UCO Bank (UCOBANK)
₹22.06
Mkt cap
₹27,662 Cr
P/E ratio
9.27
P/B
0.80
Div yield
1.99%
ROE
8.61%
ROCE
5.55%
EPS (TTM)
₹2.38
Book value
₹28
52W range
21–34
Sector
Financial Services
Price history
Previous close
UCO Bank is engaged in providing wide range of banking and financial services including Retail Banking, Corporate Banking and Treasury Operations. [1]
NSE UCOBANKBSE 532505
Health check
Cautious
ValuationExpensive
ProfitabilityWeak
TechnicalsBearish
52-week range
−35.50% from high₹22
₹21+3.37% from low₹34
Current
₹22.06
Prev close
₹22.17
Day
−0.50%
Price performance
1D
−0.45%
1W
+2.03%
1M
−4.25%
3M
−14.52%
6M
−17.12%
1Y
−31.54%
YTD
−27.70%
Financials
Revenue, profit & margin
P/E ratio
9.3×
UCOBANK is 30% above the sector median of 7.1×
UCOBANK9.3×
Sector median7.1×
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5,219 | 5,552 | 5,860 | 6,024 | 6,078 | 6,220 | 6,745 | 6,436 | 6,537 | 6,652 | 6,656 | 6,996 | 7,286 | |
| Interest | 3,302 | 3,564 | 3,672 | 3,770 | 3,778 | 3,842 | 4,046 | 4,033 | 4,004 | 4,006 | 4,042 | 4,188 | 4,400 | |
| Expenses | 1,924 | 2,072 | 2,507 | 2,227 | 2,355 | 2,567 | 3,055 | 2,454 | 2,392 | 2,360 | 2,076 | 1,920 | 2,709 | |
| Financing Profit | -7 | -84 | -319 | 27 | -54 | -190 | -356 | -51 | 141 | 286 | 538 | 889 | 177 | |
| Financing Margin % | -0% | -2% | -5% | 0% | -1% | -3% | -5% | -1% | 2% | 4% | 8% | 13% | 2% | |
| Other Income | 647 | 861 | 1,125 | 835 | 993 | 1,186 | 1,392 | 997 | 884 | 869 | 709 | 1,686 | 888 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 640 | 777 | 806 | 862 | 939 | 996 | 1,036 | 946 | 1,025 | 1,155 | 1,247 | 2,575 | 1,065 | |
| Tax % | 37% | 35% | 35% | 36% | 36% | 36% | 37% | 36% | 40% | 36% | 36% | 75% | 26% | |
| Net Profit | 402 | 503 | 526 | 551 | 603 | 639 | 652 | 607 | 620 | 740 | 801 | 656 | 786 | |
| EPS in Rs | 0.34 | 0.42 | 0.44 | 0.46 | 0.50 | 0.53 | 0.52 | 0.48 | 0.49 | 0.59 | 0.64 | 0.52 | 0.63 | |
| Gross NPA % | 4.14% | 3.85% | 3.46% | 3.32% | 3.18% | 2.91% | 2.69% | 2.63% | 2.56% | 2.41% | 2.17% | 2.08% | 1.96% | |
| Net NPA % | 1.11% | 0.98% | 0.89% | 0.78% | 0.73% | 0.63% | 0.50% | 0.45% | 0.43% | 0.36% | 0.27% | 0.25% | 0.18% | |
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −0.05% · closed higher next day 25 of last 60
| Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | Q2FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 24 Jan '24◦ | 30 Apr '24◦ | 22 Jul '24◦ | 19 Oct '24◦ | 21 Jan '25◦ | 28 Apr '25◦ | 21 Jul '25 | 17 Oct '25 | 17 Jan '26◦ | 25 Apr '26◦ | 22 Jul '26◦ | 15 Oct '26 |
| Earnings day | −3.51% | −1.83% | −2.91% | +1.55% | −2.13% | +4.19% | −1.21% | −1.69% | −0.10% | +0.30% | −2.07% | +0.72% |
| +1 day | −0.12% | −3.23% | −0.50% | −4.20% | −1.34% | +0.88% | −1.53% | +1.65% | −2.93% | −0.79% | −2.52% | +0.21% |
| +5 days | +18.38% | −9.34% | +1.55% | −3.70% | −3.06% | −1.10% | −6.19% | +4.30% | −3.88% | +0.04% | −2.75% | −6.66% |
| +15 days | +41.92% | +0.17% | −10.09% | −3.96% | −9.10% | +0.71% | −12.70% | −0.92% | −1.96% | −6.42% | −1.73% | — |
| +30 days | +28.81% | −0.63% | −10.81% | +8.78% | −16.63% | +6.30% | −10.46% | −4.68% | −8.13% | −2.72% | −7.19% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Re 0.44 Per Share | — | 4 May '26 | 4 May '26 |
Shareholding
as of Sep 202690.95%Promoter
Promoters90.95%
FIIs0.06%
DIIs4.14%0.16
Public4.84%0.16
Government0.01%
Ownership trend
Peers
8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| SBI | ₹961.85 | 10.57 | 8,87,861 | 1.80% | 25,121 | +13.73% | 1,36,240 | +8.36% | 6.13% |
| Union Bank (I) | ₹186.00 | 6.45 | 1,41,985 | 2.69% | 5,781 | +30.62% | 28,378 | +8.29% | 6.30% |
| Punjab Natl.Bank | ₹122.85 | 6.18 | 1,41,191 | 2.44% | 5,918 | +15.08% | 35,267 | +8.47% | 6.13% |
| Bank of Baroda | ₹238.60 | 5.21 | 1,23,389 | 3.56% | 6,792 | +31.24% | 37,021 | +11.11% | 5.63% |
| Indian Bank | ₹865.50 | 8.82 | 1,16,580 | 2.11% | 3,541 | +13.92% | 19,149 | +15.16% | 6.32% |
| Canara Bank | ₹117.54 | 5.23 | 1,06,616 | 3.57% | 5,383 | +10.96% | 35,162 | +9.63% | 6.52% |
| Bank of Maha | ₹81.36 | 7.82 | 62,578 | 2.70% | 2,136 | +28.04% | 8,606 | +20.73% | 6.03% |
| UCO Bank | ₹22.06 | 9.27 | 27,662 | 1.99% | 786 | +26.77% | 7,286 | +11.46% | 5.55% |
| Median: 12 Co. | ₹120.19 | 7.13 | 84,597 | 2.56% | 3,426 | +27.41% | 20,259 | +12.32% | 6.05% |
Filings
Annual reports15
Concall transcripts35
TranscriptOct 2026PPTOct 2026RECOct 2026TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026TranscriptJan 2026PPTJan 2026TranscriptOct 2025PPTOct 2025TranscriptJul 2025PPTJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptJan 2025PPTJan 2025TranscriptNov 2024TranscriptOct 2024PPTOct 2024TranscriptJul 2024PPTJul 2024
Credit ratings6
Announcements5
Schedule Of Non-Deal Roadshow In Connection To Foreign Currency Fund Raising Through Medium Term Note (MTN) Programme. 28 Oct - UCO Bank will hold non-deal roadshows for MTN fundraising on 2-3 November 2026 with Mashreq.Announcement under Regulation 30 (LODR)-Change in Directorate 23 Oct - UCO Bank appoints Mohamed Ashraf J S as director, replacing Hari Har Mishra, effective 23 Oct 2026.Announcement under Regulation 30 (LODR)-Earnings Call Transcript 16 Oct - Transcript of Post Earnings Call held on 15.10.2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 15 Oct - Post earnings call recording uploaded on UCO Bank website on 15.10.2026.Announcement under Regulation 30 (LODR)-Press Release / Media Release 15 Oct - UCO Bank reported Q2 FY27 net profit of Rs.786 crore, up 26.77%, with business at Rs.6,37,280 crore.