Union Bank of India (UNIONBANK)
₹170.50
Mkt cap
₹1.30L Cr
P/E ratio
6.30
P/B
0.93
Div yield
2.93%
ROE
15.70%
ROCE
6.30%
EPS (TTM)
₹27.06
Book value
₹183
52W range
125–202
Sector
Financial Services
Union Bank of India is engaged in the Business of Banking Services, Government Business ,Merchant Banking, Agency Business Insurance, Mutual Funds, Wealth Management etc. [1]
Health check
Mixed
ValuationFair
ProfitabilityWeak
TechnicalsBullish
52-week range
−15.71% from high₹171
₹125+36.60% from low₹202
Current
₹170.50
Prev close
₹170.52
Day
−0.01%
Price performance
1D
−0.01%
1W
−3.09%
1M
−2.41%
3M
−3.67%
6M
−2.98%
1Y
+16.53%
YTD
+8.81%
Financials
FRevenue, profit & margin
P/E ratio
6.3×
UNIONBANK is 14% below the sector median of 7.3×
UNIONBANK6.3×
Sector median7.3×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 23,613 | 24,732 | 25,521 | 26,510 | 26,527 | 26,887 | 26,720 | 27,869 | 27,099 | 26,205 | 26,819 | 26,676 | 27,427 | |
| Interest | 14,664 | 15,498 | 16,236 | 16,966 | 17,004 | 17,720 | 17,350 | 18,245 | 17,855 | 17,247 | 17,370 | 17,005 | 17,206 | |
| Expenses | 7,978 | 7,962 | 8,012 | 9,365 | 9,367 | 8,686 | 8,096 | 9,673 | 8,844 | 9,056 | 7,994 | 8,744 | 8,388 | |
| Financing Profit | 971 | 1,271 | 1,273 | 179 | 156 | 480 | 1,274 | -49 | 400 | -98 | 1,455 | 927 | 1,834 | |
| Financing Margin % | 4% | 5% | 5% | 1% | 1% | 2% | 5% | -0% | 1% | -0% | 5% | 3% | 7% | |
| Other Income | 4,209 | 4,221 | 4,281 | 5,102 | 4,799 | 5,926 | 4,614 | 6,223 | 4,869 | 5,550 | 5,183 | 5,999 | 5,233 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 5,180 | 5,492 | 5,554 | 5,281 | 4,954 | 6,406 | 5,889 | 6,175 | 5,269 | 5,453 | 6,638 | 6,926 | 7,067 | |
| Tax % | 37% | 35% | 35% | 37% | 27% | 26% | 22% | 19% | 21% | 21% | 24% | 23% | 24% | |
| Net Profit | 3,272 | 3,572 | 3,625 | 3,328 | 3,642 | 4,751 | 4,623 | 5,011 | 4,428 | 4,426 | 5,073 | 5,504 | 5,642 | |
| EPS in Rs | 4.79 | 4.82 | 4.89 | 4.36 | 4.77 | 6.22 | 6.06 | 6.56 | 5.80 | 5.80 | 6.65 | 7.21 | 7.39 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
EResults dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.24% · closed higher next day 32 of last 59
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26† | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 27 Oct '23◦ | 20 Jan '24◦ | 10 May '24◦ | 20 Jul '24◦ | 22 Oct '24 | 28 Jan '25◦ | 8 May '25◦ | 19 Jul '25◦ | 30 Oct '25 | 14 Jan '26 | 23 Apr '26 | 15 Jul '26 |
| Earnings day | −0.20% | −1.30% | −3.94% | +0.38% | −2.17% | +1.78% | +6.33% | −2.61% | −2.60% | +7.87% | −7.39% | +1.00% |
| +1 day | +1.70% | +0.74% | −5.88% | −0.68% | −2.07% | +0.43% | +10.84% | −2.41% | +1.75% | +5.99% | −8.79% | −1.11% |
| +5 days | +3.95% | −1.38% | −0.53% | +0.89% | +3.82% | +2.99% | +15.09% | −8.89% | +4.91% | +5.17% | −14.49% | −0.02% |
| +15 days | +9.61% | −1.94% | +19.72% | −10.38% | +3.58% | −0.76% | +27.00% | −7.97% | +3.26% | +7.18% | −16.55% | — |
| +30 days | +21.92% | +9.31% | −1.26% | −9.66% | +15.45% | +2.74% | +24.14% | −12.29% | +4.53% | +21.71% | −14.88% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
CLast 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 5 Per Share | 5.00 | 3 Jul '26 | 3 Jul '26 |
Shareholding
Sas of Jun 202674.76%Promoter
Promoters74.76%
FIIs8.63%0.74
DIIs11.97%0.46
Public4.64%0.28
Ownership trend
Peers
P7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| SBI | ₹1,015.00 | 11.24 | 9,36,676 | 1.71% | 20,508 | +0.22% | 1,31,080 | +3.34% | 6.13% |
| Union Bank (I) | ₹170.50 | 6.30 | 1,30,114 | 2.93% | 5,642 | +27.41% | 27,427 | +1.21% | 6.30% |
| Bank of Baroda | ₹246.45 | 5.77 | 1,27,448 | 3.45% | 1,839 | +64.60% | 35,115 | +6.84% | 5.63% |
| Punjab Natl.Bank | ₹110.38 | 5.74 | 1,26,859 | 2.72% | 5,835 | +174.29% | 33,589 | +3.12% | 6.13% |
| Canara Bank | ₹125.65 | 6.35 | 1,13,945 | 3.34% | 4,575 | −9.78% | 31,839 | +1.09% | 6.52% |
| Indian Bank | ₹826.10 | 8.70 | 1,11,179 | 2.21% | 3,357 | +20.47% | 18,095 | +11.11% | 6.32% |
| I O B | ₹33.88 | 11.33 | 65,241 | 0.00% | 1,659 | +49.34% | 8,778 | +18.85% | 6.07% |
| Median: 12 Co. | ₹118.02 | 7.31 | 88,210 | 2.72% | 2,664 | +25.29% | 19,096 | +8.77% | 6.05% |
Filings
DAnnual reports15
Financial Year 2025bseFinancial Year 2024bseFinancial Year 2023bseFinancial Year 2022bseFinancial Year 2021bseFinancial Year 2020bseFinancial Year 2019bseFinancial Year 2018bseFinancial Year 2017bseFinancial Year 2016bseFinancial Year 2015bseFinancial Year 2014bseFinancial Year 2013bseFinancial Year 2012bseFinancial Year 2012nse
Concall transcripts88
TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptApr 2026PPTApr 2026RECApr 2026TranscriptJan 2026PPTJan 2026RECJan 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptJul 2025PPTJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptOct 2024PPTOct 2024RECOct 2024TranscriptJul 2024
Credit ratings6
Announcements5
Union Bank Of India informeds About Transcript Of Post Earnings Call Held On 15-07-2026 21 JulAnnouncement under Regulation 30 (LODR)-Newspaper Publication 18 Jul - Submission of newspaper advertisement- Unaudited reviewed financial results (Standalone and Consolidated) of the Bank for the quarter ended on June 30, 2026.Audio Recording Of Post Earnings Call 15 Jul - Audio recording of post-earnings call for Q1 FY27 results available online.Announcement under Regulation 30 (LODR)-Investor Presentation 15 Jul - Presentation on Financial Results of the Bank for the quarter ended on June 30, 2026Announcement under Regulation 30 (LODR)-Press Release / Media Release 15 Jul - Union Bank of India announced Q1FY27 results: net profit Rs 5,332 crore, business Rs 23.80 lakh crore.






