Punjab National Bank (PNB)
₹116.00
Mkt cap
₹1.33L Cr
P/E ratio
6.03
P/B
0.85
Div yield
2.60%
ROE
13.00%
ROCE
6.13%
EPS (TTM)
₹19.24
Book value
₹136
52W range
99–132
Sector
Financial Services
Price history
Previous close
Punjab National Bank is India's first Swadeshi Bank. PNB is a Banking and Financial service bank owned by the Government of India with its headquarters is in New Delhi, India. It is the Second largest PSU after SBI. [1]
NSE PNBBSE 532461
Health check
Mixed
ValuationCheap
ProfitabilityWeak
TechnicalsNeutral
52-week range
−12.36% from high₹116
₹99+16.59% from low₹132
Current
₹116.00
Prev close
₹115.60
Day
+0.35%
Price performance
1D
+0.35%
1W
+0.68%
1M
+2.20%
3M
+8.24%
6M
−5.07%
1Y
+12.77%
YTD
−7.46%
Financials
Revenue, profit & margin
P/E ratio
6.0×
PNB is 23% below the sector median of 7.8×
PNB6.0×
Sector median7.8×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 25,673 | 26,858 | 27,852 | 28,682 | 29,145 | 30,447 | 31,895 | 32,523 | 32,572 | 32,513 | 32,889 | 32,798 | 33,589 | |
| Interest | 16,064 | 16,820 | 17,444 | 18,206 | 18,536 | 19,790 | 20,738 | 21,640 | 21,828 | 21,858 | 22,164 | 22,219 | 22,583 | |
| Expenses | 10,990 | 10,259 | 9,449 | 9,831 | 8,473 | 8,592 | 7,494 | 9,142 | 9,197 | 8,299 | 9,298 | 7,518 | 8,262 | |
| Financing Profit | -1,381 | -221 | 959 | 646 | 2,136 | 2,065 | 3,663 | 1,742 | 1,547 | 2,356 | 1,426 | 3,061 | 2,743 | |
| Financing Margin % | -5% | -1% | 3% | 2% | 7% | 7% | 11% | 5% | 5% | 7% | 4% | 9% | 8% | |
| Other Income | 3,360 | 2,999 | 2,676 | 4,294 | 3,615 | 4,664 | 3,392 | 4,776 | 5,427 | 4,171 | 5,013 | 4,080 | 4,365 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 1,979 | 2,778 | 3,634 | 4,940 | 5,751 | 6,729 | 7,055 | 6,518 | 6,973 | 6,527 | 6,440 | 7,141 | 7,108 | |
| Tax % | 39% | 36% | 38% | 37% | 35% | 34% | 34% | 29% | 74% | 26% | 19% | 27% | 25% | |
| Net Profit | 1,363 | 1,990 | 2,441 | 3,363 | 3,991 | 4,739 | 4,811 | 5,011 | 2,167 | 5,121 | 5,577 | 5,602 | 5,835 | |
| EPS in Rs | 1.22 | 1.81 | 2.21 | 3.04 | 3.61 | 4.10 | 4.18 | 4.34 | 1.84 | 4.46 | 4.83 | 4.87 | 5.06 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.38% · closed higher next day 35 of last 59
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26† | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 27 Oct '23 | 25 Jan '24◦ | 10 May '24 | 27 Jul '24◦ | 28 Oct '24◦ | 31 Jan '25◦ | 7 May '25◦ | 30 Jul '25 | 18 Oct '25◦ | 19 Jan '26◦ | 5 May '26 | 18 Jul '26◦ |
| Earnings day | +4.72% | +2.87% | +1.43% | +5.88% | +2.73% | −1.83% | −3.07% | −1.09% | +3.87% | −1.78% | −0.73% | +5.66% |
| +1 day | +4.72% | +4.55% | +0.78% | +4.64% | +1.34% | −2.85% | −2.42% | −3.58% | +3.98% | −3.17% | +1.38% | +5.97% |
| +5 days | +7.02% | +16.41% | +2.42% | −5.01% | +8.45% | −1.91% | +4.32% | −5.00% | +6.51% | −2.77% | −5.43% | +5.53% |
| +15 days | +12.24% | +22.92% | +5.98% | −2.17% | +1.20% | −6.87% | +8.55% | −1.95% | +6.48% | −4.01% | −2.55% | +7.31% |
| +30 days | +26.20% | +20.53% | +2.39% | −8.64% | +9.22% | −12.10% | +9.26% | −1.81% | +5.13% | −4.57% | +0.17% | +8.00% |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 3 Per Share | 3.00 | 12 Jun '26 | 13 Jun '26 |
Shareholding
as of Jun 202670.08%Promoter
Promoters70.08%
FIIs5.93%0.46
DIIs16.06%
Public7.91%0.43
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| SBIN | ₹1,005.90 | 11.04 | 9,27,686 | 1.72% | 25,121 | +13.73% | 1,36,240 | +8.36% | 6.13% |
| UNIONBANK | ₹186.04 | 6.90 | 1,42,526 | 2.69% | 5,642 | +27.41% | 27,427 | +1.21% | 6.30% |
| PNB | ₹115.60 | 6.03 | 1,33,086 | 2.60% | 5,835 | +174.29% | 33,589 | +3.12% | 6.13% |
| BANKBARODA | ₹237.00 | 5.54 | 1,22,459 | 3.59% | 1,839 | +64.60% | 35,115 | +6.84% | 5.63% |
| INDIANB | ₹869.40 | 9.14 | 1,16,800 | 2.10% | 3,357 | +20.47% | 18,095 | +11.11% | 6.32% |
| CANBK | ₹124.00 | 5.64 | 1,12,030 | 3.39% | 5,182 | +3.48% | 32,957 | +4.55% | 6.52% |
| MAHABANK | ₹85.00 | 8.70 | 65,531 | 2.59% | 2,023 | +34.50% | 8,035 | +13.90% | 6.03% |
| Median: 12 Co. | ₹119.80 | 7.80 | 88,780 | 2.59% | 2,664 | +25.29% | 19,096 | +8.77% | 6.05% |
Filings
Annual reports15
Annual Report 2026bseAnnual Report 2024bseAnnual Report 2023bseAnnual Report 2022bseAnnual Report 2021bseAnnual Report 2020bseAnnual Report 2019bseAnnual Report 2018bseAnnual Report 2017bseAnnual Report 2016bseAnnual Report 2015bseAnnual Report 2014bseAnnual Report 2013bseAnnual Report 2012bseAnnual Report 2012nse
Concall transcripts60
TranscriptAug 2026PPTAug 2026PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptJan 2026PPTJan 2026PPTJan 2026RECJan 2026TranscriptOct 2025PPTOct 2025RECOct 2025TranscriptAug 2025PPTAug 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptNov 2024PPTNov 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 1 Sep - PNB participated in investor/analyst meetings at Ashwamedh–Elara India Dialogue 2026 in Mumbai on 1 September 2026.Notice Of Extraordinary General Meeting Of The Bank 1 SepAnnouncement under Regulation 30 (LODR)-Change in Management 1 Sep - PNB announces Nitil Pandya’s superannuation on 31 Aug 2026; Vijay Kumar takes over1 Sep 2026.Review Of Interest Rates 31 Aug - PNB revises 3-month MCLR to 8.50% from 1 September 2026; other rates unchanged.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 27 Aug






