What is Punjab & Sind Bank's PE ratio?

Punjab & Sind Bank trades at a P/E ratio of 12.20.

What is Punjab & Sind Bank's market cap?

Punjab & Sind Bank's market capitalisation is ₹16,866 Cr.

When did Punjab & Sind Bank last report results?

Punjab & Sind Bank last reported Q1FY27 results on 18 Jul '26.

What is Punjab & Sind Bank's ROE?

Punjab & Sind Bank's return on equity (ROE) is 9.6%.

What sector is Punjab & Sind Bank in?

Punjab & Sind Bank (PSB) is classified in the Financial Services sector (Public Sector Bank).

Financial Services · Public Sector Bank

Punjab & Sind Bank (PSB)

₹23.77

Mkt cap

₹16,866 Cr

P/E ratio

12.20

P/B

1.15

Div yield

1.64%

ROE

9.62%

ROCE

5.95%

EPS (TTM)

₹1.95

Book value

₹21

52W range

21–32

Sector

Financial Services

Punjab & Sind Bank is engaged in the Business of Deposits,Loans & Advances and Remittances & Collections.

NSE PSBBSE 533295www.psbindia.com

Health check

Cautious

ValuationExpensive

ProfitabilityWeak

TechnicalsBearish

52-week range

−26.36% from high

₹24

₹21+15.05% from low₹32

Current

₹23.77

Prev close

₹23.94

Day

−0.71%

Price performance

−0.71%

−4.31%

−3.49%

−4.31%

−12.77%

−26.55%

YTD

−19.12%

Financials

F

Revenue, profit & margin

P/E ratio

12.2×

PSB is 67% above the sector median of 7.3×

PSB12.2×

Sector median7.3×

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	2,316	2,406	2,491	2,481	2,652	2,739	2,931	3,159	2,911	2,999	3,042	3,030	3,213
Interest	1,578	1,731	1,752	1,792	1,802	1,866	1,992	2,037	2,010	2,049	2,056	2,055	2,175
Expenses	682	648	920	875	831	924	902	1,356	1,046	967	1,037	787	920
Financing Profit	56	27	-181	-186	19	-52	36	-234	-146	-17	-51	188	119
Financing Margin %	2%	1%	-7%	-8%	1%	-2%	1%	-7%	-5%	-1%	-2%	6%	4%
Other Income	179	268	362	413	194	359	338	677	469	374	507	427	332
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	234	295	181	227	213	307	375	442	323	357	456	615	451
Tax %	35%	36%	37%	39%	15%	22%	25%	29%	17%	18%	26%	31%	27%
Net Profit	153	189	114	139	182	240	282	313	269	295	336	422	332
EPS in Rs	0.23	0.28	0.17	0.21	0.27	0.35	0.42	0.44	0.38	0.42	0.47	0.59	0.47
Gross NPA %	6.80%	6.23%	5.70%	5.43%	4.72%	4.21%	3.83%	3.38%	3.34%	2.92%	2.60%	2.40%	2.21%
Net NPA %	1.95%	1.88%	1.80%	1.63%	1.59%	1.46%	1.25%	0.96%	0.91%	0.83%	0.74%	0.79%	0.65%
Raw PDF

Earnings

EResults dates & reactions

No upcoming results date on calendar.

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

Avg earnings-day move −0.31% · closed higher next day 22 of last 57

	Q2FY24	Q3FY24	Q4FY24	Q1FY25	Q2FY25	Q3FY25	Q4FY25	Q1FY26	Q2FY26	Q3FY26	Q4FY26	Q1FY27
Broadcast	4 Nov '23◦	31 Jan '24◦	10 May '24◦	26 Jul '24◦	19 Oct '24◦	15 Jan '25◦	29 Apr '25◦	19 Jul '25◦	16 Oct '25◦	17 Jan '26◦	27 Apr '26◦	18 Jul '26◦
Earnings day	−2.72%	+6.69%	−3.77%	+0.96%	−1.60%	+6.91%	−2.08%	−0.96%	−2.12%	−2.62%	−2.41%	+0.28%
+1 day	−0.49%	+28.02%	−1.75%	−2.15%	−7.19%	+6.31%	−3.01%	−2.60%	+1.82%	−6.00%	−2.61%	−0.16%
+5 days	+4.81%	+39.43%	+6.65%	−10.70%	−8.25%	+2.92%	−9.49%	−8.36%	+4.43%	−6.07%	−0.70%	—
+15 days	+1.36%	+32.65%	+14.01%	−11.03%	−4.57%	+3.26%	+0.79%	−12.86%	+0.46%	−4.31%	−8.40%	—
+30 days	+3.70%	+14.75%	+4.90%	−18.60%	+2.98%	−9.10%	+5.62%	−10.66%	−5.89%	−13.94%	−8.95%	—
Filing	XBRL	XBRL	XBRL	XBRL	XBRL	XBRL	XBRL	XBRL	XBRL	XBRL	XBRL	XBRL

Corporate actions

CLast 6 months

Kind	Value	Ex-date	Record
dividend Dividend - Re 0.39 Per Share	—	21 Jul '26	21 Jul '26

Shareholding

Sas of Jun 2026

93.85%Promoter

Promoters93.85%

FIIs0.14%

DIIs3.81%0.09

Public2.21%0.12

Ownership trend

Peers

P8 companies

Valuation vs quality

P/E × ROCE · bubble = market cap

Name	CMP	P/E	Mkt Cap	Div Yld	NP Qtr	Qtr Profit Var	Sales Qtr	Qtr Sales Var	ROCE
SBI	₹1,015.00	11.25	9,36,908	1.71%	20,508	+0.22%	1,31,080	+3.34%	6.13%
Union Bank (I)	₹170.50	6.30	1,30,153	2.93%	5,642	+27.41%	27,427	+1.21%	6.30%
Bank of Baroda	₹246.45	5.77	1,27,448	3.45%	1,839	+64.60%	35,115	+6.84%	5.63%
Punjab Natl.Bank	₹110.38	5.74	1,26,859	2.72%	5,835	+174.29%	33,589	+3.12%	6.13%
Canara Bank	₹125.65	6.35	1,13,973	3.34%	4,575	−9.78%	31,839	+1.09%	6.52%
Indian Bank	₹826.10	8.70	1,11,273	2.21%	3,357	+20.47%	18,095	+11.11%	6.32%
I O B	₹33.88	11.33	65,241	0.00%	1,659	+49.34%	8,778	+18.85%	6.07%
Pun. & Sind Bank	₹23.77	12.18	16,866	1.64%	332	+23.16%	3,213	+10.40%	5.95%
Median: 12 Co.	₹118.02	7.31	88,257	2.72%	2,664	+25.29%	19,096	+8.77%	6.05%

Filings

D

Annual reports15

Financial Year 2026bse Financial Year 2025bse Financial Year 2024bse Financial Year 2023bse Financial Year 2022bse Financial Year 2021bse Financial Year 2020bse Financial Year 2019bse Financial Year 2018bse Financial Year 2017bse Financial Year 2016bse Financial Year 2015bse Financial Year 2014bse Financial Year 2013bse Financial Year 2012bse

Credit ratings6

Rating update 20 Maricra Rating update 27 Febinfomerics Rating update 7 Oct 2025fitch Rating update 10 Sep 2025crisil Rating update 22 Aug 2025care Rating update 16 May 2025brickwork

Announcements5

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 20 Jul - Audio recording of analyst meet on Q1 FY2026-27 results held July 20, 2026.Announcement under Regulation 30 (LODR)-Newspaper Publication 20 Jul - Publication of Reviewed Unaudited Financial Results of the Bank for the Quarter ended June 30, 2026 Announcement under Regulation 30 (LODR)-Investor Presentation 18 Jul Announcement under Regulation 30 (LODR)-Press Release / Media Release 18 Jul - Punjab & Sind Bank Q1 FY27 net profit rose 23.05% to ₹331 Cr; GNPA fell to 2.21%.Results For The Quarter Ended June 2026 18 Jul - Board approved Q1 FY2026-27 reviewed results on July 18, 2026; net profit Rs 331.51 crore.