New India Assurance Company Ltd (NIACL)
₹173.20
Mkt cap
₹28,543 Cr
P/E ratio
37.10
P/B
1.00
Div yield
0.87%
ROE
4.92%
ROCE
4.29%
EPS (TTM)
₹4.67
Book value
₹173
52W range
118–212
Sector
Financial Services
New India Assurance Company Ltd is India's largest non-life insurance company. It is promoted by the Government of India (GoI) holding ~86% stake. It was established by Sir Dorabji Tata in 1919 and was nationalised in 1973. Post nationalisation, it became one of 4 subsidiaries of General Insurance Company of India (GIC) but gained autonomy after GIC became a re-insurance company in 1999. [1]
Health check
Mixed
ValuationFair
ProfitabilityWeak
GrowthModerate
TechnicalsBullish
52-week range
−18.34% from high₹173
₹118+47.00% from low₹212
Current
₹173.20
Prev close
₹174.43
Day
−0.71%
Price performance
1D
−0.71%
1W
−2.04%
1M
−6.19%
3M
+5.64%
6M
+20.68%
1Y
−6.88%
YTD
+10.29%
Financials
FRevenue, profit & margin
P/E ratio
37.1×
NIACL is 13% below the sector median of 42.6×
NIACL37.1×
Sector median42.6×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 9,900 | 10,567 | 11,366 | 11,686 | 10,418 | 10,786 | 10,703 | 11,664 | 11,719 | 13,450 | 12,069 | 12,544 | 11,900 | |
| Expenses | 9,557 | 10,813 | 10,500 | 11,252 | 10,148 | 10,646 | 10,605 | 11,239 | 11,530 | 13,524 | 11,863 | 12,525 | 12,105 | |
| Operating Profit | 343 | -246 | 866 | 434 | 270 | 140 | 98 | 426 | 189 | -74 | 206 | 19 | -205 | |
| OPM % | 3% | -2% | 8% | 4% | 3% | 1% | 1% | 4% | 2% | -1% | 2% | 0% | -2% | |
| Other Income | -25 | 4 | 0 | 36 | 2 | 1 | 9 | 77 | 202 | 98 | 166 | 427 | 27 | |
| Interest | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | |
| Depreciation | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | |
| Profit before tax | 318 | -242 | 866 | 470 | 272 | 141 | 107 | 502 | 391 | 23 | 372 | 446 | -179 | |
| Tax % | 16% | -19% | 18% | 34% | 14% | 48% | -221% | 36% | -0% | 14% | -1% | -26% | 37% | |
| Net Profit | 261 | -175 | 722 | 313 | 243 | 91 | 349 | 356 | 402 | 55 | 380 | 580 | -239 | |
| EPS in Rs | 1.58 | -1.07 | 4.38 | 1.89 | 1.45 | 0.54 | 2.12 | 2.18 | 2.43 | 0.33 | 2.31 | 3.51 | -1.47 | |
| Raw PDF |
Earnings
EResults dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +2.25% · closed higher next day 3 of last 5
| Q4FY25† | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|
| Broadcast | 30 May '25 | 29 Jul '25◦ | 13 Nov '25◦ | 30 Jan '26◦ | 11 May '26◦ | 24 Jul '26◦ |
| Earnings day | −0.33% | +17.77% | −2.43% | −1.60% | −2.14% | — |
| +1 day | +0.44% | +15.13% | −1.96% | −0.85% | +3.03% | — |
| +5 days | +2.68% | +9.75% | −5.42% | +2.73% | +0.88% | — |
| +15 days | −0.95% | +14.62% | −13.64% | +1.94% | −9.78% | — |
| +30 days | −1.90% | +10.94% | −17.13% | −10.52% | +15.56% | — |
| Filing | XBRL | XBRL | XBRL | XBRL |
Corporate actions
CLast 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 1.50 Per Share | 1.50 | 10 Jul '26 | 10 Jul '26 |
Shareholding
Sas of Jun 202685.44%Promoter
Promoters85.44%
FIIs1.02%0.01
DIIs11.17%
Public2.36%0.03
Ownership trend
Peers
P6 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| ICICI Lombard | ₹1,661.80 | 34.18 | 82,983 | 0.81% | 403 | −46.03% | 7,088 | +10.83% | 21.88% |
| General Insuranc | ₹357.50 | 6.49 | 62,720 | 2.80% | 2,533 | +1.35% | 13,018 | −1.44% | 17.35% |
| Star Health Insu | ₹580.80 | 61.37 | 34,185 | 0.00% | 111 | +21,731.37% | 4,648 | +13.89% | 8.57% |
| New India Assura | ₹173.20 | 37.10 | 28,543 | 0.87% | −239 | −160.61% | 11,900 | +1.54% | 4.29% |
| Go Digit General | ₹256.20 | 48.11 | 23,688 | 0.00% | 86 | −37.55% | 2,427 | +8.54% | 13.10% |
| Niva Bupa Health | ₹86.64 | 122.51 | 16,022 | 0.00% | 345 | +67.47% | 2,139 | +28.00% | 3.15% |
| Median: 6 Co. | ₹306.85 | 42.61 | 31,364 | 0.41% | 228 | −18.10% | 5,868 | +9.68% | 10.84% |
Filings
DAnnual reports15
Financial Year 2026bseFinancial Year 2025bseFinancial Year 2024bseFinancial Year 2023bseFinancial Year 2022bseFinancial Year 2021bseFinancial Year 2020bseFinancial Year 2019bseFinancial Year 2018bseFinancial Year 2011bseFinancial Year 2010bseFinancial Year 2009bseFinancial Year 2008bseFinancial Year 2007bseFinancial Year 2006bse
Concall transcripts56
PPTJul 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026PPTFeb 2026PPTJan 2026PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025TranscriptMay 2025PPTMay 2025TranscriptJan 2025PPTJan 2025TranscriptNov 2024PPTNov 2024TranscriptAug 2024TranscriptMay 2024PPTMay 2024TranscriptFeb 2024PPTFeb 2024RECFeb 2024TranscriptDec 2023
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Investor Presentation 6h - Investor Presentation for the quarter ended 30th June 2026Un-Audited Financial Results Of The Company For The Quarter Ended June 30, 2026. 6h - Board approved Q1 FY27 unaudited results on 24 July 2026; auditors issued modified/qualified review conclusion.Board Meeting Outcome for Outcome Of The Board Meeting Held On 24Th July, 2O26 7h - Board approved Q1 FY27 unaudited results; auditors issued qualified review conclusion.Closure of Trading Window 16 Jul - Trading window closed1 July 2026 to 26 July 2026 before Q1 results board meeting.Board Meeting Intimation for Notice Of The Board Meeting To Be Held On 24 July 2026. 16 Jul - Board meeting on 24 July 2026 to approve Q1 FY27 unaudited financial results.