South Indian Bank Ltd (SOUTHBANK)
₹46.52
Mkt cap
₹11,917 Cr
P/E ratio
8.19
P/B
1.07
Div yield
0.88%
ROE
13.50%
ROCE
6.42%
EPS (TTM)
₹5.68
Book value
₹44
52W range
29–48
Sector
Financial Services
Established in 1929, South Indian Bank was the first ‘scheduled bank’ amongst the private banks in Kerala. It has strong presence in south India and particularly in Kerala. South Indian Bank provides retail and corporate banking, para banking activities such as debit card, third party financial product distribution, in addition to Treasury and Foreign Exchange Business. [1]
Health check
Constructive
ValuationCheap
ProfitabilityWeak
TechnicalsBullish
52-week range
−4.06% from high₹47
₹29+62.71% from low₹48
Current
₹46.52
Prev close
₹46.45
Day
+0.15%
Price performance
1D
+0.15%
1W
+0.74%
1M
+2.44%
3M
+20.42%
6M
+7.09%
1Y
+51.88%
YTD
+20.52%
Financials
FRevenue, profit & margin
P/E ratio
8.2×
SOUTHBANK is 49% below the sector median of 16.0×
SOUTHBANK8.2×
Sector median16.0×
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,973 | 2,025 | 2,129 | 2,184 | 2,275 | 2,314 | 2,355 | 2,371 | 2,373 | 2,362 | 2,407 | 2,518 | 2,559 | |
| Interest | 1,116 | 1,217 | 1,298 | 1,365 | 1,400 | 1,449 | 1,472 | 1,501 | 1,505 | 1,530 | 1,598 | 1,637 | 1,644 | |
| Expenses | 680 | 877 | 777 | 837 | 828 | 893 | 852 | 816 | 982 | 1,022 | 852 | 863 | 754 | |
| Financing Profit | 177 | -70 | 53 | -18 | 47 | -27 | 30 | 54 | -113 | -189 | -43 | 18 | 161 | |
| Financing Margin % | 9% | -3% | 3% | -1% | 2% | -1% | 1% | 2% | -5% | -8% | -2% | 1% | 6% | |
| Other Income | 345 | 361 | 356 | 452 | 346 | 422 | 410 | 409 | 572 | 622 | 516 | 486 | 386 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 523 | 292 | 409 | 435 | 393 | 395 | 440 | 463 | 459 | 433 | 472 | 504 | 547 | |
| Tax % | 36% | 31% | 33% | 30% | 27% | 25% | 26% | 26% | 25% | 26% | 26% | 26% | 25% | |
| Net Profit | 334 | 202 | 275 | 305 | 288 | 294 | 325 | 342 | 342 | 322 | 351 | 374 | 408 | |
| EPS in Rs | 1.28 | 0.77 | 1.05 | 1.17 | 1.10 | 1.12 | 1.24 | 1.31 | 1.31 | 1.23 | 1.34 | 1.43 | 1.56 | |
| Gross NPA % | 5.14% | 5.13% | 4.96% | 4.74% | 4.50% | 4.50% | 4.40% | 4.30% | 3.20% | 3.15% | 2.93% | 2.67% | 1.43% | |
| Net NPA % | 1.86% | 1.85% | 1.70% | 1.61% | 1.46% | 1.44% | 1.31% | 1.25% | 0.92% | 0.68% | 0.56% | 0.45% | 0.29% | |
| Raw PDF |
Earnings
EResults dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
No reaction history yet.
No quarterly filings ingested yet.
Corporate actions
CLast 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
Sas of Mar 2026FIIs24.21%3.27
DIIs12.75%1.04
Public63.03%2.22
Ownership trend
Peers
P8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| HDFC Bank | ₹815.45 | 16.62 | 12,55,901 | 1.59% | 21,074 | +8.05% | 87,183 | +0.46% | 7.02% |
| ICICI Bank | ₹1,416.20 | 18.74 | 10,16,004 | 0.78% | 15,681 | +9.28% | 49,594 | +2.49% | 7.20% |
| Axis Bank | ₹1,312.30 | 15.47 | 4,08,245 | 0.08% | 7,642 | +1.71% | 34,171 | +5.30% | 6.24% |
| Kotak Mah. Bank | ₹378.40 | 19.51 | 3,76,234 | 0.17% | 5,423 | +4.53% | 17,827 | +6.29% | 6.98% |
| IDBI Bank | ₹86.23 | 10.07 | 92,718 | 2.44% | 2,013 | −3.85% | 7,804 | +11.75% | 5.92% |
| Federal Bank | ₹327.55 | 18.61 | 80,870 | 0.37% | 1,392 | +22.92% | 7,947 | +11.80% | 6.39% |
| IndusInd Bank | ₹1,009.70 | 88.50 | 78,709 | 0.15% | 594 | +125.51% | 11,005 | +3.49% | 5.68% |
| South Ind.Bank | ₹45.52 | 8.19 | 11,917 | 0.88% | 408 | +19.09% | 2,559 | +7.84% | 6.42% |
| Median: 20 Co. | ₹290.17 | 15.96 | 46,321 | 0.72% | 564 | +23.89% | 4,574 | +7.44% | 6.40% |
Filings
DAnnual reports15
Financial Year 2025bseFinancial Year 2024bseFinancial Year 2023bseFinancial Year 2022bseFinancial Year 2021bseFinancial Year 2020bseFinancial Year 2019bseFinancial Year 2018bseFinancial Year 2017bseFinancial Year 2016bseFinancial Year 2015bseFinancial Year 2014bseFinancial Year 2013bseFinancial Year 2012bseFinancial Year 2011nse
Concall transcripts82
TranscriptMay 2026PPTMay 2026TranscriptJan 2026RECJan 2026PPTJan 2026RECJan 2026TranscriptOct 2025PPTOct 2025RECOct 2025TranscriptJul 2025PPTJul 2025RECJul 2025TranscriptMay 2025PPTMay 2025TranscriptJan 2025PPTJan 2025TranscriptOct 2024PPTOct 2024TranscriptJul 2024PPTJul 2024TranscriptMay 2024PPTMay 2024RECMay 2024TranscriptJan 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 1d - Intimation of Schedule of Conference call for Investors and AnalystsRBI Approval For Appointment Of Mr. Mahesh Muralidhar Pai As Managing Director & CEO 8 Jul - RBI approved Mahesh Muralidhar Pai as MD&CEO from October 1, 2026 for three years.Board Meeting Intimation for Board Meeting Intimation For Considering And To Approve Unaudited Standalone And Consolidated Financial Results Of The Bank For The Quarter Ended 30Th June, 2026, Borrowing/ Raising Funds And To Consider Convening The AGM Of The Bank. 7 Jul - Board meets July 16, 2026 to approve Q1 results, consider debt fundraising and AGM.Announcement under Regulation 30 (LODR)-Newspaper Publication 7 Jul - Newspaper Advertisement regarding opening of Special Window for Transfer and Dematerialisation of Physical SecuritiesCompliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 3 Jul - Certificate As per Regulation 74(5) of the SEBI( Depositories and Participants)Regulations, 2018