Avsar.

Financial Services · Microfinance Institutions

Muthoot Microfin Ltd (MUTHOOTMF)

₹250.11

Mkt cap
₹3,590 Cr
P/E ratio
21.10
P/B
1.50
Div yield
0.00%
ROE
6.21%
ROCE
9.30%
EPS (TTM)
₹11.85
Book value
₹167
52W range
145–254
Sector
Financial Services

Founded in April 1992, Muthoot Microfin Limited, a subsidiary of Muthoot Pappachan Group, provides micro-loans to female customers with a focus on rural regions in India [1]

NSE MUTHOOTMFBSE 544055www.muthootmicrofin.com
Health check
Constructive
ValuationCheap
ProfitabilityWeak
TechnicalsBullish
52-week range
−1.65% from high
₹250
₹145+71.94% from low₹254
Current
₹250.11
Prev close
₹250.20
Day
−0.04%
Price performance
1D
−0.04%
1W
−1.26%
1M
+18.79%
3M
+35.25%
6M
+40.52%
1Y
+52.88%
YTD
+41.81%

Financials

F
Revenue, profit & margin
P/E ratio
21.1×
MUTHOOTMF is 18% below the sector median of 25.6×
MUTHOOTMF21.1×
Sector median25.6×
 Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Trend
Revenue444479564577643663662681555559576603632
Interest168194221232231234237237222210211222232
Expenses146150189208227273334428845333318304300
Financing Profit1301351531371851569115-512164777101
Financing Margin %29%28%27%24%29%24%14%2%-92%3%8%13%16%
Other Income4122201110137
Depreciation7899101011111111111011
Profit before tax126128147130177147815-5226376997
Tax %25%25%25%4%32%23%24%25%-23%-7%18%10%27%
Net Profit9596110125120113624-4016316271
EPS in Rs8.098.199.387.317.026.643.610.22-23.530.361.793.664.17
Gross NPA %2.75%3.03%4.84%4.85%4.61%4.40%3.89%
Net NPA %0.51%0.34%1.34%1.58%1.41%1.34%1.14%
Raw PDF

Earnings

EResults dates & reactions
No upcoming results date on calendar.

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

No reaction history yet.
No quarterly filings ingested yet.

Corporate actions

CLast 6 months

No recent corporate actions

Dividends, splits, and bonuses in the last six months show up here.

Shareholding

Sas of Mar 2026
55.47%Promoter
Promoters55.47%
FIIs22.81%0.36
DIIs3.51%0.48
Public16.61%0.03
Ownership trend

Peers

P5 companies
Valuation vs quality
P/E × ROCE · bubble = market cap
NameCMPP/EMkt CapDiv YldNP QtrQtr Profit VarSales QtrQtr Sales VarROCE
CreditAcc. Gram.₹1,462.3030.1423,4350.00%340+619.23%1,597+13.55%9.98%
Muthoot Microfin₹210.5521.083,5900.00%71+117.73%632+13.83%9.30%
Fusion Finance₹192.77225.043,1170.00%114+169.39%424−9.02%5.92%
Satin Creditcare₹231.037.682,5520.00%162+640.16%920+49.48%13.84%
Spandana Sphoort₹266.80—2,1170.00%5+101.34%238−36.33%−5.04%
Median: 5 Co.₹231.0325.613,1170.00%114+169.39%632+13.55%9.30%

Filings

D
Annual reports3
Financial Year 2025bseFinancial Year 2024bseDRHP
Concall transcripts33
TranscriptPPTRECPPTTranscriptPPTTranscriptPPTRECPPTTranscriptPPTTranscriptPPTRECTranscriptPPTRECTranscriptPPTPPTTranscriptPPTPPT
Credit ratings6
Rating update 24 JuncrisilRating update 24 JuncrisilRating update 9 JuncrisilRating update 9 JuncrisilRating update 9 JuncrisilRating update 3 Juncrisil
Announcements5
Closure of Trading Window 25 JunBoard Meeting Intimation for 1.To Consider And Approve The Authorization For Issuance Of NCD 2.To Consider The Proposal For Scheduling The AGM Of The Company. 23 Jun - Board meets June 30, 2026 to consider NCD issuance up to Rs. 4,000 crore and AGM schedule.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 16 Jun - Company officials to participate in 1x1/group investor meeting in Mumbai on 22 June 2026.Asset Liability Management (ALM) statement 15 Jun - Filed provisional ALM and interest rate sensitivity statement for May 31, 2026.Announcement under Regulation 30 (LODR)-Press Release / Media Release 9 Jun - CRISIL upgraded Muthoot Microfin’s long-term rating to AA-/Stable; CP reaffirmed at A1+.