68% | 555 | +4.28% | 2,253 | +9.14% | 9.44% |
| LICHSGFIN | ₹552.00 | 5.29 | 30,363 | 1.81% | 1,499 | +9.90% | 7,083 | −1.44% | 8.59% |
| AADHARHFC | ₹478.95 | 18.20 | 20,988 | 0.00% | 282 | +19.00% | 993 | +17.06% | 11.38% |
| SAMMAANCAP | ₹155.92 | — | 18,111 | 0.00% | 243 | −27.22% | 1,652 | −31.18% | 4.92% |
| HOMEFIRST | ₹1,233.70 | 22.19 | 12,900 | 0.42% | 160 | +34.45% | 538 | +18.61% | 11.13% |
| INDIASHLTR | ₹672.15 | 13.85 | 7,324 | 1.49% | 143 | +19.95% | 432 | +19.80% | 12.86% |
| Median: 14 Co. | ₹515.48 | 13.12 | 12,883 | 0.58% | 252 | +19.79% | 851 | +14.16% | 9.68% |
Filings
Concall transcripts32
TranscriptAug 2026PPTAug 2026RECAug 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025RECAug 2025TranscriptMay 2025PPTMay 2025TranscriptFeb 2025PPTFeb 2025TranscriptFeb 2025PPTFeb 2025TranscriptOct 2024PPTOct 2024RECOct 2024TranscriptAug 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Earnings Call Transcript 14 AugAnnouncement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 12 AugAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 7 Aug - Audio recording of Q1 FY27 earnings conference call uploaded; transcript to follow within five working days.Announcement under Regulation 30 (LODR)-Newspaper Publication 7 Aug - Intimation of newspaper publication - August 07, 2026Announcement under Regulation 30 (LODR)-Investor Presentation 6 Aug - Investor Presentation of the Company on the Unaudited Financial Results for the quarter ended June 30, 2026