Punjab National Bank (PNB)
₹122.85
Mkt cap
₹1.41L Cr
P/E ratio
6.18
P/B
0.88
Div yield
2.44%
ROE
13.00%
ROCE
6.13%
EPS (TTM)
₹19.88
Book value
₹140
52W range
99–135
Sector
Financial Services
Price history
Previous close
Punjab National Bank is India's first Swadeshi Bank. PNB is a Banking and Financial service bank owned by the Government of India with its headquarters is in New Delhi, India. It is the Second largest PSU after SBI. [1]
NSE PNBBSE 532461
Health check
Mixed
ValuationFair
ProfitabilityWeak
TechnicalsBullish
52-week range
−9.10% from high₹123
₹99+24.72% from low₹135
Current
₹122.85
Prev close
₹123.90
Day
−0.85%
Price performance
1D
−0.85%
1W
+2.06%
1M
+9.93%
3M
+10.04%
6M
+10.50%
1Y
+3.92%
YTD
−1.99%
Financials
Revenue, profit & margin
P/E ratio
6.2×
PNB is 13% below the sector median of 7.1×
PNB6.2×
Sector median7.1×
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 26,858 | 27,852 | 28,682 | 29,145 | 30,447 | 31,895 | 32,523 | 32,572 | 32,513 | 32,889 | 32,798 | 33,589 | 35,267 | |
| Interest | 16,820 | 17,444 | 18,206 | 18,536 | 19,790 | 20,738 | 21,640 | 21,828 | 21,858 | 22,164 | 22,219 | 22,583 | 23,464 | |
| Expenses | 10,259 | 9,449 | 9,831 | 8,473 | 8,592 | 7,494 | 9,142 | 9,197 | 8,299 | 9,298 | 7,518 | 8,262 | 7,839 | |
| Financing Profit | -221 | 959 | 646 | 2,136 | 2,065 | 3,663 | 1,742 | 1,547 | 2,356 | 1,426 | 3,061 | 2,743 | 3,964 | |
| Financing Margin % | -1% | 3% | 2% | 7% | 7% | 11% | 5% | 5% | 7% | 4% | 9% | 8% | 11% | |
| Other Income | 2,999 | 2,676 | 4,294 | 3,615 | 4,664 | 3,392 | 4,776 | 5,427 | 4,171 | 5,013 | 4,080 | 4,365 | 3,524 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 2,778 | 3,634 | 4,940 | 5,751 | 6,729 | 7,055 | 6,518 | 6,973 | 6,527 | 6,440 | 7,141 | 7,108 | 7,488 | |
| Tax % | 36% | 38% | 37% | 35% | 34% | 34% | 29% | 74% | 26% | 19% | 27% | 25% | 26% | |
| Net Profit | 1,990 | 2,441 | 3,363 | 3,991 | 4,739 | 4,811 | 5,011 | 2,167 | 5,121 | 5,577 | 5,602 | 5,835 | 5,918 | |
| EPS in Rs | 1.81 | 2.21 | 3.04 | 3.61 | 4.10 | 4.18 | 4.34 | 1.84 | 4.46 | 4.83 | 4.87 | 5.06 | 5.13 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.46% · closed higher next day 36 of last 60
| Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26† | Q3FY26 | Q4FY26 | Q1FY27 | Q2FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 25 Jan '24◦ | 10 May '24 | 27 Jul '24◦ | 28 Oct '24◦ | 31 Jan '25◦ | 7 May '25◦ | 30 Jul '25 | 18 Oct '25◦ | 19 Jan '26◦ | 5 May '26 | 18 Jul '26◦ | 16 Oct '26◦ |
| Earnings day | +2.87% | +1.43% | +5.88% | +2.73% | −1.83% | −3.07% | −1.09% | +3.87% | −1.78% | −0.73% | +5.66% | +4.82% |
| +1 day | +4.55% | +0.78% | +4.64% | +1.34% | −2.85% | −2.42% | −3.58% | +3.98% | −3.17% | +1.38% | +5.97% | +5.33% |
| +5 days | +16.41% | +2.42% | −5.01% | +8.45% | −1.91% | +4.32% | −5.00% | +6.51% | −2.77% | −5.43% | +5.53% | +4.27% |
| +15 days | +22.92% | +5.98% | −2.17% | +1.20% | −6.87% | +8.55% | −1.95% | +6.48% | −4.01% | −2.55% | +7.31% | — |
| +30 days | +20.53% | +2.39% | −8.64% | +9.22% | −12.10% | +9.26% | −1.81% | +5.13% | −4.57% | +0.17% | +8.00% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 3 Per Share | 3.00 | 12 Jun '26 | 13 Jun '26 |
Shareholding
as of Sep 202670.08%Promoter
Promoters70.08%
FIIs6.66%0.73
DIIs16.14%0.08
Public7.13%0.78
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| SBI | ₹961.85 | 10.57 | 8,87,861 | 1.80% | 25,121 | +13.73% | 1,36,240 | +8.36% | 6.13% |
| Union Bank (I) | ₹186.00 | 6.45 | 1,41,985 | 2.69% | 5,781 | +30.62% | 28,378 | +8.29% | 6.30% |
| Punjab Natl.Bank | ₹122.85 | 6.18 | 1,41,191 | 2.44% | 5,918 | +15.08% | 35,267 | +8.47% | 6.13% |
| Bank of Baroda | ₹238.60 | 5.21 | 1,23,389 | 3.56% | 6,792 | +31.24% | 37,021 | +11.11% | 5.63% |
| Indian Bank | ₹865.50 | 8.82 | 1,16,580 | 2.11% | 3,541 | +13.92% | 19,149 | +15.16% | 6.32% |
| Canara Bank | ₹117.54 | 5.23 | 1,06,616 | 3.57% | 5,383 | +10.96% | 35,162 | +9.63% | 6.52% |
| Bank of Maha | ₹81.36 | 7.82 | 62,578 | 2.70% | 2,136 | +28.04% | 8,606 | +20.73% | 6.03% |
| Median: 12 Co. | ₹120.19 | 7.13 | 84,597 | 2.56% | 3,426 | +27.41% | 20,259 | +12.32% | 6.05% |
Filings
Annual reports15
Concall transcripts63
TranscriptOct 2026PPTOct 2026RECOct 2026TranscriptAug 2026PPTAug 2026PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptJan 2026PPTJan 2026PPTJan 2026RECJan 2026TranscriptOct 2025PPTOct 2025RECOct 2025TranscriptAug 2025PPTAug 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025
Credit ratings6
Announcements5
Review Of Interest Rate 31 OctDisclosure Under Regulation 30 Of SEBI(LODR) Regulations, 2015 29 Oct - RBI imposed Rs. 1.56 crore penalty on PNB for currency chest guideline violations on 29.10.2026.Intimation Under Regulation 30 And 51 Of SEBI (LODR) Regulations, 2015 28 Oct - PNB resubmits reviewed Q2/H1 FY2026 results for Sep 30, 2026; figures unchanged.Announcement under Regulation 30 (LODR)-Earnings Call Transcript 23 Oct - Transcript of the Earnings Call with Analysts / Investors on Unaudited (Reviewed) Financial Results for the quarter / half-year ended 30.09.2026Newspaper Publication- Notice To Shareholders Regarding Special Window For Transfer And Dematerialization Of Physical Securities 17 Oct