Aptus Value Housing Finance India Ltd (APTUS)
₹255.95
Mkt cap
₹12,866 Cr
P/E ratio
13.10
P/B
2.53
Div yield
1.75%
ROE
20.10%
ROCE
15.40%
EPS (TTM)
₹19.54
Book value
₹101
52W range
195–348
Sector
Financial Services
Price history
Previous close
Aptus Value Housing Finance India Ltd is a Home Loan Company. Aptus has been formed to primarily address the housing finance needs of self-employed, low and middle income families primarily from semi-urban and rural areas. Company targets first-time home buyers where collateral is self- occupied residential property.
NSE APTUSBSE 543335
Health check
Constructive
ValuationFair
ProfitabilityStrong
TechnicalsNeutral
52-week range
−26.55% from high₹256
₹195+31.55% from low₹348
Current
₹255.95
Prev close
₹255.52
Day
+0.17%
Price performance
1D
+0.17%
1W
+1.02%
1M
+1.07%
3M
+1.35%
6M
+12.01%
1Y
−21.04%
YTD
−9.81%
Financials
Revenue, profit & margin
P/E ratio
13.1×
APTUS is 0% below the sector median of 13.1×
APTUS13.1×
Sector median13.1×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 306 | 334 | 351 | 375 | 395 | 421 | 450 | 484 | 520 | 544 | 554 | 574 | 600 | |
| Interest | 85 | 96 | 98 | 109 | 120 | 128 | 143 | 150 | 160 | 165 | 162 | 161 | 170 | |
| Expenses | 45 | 56 | 59 | 61 | 61 | 68 | 67 | 75 | 81 | 91 | 99 | 101 | 108 | |
| Financing Profit | 176 | 181 | 194 | 205 | 215 | 225 | 240 | 259 | 279 | 288 | 292 | 312 | 322 | |
| Financing Margin % | 57% | 54% | 55% | 55% | 54% | 53% | 53% | 54% | 54% | 53% | 53% | 54% | 54% | |
| Other Income | 10 | 11 | 13 | 13 | 10 | 14 | 9 | 15 | 10 | 10 | 15 | 19 | 10 | |
| Depreciation | 2 | 3 | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 4 | 3 | |
| Profit before tax | 183 | 190 | 205 | 215 | 222 | 237 | 246 | 271 | 286 | 294 | 304 | 328 | 329 | |
| Tax % | 22% | 22% | 23% | 24% | 23% | 23% | 22% | 24% | 23% | 23% | 22% | 20% | 21% | |
| Net Profit | 142 | 148 | 158 | 164 | 172 | 182 | 190 | 207 | 219 | 227 | 236 | 261 | 261 | |
| EPS in Rs | 2.86 | 2.97 | 3.16 | 3.29 | 3.44 | 3.64 | 3.81 | 4.14 | 4.39 | 4.53 | 4.72 | 5.21 | 5.21 | |
| Gross NPA % | 1.29% | 1.19% | 1.19% | 1.07% | 1.32% | 1.25% | 1.28% | 1.19% | 1.49% | 1.55% | 1.56% | 1.52% | 1.70% | |
| Net NPA % | 0.97% | 0.89% | 0.89% | 0.80% | 0.98% | 0.94% | 0.96% | 0.89% | 1.12% | 1.17% | 1.18% | 1.15% | 1.29% | |
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −0.58% · closed higher next day 7 of last 18
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 3 Nov '23 | 2 Feb '24 | 4 May '24◦ | 1 Aug '24◦ | 6 Nov '24 | 31 Jan '25◦ | 6 May '25◦ | 31 Jul '25 | 31 Oct '25 | 4 Feb '26 | 6 May '26◦ | 31 Jul '26 |
| Earnings day | +1.21% | −1.43% | −1.72% | +0.57% | −0.94% | +4.65% | +0.88% | −2.15% | +1.62% | −2.75% | +2.86% | −5.77% |
| +1 day | −0.31% | −0.99% | −1.72% | −1.35% | −0.06% | +3.98% | +2.35% | +1.09% | −3.58% | −3.86% | +5.76% | −4.91% |
| +5 days | +3.67% | −4.81% | −3.22% | −2.05% | −7.85% | +8.27% | +1.39% | +1.45% | −7.79% | −8.26% | +0.90% | −5.97% |
| +15 days | −1.93% | −8.10% | −5.93% | −0.91% | −7.02% | −0.43% | +7.18% | +3.31% | −8.37% | −12.12% | −2.66% | −7.02% |
| +30 days | +13.85% | −15.33% | +4.53% | +5.53% | −11.80% | −0.13% | −0.06% | +0.01% | −7.20% | −25.43% | +0.88% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Interim Dividend - Rs 2.50 Per Share | 2.50 | 15 May '26 | 15 May '26 |
Shareholding
as of Jun 202623.86%Promoter
Promoters23.86%
FIIs29.96%0.38
DIIs29.90%0.47
Public16.27%0.08
Ownership trend
Peers
8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| BAJAJHFL | ₹84.04 | 25.91 | 70,025 | 0.00% | 715 | +22.63% | 3,063 | +17.10% | 8.85% |
| PIRAMALFIN | ₹2,261.00 | 119.18 | 53,502 | 0.49% | 461 | +66.80% | 3,368 | +27.62% | 6.47% |
| PNBHOUSING | ₹1,182.10 | 13.12 | 30,830 | 0.68% | 555 | +4.28% | 2,253 | +9.14% | 9.44% |
| LICHSGFIN | ₹552.00 | 5.29 | 30,363 | 1.81% | 1,499 | +9.90% | 7,083 | −1.44% | 8.59% |
| AADHARHFC | ₹478.95 | 18.20 | 20,988 | 0.00% | 282 | +19.00% | 993 | +17.06% | 11.38% |
| SAMMAANCAP | ₹155.92 | — | 18,111 | 0.00% | 243 | −27.22% | 1,652 | −31.18% | 4.92% |
| HOMEFIRST | ₹1,233.70 | 22.19 | 12,900 | 0.42% | 160 | +34.45% | 538 | +18.61% | 11.13% |
| APTUS | ₹256.89 | 13.07 | 12,866 | 1.75% | 261 | +19.01% | 600 | +15.38% | 15.41% |
| Median: 14 Co. | ₹515.48 | 13.12 | 12,883 | 0.58% | 252 | +19.79% | 851 | +14.16% | 9.68% |
Filings
Annual reports6
Concall transcripts47
TranscriptAug 2026PPTAug 2026RECAug 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026RECFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025TranscriptMay 2025PPTMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptNov 2024PPTNov 2024TranscriptAug 2024PPTAug 2024TranscriptMay 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 5 SepAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 3 SepAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 31 Aug - Aptus Value Housing Finance schedules virtual investor meeting with Theleme India Fund on September 2, 2026.Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 31 Aug - Allotment of 12,500 Equity shares of Rs.2/- each under Aptus Employee stock option Scheme 2021Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 21 Aug