Cholamandalam Financial Holdings Ltd (CHOLAHLDNG)
₹1,516.70
Mkt cap
₹28,480 Cr
P/E ratio
11.70
P/B
1.84
Div yield
0.09%
ROE
17.50%
ROCE
9.75%
EPS (TTM)
₹129.63
Book value
₹823
52W range
1,351–2,116
Sector
Financial Services
Cholamandalam Financial Holdings Limited (CFHL) is a part of the Murugappa Group. The Co. is a Core Investment Company registered with the RBI, offering a diverse range of financial products and risk management services to individual and corporate customers through its group companies. [1]
Health check
Cautious
ValuationCheap
ProfitabilityWeak
TechnicalsBearish
52-week range
−28.33% from high₹1,517
₹1,351+12.27% from low₹2,116
Current
₹1,516.70
Prev close
₹1,514.90
Day
+0.12%
Price performance
1D
+0.12%
1W
−2.36%
1M
−8.27%
3M
−3.34%
6M
−9.62%
1Y
−29.14%
YTD
−19.00%
Financials
FRevenue, profit & margin
P/E ratio
11.7×
CHOLAHLDNG is 67% below the sector median of 35.5×
CHOLAHLDNG11.7×
Sector median35.5×
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5,186 | 5,626 | 6,317 | 6,795 | 7,066 | 7,633 | 8,090 | 8,489 | 8,913 | 9,296 | 9,461 | 9,949 | 10,366 | |
| Interest | 1,743 | 2,013 | 2,209 | 2,445 | 2,582 | 2,796 | 3,058 | 3,280 | 3,361 | 3,468 | 3,518 | 3,648 | 3,755 | |
| Expenses | 2,244 | 2,588 | 2,898 | 2,978 | 2,932 | 3,253 | 3,537 | 3,772 | 3,709 | 4,142 | 4,359 | 4,487 | 4,541 | |
| Financing Profit | 1,199 | 1,025 | 1,210 | 1,371 | 1,552 | 1,584 | 1,496 | 1,438 | 1,843 | 1,687 | 1,585 | 1,814 | 2,070 | |
| Financing Margin % | 23% | 18% | 19% | 20% | 22% | 21% | 18% | 17% | 21% | 18% | 17% | 18% | 20% | |
| Other Income | 97 | 89 | 55 | 48 | 110 | 45 | 91 | 106 | 98 | 88 | 130 | 137 | 156 | |
| Depreciation | 50 | 52 | 52 | 55 | 88 | 70 | 74 | 72 | 79 | 79 | 83 | 87 | 84 | |
| Profit before tax | 1,246 | 1,062 | 1,213 | 1,363 | 1,574 | 1,559 | 1,513 | 1,471 | 1,862 | 1,696 | 1,632 | 1,863 | 2,142 | |
| Tax % | 28% | 25% | 27% | 25% | 27% | 26% | 26% | 26% | 27% | 26% | 26% | 26% | 24% | |
| Net Profit | 901 | 792 | 888 | 1,027 | 1,144 | 1,160 | 1,125 | 1,093 | 1,362 | 1,260 | 1,214 | 1,386 | 1,626 | |
| EPS in Rs | 21.72 | 19.78 | 22.41 | 24.88 | 27.32 | 29.20 | 27.99 | 25.89 | 32.68 | 30.81 | 29.29 | 33.32 | 36.59 | |
| Gross NPA % | ||||||||||||||
| Net NPA % | ||||||||||||||
| Raw PDF |
Earnings
EResults dates & reactionsNext results
14 Aug '26
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +0.24% · closed higher next day 18 of last 33
| Q1FY24 | Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 10 Aug '23◦ | 10 Nov '23 | 5 Feb '24◦ | 11 May '24◦ | 10 Aug '24◦ | 8 Nov '24◦ | 7 Feb '25◦ | 9 May '25◦ | 8 Aug '25 | 7 Nov '25 | 9 Feb '26 | 8 May '26 |
| Earnings day | −0.73% | +1.98% | +0.58% | +0.43% | −2.87% | −3.20% | −1.44% | +4.84% | +0.23% | −4.49% | +3.91% | +1.46% |
| +1 day | +0.60% | +1.78% | +0.34% | −0.34% | −2.50% | −3.07% | +2.52% | +3.88% | −0.22% | −3.00% | +4.73% | +0.52% |
| +5 days | −0.88% | −3.43% | −3.27% | +4.69% | +4.14% | −7.64% | −1.35% | +9.95% | +4.67% | +0.20% | +5.24% | −5.53% |
| +15 days | +7.99% | −5.10% | −6.19% | +3.24% | +9.10% | −6.32% | +8.10% | +9.48% | −4.88% | −6.41% | −3.05% | −13.31% |
| +30 days | +24.71% | −9.89% | −13.11% | +21.09% | +31.19% | −16.60% | +16.10% | +16.15% | +3.96% | −7.35% | −16.70% | −9.45% |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
CLast 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
Sas of Jun 202646.44%Promoter
Promoters46.44%0.06
FIIs13.00%0.81
DIIs26.89%0.80
Public13.21%0.05
Government0.46%
Ownership trend
Peers
P7 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Jio Financial | ₹234.71 | 75.00 | 1,54,982 | 0.21% | 830 | +174.44% | 2,004 | +227.28% | 1.86% |
| Aditya Birla Cap | ₹393.85 | 27.61 | 1,07,762 | 0.00% | 1,165 | +29.46% | 13,459 | +10.19% | 8.72% |
| Tata Inv.Corpn. | ₹630.75 | 73.59 | 31,913 | 0.54% | 64 | +69.22% | 40 | +143.34% | 1.57% |
| TVS Holdings | ₹14,633.00 | 14.90 | 29,606 | 0.64% | 1,174 | +81.87% | 17,076 | +34.01% | 16.95% |
| Chola Financial | ₹1,516.70 | 11.66 | 28,480 | 0.09% | 1,626 | +11.99% | 10,366 | +16.30% | 9.75% |
| Mah. Scooters | ₹12,672.00 | 46.63 | 14,482 | 1.74% | 4 | −0.25% | 6 | −9.32% | 1.06% |
| JSW Holdings | ₹10,865.00 | 81.19 | 12,060 | 0.00% | 14 | +37.24% | 33 | +12.49% | 0.59% |
| Median: 40 Co. | ₹494.17 | 35.54 | 1,053 | 0.00% | 4 | +14.37% | 10 | −3.33% | 1.75% |
Filings
DAnnual reports15
Financial Year 2026bseFinancial Year 2025bseFinancial Year 2024bseFinancial Year 2023bseFinancial Year 2022bseFinancial Year 2021bseFinancial Year 2020bseFinancial Year 2019bseFinancial Year 2018bseFinancial Year 2017bseFinancial Year 2016bseFinancial Year 2015bseFinancial Year 2014bseFinancial Year 2013bseFinancial Year 2012bse
Concall transcripts46
TranscriptMay 2026PPTMay 2026TranscriptFeb 2026PPTFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025TranscriptMay 2025PPTMay 2025TranscriptFeb 2025PPTFeb 2025TranscriptNov 2024PPTNov 2024TranscriptAug 2024PPTAug 2024PPTMay 2024PPTMay 2024TranscriptFeb 2024PPTFeb 2024PPTNov 2023TranscriptAug 2023PPTAug 2023
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Newspaper Publication 1d - Cholamandalam Financial Holdings Limited has informed regarding Newspaper publicationBusiness Responsibility and Sustainability Reporting (BRSR) 2d - Submitted Business Responsibility and Sustainability Report for FY 2025-26.Reg. 34 (1) Annual Report. 2dShareholder Meeting - AGM On 14/08/2026 2dBoard Meeting Intimation for Prior Intimation Of Board Meeting 13 Jul - Board meets August 14, 2026 to approve June quarter unaudited results; trading window closed till August 16.





