Avsar.

Financial Services · Microfinance Institutions

Muthoot Microfin Ltd (MUTHOOTMF)

₹201.57

Mkt cap
₹3,375 Cr
P/E ratio
13.80
P/B
1.21
Div yield
0.00%
ROE
6.22%
ROCE
9.31%
EPS (TTM)
₹14.61
Book value
₹167
52W range
145–256
Sector
Financial Services

Price history

Previous close

Founded in April 1992, Muthoot Microfin Limited, a subsidiary of Muthoot Pappachan Group, provides micro-loans to female customers with a focus on rural regions in India [1]

NSE MUTHOOTMFBSE 544055
Health check
Mixed
ValuationCheap
ProfitabilityWeak
TechnicalsNeutral
52-week range
−21.20% from high
₹202
₹145+38.57% from low₹256
Current
₹201.57
Prev close
₹198.39
Day
+1.60%
Price performance
1D
+1.60%
1W
+2.73%
1M
−7.73%
3M
+8.19%
6M
+27.34%
1Y
+25.73%
YTD
+14.29%

Financials

Revenue, profit & margin
P/E ratio
13.8×
MUTHOOTMF is 16% below the sector median of 16.3×
MUTHOOTMF13.8×
Sector median16.3×
 Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Trend
Revenue479564577643663662681555559576603632669
Interest194221232231234237237222210211222232247
Expenses150189208227273334428845333318304300306
Financing Profit1351531371851569115-512164777101116
Financing Margin %28%27%24%29%24%14%2%-92%3%8%13%16%17%
Other Income1222011101372
Depreciation89910101111111111101111
Profit before tax128147130177147815-5226376997107
Tax %25%25%4%32%23%24%25%-23%-7%18%10%27%24%
Net Profit96110125120113624-401631627181
EPS in Rs8.199.387.317.026.643.610.22-23.530.361.793.664.174.77
Gross NPA %2.75%3.03%4.84%4.85%4.61%4.40%3.89%
Net NPA %0.51%0.34%1.34%1.58%1.41%1.34%1.14%
Raw PDF

Earnings

Results dates & reactions
No upcoming results date on calendar.

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

Avg earnings-day move −3.57% · closed higher next day 0 of last 1
 Q1FY27
Broadcast6 Aug '26◦
Earnings day−3.57%
+1 day−1.57%
+5 days−6.10%
+15 days−6.07%
+30 days—
FilingXBRL

Corporate actions

Last 6 months

No recent corporate actions

Dividends, splits, and bonuses in the last six months show up here.

Results analysis

Shareholding

as of Jun 2026
55.47%Promoter
Promoters55.47%
FIIs23.11%0.30
DIIs3.38%0.13
Public16.45%0.16
Ownership trend

Peers

5 companies
Valuation vs quality
P/E × ROCE · bubble = market cap
NameCMPP/EMkt CapDiv YldNP QtrQtr Profit VarSales QtrQtr Sales VarROCE
CREDITACC₹1,427.2018.9222,9040.00%493+719.72%1,783+21.92%9.98%
MUTHOOTMF₹197.9313.753,3750.00%81+1,216.18%669+19.69%9.31%
FUSION₹200.5219.273,2470.00%62+167.65%458+3.59%5.92%
SATIN₹216.945.852,3970.00%123+172.00%762+8.39%13.84%
SPANDANA₹238.88—1,7030.00%12+103.30%284−5.51%−5.78%
Median: 5 Co.₹216.9416.343,2470.00%81+172.00%669+8.39%9.31%

Filings

Annual reports3
Annual Report 2026bseAnnual Report 2025bseAnnual Report 2024bse
Concall transcripts36
TranscriptAug 2026PPTAug 2026RECAug 2026TranscriptMay 2026PPTMay 2026RECMay 2026PPTMay 2026TranscriptFeb 2026PPTFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025PPTNov 2025TranscriptAug 2025PPTAug 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptNov 2024PPTNov 2024PPTNov 2024
Credit ratings6
Rating update 7 AugicraRating update 20 JulcrisilRating update 16 JulcrisilRating update 7 JulcrisilRating update 24 JuncrisilRating update 24 Juncrisil
Announcements5
Announcement under Regulation 30 (LODR)-Issue of Securities 28 Aug - Muthoot Microfin approved ₹250 crore NCD issue at 9.25% for 24 months.Announcement under Regulation 30 (LODR)-Meeting Updates 28 Aug - Approved issue of up to ₹250 crore NCDs at 9.25% for 24 months, allotment September 8, 2026.Compliances-Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1) 25 Aug - Debenture committee meets August 28, 2026 to consider NCD fund raising on private placement basis.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 24 AugAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 17 Aug