Central Bank of India (CENTRALBK)
₹30.96
Mkt cap
₹28,023 Cr
P/E ratio
6.14
P/B
0.68
Div yield
3.88%
ROE
11.90%
ROCE
5.64%
EPS (TTM)
₹5.04
Book value
₹45
52W range
30–40
Sector
Financial Services
Price history
Previous close
Central Bank of India is a commercial bank. The Bank's segments include Treasury Operations, Corporate/Wholesale Banking, Retail Banking and other Banking business. The Treasury Operations segment includes dealing in government and other securities, money market operations and Forex operations. [1]
NSE CENTRALBKBSE 532885
Health check
Cautious
ValuationCheap
ProfitabilityWeak
TechnicalsBearish
52-week range
−23.44% from high₹31
₹30+4.52% from low₹40
Current
₹30.96
Prev close
₹30.96
Day
0.00%
Price performance
1D
0.00%
1W
+2.14%
1M
−0.19%
3M
+0.65%
6M
−17.94%
1Y
−12.47%
YTD
−20.14%
Financials
Revenue, profit & margin
P/E ratio
6.1×
CENTRALBK is 21% below the sector median of 7.8×
CENTRALBK6.1×
Sector median7.8×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 7,259 | 7,377 | 7,842 | 8,371 | 8,367 | 8,235 | 8,542 | 8,653 | 8,623 | 8,777 | 9,070 | 9,698 | 9,726 | |
| Interest | 4,062 | 4,338 | 4,672 | 4,811 | 4,801 | 4,807 | 4,984 | 5,238 | 5,222 | 5,476 | 5,552 | 5,677 | 5,794 | |
| Expenses | 3,118 | 3,534 | 3,377 | 3,561 | 3,920 | 3,500 | 3,373 | 3,968 | 3,381 | 3,328 | 3,853 | 3,573 | 3,129 | |
| Financing Profit | 79 | -495 | -207 | -1 | -354 | -71 | 185 | -553 | 21 | -28 | -335 | 448 | 803 | |
| Financing Margin % | 1% | -7% | -3% | -0% | -4% | -1% | 2% | -6% | 0% | -0% | -4% | 5% | 8% | |
| Other Income | 959 | 1,062 | 1,329 | 1,363 | 1,166 | 1,649 | 1,232 | 1,723 | 1,857 | 1,507 | 1,927 | 1,161 | 988 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 1,038 | 567 | 1,122 | 1,363 | 812 | 1,578 | 1,418 | 1,171 | 1,878 | 1,479 | 1,592 | 1,609 | 1,791 | |
| Tax % | 59% | -7% | 35% | 40% | -9% | 42% | 32% | 11% | 33% | 18% | 21% | 54% | 26% | |
| Net Profit | 498 | 623 | 738 | 817 | 945 | 926 | 966 | 1,106 | 1,284 | 1,234 | 1,265 | 748 | 1,325 | |
| EPS in Rs | 0.57 | 0.72 | 0.85 | 0.94 | 1.09 | 1.06 | 1.11 | 1.22 | 1.42 | 1.36 | 1.40 | 0.82 | 1.46 | |
| Gross NPA % | 4.95% | 4.61% | 4.50% | 4.50% | 4.54% | 4.59% | 3.87% | 3.18% | 3.14% | 3.02% | 2.71% | 2.67% | 2.61% | |
| Net NPA % | 1.75% | 1.64% | 1.28% | 1.24% | 0.75% | 0.70% | 0.61% | 0.56% | 0.50% | 0.49% | 0.46% | 0.50% | 0.51% | |
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −0.93% · closed higher next day 21 of last 59
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 21 Oct '23◦ | 20 Jan '24 | 30 Apr '24◦ | 18 Jul '24◦ | 17 Oct '24◦ | 20 Jan '25◦ | 28 Apr '25◦ | 19 Jul '25◦ | 17 Oct '25 | 16 Jan '26 | 30 Apr '26◦ | 17 Jul '26 |
| Earnings day | −9.18% | +3.12% | −1.56% | −2.81% | +0.08% | −2.32% | +1.23% | −0.05% | −2.61% | +0.76% | −2.31% | −2.91% |
| +1 day | −7.58% | −2.93% | −3.12% | −2.16% | −3.95% | −3.77% | −0.91% | −0.58% | +2.22% | −0.08% | −0.96% | −1.72% |
| +5 days | −7.79% | +2.84% | −10.11% | −0.31% | −14.77% | −6.07% | −6.93% | −3.70% | +6.57% | −5.17% | −2.14% | −4.85% |
| +15 days | +1.07% | +16.04% | −1.93% | −7.22% | −5.56% | −7.91% | −1.58% | −5.87% | −0.34% | −1.44% | −14.14% | −3.83% |
| +30 days | +2.13% | +23.56% | −2.22% | −5.62% | +3.46% | −20.71% | +7.30% | −6.45% | −1.66% | +1.18% | −12.14% | −6.35% |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Interim Dividend - Rs 0.60 Per Share | 0.60 | 8 May '26 | 8 May '26 |
Shareholding
as of Jun 202681.19%Promoter
Promoters81.19%8.08
FIIs0.93%0.18
DIIs10.95%6.13
Public6.93%1.77
Ownership trend
Peers
8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| SBIN | ₹1,005.90 | 11.05 | 9,28,508 | 1.72% | 25,121 | +13.73% | 1,36,240 | +8.36% | 6.13% |
| UNIONBANK | ₹186.04 | 6.88 | 1,42,016 | 2.69% | 5,642 | +27.41% | 27,427 | +1.21% | 6.30% |
| PNB | ₹115.60 | 6.02 | 1,32,858 | 2.60% | 5,835 | +174.29% | 33,589 | +3.12% | 6.13% |
| BANKBARODA | ₹237.00 | 5.55 | 1,22,561 | 3.59% | 1,839 | +64.60% | 35,115 | +6.84% | 5.63% |
| INDIANB | ₹869.40 | 9.16 | 1,17,105 | 2.10% | 3,357 | +20.47% | 18,095 | +11.11% | 6.32% |
| CANBK | ₹124.00 | 5.66 | 1,12,476 | 3.39% | 5,182 | +3.48% | 32,957 | +4.55% | 6.52% |
| MAHABANK | ₹85.00 | 8.68 | 65,378 | 2.59% | 2,023 | +34.50% | 8,035 | +13.90% | 6.03% |
| CENTRALBK | ₹30.96 | 6.14 | 28,023 | 3.88% | 1,325 | +8.00% | 9,726 | +12.79% | 5.64% |
| Median: 12 Co. | ₹119.80 | 7.78 | 88,927 | 2.59% | 2,664 | +25.29% | 19,096 | +8.77% | 6.05% |
Filings
Annual reports15
Annual Report 2026bseAnnual Report 2025bseAnnual Report 2024bseAnnual Report 2023bseAnnual Report 2022bseAnnual Report 2021bseAnnual Report 2020bseAnnual Report 2019bseAnnual Report 2018bseAnnual Report 2017bseAnnual Report 2016bseAnnual Report 2015bseAnnual Report 2014bseAnnual Report 2013bseAnnual Report 2012bse
Concall transcripts68
TranscriptAug 2026RECAug 2026PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026PPTApr 2026TranscriptJan 2026PPTJan 2026RECJan 2026PPTJan 2026TranscriptOct 2025PPTOct 2025RECOct 2025TranscriptJul 2025PPTJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025PPTApr 2025PPTFeb 2025TranscriptFeb 2025PPTFeb 2025PPTJan 2025
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Change in Management 4 Sep - Shri Jai Shankar Prasad promoted as General Manager, CCD, effective 1 September 2026.Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD 31 Aug - Central Bank of India confirmed annual interest payment of ₹132 crore on Tier II Bonds Series VI.Announcement under Regulation 30 (LODR)-Change in Management 29 Aug - GM Umesh Kumar Singh retired voluntarily, effective 28.08.2026.Analyst/Investor Meet Held On 27Th August, 2026. 27 Aug - Central Bank of India held an investor meet on 27 August 2026 with Prescient Capital and Aditya Birla Money Limited.Analyst/Investor Meet Held On 20Th August, 2026 20 Aug - Central Bank of India held a one-on-one virtual investor meet with Systematix Group on 20 August 2026.







