What is Indian Overseas Bank's PE ratio?

Indian Overseas Bank trades at a P/E ratio of 11.30.

What is Indian Overseas Bank's market cap?

Indian Overseas Bank's market capitalisation is ₹65,241 Cr.

When did Indian Overseas Bank last report results?

Indian Overseas Bank last reported Q1FY27 results on 20 Jul '26.

What is Indian Overseas Bank's ROE?

Indian Overseas Bank's return on equity (ROE) is 14.9%.

What sector is Indian Overseas Bank in?

Indian Overseas Bank (IOB) is classified in the Financial Services sector (Public Sector Bank).

Financial Services · Public Sector Bank

Indian Overseas Bank (IOB)

₹33.88

Mkt cap

₹65,241 Cr

P/E ratio

11.30

P/B

1.65

Div yield

0.00%

ROE

14.90%

ROCE

6.07%

EPS (TTM)

₹3.00

Book value

₹21

52W range

31–41

Sector

Financial Services

Indian Overseas Bank was founded in 1937 by Chidambaram Chettyar. It was one of the 14 major banks that were nationalized in 1969. [1]

NSE IOBBSE 532388www.iob.in

Health check

Cautious

ValuationExpensive

ProfitabilityWeak

TechnicalsBearish

52-week range

−17.12% from high

₹34

₹31+7.97% from low₹41

Current

₹33.88

Prev close

₹34.00

Day

−0.35%

Price performance

−0.35%

−3.20%

−1.71%

−3.23%

−2.19%

−14.94%

YTD

−9.00%

Financials

F

Revenue, profit & margin

P/E ratio

11.3×

IOB is 55% above the sector median of 7.3×

IOB11.3×

Sector median7.3×

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	5,424	5,821	6,176	6,629	6,535	6,851	7,112	7,634	7,386	7,849	8,172	8,489	8,778
Interest	3,102	3,475	3,778	3,866	4,094	4,313	4,323	4,511	4,639	4,790	4,874	5,019	5,090
Expenses	2,618	2,827	2,581	4,047	2,736	3,189	2,849	3,150	2,713	2,697	3,430	3,102	3,989
Financing Profit	-296	-481	-183	-1,284	-295	-652	-60	-27	33	362	-132	368	-301
Financing Margin %	-5%	-8%	-3%	-19%	-5%	-10%	-1%	-0%	0%	5%	-2%	4%	-3%
Other Income	803	1,114	1,262	2,477	1,033	1,633	1,298	1,581	1,481	1,365	1,499	1,291	2,160
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	507	633	1,079	1,193	738	982	1,237	1,554	1,514	1,728	1,367	1,659	1,859
Tax %	1%	1%	33%	32%	14%	21%	29%	32%	27%	29%	0%	9%	11%
Net Profit	500	625	723	808	633	777	874	1,051	1,111	1,226	1,365	1,505	1,659
EPS in Rs	0.26	0.33	0.38	0.43	0.33	0.41	0.46	0.55	0.58	0.64	0.71	0.78	0.86
Gross NPA %	7.13%	4.74%	3.90%	3.10%	2.89%	2.72%	2.55%	2.14%	1.97%	1.83%	1.54%	1.42%	1.33%
Net NPA %	1.44%	0.68%	0.62%	0.57%	0.51%	0.47%	0.42%	0.37%	0.32%	0.28%	0.24%	0.21%	0.18%
Raw PDF

Earnings

EResults dates & reactions

No upcoming results date on calendar.

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

Avg earnings-day move −0.17% · closed higher next day 17 of last 57

	Q2FY24	Q3FY24	Q4FY24	Q1FY25	Q2FY25	Q3FY25	Q4FY25	Q1FY26	Q2FY26	Q3FY26†	Q4FY26	Q1FY27
Broadcast	27 Oct '23	24 Jan '24◦	10 May '24	22 Jul '24	17 Oct '24◦	20 Jan '25◦	2 May '25◦	18 Jul '25	16 Oct '25	14 Jan '26	29 Apr '26	20 Jul '26
Earnings day	+7.16%	−0.65%	+1.39%	+0.51%	−0.79%	−2.51%	−0.77%	−0.10%	−1.14%	+2.09%	+0.57%	+3.40%
+1 day	+3.65%	+5.21%	−0.98%	−1.26%	−4.61%	−4.23%	−6.42%	+0.05%	−3.48%	+2.01%	+0.09%	+4.14%
+5 days	+3.78%	+21.93%	+1.47%	+5.92%	−10.27%	−5.77%	−1.69%	−3.46%	+0.37%	−1.72%	+0.57%	—
+15 days	+4.82%	+48.32%	+12.67%	−5.57%	−6.00%	−5.69%	+0.74%	−10.09%	−2.73%	−1.58%	−3.43%	—
+30 days	+12.50%	+38.44%	+7.70%	−6.22%	+5.36%	−18.15%	−0.98%	+0.43%	−4.25%	+3.05%	−4.58%	—
Filing	XBRL	XBRL	XBRL	XBRL	XBRL	XBRL	XBRL	PDF	XBRL	XBRL	XBRL	XBRL

Corporate actions

CLast 6 months

No recent corporate actions

Dividends, splits, and bonuses in the last six months show up here.

Shareholding

Sas of Jun 2026

92.44%Promoter

Promoters92.44%

FIIs0.47%0.04

DIIs4.29%

Public2.80%0.05

Ownership trend

Peers

P7 companies

Valuation vs quality

P/E × ROCE · bubble = market cap

Name	CMP	P/E	Mkt Cap	Div Yld	NP Qtr	Qtr Profit Var	Sales Qtr	Qtr Sales Var	ROCE
SBI	₹1,015.00	11.25	9,36,908	1.71%	20,508	+0.22%	1,31,080	+3.34%	6.13%
Union Bank (I)	₹170.50	6.30	1,30,153	2.93%	5,642	+27.41%	27,427	+1.21%	6.30%
Bank of Baroda	₹246.45	5.77	1,27,448	3.45%	1,839	+64.60%	35,115	+6.84%	5.63%
Punjab Natl.Bank	₹110.38	5.74	1,26,859	2.72%	5,835	+174.29%	33,589	+3.12%	6.13%
Canara Bank	₹125.65	6.35	1,13,973	3.34%	4,575	−9.78%	31,839	+1.09%	6.52%
Indian Bank	₹826.10	8.70	1,11,273	2.21%	3,357	+20.47%	18,095	+11.11%	6.32%
I O B	₹33.88	11.33	65,241	0.00%	1,659	+49.34%	8,778	+18.85%	6.07%
Median: 12 Co.	₹118.02	7.31	88,257	2.72%	2,664	+25.29%	19,096	+8.77%	6.05%

Filings

D

Annual reports15

Financial Year 2026bse Financial Year 2025bse Financial Year 2024bse Financial Year 2023bse Financial Year 2022bse Financial Year 2021bse Financial Year 2020bse Financial Year 2019bse Financial Year 2018bse Financial Year 2017bse Financial Year 2016bse Financial Year 2015bse Financial Year 2014bse Financial Year 2013bse Financial Year 2012bse

Credit ratings6

Rating update 25 Juncrisil Rating update 10 Febcare Rating update 19 Nov 2025icra Rating update 1 Oct 2025care Rating update 5 Aug 2025care Rating update 26 Jun 2025crisil

Announcements5

Announcement under Regulation 30 (LODR)-Earnings Call Transcript 4m - Transcript of Analyst Meet held on 20.07.2026 Announcement under Regulation 30 (LODR)-Newspaper Publication 21 Jul - Newspaper publication of Financial Results for the quarter ended 30.06.2026 Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 20 Jul - Analyst meet/earnings call for quarter ended June 30, 2026 conducted July 20; audio recording uploaded.Announcement under Regulation 30 (LODR)-Investor Presentation 20 Jul - Investor Presentation for the quarter ended 30.06.2026 Announcement under Regulation 30 (LODR)-Press Release / Media Release 20 Jul - Indian Overseas Bank reports Q1 FY27 net profit up 49.32% to ₹1,659 crore on July 20, 2026.