Central Bank of India (CENTRALBK)
₹28.73
Mkt cap
₹26,005 Cr
P/E ratio
5.40
P/B
0.62
Div yield
4.18%
ROE
11.90%
ROCE
5.64%
EPS (TTM)
₹5.32
Book value
₹46
52W range
28–41
Sector
Financial Services
Price history
Previous close
Central Bank of India is a commercial bank. The Bank's segments include Treasury Operations, Corporate/Wholesale Banking, Retail Banking and other Banking business. The Treasury Operations segment includes dealing in government and other securities, money market operations and Forex operations. [1]
NSE CENTRALBKBSE 532885
Health check
Cautious
ValuationCheap
ProfitabilityWeak
TechnicalsBearish
52-week range
−29.79% from high₹29
₹28+1.66% from low₹41
Current
₹28.73
Prev close
₹29.22
Day
−1.68%
Price performance
1D
−1.78%
1W
−0.45%
1M
−4.46%
3M
−7.48%
6M
−20.81%
1Y
−27.23%
YTD
−25.90%
Financials
Revenue, profit & margin
P/E ratio
5.4×
CENTRALBK is 24% below the sector median of 7.1×
CENTRALBK5.4×
Sector median7.1×
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 7,377 | 7,842 | 8,371 | 8,367 | 8,235 | 8,542 | 8,653 | 8,623 | 8,777 | 9,070 | 9,698 | 9,726 | 10,394 | |
| Interest | 4,338 | 4,672 | 4,811 | 4,801 | 4,807 | 4,984 | 5,238 | 5,222 | 5,476 | 5,552 | 5,677 | 5,794 | 6,227 | |
| Expenses | 3,534 | 3,377 | 3,561 | 3,920 | 3,500 | 3,373 | 3,968 | 3,381 | 3,291 | 3,853 | 3,573 | 3,129 | 3,833 | |
| Financing Profit | -495 | -207 | -1 | -354 | -71 | 185 | -553 | 21 | 9 | -335 | 448 | 803 | 334 | |
| Financing Margin % | -7% | -3% | -0% | -4% | -1% | 2% | -6% | 0% | 0% | -4% | 5% | 8% | 3% | |
| Other Income | 1,062 | 1,329 | 1,363 | 1,166 | 1,649 | 1,232 | 1,723 | 1,857 | 1,470 | 1,927 | 1,161 | 988 | 1,380 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 567 | 1,122 | 1,363 | 812 | 1,578 | 1,418 | 1,171 | 1,878 | 1,479 | 1,592 | 1,609 | 1,791 | 1,715 | |
| Tax % | -7% | 35% | 40% | -9% | 42% | 32% | 11% | 33% | 18% | 21% | 54% | 26% | 14% | |
| Net Profit | 623 | 738 | 817 | 945 | 926 | 966 | 1,106 | 1,284 | 1,234 | 1,265 | 748 | 1,325 | 1,488 | |
| EPS in Rs | 0.72 | 0.85 | 0.94 | 1.09 | 1.06 | 1.11 | 1.22 | 1.42 | 1.36 | 1.40 | 0.82 | 1.46 | 1.64 | |
| Gross NPA % | 4.61% | 4.50% | 4.50% | 4.54% | 4.59% | 3.87% | 3.18% | 3.14% | 3.02% | 2.71% | 2.67% | 2.61% | 2.40% | |
| Net NPA % | 1.64% | 1.28% | 1.24% | 0.75% | 0.70% | 0.61% | 0.56% | 0.50% | 0.49% | 0.46% | 0.50% | 0.51% | 0.32% | |
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −0.93% · closed higher next day 21 of last 59
| Q2FY24 | Q3FY24 | Q4FY24 | Q1FY25 | Q2FY25 | Q3FY25 | Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Broadcast | 21 Oct '23◦ | 20 Jan '24 | 30 Apr '24◦ | 18 Jul '24◦ | 17 Oct '24◦ | 20 Jan '25◦ | 28 Apr '25◦ | 19 Jul '25◦ | 17 Oct '25 | 16 Jan '26 | 30 Apr '26◦ | 17 Jul '26 |
| Earnings day | −9.18% | +3.12% | −1.56% | −2.81% | +0.08% | −2.32% | +1.23% | −0.05% | −2.61% | +0.76% | −2.31% | −2.91% |
| +1 day | −7.58% | −2.93% | −3.12% | −2.16% | −3.95% | −3.77% | −0.91% | −0.58% | +2.22% | −0.08% | −0.96% | −1.72% |
| +5 days | −7.79% | +2.84% | −10.11% | −0.31% | −14.77% | −6.07% | −6.93% | −3.70% | +6.57% | −5.17% | −2.14% | −4.85% |
| +15 days | +1.07% | +16.04% | −1.93% | −7.22% | −5.56% | −7.91% | −1.58% | −5.87% | −0.34% | −1.44% | −14.14% | −3.83% |
| +30 days | +2.13% | +23.56% | −2.22% | −5.62% | +3.46% | −20.71% | +7.30% | −6.45% | −1.66% | +1.18% | −12.14% | −6.35% |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Interim Dividend - Rs 0.60 Per Share | 0.60 | 8 May '26 | 8 May '26 |
Shareholding
as of Sep 202681.19%Promoter
Promoters81.19%
FIIs1.29%0.36
DIIs10.63%0.32
Public6.91%0.02
Ownership trend
Peers
8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| SBI | ₹961.85 | 10.57 | 8,87,861 | 1.80% | 25,121 | +13.73% | 1,36,240 | +8.36% | 6.13% |
| Union Bank (I) | ₹186.00 | 6.45 | 1,41,985 | 2.69% | 5,781 | +30.62% | 28,378 | +8.29% | 6.30% |
| Punjab Natl.Bank | ₹122.85 | 6.18 | 1,41,191 | 2.44% | 5,918 | +15.08% | 35,267 | +8.47% | 6.13% |
| Bank of Baroda | ₹238.60 | 5.21 | 1,23,389 | 3.56% | 6,792 | +31.24% | 37,021 | +11.11% | 5.63% |
| Indian Bank | ₹865.50 | 8.82 | 1,16,580 | 2.11% | 3,541 | +13.92% | 19,149 | +15.16% | 6.32% |
| Canara Bank | ₹117.54 | 5.23 | 1,06,616 | 3.57% | 5,383 | +10.96% | 35,162 | +9.63% | 6.52% |
| Bank of Maha | ₹81.36 | 7.82 | 62,578 | 2.70% | 2,136 | +28.04% | 8,606 | +20.73% | 6.03% |
| Central Bank | ₹28.73 | 5.40 | 26,005 | 4.18% | 1,488 | +20.64% | 10,394 | +18.43% | 5.64% |
| Median: 12 Co. | ₹120.19 | 7.13 | 84,597 | 2.56% | 3,426 | +27.41% | 20,259 | +12.32% | 6.05% |
Filings
Annual reports15
Concall transcripts72
TranscriptOct 2026PPTOct 2026RECOct 2026PPTSep 2026TranscriptAug 2026RECAug 2026PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026PPTApr 2026TranscriptJan 2026PPTJan 2026RECJan 2026PPTJan 2026TranscriptOct 2025PPTOct 2025RECOct 2025TranscriptJul 2025PPTJul 2025TranscriptMay 2025PPTMay 2025RECMay 2025PPTApr 2025
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Change in Management 31 Oct - Central Bank of India promoted three executives effective 1 November 2026.Announcement under Regulation 30 (LODR)-Change in Management 31 Oct - Ms. Poppy Sharma ceased as SMP upon superannuation on 31 October 2026.Analyst/Investor Meet Held On 29Th October, 2026. 29 Oct - Central Bank of India held investor meetings on 29 Oct 2026 with Kotak Securities and ICICI Securities.Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations, 2015. 26 Oct - Central Bank of India restored RTGS outward system across all channels; no customer loss reported.Analyst/Investor Meet Held On 26Th October, 2026 26 Oct - Central Bank of India held a one-on-one virtual investor meet with Tata Mutual Fund on 26 October 2026.







