SU
Suryoday Small Finance Bank Ltd (SURYODAY)
₹143.55
Mkt cap
₹1,559 Cr
P/E ratio
8.12
P/B
0.73
Div yield
1.02%
ROE
7.58%
ROCE
7.33%
EPS (TTM)
₹17.68
Book value
₹196
52W range
115–218
Sector
Financial Services
Price history
Previous close
Incorporated in 2008, Suryoday Small Finance Bank Ltd is a leading Small Finance Bank(SFB) in India. The company started offering SFB services in 2017. They serve customers in the unbanked and underbanked segments. Before SBF, the company operated as an NBFC. [1]
NSE SURYODAYBSE 543279
Health check
Mixed
ValuationCheap
ProfitabilityWeak
TechnicalsNeutral
52-week range
−34.15% from high₹144
₹115+24.38% from low₹218
Current
₹143.55
Prev close
₹145.16
Day
−1.11%
Price performance
1D
−1.49%
1W
−1.61%
1M
−5.34%
3M
−21.49%
6M
+20.39%
1Y
+4.97%
YTD
−0.28%
Financials
Revenue, profit & margin
P/E ratio
8.1×
SURYODAY is 45% below the sector median of 14.7×
SURYODAY8.1×
Sector median14.7×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 358 | 375 | 411 | 445 | 488 | 507 | 488 | 471 | 495 | 520 | 544 | 602 | 622 | |
| Interest | 133 | 154 | 165 | 174 | 195 | 207 | 220 | 226 | 248 | 261 | 267 | 285 | 307 | |
| Expenses | 212 | 205 | 221 | 255 | 271 | 287 | 270 | 352 | 309 | 299 | 310 | 341 | 362 | |
| Financing Profit | 12 | 16 | 24 | 15 | 23 | 13 | -2 | -107 | -62 | -41 | -33 | -25 | -46 | |
| Financing Margin % | 3% | 4% | 6% | 3% | 5% | 2% | -0% | -23% | -12% | -8% | -6% | -4% | -7% | |
| Other Income | 51 | 52 | 52 | 65 | 70 | 47 | 40 | 60 | 109 | 80 | 81 | 90 | 148 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 63 | 68 | 76 | 80 | 93 | 60 | 38 | -47 | 47 | 39 | 48 | 66 | 102 | |
| Tax % | 25% | 26% | 25% | 24% | 24% | 25% | 12% | -28% | 25% | 23% | 24% | 24% | 26% | |
| Net Profit | 48 | 50 | 57 | 61 | 70 | 45 | 33 | -34 | 35 | 30 | 37 | 50 | 75 | |
| EPS in Rs | 4.48 | 4.74 | 5.39 | 5.73 | 6.59 | 4.27 | 3.13 | -3.18 | 3.32 | 2.86 | 3.44 | 4.68 | 7.07 | |
| Gross NPA % | 3.04% | 2.90% | 3.06% | 2.94% | 2.84% | 3.03% | 5.53% | 7.16% | 8.46% | 5.93% | 6.69% | 6.55% | 6.60% | |
| Net NPA % | 1.63% | 1.46% | 1.42% | 0.86% | 0.47% | 0.80% | 3.13% | 4.58% | 5.64% | 3.80% | 4.35% | 4.21% | 1.27% | |
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
No reaction history yet.
No quarterly filings ingested yet.
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
as of Jun 202622.48%Promoter
Promoters22.48%
FIIs5.35%0.12
DIIs5.47%0.25
Public66.70%0.12
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| AU Small Finance | ₹1,058.60 | 27.82 | 79,456 | 0.09% | 796 | +37.03% | 5,303 | +21.11% | 7.66% |
| Ujjivan Small | ₹65.02 | 13.98 | 12,669 | 0.00% | 317 | +206.67% | 2,025 | +25.08% | 7.73% |
| Equitas Sma. Fin | ₹74.09 | 16.61 | 8,477 | 0.00% | 184 | +182.06% | 1,960 | +18.89% | 6.43% |
| Jana Small Finan | ₹527.30 | 14.68 | 5,576 | 0.00% | 155 | +52.29% | 1,515 | +22.08% | 7.45% |
| Utkarsh Small F. | ₹14.17 | — | 2,522 | 0.00% | −34 | +85.84% | 884 | +0.30% | 1.46% |
| ESAF Small Fin | ₹39.19 | — | 2,023 | 0.00% | 80 | +198.60% | 1,098 | +32.54% | 5.65% |
| Suryoday Small | ₹146.63 | 8.12 | 1,559 | 1.02% | 75 | +113.10% | 622 | +25.69% | 7.33% |
| Median: 9 Co. | ₹135.48 | 14.68 | 2,522 | 0.00% | 80 | +85.84% | 1,098 | +21.11% | 7.07% |
Filings
Annual reports15
Concall transcripts54
TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026RECMay 2026PPTMay 2026TranscriptJan 2026PPTJan 2026RECJan 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptJul 2025PPTJul 2025RECJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptJan 2025PPTJan 2025RECJan 2025TranscriptOct 2024PPTOct 2024
Credit ratings6
Announcements5
Board Meeting Intimation for Considering Raising Of Funds By Issue Of Non-Convertible Debentures On Private Placement Basis 16 Sep - Board meeting on September 21, 2026 to consider private placement of Tier II NCDs.Grant Of Stock Options To The Employees Of The Bank Under Suryoday ESOP Scheme - 2019 10 Sep - Bank approved grant of 1,59,672 ESOPs at Rs.195.53 each on September 9, 2026.Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 13 Aug - Please find attached herewith intimation regarding Allotment of Equity Shares of the Bank pursuant to exercise ESOP under Suryoday ESOP Scheme 2019Announcement under Regulation 30 (LODR)-Change in Management 9 Aug - Independent director John Arunkumar Diaz retires; Company Secretary Krishna Kant Chaturvedi resigns effective August 2026.Shareholder Meeting / Postal Ballot-Scrutinizer''s Report 7 Aug