Equitas Small Finance Bank Ltd (EQUITASBNK)
₹73.35
Mkt cap
₹8,345 Cr
P/E ratio
16.40
P/B
1.37
Div yield
0.00%
ROE
1.68%
ROCE
6.43%
EPS (TTM)
₹4.47
Book value
₹54
52W range
51–83
Sector
Financial Services
Price history
Previous close
Equitas Small Finance Bank Ltd before acquiring small bank license, operated as a wholly-owned subsidiary of Equitas Holding Ltd. The holding entity started its operations in 2007 in the microfinance segment & diversified into vehicle & housing finance in 2011. Also entered into SME & LAP in 2013. It merged with the other two subsidiaries named Equitas Microfinance Ltd & Equitas Housing Finance Ltd & formed a bank. After receiving a license in Sept 2016 the company commenced operations under Equitas small finance Bank. [1] [2]
NSE EQUITASBNKBSE 543243
Health check
Cautious
ValuationFair
ProfitabilityWeak
TechnicalsNeutral
52-week range
−11.70% from high₹73
₹51+42.93% from low₹83
Current
₹73.35
Prev close
₹72.95
Day
+0.55%
Price performance
1D
+0.36%
1W
−1.03%
1M
−2.67%
3M
−2.36%
6M
+26.16%
1Y
+44.00%
YTD
+14.32%
Financials
Revenue, profit & margin
P/E ratio
16.4×
EQUITASBNK is 10% above the sector median of 14.9×
EQUITASBNK16.4×
Sector median14.9×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,254 | 1,359 | 1,429 | 1,445 | 1,501 | 1,555 | 1,612 | 1,644 | 1,649 | 1,617 | 1,692 | 1,836 | 1,960 | |
| Interest | 511 | 593 | 644 | 659 | 699 | 753 | 794 | 815 | 863 | 844 | 840 | 856 | 931 | |
| Expenses | 662 | 680 | 715 | 758 | 974 | 1,021 | 967 | 1,002 | 1,375 | 969 | 1,027 | 965 | 1,041 | |
| Financing Profit | 81 | 86 | 70 | 28 | -173 | -219 | -149 | -172 | -589 | -195 | -176 | 15 | -11 | |
| Financing Margin % | 6% | 6% | 5% | 2% | -12% | -14% | -9% | -10% | -36% | -12% | -10% | 1% | -1% | |
| Other Income | 171 | 181 | 205 | 240 | 209 | 239 | 238 | 225 | 292 | 229 | 289 | 263 | 255 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 252 | 267 | 276 | 268 | 36 | 20 | 90 | 53 | -297 | 34 | 114 | 278 | 244 | |
| Tax % | 24% | 26% | 27% | 23% | 28% | 36% | 26% | 21% | -25% | 28% | 21% | 24% | 25% | |
| Net Profit | 191 | 198 | 202 | 208 | 26 | 13 | 66 | 42 | -224 | 24 | 90 | 213 | 184 | |
| EPS in Rs | 1.72 | 1.77 | 1.79 | 1.83 | 0.23 | 0.11 | 0.58 | 0.37 | -1.96 | 0.21 | 0.79 | 1.86 | 1.61 | |
| Gross NPA % | 2.75% | 2.27% | 2.53% | 2.61% | 2.73% | 2.95% | 2.97% | 2.89% | 2.92% | 2.92% | 2.75% | 2.60% | 2.42% | |
| Net NPA % | 1.18% | 0.97% | 1.13% | 1.17% | 0.83% | 0.97% | 0.96% | 0.98% | 0.98% | 0.98% | 0.92% | 0.72% | 0.71% | |
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −2.01% · closed higher next day 0 of last 1
| Q1FY27 | |
|---|---|
| Broadcast | 28 Jul '26 |
| Earnings day | −2.01% |
| +1 day | −2.75% |
| +5 days | +1.51% |
| +15 days | +0.08% |
| +30 days | — |
| Filing | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
as of Jun 2026FIIs15.70%0.96
DIIs51.25%0.38
Public33.04%1.34
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| AUBANK | ₹1,065.00 | 27.99 | 79,937 | 0.09% | 796 | +37.03% | 5,303 | +21.11% | 7.66% |
| UJJIVANSFB | ₹64.43 | 13.86 | 12,554 | 0.00% | 317 | +206.67% | 2,025 | +25.08% | 7.73% |
| EQUITASBNK | ₹72.95 | 16.35 | 8,345 | 0.00% | 184 | +182.06% | 1,960 | +18.89% | 6.43% |
| JSFB | ₹535.10 | 14.90 | 5,659 | 0.00% | 155 | +52.29% | 1,515 | +22.08% | 7.45% |
| UTKARSHBNK | ₹14.56 | — | 2,591 | 0.00% | −34 | +85.84% | 884 | +0.30% | 1.46% |
| ESAFSFB | ₹41.41 | — | 2,137 | 0.00% | 80 | +198.60% | 1,098 | +32.54% | 5.65% |
| SURYODAY | ₹152.07 | 8.42 | 1,616 | 0.99% | 75 | +113.10% | 622 | +25.69% | 7.33% |
| Median: 9 Co. | ₹139.33 | 14.90 | 2,591 | 0.00% | 80 | +85.84% | 1,098 | +21.11% | 7.07% |
Filings
Annual reports6
Concall transcripts58
TranscriptAug 2026PPTAug 2026RECAug 2026PPTJun 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptJan 2026PPTJan 2026RECJan 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025RECAug 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptNov 2024TranscriptNov 2024
Credit ratings6
Announcements5
ESG Rating-Reg. 5 Sep - SES ESG Research assigned Equitas Small Finance Bank an ESG score of 72.8 on September 5, 2026.Non-Deal Roadshow To Be Attended By The Representatives Of The Bank 31 Aug - Equitas Small Finance Bank to hold a non-deal roadshow on September 3, 2026 in Mumbai.Communication To Holders Of Physical Securities 21 Aug - Bank informs physical shareholders to dematerialize 2,10,902 suspense-account shares under merger scheme.Investor Conference To Be Attended By The Representatives Of The Bank. 19 Aug - Equitas Small Finance Bank to attend Yes Securities Housing Conference on August 24, 2026.Intimation Under Regulation 30 Of SEBI(LODR) Regulations,2015 18 Aug - Equitas SFB clarified only one Rs25 crore Unico deposit on Jan 1, 2024; no other transactions or loans.