Avsar.

Financial Services · Other Bank

AU Small Finance Bank Ltd (AUBANK)

₹864.00

Mkt cap
₹64,953 Cr
P/E ratio
20.60
P/B
3.02
Div yield
0.12%
ROE
14.20%
ROCE
7.66%
EPS (TTM)
₹41.94
Book value
₹286
52W range
832–1,144
Sector
Financial Services

Price history

Previous close

AU Small Finance Bank Limited is engaged in providing a range of banking and financial services including retail banking, wholesale banking, treasury operations and other services. [1]

NSE AUBANKBSE 540611
Health check
Cautious
ValuationExpensive
ProfitabilityWeak
TechnicalsNeutral
52-week range
−24.48% from high
₹864
₹832+3.89% from low₹1,144
Current
₹864.00
Prev close
₹880.70
Day
−1.90%
Price performance
1D
−1.90%
1W
−7.39%
1M
−14.05%
3M
−16.17%
6M
−15.10%
1Y
−0.77%
YTD
−13.55%

Financials

Revenue, profit & margin
P/E ratio
20.6×
AUBANK is 148% above the sector median of 8.3×
AUBANK20.6×
Sector median8.3×
 Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026Trend
Revenue2,5312,7362,8303,7693,9114,1134,2714,3784,5114,7275,0195,3035,612
Interest1,2821,4111,4921,8481,9362,0912,1772,3342,3672,3862,4372,6072,792
Expenses1,1221,2691,3461,7611,8541,9382,1972,0762,1282,1812,2312,3212,436
Financing Profit12756-916012185-104-3216160351375384
Financing Margin %5%2%-0%4%3%2%-2%-1%0%3%7%7%7%
Other Income406442464509638618761811713724731689770
Depreciation0000000000000
Profit before tax5334984556697597036577797298841,0821,0641,154
Tax %25%25%18%25%25%25%23%25%23%24%23%25%26%
Net Profit402375371503571528504581561668832796858
EPS in Rs6.015.615.546.767.687.106.777.797.528.9411.1210.6311.42
Gross NPA %1.91%1.98%1.67%1.78%1.98%2.31%2.28%2.47%2.41%2.30%2.03%2.10%1.99%
Net NPA %0.60%0.68%0.55%0.63%0.75%0.91%0.74%0.88%0.88%0.88%0.74%0.76%0.81%
Raw PDF

Earnings

Results dates & reactions
No upcoming results date on calendar.

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

Avg earnings-day move −0.74% · closed higher next day 19 of last 39
 Q3FY24Q4FY24Q1FY25Q2FY25Q3FY25Q4FY25Q1FY26Q2FY26Q3FY26Q4FY26Q1FY27Q2FY27
Broadcast25 Jan '24◦25 Apr '2426 Jul '2424 Oct '2424 Jan '25◦22 Apr '25◦19 Jul '25◦17 Oct '25◦20 Jan '26◦27 Apr '26◦25 Jul '26◦24 Oct '26◦
Earnings day−11.51%−1.63%+2.97%−0.98%−5.25%+8.41%−5.28%+9.18%−0.63%−1.94%+4.80%−6.85%
+1 day−11.67%−3.09%+2.91%−7.29%−1.00%+10.96%−8.69%+9.87%−0.07%−2.43%+4.35%−9.10%
+5 days−12.04%+4.21%+0.94%−6.07%+1.08%+10.56%−8.50%+11.36%−1.33%−1.82%+5.58%—
+15 days−15.33%+0.87%−2.60%−11.20%−10.05%+12.43%−7.63%+11.89%−0.06%−6.62%+6.79%—
+30 days−18.62%+8.09%+13.07%−9.32%−9.38%+17.31%−10.18%+19.72%−3.70%−7.64%+4.88%—
FilingXBRLXBRLXBRLXBRLXBRLXBRLPDFPDFXBRLXBRLXBRLXBRL

Corporate actions

Last 6 months

No recent corporate actions

Dividends, splits, and bonuses in the last six months show up here.

Shareholding

as of Sep 2026
22.66%Promoter
Promoters22.66%0.08
FIIs36.06%0.08
DIIs32.84%0.03
Public8.45%0.02
Ownership trend

Peers

7 companies
Valuation vs quality
P/E × ROCE · bubble = market cap
NameCMPP/EMkt CapDiv YldNP QtrQtr Profit VarSales QtrQtr Sales VarROCE
AU Small Finance₹864.0020.6064,9530.12%858+52.92%5,612+24.40%7.66%
Ujjivan Small₹53.099.0210,3680.00%365+199.91%2,153+28.00%7.73%
Equitas Sma. Fin₹53.598.706,1310.00%218+803.23%2,066+27.74%6.43%
Jana Small Finan₹373.508.323,9530.00%170+127.18%1,587+22.62%7.45%
ESAF Small Fin₹42.468.092,1920.00%160+238.30%1,175+43.29%5.65%
Utkarsh Small F.₹11.46—2,0390.00%−34+85.84%884+0.30%1.46%
Suryoday Small₹134.736.021,4321.11%77+151.73%703+35.25%7.33%
Median: 9 Co.₹116.838.322,1920.00%160+127.18%1,175+24.40%7.07%

Filings

Annual reports15
Annual Report 2026Annual Report 2025Annual Report 2024Annual Report 2023Annual Report 2022Annual Report 2021Annual Report 2020Annual Report 2019Annual Report 2018Annual Report 2017Annual Report 2016Annual Report 2015Annual Report 2014Annual Report 2013Annual Report 2012
Concall transcripts86
TranscriptOct 2026PPTOct 2026RECOct 2026PPTSep 2026PPTSep 2026TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptApr 2026PPTApr 2026RECApr 2026TranscriptJan 2026PPTJan 2026PPTJan 2026RECJan 2026TranscriptOct 2025PPTOct 2025RECOct 2025PPTSep 2025TranscriptJul 2025TranscriptApr 2025PPTApr 2025RECApr 2025TranscriptJan 2025
Credit ratings6
Rating update 1 OcticraRating update 30 MaycrisilRating update 30 MaycrisilRating update 30 MaycrisilRating update 2 AprcrisilRating update 27 Febcrisil
Announcements5
Announcement under Regulation 30 (LODR)-Earnings Call Transcript 28 Oct - We submit herewith the transcript of conference call held on Saturday, October 24, 2026 for unaudited financial results of AU Small Finance Bank Limited ('the …Announcement under Regulation 30 (LODR)-Newspaper Publication 26 Oct - The unaudited financial results for the quarter and half year ended on September 30, 2026 have been published in following newspapers on October 26, 2026: …Audio Recording Of Conference Call For Unaudited Financial Results For The Quarter And Half Year Ended On September 30, 2026 24 Oct - Audio recording of October 24, 2026 conference call for Q2 and half-year FY2026-27 results available online.Board Meeting Outcome for Meeting Held On October 24, 2026 24 Oct - AU Small Finance Bank approved Q2 and H1 FY27 unaudited results on Oct 24, 2026; net profit ₹85.77 crore.Announcement under Regulation 30 (LODR)-Investor Presentation 24 Oct - In continuation to our intimation for conference call vide letter dated October 12, 2026, we submit herewith Investors Presentation on unaudited financial results of the …