UCO Bank (UCOBANK)
₹25.88
Mkt cap
₹32,452 Cr
P/E ratio
11.50
P/B
0.95
Div yield
1.70%
ROE
8.61%
ROCE
5.55%
EPS (TTM)
₹2.25
Book value
₹27
52W range
22–34
Sector
Financial Services
UCO Bank is engaged in providing wide range of banking and financial services including Retail Banking, Corporate Banking and Treasury Operations. [1]
Health check
Cautious
ValuationExpensive
ProfitabilityWeak
TechnicalsBearish
52-week range
−22.93% from high₹26
₹22+15.28% from low₹34
Current
₹25.88
Prev close
₹25.94
Day
−0.23%
Price performance
1D
−0.23%
1W
−2.85%
1M
−4.71%
3M
−2.23%
6M
−10.11%
1Y
−20.05%
YTD
−15.18%
Financials
FRevenue, profit & margin
P/E ratio
11.5×
UCOBANK is 57% above the sector median of 7.3×
UCOBANK11.5×
Sector median7.3×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5,224 | 5,219 | 5,552 | 5,860 | 6,024 | 6,078 | 6,220 | 6,745 | 6,436 | 6,537 | 6,652 | 6,656 | 6,996 | |
| Interest | 3,215 | 3,302 | 3,564 | 3,672 | 3,770 | 3,778 | 3,842 | 4,046 | 4,033 | 4,004 | 4,006 | 4,042 | 4,188 | |
| Expenses | 2,295 | 1,924 | 2,072 | 2,507 | 2,227 | 2,355 | 2,567 | 3,055 | 2,454 | 2,392 | 2,360 | 2,076 | 1,920 | |
| Financing Profit | -286 | -7 | -84 | -319 | 27 | -54 | -190 | -356 | -51 | 141 | 286 | 538 | 889 | |
| Financing Margin % | -5% | -0% | -2% | -5% | 0% | -1% | -3% | -5% | -1% | 2% | 4% | 8% | 13% | |
| Other Income | 633 | 647 | 861 | 1,125 | 835 | 993 | 1,186 | 1,392 | 997 | 884 | 869 | 709 | 1,686 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 347 | 640 | 777 | 806 | 862 | 939 | 996 | 1,036 | 946 | 1,025 | 1,155 | 1,247 | 2,575 | |
| Tax % | 36% | 37% | 35% | 35% | 36% | 36% | 36% | 37% | 36% | 40% | 36% | 36% | 75% | |
| Net Profit | 223 | 402 | 503 | 526 | 551 | 603 | 639 | 652 | 607 | 620 | 740 | 801 | 656 | |
| EPS in Rs | 0.19 | 0.34 | 0.42 | 0.44 | 0.46 | 0.50 | 0.53 | 0.52 | 0.48 | 0.49 | 0.59 | 0.64 | 0.52 | |
| Gross NPA % | 4.48% | 4.14% | 3.85% | 3.46% | 3.32% | 3.18% | 2.91% | 2.69% | 2.63% | 2.56% | 2.41% | 2.17% | 2.08% | |
| Net NPA % | 1.18% | 1.11% | 0.98% | 0.89% | 0.78% | 0.73% | 0.63% | 0.50% | 0.45% | 0.43% | 0.36% | 0.27% | 0.25% | |
| Raw PDF |
Earnings
EResults dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −0.07% · closed higher next day 24 of last 59
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 4 Nov '23◦ | 24 Jan '24◦ | 30 Apr '24◦ | 22 Jul '24◦ | 19 Oct '24◦ | 21 Jan '25◦ | 28 Apr '25◦ | 21 Jul '25 | 17 Oct '25 | 17 Jan '26◦ | 25 Apr '26◦ | 22 Jul '26◦ |
| Earnings day | −0.53% | −3.51% | −1.83% | −2.91% | +1.55% | −2.13% | +4.19% | −1.21% | −1.69% | −0.10% | +0.30% | −2.07% |
| +1 day | +0.53% | −0.12% | −3.23% | −0.50% | −4.20% | −1.34% | +0.88% | −1.53% | +1.65% | −2.93% | −0.79% | −2.30% |
| +5 days | +5.60% | +18.38% | −9.34% | +1.55% | −3.70% | −3.06% | −1.10% | −6.19% | +4.30% | −3.88% | +0.04% | — |
| +15 days | +1.60% | +41.92% | +0.17% | −10.09% | −3.96% | −9.10% | +0.71% | −12.70% | −0.92% | −1.96% | −6.42% | — |
| +30 days | +1.60% | +28.81% | −0.63% | −10.81% | +8.78% | −16.63% | +6.30% | −10.46% | −4.68% | −8.13% | −2.72% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
CLast 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Re 0.44 Per Share | — | 4 May '26 | 4 May '26 |
Shareholding
Sas of Jun 202690.95%Promoter
Promoters90.95%
FIIs0.06%0.02
DIIs4.30%0.09
Public4.68%0.10
Government0.01%
Ownership trend
Peers
P8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| SBI | ₹1,015.00 | 11.25 | 9,36,908 | 1.71% | 20,508 | +0.22% | 1,31,080 | +3.34% | 6.13% |
| Union Bank (I) | ₹170.50 | 6.30 | 1,30,153 | 2.93% | 5,642 | +27.41% | 27,427 | +1.21% | 6.30% |
| Bank of Baroda | ₹246.45 | 5.77 | 1,27,448 | 3.45% | 1,839 | +64.60% | 35,115 | +6.84% | 5.63% |
| Punjab Natl.Bank | ₹110.38 | 5.74 | 1,26,859 | 2.72% | 5,835 | +174.29% | 33,589 | +3.12% | 6.13% |
| Canara Bank | ₹125.65 | 6.35 | 1,13,973 | 3.34% | 4,575 | −9.78% | 31,839 | +1.09% | 6.52% |
| Indian Bank | ₹826.10 | 8.70 | 1,11,273 | 2.21% | 3,357 | +20.47% | 18,095 | +11.11% | 6.32% |
| I O B | ₹33.88 | 11.33 | 65,241 | 0.00% | 1,659 | +49.34% | 8,778 | +18.85% | 6.07% |
| UCO Bank | ₹25.88 | 11.52 | 32,452 | 1.70% | 656 | +8.05% | 6,996 | +8.70% | 5.55% |
| Median: 12 Co. | ₹118.02 | 7.31 | 88,257 | 2.72% | 2,664 | +25.29% | 19,096 | +8.77% | 6.05% |
Filings
DAnnual reports15
Financial Year 2026bseFinancial Year 2025bseFinancial Year 2024bseFinancial Year 2023bseFinancial Year 2022bseFinancial Year 2021bseFinancial Year 2020bseFinancial Year 2019bseFinancial Year 2018bseFinancial Year 2017bseFinancial Year 2016bseFinancial Year 2015bseFinancial Year 2014bseFinancial Year 2013bseFinancial Year 2012bse
Concall transcripts31
PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026TranscriptJan 2026PPTJan 2026TranscriptOct 2025PPTOct 2025TranscriptJul 2025PPTJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptJan 2025PPTJan 2025TranscriptNov 2024TranscriptOct 2024PPTOct 2024TranscriptJul 2024PPTJul 2024TranscriptMay 2024PPTMay 2024TranscriptFeb 2024PPTFeb 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 1d - UCO Bank uploaded post-earnings call recording held on 23.07.2026.Announcement under Regulation 30 (LODR)-Press Release / Media Release 2d - UCO Bank Q1 FY27 net profit rose 8.05% to Rs.656 crore; business grew 15.53% year-on-year.Announcement under Regulation 30 (LODR)-Investor Presentation 2d - Presentation on Unaudited Financial Results for the quarter ended 30.06.2026Board Meeting Outcome for Approval Of Unaudited Financial Results Of The Bank For The Quarter Ended 30.06.2026 2d - UCO Bank approved quarterly results on 22 Jul 2026; net profit Rs 65.63 crore, tax charge Rs 1,237.13 crore.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 16 Jul - UCO Bank will hold a post-earnings analyst call on 23 July 2026 at 3:30 PM.







