Avsar.

Financial Services · Other Bank

Jana Small Finance Bank Ltd (JSFB)

₹373.50

Mkt cap
₹3,953 Cr
P/E ratio
8.32
P/B
0.81
Div yield
0.00%
ROE
7.60%
ROCE
7.45%
EPS (TTM)
₹44.89
Book value
₹462
52W range
330–607
Sector
Financial Services

Price history

Previous close

Incorporated in 2006, Jana Small Finance Bank Ltd provides a wide range of banking and financial services [1]

NSE JSFBBSE 544118
Health check
Cautious
ValuationFair
ProfitabilityWeak
TechnicalsNeutral
52-week range
−38.46% from high
₹374
₹330+13.18% from low₹607
Current
₹373.50
Prev close
₹394.20
Day
−5.25%
Price performance
1D
−6.08%
1W
−3.37%
1M
−26.49%
3M
−34.28%
6M
−20.57%
1Y
−16.72%
YTD
−11.80%

Financials

Revenue, profit & margin
P/E ratio
8.3×
JSFB is 0% above the sector median of 8.3×
JSFB8.3×
Sector median8.3×
 Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026Trend
Revenue9791,0381,1121,1671,1661,1771,1841,2411,2941,3741,4451,5151,587
Interest453490520557572585602655686709709732768
Expenses566553604639681665696750778899861854877
Financing Profit-41-5-13-29-87-72-114-164-171-235-126-72-59
Financing Margin %-4%-0%-1%-2%-7%-6%-10%-13%-13%-17%-9%-5%-4%
Other Income164140179189176177234266246245266227229
Depreciation0000000000000
Profit before tax123135166160881051201027510140155170
Tax %0%0%-93%-7%-9%-5%-3%0%0%0%0%0%0%
Net Profit123135322171971111231027510140155170
EPS in Rs24.2226.5430.7616.319.2510.5611.759.697.130.9213.2814.7416.10
Gross NPA %2.44%2.19%2.11%2.62%2.97%2.80%2.71%2.91%2.87%2.59%2.46%2.39%2.34%
Net NPA %0.87%0.71%0.56%0.99%0.99%0.94%0.94%0.94%0.94%0.94%0.92%0.91%1.17%
Raw PDF

Earnings

Results dates & reactions
No upcoming results date on calendar.

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

Avg earnings-day move −1.16% · closed higher next day 1 of last 1
 Q2FY27
Broadcast23 Oct '26
Earnings day−1.16%
+1 day+1.71%
+5 days—
+15 days—
+30 days—
FilingXBRL

Corporate actions

Last 6 months

No recent corporate actions

Dividends, splits, and bonuses in the last six months show up here.

Shareholding

as of Sep 2026
16.87%Promoter
Promoters16.87%0.07
FIIs5.10%1.09
DIIs16.28%0.97
Public61.74%0.95
Government0.00%1.03
Ownership trend

Peers

7 companies
Valuation vs quality
P/E × ROCE · bubble = market cap
NameCMPP/EMkt CapDiv YldNP QtrQtr Profit VarSales QtrQtr Sales VarROCE
AU Small Finance₹864.0020.6064,9530.12%858+52.92%5,612+24.40%7.66%
Ujjivan Small₹53.099.0210,3680.00%365+199.91%2,153+28.00%7.73%
Equitas Sma. Fin₹53.598.706,1310.00%218+803.23%2,066+27.74%6.43%
Jana Small Finan₹373.508.323,9530.00%170+127.18%1,587+22.62%7.45%
ESAF Small Fin₹42.468.092,1920.00%160+238.30%1,175+43.29%5.65%
Utkarsh Small F.₹11.46—2,0390.00%−34+85.84%884+0.30%1.46%
Suryoday Small₹134.736.021,4321.11%77+151.73%703+35.25%7.33%
Median: 9 Co.₹116.838.322,1920.00%160+127.18%1,175+24.40%7.07%

Filings

Annual reports3
Annual Report 2026Annual Report 2025Annual Report 2024
Concall transcripts32
TranscriptOct 2026PPTOct 2026RECOct 2026TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026RECFeb 2026TranscriptOct 2025PPTOct 2025TranscriptJul 2025PPTJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptJan 2025PPTJan 2025RECJan 2025TranscriptOct 2024PPTOct 2024
Credit ratings6
Rating update 9 JulcareRating update 30 JunfitchRating update 17 FebcareRating update 9 Oct 2025fitchRating update 7 Oct 2025fitchRating update 13 Mar 2025icra
Announcements5
Announcement under Regulation 30 (LODR)-Earnings Call Transcript 29 OctAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 23 Oct - Audio recording of Q2 FY2026-27 earnings conference call shared on 23 October 2026.Announcement under Regulation 30 (LODR)-Change in Management 23 Oct - Ms. Sneha Sharma appointed Company Secretary and Compliance Officer effective November 1, 2026.Announcement under Regulation 30 (LODR)-Investor Presentation 23 OctAnnouncement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 23 Oct