Jana Small Finance Bank Ltd (JSFB)
₹544.50
Mkt cap
₹5,695 Cr
P/E ratio
15.00
P/B
1.29
Div yield
0.00%
ROE
7.63%
ROCE
7.45%
EPS (TTM)
₹36.30
Book value
₹421
52W range
342–585
Sector
Financial Services
Price history
Previous close
Incorporated in 2006, Jana Small Finance Bank Ltd provides a wide range of banking and financial services [1]
NSE JSFBBSE 544118
Health check
Mixed
ValuationFair
ProfitabilityWeak
TechnicalsBullish
52-week range
−6.90% from high₹545
₹342+59.28% from low₹585
Current
₹544.50
Prev close
₹539.80
Day
+0.87%
Price performance
1D
+0.87%
1W
+2.77%
1M
+0.88%
3M
+16.65%
6M
+49.16%
1Y
+10.86%
YTD
+28.59%
Financials
Revenue, profit & margin
P/E ratio
15.0×
JSFB is 0% above the sector median of 15.0×
JSFB15.0×
Sector median15.0×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 885 | 979 | 1,038 | 1,112 | 1,167 | 1,166 | 1,177 | 1,184 | 1,241 | 1,305 | 1,374 | 1,445 | 1,515 | |
| Interest | 423 | 453 | 490 | 520 | 557 | 572 | 585 | 602 | 655 | 686 | 709 | 709 | 732 | |
| Expenses | 560 | 566 | 553 | 604 | 639 | 681 | 665 | 696 | 750 | 791 | 899 | 861 | 854 | |
| Financing Profit | -98 | -41 | -5 | -13 | -29 | -87 | -72 | -114 | -164 | -172 | -235 | -126 | -72 | |
| Financing Margin % | -11% | -4% | -0% | -1% | -2% | -7% | -6% | -10% | -13% | -13% | -17% | -9% | -5% | |
| Other Income | 188 | 164 | 140 | 179 | 189 | 176 | 177 | 234 | 266 | 247 | 245 | 266 | 227 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 90 | 123 | 135 | 166 | 160 | 88 | 105 | 120 | 102 | 75 | 10 | 140 | 155 | |
| Tax % | 0% | 0% | 0% | -93% | -7% | -9% | -5% | -3% | 0% | 0% | 0% | 0% | 0% | |
| Net Profit | 90 | 123 | 135 | 322 | 171 | 97 | 111 | 123 | 102 | 75 | 10 | 140 | 155 | |
| EPS in Rs | 17.81 | 24.22 | 26.54 | 30.76 | 16.31 | 9.25 | 10.56 | 11.75 | 9.69 | 7.13 | 0.92 | 13.28 | 14.74 | |
| Gross NPA % | 2.94% | 2.44% | 2.19% | 2.11% | 2.62% | 2.97% | 2.80% | 2.71% | 2.91% | 2.87% | 2.59% | 2.46% | 2.39% | |
| Net NPA % | 1.19% | 0.87% | 0.71% | 0.56% | 0.99% | 0.99% | 0.94% | 0.94% | 0.94% | 0.94% | 0.94% | 0.92% | 0.91% | |
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
No reaction history yet.
No quarterly filings ingested yet.
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
as of Jun 202616.94%Promoter
Promoters16.94%4.91
FIIs4.01%0.30
DIIs15.31%1.02
Public62.69%5.12
Government1.03%0.95
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| AUBANK | ₹1,053.00 | 27.67 | 79,036 | 0.09% | 796 | +37.03% | 5,303 | +21.11% | 7.66% |
| UJJIVANSFB | ₹65.09 | 14.00 | 12,683 | 0.00% | 317 | +206.67% | 2,025 | +25.08% | 7.73% |
| EQUITASBNK | ₹73.35 | 16.44 | 8,391 | 0.00% | 184 | +182.06% | 1,960 | +18.89% | 6.43% |
| JSFB | ₹538.50 | 15.00 | 5,695 | 0.00% | 155 | +52.29% | 1,515 | +22.08% | 7.45% |
| UTKARSHBNK | ₹15.03 | — | 2,675 | 0.00% | −34 | +85.84% | 884 | +0.30% | 1.46% |
| ESAFSFB | ₹41.76 | — | 2,155 | 0.00% | 80 | +198.60% | 1,098 | +32.54% | 5.65% |
| SURYODAY | ₹152.21 | 8.43 | 1,618 | 0.99% | 75 | +113.10% | 622 | +25.69% | 7.33% |
| Median: 9 Co. | ₹138.90 | 15.00 | 2,675 | 0.00% | 80 | +85.84% | 1,098 | +21.11% | 7.07% |
Filings
Concall transcripts30
TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptMay 2026RECMay 2026PPTApr 2026RECApr 2026TranscriptFeb 2026PPTFeb 2026RECFeb 2026TranscriptOct 2025PPTOct 2025TranscriptJul 2025PPTJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptJan 2025PPTJan 2025RECJan 2025TranscriptOct 2024PPTOct 2024RECOct 2024TranscriptJul 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Resignation of Company Secretary / Compliance Officer 7 Sep - Lakshmi RN resigns as Company Secretary and Compliance Officer; last working day October 31, 2026.Business Responsibility and Sustainability Reporting (BRSR) 4 Sep - Jana Small Finance Bank filed its FY2025-26 BRSR with annual report details.Reg. 34 (1) Annual Report. 4 Sep - Bank submitted FY2025-26 Annual Report under Regulation 34, showing PAT ₹326 crore and deposits ₹35,784 crore.Notice Of 20Th Annual General Meeting 4 SepShri U T Khader, Hon'Ble Minister For Health & Family Welfare And Minister For Minority Affairs, Haj And Waqf, Government Of Karnataka, Inaugurated The 828Th Branch Of Jana Small Finance Bank In Mangalore. 29 Aug - Jana Small Finance Bank inaugurated its 828th branch in Mangalore on 29 August 2026.