General Insurance Corporation of India (GICRE)
₹310.85
Mkt cap
₹56,544 Cr
P/E ratio
6.37
P/B
0.74
Div yield
4.11%
ROE
14.60%
ROCE
17.40%
EPS (TTM)
₹48.80
Book value
₹422
52W range
308–418
Sector
Financial Services
Price history
Previous close
General Insurance Corporation of India is engaged in the business of Reinsurance.(Source : 201903 Annual Report Page No:87)
NSE GICREBSE 540755
Health check
Mixed
ValuationCheap
ProfitabilityAverage
GrowthModerate
TechnicalsBearish
52-week range
−25.63% from high₹311
₹308+0.93% from low₹418
Current
₹310.85
Prev close
₹321.35
Day
−3.27%
Price performance
1D
−3.27%
1W
−3.98%
1M
−2.94%
3M
−12.85%
6M
−22.28%
1Y
−19.89%
YTD
−18.10%
Financials
Revenue, profit & margin
P/E ratio
6.4×
GICRE is 81% below the sector median of 33.2×
GICRE6.4×
Sector median33.2×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 11,166 | 13,075 | 11,148 | 10,254 | 12,886 | 12,378 | 11,144 | 13,209 | 14,623 | 12,755 | 12,589 | 13,018 | 14,401 | |
| Expenses | 10,200 | 11,611 | 9,523 | 7,290 | 11,413 | 9,998 | 9,215 | 10,210 | 12,018 | 9,993 | 10,223 | 10,556 | 12,380 | |
| Operating Profit | 966 | 1,465 | 1,625 | 2,964 | 1,473 | 2,380 | 1,929 | 2,998 | 2,605 | 2,762 | 2,366 | 2,463 | 2,021 | |
| OPM % | 9% | 11% | 15% | 29% | 11% | 19% | 17% | 23% | 18% | 22% | 19% | 19% | 14% | |
| Other Income | 187 | 391 | 195 | 131 | 17 | -93 | 255 | 146 | 59 | 553 | 135 | 645 | 171 | |
| Interest | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | |
| Depreciation | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | |
| Profit before tax | 1,154 | 1,855 | 1,820 | 3,096 | 1,490 | 2,287 | 2,184 | 3,144 | 2,664 | 3,315 | 2,501 | 3,108 | 2,192 | |
| Tax % | 18% | 13% | 24% | 18% | 25% | 18% | 26% | 25% | 18% | 19% | 24% | 23% | 26% | |
| Net Profit | 978 | 1,689 | 1,439 | 2,580 | 1,401 | 1,856 | 1,677 | 2,499 | 2,531 | 2,874 | 1,726 | 2,533 | 1,744 | |
| EPS in Rs | 5.57 | 9.63 | 8.20 | 14.71 | 7.98 | 10.58 | 9.56 | 14.24 | 14.42 | 16.38 | 9.84 | 14.44 | 9.94 | |
| Raw PDF |
Earnings
Results dates & reactionsNext results
30 Oct '26
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.54% · closed higher next day 4 of last 6
| Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|
| Broadcast | 26 May '25◦ | 7 Aug '25◦ | 12 Nov '25◦ | 7 Feb '26◦ | 26 May '26◦ | 13 Aug '26 |
| Earnings day | −3.50% | +4.14% | +1.27% | +0.91% | −0.72% | +1.12% |
| +1 day | −4.52% | +5.80% | +1.59% | +4.68% | −3.10% | +2.10% |
| +5 days | −6.43% | +3.02% | −0.47% | +1.37% | −1.35% | +2.17% |
| +15 days | −12.07% | −1.76% | −0.65% | −2.13% | −9.24% | +2.94% |
| +30 days | −13.16% | −3.71% | −4.03% | −6.11% | −7.23% | −5.43% |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
as of Sep 202677.40%Promoter
Promoters77.40%
FIIs2.40%0.03
DIIs17.71%0.02
Public2.49%0.04
Ownership trend
Peers
6 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| ICICI Lombard | ₹1,572.90 | 30.77 | 78,603 | 0.86% | 946 | +15.48% | 8,220 | +19.66% | 21.88% |
| General Insuranc | ₹322.30 | 6.37 | 56,544 | 4.11% | 1,744 | −31.10% | 14,401 | −1.52% | 17.35% |
| Star Health Insu | ₹532.40 | 29.73 | 31,338 | 0.00% | 265 | +232.76% | 5,341 | +17.11% | 9.69% |
| New India Assura | ₹166.64 | 35.70 | 27,462 | 0.90% | −239 | −160.61% | 11,900 | +1.54% | 4.29% |
| Go Digit General | ₹264.40 | 49.68 | 24,461 | 0.00% | 86 | −37.55% | 2,427 | +8.54% | 13.10% |
| Niva Bupa Health | ₹72.82 | 77.28 | 13,466 | 0.00% | 138 | +92.89% | 2,471 | +27.93% | 3.15% |
| Median: 6 Co. | ₹293.35 | 33.23 | 29,400 | 0.43% | 201 | −7.81% | 6,781 | +12.82% | 11.39% |
Filings
Annual reports15
Concall transcripts63
TranscriptAug 2026PPTAug 2026RECAug 2026PPTAug 2026TranscriptJun 2026PPTJun 2026TranscriptFeb 2026PPTFeb 2026PPTDec 2025TranscriptNov 2025PPTNov 2025RECNov 2025PPTNov 2025TranscriptAug 2025PPTAug 2025TranscriptJun 2025PPTJun 2025TranscriptFeb 2025PPTFeb 2025PPTFeb 2025TranscriptNov 2024PPTNov 2024TranscriptAug 2024PPTAug 2024
Credit ratings6
Announcements5
Board Meeting Intimation for Board Meeting Scheduled On 30.10.2026 23 Oct - Board to meet on 30 October 2026 to approve Q2 FY27 standalone and consolidated results.Announcement under Regulation 30 (LODR)-Newspaper Publication 23 Oct - Intimation of Newspaper advertisement for postal ballot noticeShareholder Meeting / Postal Ballot-Notice of Postal Ballot 22 OctCompliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 13 Oct - Submitted Regulation 74(5) certificate for quarter ended 30 September 2026; no demat/remat requests received.Board Meeting Outcome for Intimation Under Regulation 30 Of SEBI (LODR) Regulations, 2015 9 Oct - Board approved temporary office relocation and appointed Prerana Puthran as Chief Risk Officer effective 9 Oct 2026.





