Avsar.
SP

Financial Services · Microfinance Institutions

Spandana Sphoorty Financial Ltd (SPANDANA)

₹216.34

Mkt cap
₹2,032 Cr
P/E ratio
—
P/B
0.90
Div yield
0.00%
ROE
−29.40%
ROCE
−5.78%
EPS (TTM)
—
Book value
₹240
52W range
181–319
Sector
Financial Services

Price history

Previous close

Spandana Sphoorty Financial is primarily engaged in the business of micro finance providing small value unsecured loans to low-income customers in semi-urban and rural areas.

NSE SPANDANABSE 542759
Health check
Cautious
ProfitabilityWeak
TechnicalsBearish
52-week range
−32.27% from high
₹216
₹181+19.46% from low₹319
Current
₹216.34
Prev close
₹220.76
Day
−2.00%
Price performance
1D
−1.93%
1W
−4.04%
1M
−8.44%
3M
−28.26%
6M
+17.57%
1Y
−16.32%
YTD
−18.73%

Financials

Revenue, profit & margin
 Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Trend
Revenue512610626676710682552415300230234260284
Interest200228250249259258229185154120109126132
Expenses164240231281398727922804627443258139151
Financing Profit14814214514552-303-600-575-480-333-133-51
Financing Margin %29%23%23%22%7%-44%-109%-139%-160%-145%-57%-2%0%
Other Income163031342720184410111719
Depreciation3567456744443
Profit before tax16116817017275-289-588-578-481-327-125818
Tax %26%25%25%25%26%-25%-25%-25%-25%-24%-24%34%32%
Net Profit11912512712956-216-440-434-360-249-95512
EPS in Rs13.5314.1614.4014.506.28-24.39-49.63-48.96-40.61-28.11-10.710.591.34
Gross NPA %1.63%1.40%1.61%1.50%2.60%4.86%4.85%5.63%5.49%5.60%4.20%3.80%3.60%
Net NPA %0.49%0.42%0.48%0.30%0.53%0.99%0.98%1.19%1.15%1.20%0.90%0.70%0.70%
Raw PDF

Earnings

Results dates & reactions
No upcoming results date on calendar.

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

No reaction history yet.
No quarterly filings ingested yet.

Corporate actions

Last 6 months

No recent corporate actions

Dividends, splits, and bonuses in the last six months show up here.

Shareholding

as of Jun 2026
48.16%Promoter
Promoters48.16%
FIIs19.29%0.60
DIIs5.68%0.10
Public26.87%0.71
Government0.01%
Ownership trend

Peers

5 companies
Valuation vs quality
P/E × ROCE · bubble = market cap
NameCMPP/EMkt CapDiv YldNP QtrQtr Profit VarSales QtrQtr Sales VarROCE
CreditAcc. Gram.₹1,387.6018.3922,2690.00%493+719.72%1,783+21.92%9.98%
Muthoot Microfin₹189.2813.153,2270.00%81+1,216.18%669+19.69%9.31%
Fusion Finance₹185.1217.792,9970.00%62+167.65%458+3.59%5.92%
Satin Creditcare₹219.325.912,4230.00%123+172.00%762+8.39%13.84%
Spandana Sphoort₹229.25—2,0320.00%12+103.30%284−5.51%−5.78%
Median: 5 Co.₹219.3215.472,9970.00%81+172.00%669+8.39%9.31%

Filings

Annual reports7
Annual Report 2026Annual Report 2025Annual Report 2024Annual Report 2023Annual Report 2022Annual Report 2021Annual Report 2020
Concall transcripts56
TranscriptJul 2026PPTJul 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptJan 2026PPTJan 2026RECJan 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025TranscriptJun 2025PPTJun 2025TranscriptApr 2025TranscriptJan 2025PPTJan 2025RECJan 2025TranscriptNov 2024PPTNov 2024TranscriptAug 2024PPTAug 2024PPTJul 2024
Credit ratings6
Rating update 2 JulcareRating update 15 JuncrisilRating update 11 JunicraRating update 24 ApricraRating update 14 JancrisilRating update 18 Dec 2025care
Announcements5
Announcement under Regulation 30 (LODR)-Newspaper Publication 12 SepShareholder Meeting / Postal Ballot-Notice of Postal Ballot 11 SepAnnouncement under Regulation 30 (LODR)-Newspaper Publication 22 Aug - Newspaper advertisement for dispatch of First and Final Call Notice to the shareholders of Spandana Sphoorty Financial Limited (the "company").Notice Of First And Final Call 21 Aug - Spandana announces first and final call of ₹115 per partly paid share, payable September 9-23, 2026.Shareholder Meeting / Postal Ballot-Outcome of AGM 20 Aug