South Indian Bank Ltd (SOUTHBANK)
₹46.82
Mkt cap
₹12,190 Cr
P/E ratio
8.07
P/B
1.04
Div yield
0.97%
ROE
13.50%
ROCE
6.42%
EPS (TTM)
₹5.80
Book value
₹45
52W range
29–48
Sector
Financial Services
Price history
Previous close
Established in 1929, South Indian Bank was the first ‘scheduled bank’ amongst the private banks in Kerala. It has strong presence in south India and particularly in Kerala. South Indian Bank provides retail and corporate banking, para banking activities such as debit card, third party financial product distribution, in addition to Treasury and Foreign Exchange Business. [1]
NSE SOUTHBANKBSE 532218
Health check
Constructive
ValuationCheap
ProfitabilityWeak
TechnicalsBullish
52-week range
−3.44% from high₹47
₹29+63.76% from low₹48
Current
₹46.82
Prev close
₹46.59
Day
+0.49%
Price performance
1D
+0.49%
1W
+1.98%
1M
+1.78%
3M
+3.74%
6M
+16.09%
1Y
+58.82%
YTD
+21.30%
Financials
Revenue, profit & margin
P/E ratio
8.1×
SOUTHBANK is 42% below the sector median of 14.0×
SOUTHBANK8.1×
Sector median14.0×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2,025 | 2,129 | 2,184 | 2,275 | 2,314 | 2,355 | 2,371 | 2,373 | 2,362 | 2,407 | 2,518 | 2,559 | 2,628 | |
| Interest | 1,217 | 1,298 | 1,365 | 1,400 | 1,449 | 1,472 | 1,501 | 1,505 | 1,530 | 1,598 | 1,637 | 1,644 | 1,603 | |
| Expenses | 877 | 777 | 837 | 828 | 893 | 852 | 816 | 982 | 1,022 | 852 | 863 | 754 | 897 | |
| Financing Profit | -70 | 53 | -18 | 47 | -27 | 30 | 54 | -113 | -189 | -43 | 18 | 161 | 128 | |
| Financing Margin % | -3% | 3% | -1% | 2% | -1% | 1% | 2% | -5% | -8% | -2% | 1% | 6% | 5% | |
| Other Income | 361 | 356 | 452 | 346 | 422 | 410 | 409 | 572 | 622 | 516 | 486 | 386 | 379 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 292 | 409 | 435 | 393 | 395 | 440 | 463 | 459 | 433 | 472 | 504 | 547 | 507 | |
| Tax % | 31% | 33% | 30% | 27% | 25% | 26% | 26% | 25% | 26% | 26% | 26% | 25% | 26% | |
| Net Profit | 202 | 275 | 305 | 288 | 294 | 325 | 342 | 342 | 322 | 351 | 374 | 408 | 378 | |
| EPS in Rs | 0.77 | 1.05 | 1.17 | 1.10 | 1.12 | 1.24 | 1.31 | 1.31 | 1.23 | 1.34 | 1.43 | 1.56 | 1.44 | |
| Gross NPA % | 5.13% | 4.96% | 4.74% | 4.50% | 4.50% | 4.40% | 4.30% | 3.20% | 3.15% | 2.93% | 2.67% | 1.43% | 1.38% | |
| Net NPA % | 1.85% | 1.70% | 1.61% | 1.46% | 1.44% | 1.31% | 1.25% | 0.92% | 0.68% | 0.56% | 0.45% | 0.29% | 0.26% | |
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
No reaction history yet.
No quarterly filings ingested yet.
Corporate actions
Last 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
as of Jun 2026FIIs25.39%1.18
DIIs14.24%1.49
Public60.36%2.67
Ownership trend
Peers
8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| HDFCBANK | ₹710.50 | 13.86 | 10,95,177 | 1.83% | 20,383 | +18.37% | 90,575 | +3.67% | 7.02% |
| ICICIBANK | ₹1,427.50 | 18.27 | 10,24,554 | 0.84% | 16,276 | +13.88% | 52,241 | +6.44% | 7.18% |
| KOTAKBANK | ₹422.10 | 20.96 | 4,19,891 | 0.15% | 5,480 | +22.55% | 18,355 | +6.41% | 6.98% |
| AXISBANK | ₹1,266.00 | 14.19 | 3,94,137 | 0.08% | 7,670 | +22.24% | 35,542 | +9.87% | 6.24% |
| IDBI | ₹90.75 | 10.47 | 97,578 | 2.31% | 2,131 | +5.35% | 7,549 | +7.44% | 5.92% |
| FEDERALBNK | ₹342.00 | 18.05 | 84,545 | 0.35% | 1,302 | +36.78% | 7,862 | +9.94% | 6.39% |
| INDUSINDBK | ₹998.00 | 58.80 | 77,758 | 0.15% | 1,037 | +71.68% | 11,310 | −7.78% | 5.68% |
| SOUTHBANK | ₹46.54 | 8.07 | 12,190 | 0.97% | 378 | +17.29% | 2,628 | +11.23% | 6.42% |
| Median: 20 Co. | ₹327.38 | 14.02 | 48,696 | 0.71% | 629 | +29.59% | 4,735 | +9.64% | 6.40% |
Filings
Annual reports15
Annual Report 2026bseAnnual Report 2025bseAnnual Report 2024bseAnnual Report 2023bseAnnual Report 2022bseAnnual Report 2021bseAnnual Report 2020bseAnnual Report 2019bseAnnual Report 2018bseAnnual Report 2017bseAnnual Report 2016bseAnnual Report 2015bseAnnual Report 2014bseAnnual Report 2013bseAnnual Report 2012bse
Concall transcripts85
TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptMay 2026PPTMay 2026TranscriptJan 2026RECJan 2026PPTJan 2026RECJan 2026TranscriptOct 2025PPTOct 2025RECOct 2025TranscriptJul 2025PPTJul 2025RECJul 2025TranscriptMay 2025PPTMay 2025TranscriptJan 2025PPTJan 2025TranscriptOct 2024PPTOct 2024TranscriptJul 2024PPTJul 2024TranscriptMay 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Change in Management 31 Aug - Mr. Sanchay Kumar Sinha retired as CGM & Head, Unsecured Assets & Wealth Management on 31 Aug 2026.Announcement under Regulation 30 (LODR)-Change in Management 29 Aug - Mr. Mazhuvancheri George Korah retires as Non-Executive Independent Director on August 30, 2026.Announcement under Regulation 30 (LODR)-Newspaper Publication 29 Aug - Newspaper Advertisement regarding opening of Special Window for Transfer and Dematerialisation of Physical SecuritiesAnnouncement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 24 Aug - Allotment of Equity shares under SIB ESOS Scheme-2008Announcement under Regulation 30 (LODR)-Change in Management 21 Aug - Sivaraman K, Senior General Manager, accepted voluntary retirement; last working day is 5 September 2026.