Punjab National Bank (PNB)
₹110.38
Mkt cap
₹1.27L Cr
P/E ratio
5.74
P/B
0.81
Div yield
2.72%
ROE
13.00%
ROCE
6.13%
EPS (TTM)
₹19.23
Book value
₹136
52W range
99–132
Sector
Financial Services
Punjab National Bank is India's first Swadeshi Bank. PNB is a Banking and Financial service bank owned by the Government of India with its headquarters is in New Delhi, India. It is the Second largest PSU after SBI. [1]
Health check
Cautious
ValuationCheap
ProfitabilityWeak
TechnicalsBearish
52-week range
−16.61% from high₹110
₹99+10.95% from low₹132
Current
₹110.38
Prev close
₹110.35
Day
+0.03%
Price performance
1D
+0.03%
1W
−1.23%
1M
+2.33%
3M
−2.40%
6M
−12.24%
1Y
−3.00%
YTD
−11.94%
Financials
FRevenue, profit & margin
P/E ratio
5.7×
PNB is 21% below the sector median of 7.3×
PNB5.7×
Sector median7.3×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 25,673 | 26,858 | 27,852 | 28,682 | 29,145 | 30,447 | 31,895 | 32,523 | 32,572 | 32,513 | 32,889 | 32,798 | 33,589 | |
| Interest | 16,064 | 16,820 | 17,444 | 18,206 | 18,536 | 19,790 | 20,738 | 21,640 | 21,828 | 21,858 | 22,164 | 22,219 | 22,583 | |
| Expenses | 10,990 | 10,259 | 9,449 | 9,831 | 8,473 | 8,592 | 7,494 | 9,142 | 9,197 | 8,299 | 9,298 | 7,518 | 8,262 | |
| Financing Profit | -1,381 | -221 | 959 | 646 | 2,136 | 2,065 | 3,663 | 1,742 | 1,547 | 2,356 | 1,426 | 3,061 | 2,743 | |
| Financing Margin % | -5% | -1% | 3% | 2% | 7% | 7% | 11% | 5% | 5% | 7% | 4% | 9% | 8% | |
| Other Income | 3,360 | 2,999 | 2,676 | 4,294 | 3,615 | 4,664 | 3,392 | 4,776 | 5,427 | 4,171 | 5,013 | 4,080 | 4,365 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 1,979 | 2,778 | 3,634 | 4,940 | 5,751 | 6,729 | 7,055 | 6,518 | 6,973 | 6,527 | 6,440 | 7,141 | 7,108 | |
| Tax % | 39% | 36% | 38% | 37% | 35% | 34% | 34% | 29% | 74% | 26% | 19% | 27% | 25% | |
| Net Profit | 1,363 | 1,990 | 2,441 | 3,363 | 3,991 | 4,739 | 4,811 | 5,011 | 2,167 | 5,121 | 5,577 | 5,602 | 5,835 | |
| EPS in Rs | 1.22 | 1.81 | 2.21 | 3.04 | 3.61 | 4.10 | 4.18 | 4.34 | 1.84 | 4.46 | 4.83 | 4.87 | 5.06 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
EResults dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.46% · closed higher next day 36 of last 59
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26† | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 27 Oct '23 | 25 Jan '24◦ | 10 May '24 | 27 Jul '24◦ | 28 Oct '24◦ | 31 Jan '25◦ | 7 May '25◦ | 30 Jul '25 | 24 Oct '25◦ | 19 Jan '26◦ | 5 May '26 | 18 Jul '26◦ |
| Earnings day | +4.72% | +2.87% | +1.43% | +5.88% | +2.73% | −1.83% | −3.07% | −1.09% | +2.30% | −1.78% | −0.73% | +5.66% |
| +1 day | +4.72% | +4.55% | +0.78% | +4.64% | +1.34% | −2.85% | −2.42% | −3.58% | +3.58% | −3.17% | +1.38% | +5.97% |
| +5 days | +7.02% | +16.41% | +2.42% | −5.01% | +8.45% | −1.91% | +4.32% | −5.00% | +5.63% | −2.77% | −5.43% | — |
| +15 days | +12.24% | +22.92% | +5.98% | −2.17% | +1.20% | −6.87% | +8.55% | −1.95% | +4.65% | −4.01% | −2.55% | — |
| +30 days | +26.20% | +20.53% | +2.39% | −8.64% | +9.22% | −12.10% | +9.26% | −1.81% | +0.76% | −4.57% | +0.17% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
CLast 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 3 Per Share | 3.00 | 12 Jun '26 | 13 Jun '26 |
Shareholding
Sas of Jun 202670.08%Promoter
Promoters70.08%
FIIs5.93%0.46
DIIs16.06%
Public7.91%0.43
Ownership trend
Peers
P7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| SBI | ₹1,015.00 | 11.24 | 9,36,676 | 1.71% | 20,508 | +0.22% | 1,31,080 | +3.34% | 6.13% |
| Union Bank (I) | ₹170.50 | 6.30 | 1,30,114 | 2.93% | 5,642 | +27.41% | 27,427 | +1.21% | 6.30% |
| Bank of Baroda | ₹246.45 | 5.77 | 1,27,448 | 3.45% | 1,839 | +64.60% | 35,115 | +6.84% | 5.63% |
| Punjab Natl.Bank | ₹110.38 | 5.74 | 1,26,859 | 2.72% | 5,835 | +174.29% | 33,589 | +3.12% | 6.13% |
| Canara Bank | ₹125.65 | 6.35 | 1,13,973 | 3.34% | 4,575 | −9.78% | 31,839 | +1.09% | 6.52% |
| Indian Bank | ₹826.10 | 8.70 | 1,11,179 | 2.21% | 3,357 | +20.47% | 18,095 | +11.11% | 6.32% |
| I O B | ₹33.88 | 11.33 | 65,241 | 0.00% | 1,659 | +49.34% | 8,778 | +18.85% | 6.07% |
| Median: 12 Co. | ₹118.02 | 7.31 | 88,210 | 2.72% | 2,664 | +25.29% | 19,096 | +8.77% | 6.05% |
Filings
DAnnual reports15
Financial Year 2026bseFinancial Year 2024bseFinancial Year 2023bseFinancial Year 2022bseFinancial Year 2021bseFinancial Year 2020bseFinancial Year 2019bseFinancial Year 2018bseFinancial Year 2017bseFinancial Year 2016bseFinancial Year 2015bseFinancial Year 2014bseFinancial Year 2013bseFinancial Year 2012bseFinancial Year 2012nse
Concall transcripts59
TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptJan 2026PPTJan 2026PPTJan 2026RECJan 2026TranscriptOct 2025PPTOct 2025RECOct 2025TranscriptAug 2025PPTAug 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptNov 2024PPTNov 2024TranscriptAug 2024
Credit ratings6
Announcements5
Board Meeting Intimation for To Consider And Approve The Proposal For Raising Of Foreign Currency Funds Through Debt Issuance. 2mAnnouncement under Regulation 30 (LODR)-Earnings Call Transcript 4hAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 18 Jul - PNB shared recording link for 18 July 2026 earnings call on Q1 FY26 results.Announcement under Regulation 30 (LODR)-Press Release / Media Release 18 Jul - PNB reported Q1 FY27 net profit of ₹5,253 crore, up 213.6% YoY, with improved asset quality.Announcement under Regulation 30 (LODR)-Investor Presentation 18 Jul - Investor Presentation on the financial results for the quarter ended 30.06.2026






