Jio Financial Services Ltd (JIOFIN)
₹234.71
Mkt cap
₹1.55L Cr
P/E ratio
75.00
P/B
1.11
Div yield
0.21%
ROE
1.19%
ROCE
1.86%
EPS (TTM)
₹3.13
Book value
₹211
52W range
224–334
Sector
Financial Services
JFSL was originally incorporated as Reliance Strategic Investments Private Limited in July, 1999 under the Companies Act 1956. Jio Financial Services Limited was incorporated in July, 23. JFSL is a NBFC-ND-SI registered with RBI. The company is a holding company and will operate its financial services business through its consumer-facing subsidiaries namely Jio Finance Limited (JFL), Jio Insurance Broking Limited (JIBL), and Jio Payment Solutions Limited (JPSL) and joint venture namely Jio Payments Bank Limited (JPBL). [1]
Health check
Cautious
ValuationExpensive
ProfitabilityWeak
GrowthHigh
TechnicalsBearish
52-week range
−29.71% from high₹235
₹224+4.73% from low₹334
Current
₹234.71
Prev close
₹234.98
Day
−0.11%
Price performance
1D
−0.11%
1W
−1.76%
1M
−1.97%
3M
−4.48%
6M
−11.60%
1Y
−26.23%
YTD
−22.20%
Financials
FRevenue, profit & margin
P/E ratio
75.0×
JIOFIN is 111% above the sector median of 35.5×
JIOFIN75.0×
Sector median35.5×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 414 | 608 | 414 | 418 | 418 | 694 | 438 | 493 | 612 | 981 | 901 | 1,019 | 2,004 | |
| Expenses | 38 | 66 | 94 | 98 | 74 | 140 | 125 | 155 | 156 | 293 | 346 | 414 | 607 | |
| Operating Profit | 376 | 542 | 320 | 320 | 344 | 553 | 313 | 338 | 457 | 688 | 555 | 605 | 1,397 | |
| OPM % | 91% | 89% | 77% | 77% | 82% | 80% | 71% | 69% | 75% | 70% | 62% | 59% | 70% | |
| Other Income | 67 | 218 | 67 | 78 | 62 | 226 | 70 | 71 | 67 | 238 | 36 | 40 | 0 | |
| Interest | 10 | 0 | 0 | 0 | 0 | 0 | 0 | 8 | 99 | 136 | 212 | 298 | 418 | |
| Depreciation | 5 | 5 | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 8 | 8 | 8 | 9 | |
| Profit before tax | 427 | 754 | 381 | 393 | 400 | 773 | 377 | 396 | 419 | 783 | 371 | 339 | 970 | |
| Tax % | 22% | 11% | 23% | 21% | 22% | 11% | 22% | 20% | 23% | 11% | 28% | 20% | 14% | |
| Net Profit | 332 | 668 | 294 | 311 | 313 | 689 | 295 | 316 | 325 | 695 | 269 | 272 | 830 | |
| EPS in Rs | 1.05 | 0.46 | 0.49 | 0.49 | 1.08 | 0.46 | 0.50 | 0.51 | 1.09 | 0.42 | 0.43 | 1.26 | ||
| Raw PDF |
Earnings
EResults dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −1.18% · closed higher next day 3 of last 12
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 17 Oct '23 | 15 Jan '24◦ | 19 Apr '24◦ | 15 Jul '24◦ | 18 Oct '24◦ | 17 Jan '25◦ | 17 Apr '25◦ | 17 Jul '25◦ | 16 Oct '25◦ | 15 Jan '26◦ | 17 Apr '26◦ | 16 Jul '26◦ |
| Earnings day | −1.71% | −6.71% | +3.40% | −3.14% | −0.95% | −1.18% | −0.04% | −0.41% | −0.90% | −2.86% | −2.75% | +3.11% |
| +1 day | −3.91% | −9.07% | +4.82% | −5.18% | −4.93% | −6.77% | +1.66% | −0.28% | −0.45% | −3.95% | −3.74% | +1.39% |
| +5 days | −6.52% | −9.88% | +2.81% | −5.82% | −4.15% | −16.38% | +4.64% | −2.17% | −1.33% | −11.88% | +4.01% | −0.28% |
| +15 days | −4.74% | +0.66% | −4.77% | −7.22% | −6.08% | −10.59% | +8.49% | +0.94% | −0.83% | −6.18% | −5.49% | — |
| +30 days | +0.31% | +15.58% | −10.04% | −8.37% | +3.38% | −27.99% | +15.19% | −2.01% | −3.56% | −13.24% | −3.62% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
CLast 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
Sas of Jun 202649.13%Promoter
Promoters49.13%2.01
FIIs11.27%1.04
DIIs13.27%0.99
Public26.15%0.04
Government0.18%
Ownership trend
Peers
P7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Jio Financial | ₹234.71 | 75.00 | 1,54,989 | 0.21% | 830 | +174.44% | 2,004 | +227.28% | 1.86% |
| Aditya Birla Cap | ₹393.85 | 27.58 | 1,07,638 | 0.00% | 1,165 | +29.46% | 13,459 | +10.19% | 8.72% |
| Tata Inv.Corpn. | ₹630.75 | 73.62 | 31,926 | 0.54% | 64 | +69.22% | 40 | +143.34% | 1.57% |
| TVS Holdings | ₹14,633.00 | 14.90 | 29,616 | 0.64% | 1,174 | +81.87% | 17,076 | +34.01% | 16.95% |
| Chola Financial | ₹1,516.70 | 11.66 | 28,491 | 0.09% | 1,626 | +11.99% | 10,366 | +16.30% | 9.75% |
| Mah. Scooters | ₹12,672.00 | 46.61 | 14,476 | 1.74% | 4 | −0.25% | 6 | −9.32% | 1.06% |
| JSW Holdings | ₹10,865.00 | 81.16 | 12,057 | 0.00% | 14 | +37.24% | 33 | +12.49% | 0.59% |
| Median: 40 Co. | ₹494.17 | 35.53 | 1,057 | 0.00% | 4 | +14.37% | 10 | −3.33% | 1.75% |
Filings
DAnnual reports2
Concall transcripts31
TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptApr 2026PPTApr 2026RECApr 2026TranscriptJan 2026PPTJan 2026RECJan 2026TranscriptNov 2025RECNov 2025PPTOct 2025TranscriptJul 2025PPTJul 2025RECJul 2025TranscriptApr 2025PPTApr 2025RECApr 2025TranscriptJan 2025PPTJan 2025TranscriptOct 2024PPTOct 2024TranscriptJul 2024PPTJul 2024
Announcements5
Announcement under Regulation 30 (LODR)-Earnings Call Transcript 2d - Transcript of Presentation on the unaudited financial results (Consolidated and Standalone) for the quarter ended June 30, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 16 Jul - Audio/video recording of analyst presentation on Q1 FY2026-27 unaudited results available on website, July 16, 2026.Announcement under Regulation 30 (LODR)-Monitoring Agency Report 16 Jul - Q1 FY27 monitoring report shows no deviation; Rs 4,927.64 crore utilized, Rs 10,897.36 crore unutilized.Announcement under Regulation 30 (LODR)-Investor Presentation 16 JulConsolidated And Standalone Unaudited Financial Results For The Quarter Ended June 30, 2026 16 Jul - Q1 FY27 consolidated income ₹1,496 crore, PAT ₹830 crore; board approved results on July 16, 2026.