What is Punjab & Sind Bank's PE ratio?

Punjab & Sind Bank trades at a P/E ratio of 11.80.

What is Punjab & Sind Bank's market cap?

Punjab & Sind Bank's market capitalisation is ₹16,306 Cr.

When did Punjab & Sind Bank last report results?

Punjab & Sind Bank last reported Q1FY27 results on 18 Jul '26.

What is Punjab & Sind Bank's ROE?

Punjab & Sind Bank's return on equity (ROE) is 9.6%.

What sector is Punjab & Sind Bank in?

Punjab & Sind Bank (PSB) is classified in the Financial Services sector (Public Sector Bank).

Financial Services · Public Sector Bank

Punjab & Sind Bank (PSB)

₹22.86

Mkt cap

₹16,306 Cr

P/E ratio

11.80

P/B

1.11

Div yield

1.70%

ROE

9.62%

ROCE

5.95%

EPS (TTM)

₹1.94

Book value

₹21

52W range

21–32

Sector

Financial Services

Price history

Previous close

Punjab & Sind Bank is engaged in the Business of Deposits,Loans & Advances and Remittances & Collections.

NSE PSBBSE 533295

Health check

Cautious

ValuationExpensive

ProfitabilityWeak

TechnicalsBearish

52-week range

−28.25% from high

₹23

₹21+10.65% from low₹32

Current

₹22.86

Prev close

₹22.96

Day

−0.44%

Price performance

−0.44%

+1.24%

−3.42%

−3.71%

−9.61%

−20.13%

YTD

−22.22%

Financials

Revenue, profit & margin

P/E ratio

11.8×

PSB is 52% above the sector median of 7.8×

PSB11.8×

Sector median7.8×

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	2,316	2,406	2,491	2,481	2,652	2,739	2,931	3,159	2,911	2,999	3,042	3,030	3,213
Interest	1,578	1,731	1,752	1,792	1,802	1,866	1,992	2,037	2,010	2,049	2,056	2,055	2,175
Expenses	682	648	920	875	831	924	902	1,356	1,046	967	1,037	787	920
Financing Profit	56	27	-181	-186	19	-52	36	-234	-146	-17	-51	188	119
Financing Margin %	2%	1%	-7%	-8%	1%	-2%	1%	-7%	-5%	-1%	-2%	6%	4%
Other Income	179	268	362	413	194	359	338	677	469	374	507	427	332
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	234	295	181	227	213	307	375	442	323	357	456	615	451
Tax %	35%	36%	37%	39%	15%	22%	25%	29%	17%	18%	26%	31%	27%
Net Profit	153	189	114	139	182	240	282	313	269	295	336	422	332
EPS in Rs	0.23	0.28	0.17	0.21	0.27	0.35	0.42	0.44	0.38	0.42	0.47	0.59	0.47
Gross NPA %	6.80%	6.23%	5.70%	5.43%	4.72%	4.21%	3.83%	3.38%	3.34%	2.92%	2.60%	2.40%	2.21%
Net NPA %	1.95%	1.88%	1.80%	1.63%	1.59%	1.46%	1.25%	0.96%	0.91%	0.83%	0.74%	0.79%	0.65%
Raw PDF

Earnings

Results dates & reactions

No upcoming results date on calendar.

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

Avg earnings-day move −0.31% · closed higher next day 22 of last 57

	Q2FY24	Q3FY24	Q4FY24	Q1FY25	Q2FY25	Q3FY25	Q4FY25	Q1FY26	Q2FY26	Q3FY26	Q4FY26	Q1FY27
Broadcast	4 Nov '23◦	31 Jan '24◦	10 May '24◦	26 Jul '24◦	19 Oct '24◦	15 Jan '25◦	29 Apr '25◦	19 Jul '25◦	16 Oct '25◦	17 Jan '26◦	27 Apr '26◦	18 Jul '26◦
Earnings day	−2.72%	+6.69%	−3.77%	+0.96%	−1.60%	+6.91%	−2.08%	−0.96%	−2.12%	−2.62%	−2.41%	+0.28%
+1 day	−0.49%	+28.02%	−1.75%	−2.15%	−7.19%	+6.31%	−3.01%	−2.60%	+1.82%	−6.00%	−2.61%	−0.16%
+5 days	+4.81%	+39.43%	+6.65%	−10.70%	−8.25%	+2.92%	−9.49%	−8.36%	+4.43%	−6.07%	−0.70%	−3.55%
+15 days	+1.36%	+32.65%	+14.01%	−11.03%	−4.57%	+3.26%	+0.79%	−12.86%	+0.46%	−4.31%	−8.40%	−4.44%
+30 days	+3.70%	+14.75%	+4.90%	−18.60%	+2.98%	−9.10%	+5.62%	−10.66%	−5.89%	−13.94%	−8.95%	−7.59%
Filing	XBRL	XBRL	XBRL	XBRL	XBRL	XBRL	XBRL	XBRL	XBRL	XBRL	XBRL	XBRL

Corporate actions

Last 6 months

Kind	Value	Ex-date	Record
dividend Dividend - Re 0.39 Per Share	—	21 Jul '26	21 Jul '26

Shareholding

as of Jun 2026

93.85%Promoter

Promoters93.85%

FIIs0.14%

DIIs3.81%0.09

Public2.21%0.12

Ownership trend

Peers

8 companies

Valuation vs quality

P/E × ROCE · bubble = market cap

Name	CMP	P/E	Mkt Cap	Div Yld	NP Qtr	Qtr Profit Var	Sales Qtr	Qtr Sales Var	ROCE
SBIN	₹1,005.90	11.05	9,28,508	1.72%	25,121	+13.73%	1,36,240	+8.36%	6.13%
UNIONBANK	₹186.04	6.88	1,42,016	2.69%	5,642	+27.41%	27,427	+1.21%	6.30%
PNB	₹115.60	6.02	1,32,858	2.60%	5,835	+174.29%	33,589	+3.12%	6.13%
BANKBARODA	₹237.00	5.55	1,22,561	3.59%	1,839	+64.60%	35,115	+6.84%	5.63%
INDIANB	₹869.40	9.16	1,17,105	2.10%	3,357	+20.47%	18,095	+11.11%	6.32%
CANBK	₹124.00	5.66	1,12,476	3.39%	5,182	+3.48%	32,957	+4.55%	6.52%
MAHABANK	₹85.00	8.68	65,378	2.59%	2,023	+34.50%	8,035	+13.90%	6.03%
PSB	₹22.98	11.78	16,306	1.70%	332	+23.16%	3,213	+10.40%	5.95%
Median: 12 Co.	₹119.80	7.78	88,927	2.59%	2,664	+25.29%	19,096	+8.77%	6.05%

Filings

Annual reports15

Annual Report 2026bse Annual Report 2025bse Annual Report 2024bse Annual Report 2023bse Annual Report 2022bse Annual Report 2021bse Annual Report 2020bse Annual Report 2019bse Annual Report 2018bse Annual Report 2017bse Annual Report 2016bse Annual Report 2015bse Annual Report 2014bse Annual Report 2013bse Annual Report 2012bse

Credit ratings6

Rating update 21 Augcare Rating update 20 Maricra Rating update 27 Febinfomerics Rating update 7 Oct 2025fitch Rating update 10 Sep 2025crisil Rating update 22 Aug 2025care

Announcements5

Announcement under Regulation 30 (LODR)-Investor Presentation 1 Sep Announcement under Regulation 30 (LODR)-Credit Rating 22 Aug - CARE reaffirmed Punjab & Sind Bank Tier II bonds ratings at CARE AA; Stable on August 21, 2026.Announcement under Regulation 30 (LODR)-Change in Directorate 13 Aug - Government nominated Shri Kristam Subba Raju Guptha as part-time non-official director for 3 years from August 12, 2026.Shareholder Meeting / Postal Ballot-Outcome of AGM 28 Jul Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 27 Jul - Punjab & Sind Bank uploaded Q1 FY27 earnings call transcript; net profit rose 23.05% to ₹331 crore.