Cholamandalam Financial Holdings Ltd (CHOLAHLDNG)
₹1,351.30
Mkt cap
₹25,374 Cr
P/E ratio
9.51
P/B
1.64
Div yield
0.10%
ROE
17.50%
ROCE
9.75%
EPS (TTM)
₹142.09
Book value
₹823
52W range
1,237–2,064
Sector
Financial Services
Price history
Previous close
Cholamandalam Financial Holdings Ltd, part of the Murugappa Group, is an RBI-registered Core Investment Company with interests in lending, general insurance, and risk-management services. [1]
NSE CHOLAHLDNGBSE 504973
Health check
Cautious
ValuationCheap
ProfitabilityWeak
TechnicalsBearish
52-week range
−34.53% from high₹1,351
₹1,237+9.27% from low₹2,064
Current
₹1,351.30
Prev close
₹1,365.00
Day
−1.00%
Price performance
1D
−1.01%
1W
+5.60%
1M
−1.50%
3M
−10.12%
6M
−12.74%
1Y
−28.74%
YTD
−27.83%
Financials
Revenue, profit & margin
P/E ratio
9.5×
CHOLAHLDNG is 58% below the sector median of 22.7×
CHOLAHLDNG9.5×
Sector median22.7×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5,626 | 6,317 | 6,795 | 7,066 | 7,633 | 8,090 | 8,489 | 8,913 | 9,296 | 9,461 | 9,949 | 10,366 | 11,114 | |
| Interest | 2,013 | 2,209 | 2,445 | 2,582 | 2,796 | 3,058 | 3,280 | 3,361 | 3,468 | 3,518 | 3,648 | 3,755 | 4,007 | |
| Expenses | 2,588 | 2,898 | 2,978 | 2,932 | 3,253 | 3,537 | 3,772 | 3,709 | 4,142 | 4,359 | 4,487 | 4,541 | 4,721 | |
| Financing Profit | 1,025 | 1,210 | 1,371 | 1,552 | 1,584 | 1,496 | 1,438 | 1,843 | 1,687 | 1,585 | 1,814 | 2,070 | 2,385 | |
| Financing Margin % | 18% | 19% | 20% | 22% | 21% | 18% | 17% | 21% | 18% | 17% | 18% | 20% | 21% | |
| Other Income | 89 | 55 | 48 | 110 | 45 | 91 | 106 | 98 | 88 | 130 | 137 | 156 | 103 | |
| Depreciation | 52 | 52 | 55 | 88 | 70 | 74 | 72 | 79 | 79 | 83 | 87 | 84 | 87 | |
| Profit before tax | 1,062 | 1,213 | 1,363 | 1,574 | 1,559 | 1,513 | 1,471 | 1,862 | 1,696 | 1,632 | 1,863 | 2,142 | 2,400 | |
| Tax % | 25% | 27% | 25% | 27% | 26% | 26% | 26% | 27% | 26% | 26% | 26% | 24% | 25% | |
| Net Profit | 792 | 888 | 1,027 | 1,144 | 1,160 | 1,125 | 1,093 | 1,362 | 1,260 | 1,214 | 1,386 | 1,626 | 1,789 | |
| EPS in Rs | 19.78 | 22.41 | 24.88 | 27.32 | 29.20 | 27.99 | 25.89 | 32.68 | 30.81 | 29.29 | 33.32 | 36.59 | 42.92 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
Results dates & reactionsNext results
6 Nov '26
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.16% · closed higher next day 19 of last 34
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 10 Nov '23 | 5 Feb '24◦ | 11 May '24◦ | 10 Aug '24◦ | 8 Nov '24◦ | 7 Feb '25◦ | 9 May '25◦ | 8 Aug '25 | 7 Nov '25 | 9 Feb '26 | 8 May '26 | 14 Aug '26 |
| Earnings day | +1.98% | +0.58% | +0.43% | −2.87% | −3.20% | −1.44% | +4.84% | +0.23% | −4.49% | +3.91% | +1.46% | −1.30% |
| +1 day | +1.78% | +0.34% | −0.34% | −2.50% | −3.07% | +2.52% | +3.88% | −0.22% | −3.00% | +4.73% | +0.52% | −2.12% |
| +5 days | −3.43% | −3.27% | +4.69% | +4.14% | −7.64% | −1.35% | +9.95% | +4.67% | +0.20% | +5.24% | −5.53% | −3.06% |
| +15 days | −5.10% | −6.19% | +3.24% | +9.10% | −6.32% | +8.10% | +9.48% | −4.88% | −6.41% | −3.05% | −13.31% | −4.79% |
| +30 days | −9.89% | −13.11% | +21.09% | +31.19% | −16.60% | +16.10% | +16.15% | +3.96% | −7.35% | −16.70% | −9.45% | −14.11% |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
as of Sep 202646.39%Promoter
Promoters46.39%0.05
FIIs12.57%0.43
DIIs27.78%0.89
Public12.80%0.41
Government0.46%
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Jio Financial | ₹204.50 | 78.88 | 1,35,034 | 0.29% | 340 | −51.02% | 1,699 | +73.15% | 1.86% |
| Aditya Birla Cap | ₹369.45 | 22.69 | 1,01,156 | 0.00% | 1,353 | +37.94% | 14,003 | +32.17% | 8.72% |
| Tata Inv.Corpn. | ₹562.80 | 66.08 | 28,475 | 0.60% | 144 | −1.91% | 152 | +4.26% | 1.57% |
| Chola Financial | ₹1,351.30 | 9.51 | 25,374 | 0.10% | 1,789 | +39.32% | 11,114 | +19.55% | 9.75% |
| TVS Holdings | ₹12,194.00 | 11.32 | 24,671 | 0.71% | 1,286 | +43.34% | 20,183 | +38.72% | 16.95% |
| Mah. Scooters | ₹11,615.00 | 43.56 | 13,274 | 1.89% | 293 | +9.81% | 297 | +9.72% | 1.06% |
| JSW Holdings | ₹10,901.00 | 64.99 | 12,100 | 0.00% | 121 | +102.40% | 167 | +99.34% | 0.53% |
| Median: 39 Co. | ₹495.75 | 22.69 | 950 | 0.00% | 11 | +33.56% | 14 | +19.55% | 1.58% |
Filings
Annual reports15
Concall transcripts49
TranscriptAug 2026PPTAug 2026RECAug 2026TranscriptMay 2026PPTMay 2026TranscriptFeb 2026PPTFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025TranscriptMay 2025PPTMay 2025TranscriptFeb 2025PPTFeb 2025TranscriptNov 2024PPTNov 2024TranscriptAug 2024PPTAug 2024PPTMay 2024PPTMay 2024TranscriptFeb 2024PPTFeb 2024
Credit ratings6
Announcements5
Disclosures under Reg. 29(1) of SEBI (SAST) Regulations, 2011 26 OctAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 15 Oct - Cholamandalam Financial Holdings Limited has informed regarding schedule of Investor MeetCompliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 6 Oct - Cholamandalam Financial Holdings Limited has informed regarding Certificate under Regulation 74(5) of SEBI (DP) Regulations, 2018.Board Meeting Intimation for Un-Audited Financial Results For The Quarter And Half-Year Ended September 30, 2026. 6 Oct - Board meeting on November 6, 2026 to approve Q2 and half-year FY2026 unaudited results; trading window closed.Closure of Trading Window 29 Sep