Jio Financial Services Ltd (JIOFIN)
₹204.50
Mkt cap
₹1.35L Cr
P/E ratio
78.90
P/B
1.04
Div yield
0.29%
ROE
1.19%
ROCE
1.86%
EPS (TTM)
₹2.59
Book value
₹196
52W range
203–317
Sector
Financial Services
Price history
Previous close
JFSL was originally incorporated as Reliance Strategic Investments Private Limited in July, 1999 under the Companies Act 1956. Jio Financial Services Limited was incorporated in July, 23. JFSL is a NBFC-ND-SI registered with RBI. The company is a holding company and will operate its financial services business through its consumer-facing subsidiaries namely Jio Finance Limited (JFL), Jio Insurance Broking Limited (JIBL), and Jio Payment Solutions Limited (JPSL) and joint venture namely Jio Payments Bank Limited (JPBL). [1]
NSE JIOFINBSE 543940
Health check
Cautious
ValuationExpensive
ProfitabilityWeak
GrowthHigh
TechnicalsBearish
52-week range
−35.46% from high₹205
₹203+0.98% from low₹317
Current
₹204.50
Prev close
₹207.00
Day
−1.21%
Price performance
1D
−1.21%
1W
−0.26%
1M
−6.00%
3M
−17.19%
6M
−18.43%
1Y
−33.83%
YTD
−32.22%
Financials
Revenue, profit & margin
P/E ratio
78.9×
JIOFIN is 248% above the sector median of 22.7×
JIOFIN78.9×
Sector median22.7×
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 608 | 414 | 418 | 418 | 694 | 438 | 493 | 612 | 981 | 901 | 1,019 | 2,004 | 1,699 | |
| Expenses | 66 | 94 | 98 | 74 | 140 | 125 | 155 | 156 | 293 | 346 | 414 | 607 | 621 | |
| Operating Profit | 542 | 320 | 320 | 344 | 553 | 313 | 338 | 457 | 688 | 555 | 605 | 1,397 | 1,078 | |
| OPM % | 89% | 77% | 77% | 82% | 80% | 71% | 69% | 75% | 70% | 62% | 59% | 70% | 63% | |
| Other Income | 218 | 67 | 78 | 62 | 226 | 70 | 71 | 67 | 238 | 36 | 40 | 0 | 0 | |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 8 | 99 | 136 | 212 | 298 | 418 | 578 | |
| Depreciation | 5 | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 8 | 8 | 8 | 9 | 11 | |
| Profit before tax | 754 | 381 | 393 | 400 | 773 | 377 | 396 | 419 | 783 | 371 | 339 | 970 | 489 | |
| Tax % | 11% | 23% | 21% | 22% | 11% | 22% | 20% | 23% | 11% | 28% | 20% | 14% | 30% | |
| Net Profit | 668 | 294 | 311 | 313 | 689 | 295 | 316 | 325 | 695 | 269 | 272 | 830 | 340 | |
| EPS in Rs | 1.05 | 0.46 | 0.49 | 0.49 | 1.08 | 0.46 | 0.50 | 0.51 | 1.09 | 0.42 | 0.43 | 1.26 | 0.52 | |
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −1.18% · closed higher next day 3 of last 13
| Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | Q2FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 15 Jan '24◦ | 19 Apr '24◦ | 15 Jul '24◦ | 18 Oct '24◦ | 17 Jan '25◦ | 17 Apr '25◦ | 17 Jul '25◦ | 16 Oct '25◦ | 15 Jan '26◦ | 17 Apr '26◦ | 16 Jul '26◦ | 15 Oct '26◦ |
| Earnings day | −6.71% | +3.40% | −3.14% | −0.95% | −1.18% | −0.04% | −0.41% | −0.90% | −2.86% | −2.75% | +3.11% | −1.26% |
| +1 day | −9.07% | +4.82% | −5.18% | −4.93% | −6.77% | +1.66% | −0.28% | −0.45% | −3.95% | −3.74% | +1.39% | −2.29% |
| +5 days | −9.88% | +2.81% | −5.82% | −4.15% | −16.38% | +4.64% | −2.17% | −1.33% | −11.88% | +4.01% | −0.40% | −6.29% |
| +15 days | +0.66% | −4.77% | −7.22% | −6.08% | −10.59% | +8.49% | +0.94% | −0.83% | −6.18% | −5.49% | +8.98% | — |
| +30 days | +15.58% | −10.04% | −8.37% | +3.38% | −27.99% | +15.19% | −2.01% | −3.56% | −13.24% | −3.62% | +1.17% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
as of Sep 202649.13%Promoter
Promoters49.13%
FIIs10.65%0.62
DIIs13.30%0.03
Public26.74%0.59
Government0.18%
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Jio Financial | ₹204.50 | 78.88 | 1,35,034 | 0.29% | 340 | −51.02% | 1,699 | +73.15% | 1.86% |
| Aditya Birla Cap | ₹369.45 | 22.69 | 1,01,156 | 0.00% | 1,353 | +37.94% | 14,003 | +32.17% | 8.72% |
| Tata Inv.Corpn. | ₹562.80 | 66.08 | 28,475 | 0.60% | 144 | −1.91% | 152 | +4.26% | 1.57% |
| Chola Financial | ₹1,351.30 | 9.51 | 25,374 | 0.10% | 1,789 | +39.32% | 11,114 | +19.55% | 9.75% |
| TVS Holdings | ₹12,194.00 | 11.32 | 24,671 | 0.71% | 1,286 | +43.34% | 20,183 | +38.72% | 16.95% |
| Mah. Scooters | ₹11,615.00 | 43.56 | 13,274 | 1.89% | 293 | +9.81% | 297 | +9.72% | 1.06% |
| JSW Holdings | ₹10,901.00 | 64.99 | 12,100 | 0.00% | 121 | +102.40% | 167 | +99.34% | 0.53% |
| Median: 39 Co. | ₹495.75 | 22.69 | 950 | 0.00% | 11 | +33.56% | 14 | +19.55% | 1.58% |
Filings
Annual reports3
Concall transcripts34
TranscriptOct 2026PPTOct 2026RECOct 2026TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptApr 2026PPTApr 2026RECApr 2026TranscriptJan 2026PPTJan 2026RECJan 2026TranscriptNov 2025RECNov 2025PPTOct 2025TranscriptJul 2025PPTJul 2025RECJul 2025TranscriptApr 2025PPTApr 2025RECApr 2025TranscriptJan 2025PPTJan 2025TranscriptOct 2024
Announcements5
Announcement under Regulation 30 (LODR)-Allotment 30 Oct - Allotted 25 crore equity shares on warrant conversion; promoter holding rises to 50.98%.Announcement under Regulation 30 (LODR)-Earnings Call Transcript 22 Oct - Transcript of presentation on the unaudited financial results (Consolidated and Standalone) for the quarter and half year ended September 30, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 15 Oct - Audio/video recording of Q2 and half-year FY2026-27 results presentation available on website.Announcement under Regulation 30 (LODR)-Monitoring Agency Report 15 Oct - CRISIL monitoring report for Q2 FY27 shows no deviation in Jio Financial's preferential issue proceeds use.Announcement under Regulation 30 (LODR)-Investor Presentation 15 Oct