New India Assurance Company Ltd (NIACL)
₹158.94
Mkt cap
₹27,462 Cr
P/E ratio
35.70
P/B
0.92
Div yield
0.90%
ROE
4.92%
ROCE
4.29%
EPS (TTM)
₹4.45
Book value
₹173
52W range
117–243
Sector
Financial Services
Price history
Previous close
New India Assurance Company Ltd is India's largest non-life insurance company. It is promoted by the Government of India (GoI) holding ~86% stake. It was established by Sir Dorabji Tata in 1919 and was nationalised in 1973. Post nationalisation, it became one of 4 subsidiaries of General Insurance Company of India (GIC) but gained autonomy after GIC became a re-insurance company in 1999. [1]
NSE NIACLBSE 540769
Health check
Cautious
ValuationFair
ProfitabilityWeak
GrowthModerate
TechnicalsNeutral
52-week range
−34.48% from high₹159
₹117+35.88% from low₹243
Current
₹158.94
Prev close
₹165.55
Day
−3.99%
Price performance
1D
−3.99%
1W
−0.54%
1M
−5.56%
3M
−4.19%
6M
−1.63%
1Y
−15.51%
YTD
+1.21%
Financials
Revenue, profit & margin
P/E ratio
35.7×
NIACL is 7% above the sector median of 33.2×
NIACL35.7×
Sector median33.2×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 9,900 | 10,567 | 11,366 | 11,686 | 10,418 | 10,786 | 10,703 | 11,664 | 11,719 | 13,450 | 12,069 | 12,544 | 11,900 | |
| Expenses | 9,557 | 10,813 | 10,500 | 11,252 | 10,148 | 10,646 | 10,605 | 11,239 | 11,530 | 13,524 | 11,863 | 12,525 | 12,105 | |
| Operating Profit | 343 | -246 | 866 | 434 | 270 | 140 | 98 | 426 | 189 | -74 | 206 | 19 | -205 | |
| OPM % | 3.5% | -2.3% | 8% | 3.7% | 2.6% | 1.3% | 0.9% | 3.6% | 1.6% | -0.6% | 1.7% | 0.1% | -1.7% | |
| Other Income | -25 | 4 | 0 | 36 | 2 | 1 | 9 | 77 | 202 | 98 | 166 | 427 | 27 | |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 318 | -242 | 866 | 470 | 272 | 141 | 107 | 502 | 391 | 23 | 372 | 446 | -179 | |
| Tax % | 16% | -19% | 18% | 34% | 14% | 48% | -221% | 36% | -0% | 14% | -1% | -26% | 37% | |
| Net Profit | 261 | -175 | 722 | 313 | 243 | 91 | 349 | 356 | 402 | 55 | 380 | 580 | -239 | |
| EPS in Rs | 1.58 | -1.07 | 4.38 | 1.89 | 1.45 | 0.54 | 2.12 | 2.18 | 2.43 | 0.33 | 2.31 | 3.51 | -1.47 | |
| Raw PDF |
Earnings
Results dates & reactionsNext results
30 Oct '26
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.59% · closed higher next day 2 of last 6
| Q4FY25† | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|
| Broadcast | 20 May '25 | 29 Jul '25◦ | 13 Nov '25◦ | 30 Jan '26◦ | 11 May '26◦ | 24 Jul '26◦ |
| Earnings day | −3.66% | +17.77% | −2.43% | −1.60% | −2.14% | −4.41% |
| +1 day | −1.18% | +15.13% | −1.96% | −0.85% | +3.03% | −5.85% |
| +5 days | +0.73% | +9.75% | −5.42% | +2.73% | +0.88% | +1.30% |
| +15 days | +7.32% | +14.62% | −13.64% | +1.94% | −9.78% | +6.03% |
| +30 days | +5.31% | +10.94% | −17.13% | −10.52% | +15.56% | +33.49% |
| Filing | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 1.50 Per Share | 1.50 | 10 Jul '26 | 10 Jul '26 |
Shareholding
as of Sep 202685.44%Promoter
Promoters85.44%
FIIs0.91%0.11
DIIs11.19%0.02
Public2.44%0.08
Ownership trend
Peers
6 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| ICICI Lombard | ₹1,572.90 | 30.77 | 78,603 | 0.86% | 946 | +15.48% | 8,220 | +19.66% | 21.88% |
| General Insuranc | ₹322.30 | 6.37 | 56,544 | 4.11% | 1,744 | −31.10% | 14,401 | −1.52% | 17.35% |
| Star Health Insu | ₹532.40 | 29.73 | 31,338 | 0.00% | 265 | +232.76% | 5,341 | +17.11% | 9.69% |
| New India Assura | ₹166.64 | 35.70 | 27,462 | 0.90% | −239 | −160.61% | 11,900 | +1.54% | 4.29% |
| Go Digit General | ₹264.40 | 49.68 | 24,461 | 0.00% | 86 | −37.55% | 2,427 | +8.54% | 13.10% |
| Niva Bupa Health | ₹72.82 | 77.28 | 13,466 | 0.00% | 138 | +92.89% | 2,471 | +27.93% | 3.15% |
| Median: 6 Co. | ₹293.35 | 33.23 | 29,400 | 0.43% | 201 | −7.81% | 6,781 | +12.82% | 11.39% |
Filings
Annual reports15
Concall transcripts57
PPTJul 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026PPTFeb 2026PPTJan 2026PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025TranscriptMay 2025PPTMay 2025TranscriptJan 2025PPTJan 2025TranscriptNov 2024PPTNov 2024TranscriptAug 2024TranscriptMay 2024PPTMay 2024TranscriptFeb 2024PPTFeb 2024RECFeb 2024
Credit ratings6
Announcements5
Board Meeting Intimation for Notice Of The Board Meeting To Be Held On 3Oth October 2026. 23 Oct - Board meeting on 30 Oct 2026 to consider Q2 FY2026 unaudited financial results.Closure of Trading Window 23 OctClarification-Volume Movement Letter 13 Oct - Company says no undisclosed information explains recent price or volume movement.Clarification sought from The New India Assurance Company Ltd 13 Oct - Exchange has sought clarification from The New India Assurance Company Ltd on October 13, 2026, with reference to Movement in Volume.Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 6 Oct - Regulation 74(5) certificate for quarter ended 30 September 2026; no dematerialization requests received.