Avsar.

Financial Services · Private Sector Bank

South Indian Bank Ltd (SOUTHBANK)

₹55.49

Mkt cap
₹14,536 Cr
P/E ratio
9.17
P/B
1.20
Div yield
0.81%
ROE
13.50%
ROCE
6.42%
EPS (TTM)
₹6.05
Book value
₹46
52W range
33–57
Sector
Financial Services

Price history

Previous close

Established in 1929, South Indian Bank was the first ‘scheduled bank’ amongst the private banks in Kerala. It has strong presence in south India and particularly in Kerala. South Indian Bank provides retail and corporate banking, para banking activities such as debit card, third party financial product distribution, in addition to Treasury and Foreign Exchange Business. [1]

NSE SOUTHBANKBSE 532218
Health check
Constructive
ValuationCheap
ProfitabilityWeak
TechnicalsBullish
52-week range
−3.12% from high
₹55
₹33+66.24% from low₹57
Current
₹55.49
Prev close
₹56.57
Day
−1.91%
Price performance
1D
−1.84%
1W
+5.63%
1M
+14.00%
3M
+18.43%
6M
+39.21%
1Y
+44.91%
YTD
+43.76%

Financials

Revenue, profit & margin
P/E ratio
9.2×
SOUTHBANK is 24% below the sector median of 12.1×
SOUTHBANK9.2×
Sector median12.1×
 Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026Trend
Revenue2,1292,1842,2752,3142,3552,3712,3732,3622,4072,5182,5592,6282,796
Interest1,2981,3651,4001,4491,4721,5011,5051,5301,5981,6371,6441,6031,680
Expenses7778378288938528169821,0228528637548971,011
Financing Profit53-1847-273054-113-189-4318161128105
Financing Margin %3%-1%2%-1%1%2%-5%-8%-2%1%6%5%4%
Other Income356452346422410409572622516486386379468
Depreciation0000000000000
Profit before tax409435393395440463459433472504547507573
Tax %33%30%27%25%26%26%25%26%26%26%25%26%26%
Net Profit275305288294325342342322351374408378426
EPS in Rs1.051.171.101.121.241.311.311.231.341.431.561.441.63
Gross NPA %4.96%4.74%4.50%4.50%4.40%4.30%3.20%3.15%2.93%2.67%1.43%1.38%1.24%
Net NPA %1.70%1.61%1.46%1.44%1.31%1.25%0.92%0.68%0.56%0.45%0.29%0.26%0.09%
Raw PDF

Earnings

Results dates & reactions
No upcoming results date on calendar.

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

Avg earnings-day move −0.35% · closed higher next day 23 of last 57
 Q3FY24Q4FY24Q1FY25Q2FY25Q3FY25Q4FY25Q1FY26Q2FY26Q3FY26Q4FY26Q1FY27Q2FY27
Broadcast18 Jan '24◦2 May '24◦18 Jul '24◦16 Oct '24◦21 Jan '25◦15 May '25◦17 Jul '25◦16 Oct '25◦15 Jan '26◦6 May '26◦16 Jul '26◦15 Oct '26
Earnings day0.00%−1.37%+2.64%−1.29%+3.84%−0.72%−2.55%−0.91%+3.60%−1.83%−1.74%+3.71%
+1 day0.00%−3.94%+1.58%−2.04%+0.39%+3.68%−5.06%+14.51%+6.22%−3.83%+1.74%+3.65%
+5 days+9.73%−6.68%+1.47%−7.17%+3.10%+3.71%−2.94%+18.33%+5.98%−9.52%+2.49%+5.90%
+15 days+6.97%−5.31%−5.73%−6.00%−5.19%+5.05%−4.67%+19.21%−2.43%−2.63%+3.92%—
+30 days+11.15%−5.10%−4.19%−4.47%−5.08%+8.36%−3.75%+20.36%−4.38%+13.92%−0.04%—
FilingXBRLXBRLXBRLXBRLXBRLPDFXBRLXBRLXBRLPDFPDFPDF

Corporate actions

Last 6 months

No recent corporate actions

Dividends, splits, and bonuses in the last six months show up here.

Shareholding

as of Sep 2026
FIIs25.57%0.18
DIIs16.78%2.54
Public57.65%2.71
Ownership trend

Peers

8 companies
Valuation vs quality
P/E × ROCE · bubble = market cap
NameCMPP/EMkt CapDiv YldNP QtrQtr Profit VarSales QtrQtr Sales VarROCE
HDFC Bank₹692.8013.3410,68,8341.88%21,537+5.55%95,132+9.35%7.02%
ICICI Bank₹1,398.0017.0010,03,9010.86%17,389+22.28%55,992+16.21%7.18%
Kotak Mah. Bank₹461.6021.654,59,1940.14%5,645+26.34%19,856+15.45%6.98%
Axis Bank₹1,217.0012.653,78,9830.08%7,666+39.38%38,087+17.88%6.24%
IDBI Bank₹80.3210.4086,3630.00%2,226−31.43%8,519+19.84%5.92%
Federal Bank₹339.7016.1984,0080.35%1,568+51.08%8,383+16.17%6.39%
IndusInd Bank₹838.0021.7665,2920.18%1,242+384.24%11,796+1.61%5.68%
South Ind.Bank₹55.499.1714,5360.81%426+21.28%2,796+16.15%6.42%
Median: 20 Co.₹297.0212.1440,9870.35%705+36.92%5,038+16.19%6.40%

Filings

Annual reports15
Annual Report 2026Annual Report 2025Annual Report 2024Annual Report 2023Annual Report 2022Annual Report 2021Annual Report 2020Annual Report 2019Annual Report 2018Annual Report 2017Annual Report 2016Annual Report 2015Annual Report 2014Annual Report 2013Annual Report 2012
Concall transcripts87
TranscriptOct 2026PPTOct 2026RECOct 2026TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026TranscriptJan 2026PPTJan 2026RECJan 2026TranscriptOct 2025PPTOct 2025RECOct 2025TranscriptJul 2025PPTJul 2025RECJul 2025TranscriptMay 2025PPTMay 2025TranscriptJan 2025PPTJan 2025TranscriptOct 2024PPTOct 2024TranscriptJul 2024
Credit ratings6
Rating update 30 SepcrisilRating update 29 JulcareRating update 28 JulfitchRating update 26 MarinfomericsRating update 1 Oct 2025infomericsRating update 1 Oct 2025crisil
Announcements5
Opening Of New Branch - Intimation Under Regulation 30 Of SEBI (LODR) Regulations, 2015 30 Oct - South Indian Bank opens a new branch at Attur, Salem, on 30 October 2026.Opening Of New Branch - Intimation Under Regulation 30 Of SEBI (LODR) Regulations, 2015 29 Oct - South Indian Bank to open Guntur 1 Town branch on 29-10-2026.Opening Of New Branch - Intimation Under Regulation 30 Of SEBI (LODR) Regulations, 2015 28 Oct - South Indian Bank opens new Smart City, Kochi branch on October 28, 2026.Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 26 Oct - Allotment of Equity Shares under SIB ESOS Scheme-2008Announcement under Regulation 30 (LODR)-Earnings Call Transcript 22 Oct