Central Bank of India (CENTRALBK)
₹31.03
Mkt cap
₹28,086 Cr
P/E ratio
6.15
P/B
0.69
Div yield
3.87%
ROE
11.90%
ROCE
5.64%
EPS (TTM)
₹5.05
Book value
₹45
52W range
30–40
Sector
Financial Services
Central Bank of India is a commercial bank. The Bank's segments include Treasury Operations, Corporate/Wholesale Banking, Retail Banking and other Banking business. The Treasury Operations segment includes dealing in government and other securities, money market operations and Forex operations. [1]
Health check
Cautious
ValuationCheap
ProfitabilityWeak
TechnicalsBearish
52-week range
−23.27% from high₹31
₹30+4.76% from low₹40
Current
₹31.03
Prev close
₹31.07
Day
−0.13%
Price performance
1D
−0.13%
1W
−3.18%
1M
−3.63%
3M
−13.83%
6M
−15.86%
1Y
−19.65%
YTD
−19.96%
Financials
FRevenue, profit & margin
P/E ratio
6.2×
CENTRALBK is 16% below the sector median of 7.3×
CENTRALBK6.2×
Sector median7.3×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 7,259 | 7,377 | 7,842 | 8,371 | 8,367 | 8,235 | 8,542 | 8,653 | 8,623 | 8,777 | 9,070 | 9,698 | 9,726 | |
| Interest | 4,062 | 4,338 | 4,672 | 4,811 | 4,801 | 4,807 | 4,984 | 5,238 | 5,222 | 5,476 | 5,552 | 5,677 | 5,794 | |
| Expenses | 3,118 | 3,534 | 3,377 | 3,561 | 3,920 | 3,500 | 3,373 | 3,968 | 3,381 | 3,328 | 3,853 | 3,573 | 3,129 | |
| Financing Profit | 79 | -495 | -207 | -1 | -354 | -71 | 185 | -553 | 21 | -28 | -335 | 448 | 803 | |
| Financing Margin % | 1% | -7% | -3% | -0% | -4% | -1% | 2% | -6% | 0% | -0% | -4% | 5% | 8% | |
| Other Income | 959 | 1,062 | 1,329 | 1,363 | 1,166 | 1,649 | 1,232 | 1,723 | 1,857 | 1,507 | 1,927 | 1,161 | 988 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 1,038 | 567 | 1,122 | 1,363 | 812 | 1,578 | 1,418 | 1,171 | 1,878 | 1,479 | 1,592 | 1,609 | 1,791 | |
| Tax % | 59% | -7% | 35% | 40% | -9% | 42% | 32% | 11% | 33% | 18% | 21% | 54% | 26% | |
| Net Profit | 498 | 623 | 738 | 817 | 945 | 926 | 966 | 1,106 | 1,284 | 1,234 | 1,265 | 748 | 1,325 | |
| EPS in Rs | 0.57 | 0.72 | 0.85 | 0.94 | 1.09 | 1.06 | 1.11 | 1.22 | 1.42 | 1.36 | 1.40 | 0.82 | 1.46 | |
| Gross NPA % | 4.95% | 4.61% | 4.50% | 4.50% | 4.54% | 4.59% | 3.87% | 3.18% | 3.14% | 3.02% | 2.71% | 2.67% | 2.61% | |
| Net NPA % | 1.75% | 1.64% | 1.28% | 1.24% | 0.75% | 0.70% | 0.61% | 0.56% | 0.50% | 0.49% | 0.46% | 0.50% | 0.51% | |
| Raw PDF |
Earnings
EResults dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −0.93% · closed higher next day 21 of last 59
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 21 Oct '23◦ | 20 Jan '24 | 30 Apr '24◦ | 18 Jul '24◦ | 17 Oct '24◦ | 20 Jan '25◦ | 28 Apr '25◦ | 19 Jul '25◦ | 17 Oct '25 | 16 Jan '26 | 30 Apr '26◦ | 17 Jul '26 |
| Earnings day | −9.18% | +3.12% | −1.56% | −2.81% | +0.08% | −2.32% | +1.23% | −0.05% | −2.61% | +0.76% | −2.31% | −2.91% |
| +1 day | −7.58% | −2.93% | −3.12% | −2.16% | −3.95% | −3.77% | −0.91% | −0.58% | +2.22% | −0.08% | −0.96% | −1.72% |
| +5 days | −7.79% | +2.84% | −10.11% | −0.31% | −14.77% | −6.07% | −6.93% | −3.70% | +6.57% | −5.17% | −2.14% | −4.72% |
| +15 days | +1.07% | +16.04% | −1.93% | −7.22% | −5.56% | −7.91% | −1.58% | −5.87% | −0.34% | −1.44% | −14.14% | — |
| +30 days | +2.13% | +23.56% | −2.22% | −5.62% | +3.46% | −20.71% | +7.30% | −6.45% | −1.66% | +1.18% | −12.14% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
CLast 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Interim Dividend - Rs 0.60 Per Share | 0.60 | 8 May '26 | 8 May '26 |
| dividend Interim Dividend - Re 0.20 Per Share | — | 23 Jan '26 | 23 Jan '26 |
Shareholding
Sas of Jun 202681.19%Promoter
Promoters81.19%8.08
FIIs0.93%0.18
DIIs10.95%6.13
Public6.93%1.77
Ownership trend
Peers
P8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| SBI | ₹1,015.00 | 11.25 | 9,36,908 | 1.71% | 20,508 | +0.22% | 1,31,080 | +3.34% | 6.13% |
| Union Bank (I) | ₹170.50 | 6.30 | 1,30,153 | 2.93% | 5,642 | +27.41% | 27,427 | +1.21% | 6.30% |
| Bank of Baroda | ₹246.45 | 5.77 | 1,27,448 | 3.45% | 1,839 | +64.60% | 35,115 | +6.84% | 5.63% |
| Punjab Natl.Bank | ₹110.38 | 5.74 | 1,26,859 | 2.72% | 5,835 | +174.29% | 33,589 | +3.12% | 6.13% |
| Canara Bank | ₹125.65 | 6.35 | 1,13,973 | 3.34% | 4,575 | −9.78% | 31,839 | +1.09% | 6.52% |
| Indian Bank | ₹826.10 | 8.70 | 1,11,273 | 2.21% | 3,357 | +20.47% | 18,095 | +11.11% | 6.32% |
| I O B | ₹33.88 | 11.33 | 65,241 | 0.00% | 1,659 | +49.34% | 8,778 | +18.85% | 6.07% |
| Central Bank | ₹31.03 | 6.15 | 28,087 | 3.87% | 1,325 | +8.00% | 9,726 | +12.79% | 5.64% |
| Median: 12 Co. | ₹118.02 | 7.31 | 88,257 | 2.72% | 2,664 | +25.29% | 19,096 | +8.77% | 6.05% |
Filings
DAnnual reports15
Financial Year 2026bseFinancial Year 2025bseFinancial Year 2024bseFinancial Year 2023bseFinancial Year 2022bseFinancial Year 2021bseFinancial Year 2020bseFinancial Year 2019bseFinancial Year 2018bseFinancial Year 2017bseFinancial Year 2016bseFinancial Year 2015bseFinancial Year 2014bseFinancial Year 2013bseFinancial Year 2012bse
Concall transcripts67
TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026PPTApr 2026TranscriptJan 2026PPTJan 2026RECJan 2026PPTJan 2026TranscriptOct 2025PPTOct 2025RECOct 2025TranscriptJul 2025PPTJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025PPTApr 2025PPTFeb 2025TranscriptFeb 2025PPTFeb 2025PPTJan 2025TranscriptOct 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Earnings Call Transcript 1d - Transcript of Bank''s Conference/Earnings call held on 17th July, 2026Analyst/Investor Meet Held On 21St July, 2026. 21 Jul - Central Bank of India held a one-on-one virtual investor meeting with Ventura Securities on 21 July 2026.Announcement under Regulation 30 (LODR)-Newspaper Publication 21 Jul - Newspaper Publication regarding Election of One Shareholder Director of the Bank.Announcement under Regulation 30 (LODR)-Newspaper Publication 18 Jul - Press Clippings of Financial Results of Bank for the Quarter ended 30th June, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 17 Jul - Audio recording of Q1 FY2026-27 earnings call uploaded on 17 July 2026.