Niva Bupa Health Insurance Company Ltd (NIVABUPA)
₹80.67
Mkt cap
₹14,814 Cr
P/E ratio
85.00
P/B
—
Div yield
0.00%
ROE
3.46%
ROCE
3.15%
EPS (TTM)
₹0.95
Book value
₹0
52W range
68–88
Sector
Financial Services
Price history
Previous close
Incorporated in 2008, Niva Bupa Health Insurance Ltd is a Tech driven leading health insurer in India. [1]
NSE NIVABUPABSE 544286
Health check
Cautious
ValuationExpensive
ProfitabilityWeak
GrowthHigh
TechnicalsNeutral
52-week range
−8.70% from high₹81
₹68+17.94% from low₹88
Current
₹80.67
Prev close
₹80.28
Day
+0.49%
Price performance
1D
+0.49%
1W
−0.73%
1M
−6.40%
3M
−3.12%
6M
+11.27%
1Y
−1.90%
YTD
+7.33%
Financials
Revenue, profit & margin
P/E ratio
85.0×
NIVABUPA is 95% above the sector median of 43.7×
NIVABUPA85.0×
Sector median43.7×
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 969 | 1,026 | 1,316 | 1,124 | 1,321 | 1,258 | 1,671 | 1,932 | 1,574 | 1,611 | 2,251 | 2,471 | |
| Expenses | 1,027 | 1,071 | 1,215 | 1,228 | 1,387 | 1,282 | 1,420 | 1,834 | 1,627 | 1,705 | 2,069 | 2,287 | |
| Operating Profit | -58 | -46 | 100 | -103 | -66 | -24 | 251 | 98 | -53 | -94 | 182 | 184 | |
| OPM % | -6% | -4.4% | 8% | -9% | -5.0% | -1.9% | 15% | 5% | -3.4% | -6% | 8% | 7% | |
| Other Income | 50 | 50 | 57 | 84 | 79 | 37 | -45 | -0 | 18 | 7 | -1 | -0 | |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | -8 | 5 | 157 | -19 | 13 | 13 | 206 | 98 | -35 | -88 | 181 | 184 | |
| Tax % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 27% | 0% | 0% | 12% | 25% | |
| Net Profit | -8 | 5 | 157 | -19 | 13 | 13 | 206 | 71 | -35 | -88 | 159 | 138 | |
| EPS in Rs | 0.07 | 1.13 | 0.39 | -0.19 | -0.47 | 0.86 | 0.75 | ||||||
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.07% · closed higher next day 3 of last 5
| Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | |
|---|---|---|---|---|---|
| Broadcast | 8 May '25◦ | 31 Jul '25◦ | 3 Nov '25◦ | 29 Jan '26◦ | 8 May '26◦ |
| Earnings day | −0.65% | −6.90% | +3.16% | +1.01% | +3.72% |
| +1 day | −2.55% | −6.34% | +1.85% | +1.82% | +3.04% |
| +5 days | +3.56% | −8.64% | +3.23% | −0.51% | −1.60% |
| +15 days | +5.72% | −4.23% | +2.23% | −1.49% | +3.37% |
| +30 days | −7.04% | −6.52% | +1.03% | −8.24% | +6.63% |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
as of Jun 202655.30%Promoter
Promoters55.30%0.06
FIIs12.09%1.49
DIIs16.17%0.32
Public16.44%1.12
Ownership trend
Peers
6 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| ICICIGI | ₹1,510.00 | 31.07 | 75,440 | 0.89% | 403 | −46.03% | 7,088 | +10.83% | 21.88% |
| GICRE | ₹358.45 | 7.09 | 62,886 | 3.70% | 1,744 | −31.10% | 14,401 | −1.52% | 17.35% |
| NIACL | ₹229.91 | 49.25 | 37,889 | 0.65% | −239 | −160.61% | 11,900 | +1.54% | 4.29% |
| STARHEALTH | ₹557.35 | 38.86 | 32,807 | 0.00% | 550 | +25.46% | 5,522 | +13.15% | 9.69% |
| GODIGIT | ₹258.30 | 48.50 | 23,883 | 0.00% | 86 | −37.55% | 2,427 | +8.54% | 13.10% |
| NIVABUPA | ₹80.11 | 85.02 | 14,814 | 0.00% | 138 | +92.89% | 2,471 | +27.93% | 3.15% |
| Median: 6 Co. | ₹308.38 | 43.68 | 35,348 | 0.33% | 270 | −34.33% | 6,305 | +9.68% | 11.39% |
Filings
Annual reports2
Concall transcripts19
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 26 AugAnnouncement under Regulation 30 (LODR)-Credit Rating 20 Aug - ICRA reaffirmed issuer rating AAA Stable and assigned AA+ Stable to proposed ₹500 crore subordinated debt.Receipt Of Order From The Insurance Regulatory And Development Authority Of India (''IRDAI'') 20 Aug - IRDAI warned Niva Bupa for FY25 EoM non-compliance, barring new business places for six months.Shareholder Meeting / Postal Ballot-Scrutinizer''s Report 13 Aug - 18th AGM resolutions passed; directors appointed, remunerations revised, and financial statements adopted.Shareholder Meeting / Postal Ballot-Outcome of AGM 12 Aug





