Cholamandalam Financial Holdings Ltd (CHOLAHLDNG)
₹1,526.20
Mkt cap
₹28,555 Cr
P/E ratio
10.70
P/B
1.85
Div yield
0.09%
ROE
17.50%
ROCE
9.75%
EPS (TTM)
₹142.64
Book value
₹823
52W range
1,351–2,020
Sector
Financial Services
Price history
Previous close
Cholamandalam Financial Holdings Ltd, part of the Murugappa Group, is an RBI-registered Core Investment Company with interests in lending, general insurance, and risk-management services. [1]
NSE CHOLAHLDNGBSE 504973
Health check
Cautious
ValuationCheap
ProfitabilityWeak
TechnicalsBearish
52-week range
−24.43% from high₹1,526
₹1,351+12.98% from low₹2,020
Current
₹1,526.20
Prev close
₹1,520.10
Day
+0.40%
Price performance
1D
+0.40%
1W
+3.47%
1M
−5.91%
3M
+6.63%
6M
−6.31%
1Y
−13.22%
YTD
−18.49%
Financials
Revenue, profit & margin
P/E ratio
10.7×
CHOLAHLDNG is 66% below the sector median of 31.2×
CHOLAHLDNG10.7×
Sector median31.2×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5,626 | 6,317 | 6,795 | 7,066 | 7,633 | 8,090 | 8,489 | 8,913 | 9,296 | 9,461 | 9,949 | 10,366 | 11,114 | |
| Interest | 2,013 | 2,209 | 2,445 | 2,582 | 2,796 | 3,058 | 3,280 | 3,361 | 3,468 | 3,518 | 3,648 | 3,755 | 4,007 | |
| Expenses | 2,588 | 2,898 | 2,978 | 2,932 | 3,253 | 3,537 | 3,772 | 3,709 | 4,142 | 4,359 | 4,487 | 4,541 | 4,721 | |
| Financing Profit | 1,025 | 1,210 | 1,371 | 1,552 | 1,584 | 1,496 | 1,438 | 1,843 | 1,687 | 1,585 | 1,814 | 2,070 | 2,385 | |
| Financing Margin % | 18% | 19% | 20% | 22% | 21% | 18% | 17% | 21% | 18% | 17% | 18% | 20% | 21% | |
| Other Income | 89 | 55 | 48 | 110 | 45 | 91 | 106 | 98 | 88 | 130 | 137 | 156 | 103 | |
| Depreciation | 52 | 52 | 55 | 88 | 70 | 74 | 72 | 79 | 79 | 83 | 87 | 84 | 87 | |
| Profit before tax | 1,062 | 1,213 | 1,363 | 1,574 | 1,559 | 1,513 | 1,471 | 1,862 | 1,696 | 1,632 | 1,863 | 2,142 | 2,400 | |
| Tax % | 25% | 27% | 25% | 27% | 26% | 26% | 26% | 27% | 26% | 26% | 26% | 24% | 25% | |
| Net Profit | 792 | 888 | 1,027 | 1,144 | 1,160 | 1,125 | 1,093 | 1,362 | 1,260 | 1,214 | 1,386 | 1,626 | 1,789 | |
| EPS in Rs | 19.78 | 22.41 | 24.88 | 27.32 | 29.20 | 27.99 | 25.89 | 32.68 | 30.81 | 29.29 | 33.32 | 36.59 | 42.92 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.16% · closed higher next day 19 of last 34
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 10 Nov '23 | 5 Feb '24◦ | 11 May '24◦ | 10 Aug '24◦ | 8 Nov '24◦ | 7 Feb '25◦ | 9 May '25◦ | 8 Aug '25 | 7 Nov '25 | 9 Feb '26 | 8 May '26 | 14 Aug '26 |
| Earnings day | +1.98% | +0.58% | +0.43% | −2.87% | −3.20% | −1.44% | +4.84% | +0.23% | −4.49% | +3.91% | +1.46% | −1.30% |
| +1 day | +1.78% | +0.34% | −0.34% | −2.50% | −3.07% | +2.52% | +3.88% | −0.22% | −3.00% | +4.73% | +0.52% | −2.12% |
| +5 days | −3.43% | −3.27% | +4.69% | +4.14% | −7.64% | −1.35% | +9.95% | +4.67% | +0.20% | +5.24% | −5.53% | −3.06% |
| +15 days | −5.10% | −6.19% | +3.24% | +9.10% | −6.32% | +8.10% | +9.48% | −4.88% | −6.41% | −3.05% | −13.31% | −4.83% |
| +30 days | −9.89% | −13.11% | +21.09% | +31.19% | −16.60% | +16.10% | +16.15% | +3.96% | −7.35% | −16.70% | −9.45% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
as of Jun 202646.44%Promoter
Promoters46.44%0.06
FIIs13.00%0.81
DIIs26.89%0.80
Public13.21%0.05
Government0.46%
Ownership trend
Peers
7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| JIOFIN | ₹234.40 | 74.90 | 1,54,778 | 0.26% | 830 | +174.44% | 2,004 | +227.28% | 1.86% |
| ABCAPITAL | ₹403.25 | 27.43 | 1,10,392 | 0.00% | 1,224 | +40.07% | 12,180 | +28.17% | 8.72% |
| TATAINVEST | ₹627.80 | 73.72 | 31,764 | 0.54% | 144 | −1.91% | 152 | +4.26% | 1.57% |
| CHOLAHLDNG | ₹1,520.70 | 10.70 | 28,555 | 0.09% | 1,789 | +39.32% | 11,114 | +19.55% | 9.75% |
| TVSHLTD | ₹292.51 | 13.99 | 27,815 | 0.63% | 1,174 | +81.87% | 17,076 | +34.01% | 16.95% |
| MAHSCOOTER | ₹13,493.00 | 55.37 | 15,421 | 1.63% | 3 | −90.61% | 5 | −81.52% | 1.06% |
| JSWHL | ₹11,372.00 | 100.87 | 12,623 | 0.00% | 21 | +9.15% | 35 | +15.00% | 0.53% |
| Median: 41 Co. | ₹422.85 | 31.23 | 1,037 | 0.00% | 11 | +9.15% | 9 | +19.55% | 1.75% |
Filings
Annual reports15
Annual Report 2026bseAnnual Report 2025bseAnnual Report 2024bseAnnual Report 2023bseAnnual Report 2022bseAnnual Report 2021bseAnnual Report 2020bseAnnual Report 2019bseAnnual Report 2018bseAnnual Report 2017bseAnnual Report 2016bseAnnual Report 2015bseAnnual Report 2014bseAnnual Report 2013bseAnnual Report 2012bse
Concall transcripts49
TranscriptAug 2026PPTAug 2026RECAug 2026TranscriptMay 2026PPTMay 2026TranscriptFeb 2026PPTFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025TranscriptMay 2025PPTMay 2025TranscriptFeb 2025PPTFeb 2025TranscriptNov 2024PPTNov 2024TranscriptAug 2024PPTAug 2024PPTMay 2024PPTMay 2024TranscriptFeb 2024PPTFeb 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Earnings Call Transcript 20 Aug - Cholamandalam FInancial Holdings Limited has informed regarding transcript of investor meetShareholder Meeting / Postal Ballot-Outcome of AGM 18 AugShareholder Meeting / Postal Ballot-Scrutinizer''s Report 17 Aug - 77th AGM resolutions passed, including FY26 accounts, dividend, director reappointment, and manager appointment.Shareholder Meeting / Postal Ballot-Outcome of AGM 15 Aug - 77th AGM held on Aug 14, 2026; FY26 results, final dividend approved, and Mr. Shyam Shankar appointed Manager.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 14 Aug - Audio recording of FY26 earnings call uploaded on company website.





