AU Small Finance Bank Ltd (AUBANK)
₹1,059.50
Mkt cap
₹79,937 Cr
P/E ratio
28.00
P/B
3.97
Div yield
0.09%
ROE
14.20%
ROCE
7.66%
EPS (TTM)
₹37.84
Book value
₹267
52W range
694–1,129
Sector
Financial Services
Price history
Previous close
AU Small Finance Bank Limited is engaged in providing a range of banking and financial services including retail banking, wholesale banking, treasury operations and other services. [1]
NSE AUBANKBSE 540611
Health check
Cautious
ValuationExpensive
ProfitabilityWeak
TechnicalsNeutral
52-week range
−6.12% from high₹1,060
₹694+52.60% from low₹1,129
Current
₹1,059.50
Prev close
₹1,065.00
Day
−0.52%
Price performance
1D
−0.52%
1W
−2.46%
1M
−0.70%
3M
+8.28%
6M
+11.99%
1Y
+46.84%
YTD
+6.01%
Financials
Revenue, profit & margin
P/E ratio
28.0×
AUBANK is 88% above the sector median of 14.9×
AUBANK28.0×
Sector median14.9×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2,458 | 2,531 | 2,736 | 2,830 | 3,769 | 3,911 | 4,113 | 4,271 | 4,378 | 4,511 | 4,727 | 5,019 | 5,303 | |
| Interest | 1,212 | 1,282 | 1,411 | 1,492 | 1,848 | 1,936 | 2,091 | 2,177 | 2,334 | 2,367 | 2,386 | 2,437 | 2,607 | |
| Expenses | 1,048 | 1,122 | 1,269 | 1,346 | 1,761 | 1,854 | 1,938 | 2,197 | 2,076 | 2,128 | 2,181 | 2,231 | 2,321 | |
| Financing Profit | 198 | 127 | 56 | -9 | 160 | 121 | 85 | -104 | -32 | 16 | 160 | 351 | 375 | |
| Financing Margin % | 8% | 5% | 2% | -0% | 4% | 3% | 2% | -2% | -1% | 0% | 3% | 7% | 7% | |
| Other Income | 315 | 406 | 442 | 464 | 509 | 638 | 618 | 761 | 811 | 713 | 724 | 731 | 689 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 513 | 533 | 498 | 455 | 669 | 759 | 703 | 657 | 779 | 729 | 884 | 1,082 | 1,064 | |
| Tax % | 25% | 25% | 25% | 18% | 25% | 25% | 25% | 23% | 25% | 23% | 24% | 23% | 25% | |
| Net Profit | 387 | 402 | 375 | 371 | 503 | 571 | 528 | 504 | 581 | 561 | 668 | 832 | 796 | |
| EPS in Rs | 5.80 | 6.01 | 5.61 | 5.54 | 6.76 | 7.68 | 7.10 | 6.77 | 7.79 | 7.52 | 8.94 | 11.12 | 10.63 | |
| Gross NPA % | 1.76% | 1.91% | 1.98% | 1.67% | 1.78% | 1.98% | 2.31% | 2.28% | 2.47% | 2.41% | 2.30% | 2.03% | 2.10% | |
| Net NPA % | 0.55% | 0.60% | 0.68% | 0.55% | 0.63% | 0.75% | 0.91% | 0.74% | 0.88% | 0.88% | 0.88% | 0.74% | 0.76% | |
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −0.59% · closed higher next day 19 of last 38
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 28 Oct '23◦ | 25 Jan '24◦ | 25 Apr '24 | 26 Jul '24 | 24 Oct '24 | 24 Jan '25◦ | 22 Apr '25◦ | 19 Jul '25◦ | 17 Oct '25◦ | 20 Jan '26◦ | 27 Apr '26◦ | 25 Jul '26◦ |
| Earnings day | −3.50% | −11.51% | −1.63% | +2.97% | −0.98% | −5.25% | +8.41% | −5.28% | +9.18% | −0.63% | −1.94% | +4.80% |
| +1 day | −3.04% | −11.67% | −3.09% | +2.91% | −7.29% | −1.00% | +10.96% | −8.69% | +9.87% | −0.07% | −2.43% | +4.35% |
| +5 days | −2.34% | −12.04% | +4.21% | +0.94% | −6.07% | +1.08% | +10.56% | −8.50% | +11.36% | −1.33% | −1.82% | +5.58% |
| +15 days | +4.30% | −15.33% | +0.87% | −2.60% | −11.20% | −10.05% | +12.43% | −7.63% | +11.89% | −0.06% | −6.62% | +6.79% |
| +30 days | +6.58% | −18.62% | +8.09% | +13.07% | −9.32% | −9.38% | +17.31% | −10.18% | +19.72% | −3.70% | −7.64% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
as of Jun 202622.74%Promoter
Promoters22.74%0.02
FIIs35.98%1.29
DIIs32.81%1.51
Public8.47%0.20
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| AUBANK | ₹1,065.00 | 27.99 | 79,937 | 0.09% | 796 | +37.03% | 5,303 | +21.11% | 7.66% |
| UJJIVANSFB | ₹64.43 | 13.86 | 12,554 | 0.00% | 317 | +206.67% | 2,025 | +25.08% | 7.73% |
| EQUITASBNK | ₹72.95 | 16.35 | 8,345 | 0.00% | 184 | +182.06% | 1,960 | +18.89% | 6.43% |
| JSFB | ₹535.10 | 14.90 | 5,659 | 0.00% | 155 | +52.29% | 1,515 | +22.08% | 7.45% |
| UTKARSHBNK | ₹14.56 | — | 2,591 | 0.00% | −34 | +85.84% | 884 | +0.30% | 1.46% |
| ESAFSFB | ₹41.41 | — | 2,137 | 0.00% | 80 | +198.60% | 1,098 | +32.54% | 5.65% |
| SURYODAY | ₹152.07 | 8.42 | 1,616 | 0.99% | 75 | +113.10% | 622 | +25.69% | 7.33% |
| Median: 9 Co. | ₹139.33 | 14.90 | 2,591 | 0.00% | 80 | +85.84% | 1,098 | +21.11% | 7.07% |
Filings
Annual reports15
Annual Report 2026bseAnnual Report 2025bseAnnual Report 2024bseAnnual Report 2023bseAnnual Report 2022bseAnnual Report 2021bseAnnual Report 2020bseAnnual Report 2019bseAnnual Report 2018bseAnnual Report 2017bseAnnual Report 2016bseAnnual Report 2015bseAnnual Report 2014bseAnnual Report 2013bseAnnual Report 2012bse
Concall transcripts81
TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptApr 2026PPTApr 2026RECApr 2026TranscriptJan 2026PPTJan 2026RECJan 2026PPTJan 2026TranscriptOct 2025PPTOct 2025RECOct 2025PPTSep 2025TranscriptJul 2025TranscriptApr 2025PPTApr 2025RECApr 2025TranscriptJan 2025PPTJan 2025RECJan 2025TranscriptOct 2024PPTOct 2024TranscriptAug 2024
Credit ratings6
Announcements5
Proceedings Of The 31St Annual General Meeting Of AU Small Finance Bank Limited 5 Sep - AU Small Finance Bank held its 31st AGM on September 5, 2026; results and scrutinizer report due by September 8.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 25 Aug - AU Small Finance Bank to meet Goldman Sachs at Asia Leaders Conference 2026 in Hong Kong, Aug 31-Sep 1.Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 25 Aug - The Bank has allotted 6,47,261 equity shares of face value of Rs. 10/- each on August 25, 2026, pursuant to exercise of equivalent number of …Announcement under Regulation 30 (LODR)-Newspaper Publication 14 Aug - We submit herewith copies of the newspaper advertisement published by the Bank in Business Standard (all editions in English and Jaipur edition in Hindi) on …Business Responsibility and Sustainability Reporting (BRSR) 13 Aug - 31st AGM on September 5, 2026; Integrated Annual Report FY 2025-26 submitted.