Union Bank of India (UNIONBANK)
₹184.51
Mkt cap
₹1.43L Cr
P/E ratio
6.90
P/B
1.01
Div yield
2.69%
ROE
15.70%
ROCE
6.30%
EPS (TTM)
₹26.74
Book value
₹183
52W range
127–202
Sector
Financial Services
Price history
Previous close
Union Bank of India is engaged in the Business of Banking Services, Government Business ,Merchant Banking, Agency Business Insurance, Mutual Funds, Wealth Management etc. [1]
NSE UNIONBANKBSE 532477
Health check
Mixed
ValuationFair
ProfitabilityWeak
TechnicalsBullish
52-week range
−8.78% from high₹185
₹127+45.48% from low₹202
Current
₹184.51
Prev close
₹186.04
Day
−0.82%
Price performance
1D
−0.82%
1W
−0.21%
1M
+1.86%
3M
+10.85%
6M
−3.50%
1Y
+44.53%
YTD
+17.75%
Financials
Revenue, profit & margin
P/E ratio
6.9×
UNIONBANK is 12% below the sector median of 7.8×
UNIONBANK6.9×
Sector median7.8×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 23,613 | 24,732 | 25,521 | 26,510 | 26,527 | 26,887 | 26,720 | 27,869 | 27,099 | 26,205 | 26,819 | 26,676 | 27,427 | |
| Interest | 14,664 | 15,498 | 16,236 | 16,966 | 17,004 | 17,720 | 17,350 | 18,245 | 17,855 | 17,247 | 17,370 | 17,005 | 17,206 | |
| Expenses | 7,978 | 7,962 | 8,012 | 9,365 | 9,367 | 8,686 | 8,096 | 9,673 | 8,844 | 9,056 | 7,994 | 8,744 | 8,388 | |
| Financing Profit | 971 | 1,271 | 1,273 | 179 | 156 | 480 | 1,274 | -49 | 400 | -98 | 1,455 | 927 | 1,834 | |
| Financing Margin % | 4% | 5% | 5% | 1% | 1% | 2% | 5% | -0% | 1% | -0% | 5% | 3% | 7% | |
| Other Income | 4,209 | 4,221 | 4,281 | 5,102 | 4,799 | 5,926 | 4,614 | 6,223 | 4,869 | 5,550 | 5,183 | 5,999 | 5,233 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 5,180 | 5,492 | 5,554 | 5,281 | 4,954 | 6,406 | 5,889 | 6,175 | 5,269 | 5,453 | 6,638 | 6,926 | 7,067 | |
| Tax % | 37% | 35% | 35% | 37% | 27% | 26% | 22% | 19% | 21% | 21% | 24% | 23% | 24% | |
| Net Profit | 3,272 | 3,572 | 3,625 | 3,328 | 3,642 | 4,751 | 4,623 | 5,011 | 4,428 | 4,426 | 5,073 | 5,504 | 5,642 | |
| EPS in Rs | 4.79 | 4.82 | 4.89 | 4.36 | 4.77 | 6.22 | 6.06 | 6.56 | 5.80 | 5.80 | 6.65 | 7.21 | 7.39 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.30% · closed higher next day 32 of last 58
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26† | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 27 Oct '23◦ | 20 Jan '24◦ | 10 May '24◦ | 20 Jul '24◦ | 22 Oct '24 | 28 Jan '25◦ | 8 May '25◦ | 19 Jul '25◦ | 30 Oct '25 | 14 Jan '26 | 23 Apr '26 | 15 Jul '26 |
| Earnings day | −0.20% | −1.30% | −3.94% | +0.38% | −2.17% | +1.78% | +6.33% | −2.61% | −2.60% | +7.87% | −7.39% | +1.00% |
| +1 day | +1.70% | +0.74% | −5.88% | −0.68% | −2.07% | +0.43% | +10.84% | −2.41% | +1.75% | +5.99% | −8.79% | −1.11% |
| +5 days | +3.95% | −1.38% | −0.53% | +0.89% | +3.82% | +2.99% | +15.09% | −8.89% | +4.91% | +5.17% | −14.49% | −0.02% |
| +15 days | +9.61% | −1.94% | +19.72% | −10.38% | +3.58% | −0.76% | +27.00% | −7.97% | +3.26% | +7.18% | −16.55% | +3.01% |
| +30 days | +21.92% | +9.31% | −1.26% | −9.66% | +15.45% | +2.74% | +24.14% | −12.29% | +4.53% | +21.71% | −14.88% | +9.87% |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 5 Per Share | 5.00 | 3 Jul '26 | 3 Jul '26 |
Shareholding
as of Jun 202674.76%Promoter
Promoters74.76%
FIIs8.63%0.74
DIIs11.97%0.46
Public4.64%0.28
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| SBIN | ₹1,005.90 | 11.04 | 9,27,686 | 1.72% | 25,121 | +13.73% | 1,36,240 | +8.36% | 6.13% |
| UNIONBANK | ₹186.04 | 6.90 | 1,42,526 | 2.69% | 5,642 | +27.41% | 27,427 | +1.21% | 6.30% |
| PNB | ₹115.60 | 6.03 | 1,33,086 | 2.60% | 5,835 | +174.29% | 33,589 | +3.12% | 6.13% |
| BANKBARODA | ₹237.00 | 5.54 | 1,22,459 | 3.59% | 1,839 | +64.60% | 35,115 | +6.84% | 5.63% |
| INDIANB | ₹869.40 | 9.14 | 1,16,800 | 2.10% | 3,357 | +20.47% | 18,095 | +11.11% | 6.32% |
| CANBK | ₹124.00 | 5.64 | 1,12,030 | 3.39% | 5,182 | +3.48% | 32,957 | +4.55% | 6.52% |
| MAHABANK | ₹85.00 | 8.70 | 65,531 | 2.59% | 2,023 | +34.50% | 8,035 | +13.90% | 6.03% |
| Median: 12 Co. | ₹119.80 | 7.80 | 88,780 | 2.59% | 2,664 | +25.29% | 19,096 | +8.77% | 6.05% |
Filings
Annual reports15
Annual Report 2025bseAnnual Report 2024bseAnnual Report 2023bseAnnual Report 2022bseAnnual Report 2021bseAnnual Report 2020bseAnnual Report 2019bseAnnual Report 2018bseAnnual Report 2017bseAnnual Report 2016bseAnnual Report 2015bseAnnual Report 2014bseAnnual Report 2013bseAnnual Report 2012bseAnnual Report 2012nse
Concall transcripts89
PPTAug 2026TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptApr 2026PPTApr 2026RECApr 2026TranscriptJan 2026PPTJan 2026RECJan 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptJul 2025PPTJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptOct 2024PPTOct 2024RECOct 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Change in Management 1 Sep - Union Bank of India CGM Suresh Chandra Teli superannuated on August 31, 2026; Omprakash Karwa elevated from September 1, 2026.Disclosures Under SEBI (LODR) Regulations, 2015 28 Aug - Union Bank issued US$300 million each of 2029 and 2031 senior unsecured notes on 28 August 2026.Announcement under Regulation 30 (LODR)-Credit Rating 27 Aug - S&P assigned BBB ratings on 27 Aug 2026 to UBI DIFC branch’s US$300 million notes due 2029 and 2031.Announcement under Regulation 30 (LODR)-Credit Rating 27 Aug - Fitch assigned BBB- to Union Bank's USD600 million senior unsecured notes, split into 3-year and 5-year tranches.Disclosures Under SEBI (LODR) Regulations, 2015 25 Aug - Union Bank issues two US$300m senior unsecured note tranches maturing in 2029 and 2031.






