Avsar.

Financial Services · Other Bank

Jana Small Finance Bank Ltd (JSFB)

₹536.95

Mkt cap
₹4,725 Cr
P/E ratio
14.50
P/B
1.28
Div yield
0.00%
ROE
7.63%
ROCE
7.45%
EPS (TTM)
₹37.03
Book value
₹421
52W range
342–562
Sector
Financial Services

Incorporated in 2006, Jana Small Finance Bank Ltd provides a wide range of banking and financial services [1]

NSE JSFBBSE 544118www.janabank.com
Health check
Mixed
ValuationFair
ProfitabilityWeak
TechnicalsBullish
52-week range
−4.39% from high
₹537
₹342+57.07% from low₹562
Current
₹536.95
Prev close
₹541.65
Day
−0.87%
Price performance
1D
−0.87%
1W
+1.01%
1M
+19.72%
3M
+16.89%
6M
+42.24%
1Y
+8.22%
YTD
+26.80%

Financials

F
Revenue, profit & margin
P/E ratio
14.5×
JSFB is 8% below the sector median of 15.8×
JSFB14.5×
Sector median15.8×
 Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Trend
Revenue8498859791,0381,1121,1671,1661,1771,1841,2521,3051,3741,445
Interest381423453490520557572585602655686709709
Expenses548560566553604639681665696759791899861
Financing Profit-80-98-41-5-13-29-87-72-114-162-172-235-126
Financing Margin %-9%-11%-4%-0%-1%-2%-7%-6%-10%-13%-13%-17%-9%
Other Income161188164140179189176177234264247245266
Depreciation0000000000000
Profit before tax8190123135166160881051201027510140
Tax %0%0%0%0%-93%-7%-9%-5%-3%0%0%0%0%
Net Profit8190123135322171971111231027510140
EPS in Rs15.9717.8124.2226.5430.7616.319.2510.5611.759.697.130.9213.28
Gross NPA %3.94%2.94%2.44%2.19%2.11%2.62%2.97%2.80%2.71%2.91%2.87%2.59%2.46%
Net NPA %2.64%1.19%0.87%0.71%0.56%0.99%0.99%0.94%0.94%0.94%0.94%0.94%0.92%
Raw PDF

Earnings

EResults dates & reactions
No upcoming results date on calendar.

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

No reaction history yet.
No quarterly filings ingested yet.

Corporate actions

CLast 6 months

No recent corporate actions

Dividends, splits, and bonuses in the last six months show up here.

Shareholding

Sas of Mar 2026
21.85%Promoter
Promoters21.85%
FIIs4.31%0.20
DIIs14.29%1.37
Public57.57%1.57
Government1.98%
Ownership trend

Peers

P7 companies
Valuation vs quality
P/E × ROCE · bubble = market cap
NameCMPP/EMkt CapDiv YldNP QtrQtr Profit VarSales QtrQtr Sales VarROCE
AU Small Finance₹1,033.8529.3277,4320.10%832+65.15%5,019+17.53%7.66%
Ujjivan Small₹56.1415.7710,9210.00%282+238.13%1,878+19.39%7.74%
Equitas Sma. Fin₹75.1483.378,5940.00%213+405.06%1,836+11.70%6.44%
Jana Small Finan₹448.5014.474,7250.00%140+13.23%1,445+22.02%7.45%
Utkarsh Small F.₹14.52—2,5840.00%−188−6,430.64%837−4.87%1.46%
Suryoday Small₹171.9812.031,8280.87%50+247.19%602+27.84%7.33%
ESAF Small Fin₹32.94—1,6990.00%24+112.83%995+11.55%5.64%
Median: 9 Co.₹146.6015.772,5840.00%50+65.15%995+18.01%7.07%

Filings

D
Annual reports3
Financial Year 2025bseFinancial Year 2024nseDRHP
Concall transcripts27
TranscriptRECPPTRECTranscriptPPTRECTranscriptPPTTranscriptPPTTranscriptPPTRECTranscriptPPTRECTranscriptPPTRECTranscriptPPTRECTranscript
Credit ratings6
Rating update 17 FebcareRating update 9 Oct 2025fitchRating update 7 Oct 2025fitchRating update 13 Mar 2025icraRating update 18 Feb 2025careRating update 31 Jan 2025fitch
Announcements5
Closure of Trading Window 25 Jun - Trading window closes 1 July 2026, reopens 48 hours after Q1 FY26 results.Announcement under Regulation 30 (LODR)-Allotment 24 Jun - Board approved allotment of 88.43 lakh warrants; GWC seeks RBI approval for 68.30 lakh additional warrants.Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011 22 JunAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 18 Jun - Investor roadshow scheduled for 23 June 2026 in Singapore.Announcement under Regulation 30 (LODR)-Amendments to Memorandum & Articles of Association 12 Jun - Members approved AOA amendment adding Article 7A for warrants and convertible securities issuance.