What is Indian Overseas Bank's PE ratio?

Indian Overseas Bank trades at a P/E ratio of 11.10.

What is Indian Overseas Bank's market cap?

Indian Overseas Bank's market capitalisation is ₹63,739 Cr.

When did Indian Overseas Bank last report results?

Indian Overseas Bank last reported Q1FY27 results on 20 Jul '26.

What is Indian Overseas Bank's ROE?

Indian Overseas Bank's return on equity (ROE) is 14.9%.

What sector is Indian Overseas Bank in?

Indian Overseas Bank (IOB) is classified in the Financial Services sector (Public Sector Bank).

Financial Services · Public Sector Bank

Indian Overseas Bank (IOB)

₹33.30

Mkt cap

₹63,739 Cr

P/E ratio

11.10

P/B

1.62

Div yield

0.00%

ROE

14.90%

ROCE

6.07%

EPS (TTM)

₹3.00

Book value

₹21

52W range

31–41

Sector

Financial Services

Price history

Previous close

Indian Overseas Bank was founded in 1937 by Chidambaram Chettyar. It was one of the 14 major banks that were nationalized in 1969. [1]

NSE IOBBSE 532388

Health check

Cautious

ValuationExpensive

ProfitabilityWeak

TechnicalsBearish

52-week range

−18.54% from high

₹33

₹31+6.12% from low₹41

Current

₹33.30

Prev close

₹33.06

Day

+0.73%

Price performance

+0.73%

+3.19%

−1.71%

+0.12%

−3.59%

−16.75%

YTD

−10.56%

Financials

Revenue, profit & margin

P/E ratio

11.1×

IOB is 43% above the sector median of 7.8×

IOB11.1×

Sector median7.8×

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	5,424	5,821	6,176	6,629	6,535	6,851	7,112	7,634	7,386	7,849	8,172	8,489	8,778
Interest	3,102	3,475	3,778	3,866	4,094	4,313	4,323	4,511	4,639	4,790	4,874	5,019	5,090
Expenses	2,618	2,827	2,581	4,047	2,736	3,189	2,849	3,150	2,713	2,697	3,430	3,102	3,989
Financing Profit	-296	-481	-183	-1,284	-295	-652	-60	-27	33	362	-132	368	-301
Financing Margin %	-5%	-8%	-3%	-19%	-5%	-10%	-1%	-0%	0%	5%	-2%	4%	-3%
Other Income	803	1,114	1,262	2,477	1,033	1,633	1,298	1,581	1,481	1,365	1,499	1,291	2,160
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	507	633	1,079	1,193	738	982	1,237	1,554	1,514	1,728	1,367	1,659	1,859
Tax %	1%	1%	33%	32%	14%	21%	29%	32%	27%	29%	0%	9%	11%
Net Profit	500	625	723	808	633	777	874	1,051	1,111	1,226	1,365	1,505	1,659
EPS in Rs	0.26	0.33	0.38	0.43	0.33	0.41	0.46	0.55	0.58	0.64	0.71	0.78	0.86
Gross NPA %	7.13%	4.74%	3.90%	3.10%	2.89%	2.72%	2.55%	2.14%	1.97%	1.83%	1.54%	1.42%	1.33%
Net NPA %	1.44%	0.68%	0.62%	0.57%	0.51%	0.47%	0.42%	0.37%	0.32%	0.28%	0.24%	0.21%	0.18%
Raw PDF

Earnings

Results dates & reactions

No upcoming results date on calendar.

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

Avg earnings-day move −0.23% · closed higher next day 16 of last 57

	Q2FY24	Q3FY24	Q4FY24	Q1FY25	Q2FY25	Q3FY25	Q4FY25	Q1FY26	Q2FY26	Q3FY26†	Q4FY26	Q1FY27
Broadcast	27 Oct '23	24 Jan '24◦	10 May '24	22 Jul '24	17 Oct '24◦	20 Jan '25◦	2 May '25◦	18 Jul '25	16 Oct '25	14 Jan '26	29 Apr '26	20 Jul '26
Earnings day	+7.16%	−0.65%	+1.39%	+0.51%	−0.79%	−2.51%	−0.77%	−0.10%	−1.14%	+2.09%	+0.57%	+3.40%
+1 day	+3.65%	+5.21%	−0.98%	−1.26%	−4.61%	−4.23%	−6.42%	+0.05%	−3.48%	+2.01%	+0.09%	+4.14%
+5 days	+3.78%	+21.93%	+1.47%	+5.92%	−10.27%	−5.77%	−1.69%	−3.46%	+0.37%	−1.72%	+0.57%	+0.80%
+15 days	+4.82%	+48.32%	+12.67%	−5.57%	−6.00%	−5.69%	+0.74%	−10.09%	−2.73%	−1.58%	−3.43%	+0.09%
+30 days	+12.50%	+38.44%	+7.70%	−6.22%	+5.36%	−18.15%	−0.98%	+0.43%	−4.25%	+3.05%	−4.58%	−4.08%
Filing	XBRL	XBRL	XBRL	XBRL	XBRL	XBRL	XBRL	PDF	XBRL	XBRL	XBRL	XBRL

Corporate actions

Last 6 months

No recent corporate actions

Dividends, splits, and bonuses in the last six months show up here.

Shareholding

as of Jun 2026

92.44%Promoter

Promoters92.44%

FIIs0.47%0.04

DIIs4.29%

Public2.80%0.05

Ownership trend

Peers

8 companies

Valuation vs quality

P/E × ROCE · bubble = market cap

Name	CMP	P/E	Mkt Cap	Div Yld	NP Qtr	Qtr Profit Var	Sales Qtr	Qtr Sales Var	ROCE
SBIN	₹1,005.90	11.05	9,28,508	1.72%	25,121	+13.73%	1,36,240	+8.36%	6.13%
UNIONBANK	₹186.04	6.88	1,42,016	2.69%	5,642	+27.41%	27,427	+1.21%	6.30%
PNB	₹115.60	6.02	1,32,858	2.60%	5,835	+174.29%	33,589	+3.12%	6.13%
BANKBARODA	₹237.00	5.55	1,22,561	3.59%	1,839	+64.60%	35,115	+6.84%	5.63%
INDIANB	₹869.40	9.16	1,17,105	2.10%	3,357	+20.47%	18,095	+11.11%	6.32%
CANBK	₹124.00	5.66	1,12,476	3.39%	5,182	+3.48%	32,957	+4.55%	6.52%
MAHABANK	₹85.00	8.68	65,378	2.59%	2,023	+34.50%	8,035	+13.90%	6.03%
IOB	₹33.10	11.07	63,739	0.00%	1,659	+49.34%	8,778	+18.85%	6.07%
Median: 12 Co.	₹119.80	7.78	88,927	2.59%	2,664	+25.29%	19,096	+8.77%	6.05%

Filings

Annual reports15

Annual Report 2026bse Annual Report 2025bse Annual Report 2024bse Annual Report 2023bse Annual Report 2022bse Annual Report 2021bse Annual Report 2020bse Annual Report 2019bse Annual Report 2018bse Annual Report 2017bse Annual Report 2016bse Annual Report 2015bse Annual Report 2014bse Annual Report 2013bse Annual Report 2012bse

Credit ratings6

Rating update 30 Julcare Rating update 25 Juncrisil Rating update 10 Febcare Rating update 19 Nov 2025icra Rating update 1 Oct 2025care Rating update 5 Aug 2025care

Announcements5

Announcement under Regulation 30 (LODR)-Interest Rates Updates 13 Aug - Indian Overseas Bank revises MCLR by 5 bps on 3- to 3-year tenors, effective 15.08.2026.Announcement under Regulation 30 (LODR)-Credit Rating 31 Jul - CARE upgraded IOB Tier-II bonds to AA+ Stable and reaffirmed A1+ on CDs.Announcement under Regulation 30 (LODR)-Earnings Call Transcript 24 Jul - Transcript of Analyst Meet held on 20.07.2026 Announcement under Regulation 30 (LODR)-Newspaper Publication 21 Jul - Newspaper publication of Financial Results for the quarter ended 30.06.2026 Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 20 Jul - Analyst meet/earnings call for quarter ended June 30, 2026 conducted July 20; audio recording uploaded.