Life Insurance Corporation of India (LICI)
₹421.30
Mkt cap
₹5.33L Cr
P/E ratio
9.28
P/B
3.01
Div yield
2.37%
ROE
37.80%
ROCE
35.10%
EPS (TTM)
₹45.40
Book value
₹140
52W range
363–464
Sector
Financial Services
Life Insurance Corporation (LIC) is the largest insurance provider company in India. It has a market share of above 66.2% in new business premium. The company offers participating insurance products and non-participating products like unit-linked insurance products, saving insurance products, term insurance products, health insurance, and annuity & pension products. [1]
Health check
Constructive
ValuationCheap
ProfitabilityStrong
GrowthModerate
TechnicalsBearish
52-week range
−9.22% from high₹421
₹363+16.11% from low₹464
Current
₹421.30
Prev close
₹421.80
Day
−0.12%
Price performance
1D
−0.12%
1W
−2.70%
1M
−0.48%
3M
+3.89%
6M
+4.13%
1Y
−9.23%
YTD
−2.12%
Financials
FRevenue, profit & margin
P/E ratio
9.3×
LICI is 86% below the sector median of 66.4×
LICI9.3×
Sector median66.4×
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 201,231 | 190,163 | 203,033 | 214,054 | 238,717 | 211,952 | 231,132 | 203,751 | 243,134 | 224,671 | 241,524 | 235,954 | 276,744 | |
| Expenses | 189,692 | 180,169 | 194,558 | 204,815 | 237,152 | 202,180 | 224,544 | 191,818 | 221,621 | 214,198 | 232,032 | 223,588 | 265,521 | |
| Operating Profit | 11,539 | 9,994 | 8,475 | 9,239 | 1,564 | 9,773 | 6,588 | 11,934 | 21,514 | 10,474 | 9,492 | 12,366 | 11,222 | |
| OPM % | 6% | 5% | 4% | 4% | 1% | 5% | 3% | 6% | 9% | 5% | 4% | 5% | 4% | |
| Other Income | 612 | 117 | 288 | 206 | 14,249 | 1,001 | 794 | 818 | 954 | 780 | 1,044 | 822 | 3,166 | |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 12,151 | 10,111 | 8,763 | 9,445 | 15,813 | 10,774 | 7,382 | 12,752 | 22,468 | 11,253 | 10,537 | 13,188 | 14,388 | |
| Tax % | 8% | 14% | 13% | 15% | 12% | 15% | 16% | 14% | 15% | 15% | 14% | 15% | -63% | |
| Net Profit | 13,189 | 9,634 | 8,032 | 9,434 | 13,842 | 10,527 | 7,723 | 11,009 | 19,039 | 10,955 | 10,096 | 12,908 | 23,467 | |
| EPS in Rs | 10.43 | 7.62 | 6.35 | 7.49 | 10.94 | 8.34 | 6.11 | 8.70 | 15.05 | 8.66 | 7.98 | 10.22 | 18.55 | |
| Raw PDF |
Earnings
EResults dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move +3.27% · closed higher next day 5 of last 5
| Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26 | |
|---|---|---|---|---|---|
| Broadcast | 29 May '25◦ | 7 Aug '25◦ | 6 Nov '25◦ | 5 Feb '26◦ | 21 May '26◦ |
| Earnings day | +1.06% | +3.16% | +3.13% | +7.39% | +1.59% |
| +1 day | +1.90% | +2.41% | +0.40% | +6.63% | +4.64% |
| +5 days | +1.63% | +0.58% | +1.49% | +2.70% | +1.19% |
| +15 days | −0.84% | −2.35% | −0.18% | +1.15% | +1.40% |
| +30 days | −2.34% | +1.43% | −4.92% | −11.88% | +8.82% |
| Filing | XBRL | XBRL |
Corporate actions
CLast 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 10 Per Share | 10.00 | 25 Jun '26 | 25 Jun '26 |
| bonus Bonus 1:1 | 1.00 | 29 May '26 | 29 May '26 |
Shareholding
Sas of Jun 202696.50%Promoter
Promoters96.50%
FIIs0.44%0.13
DIIs0.99%0.28
Public2.06%0.16
Ownership trend
Peers
P6 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Life Insurance | ₹421.30 | 9.28 | 5,32,881 | 2.37% | 23,467 | +23.26% | 2,76,744 | +13.82% | 35.14% |
| SBI Life Insuran | ₹1,858.60 | 71.72 | 1,86,542 | 0.15% | 725 | +21.97% | 46,337 | +18.82% | 14.95% |
| HDFC Life Insur. | ₹555.05 | 61.06 | 1,20,594 | 0.38% | 611 | +11.46% | 33,759 | +14.58% | 10.30% |
| ICICI Pru Life | ₹500.55 | 45.15 | 72,598 | 0.33% | 624 | +61.94% | 3,185 | −79.69% | 10.14% |
| Max Financial | ₹1,515.50 | 629.21 | 52,274 | 0.00% | −32 | −184.35% | 10,802 | −12.72% | 2.95% |
| Canara HSBC | ₹147.31 | 106.15 | 13,941 | 0.00% | 28 | +20.15% | 4,351 | +19.81% | 8.35% |
| Median: 6 Co. | ₹527.80 | 66.39 | 96,596 | 0.24% | 618 | +21.06% | 22,280 | +14.20% | 10.22% |
Filings
DAnnual reports8
Concall transcripts54
PPTJul 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026RECFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025PPTNov 2025PPTNov 2025TranscriptAug 2025PPTAug 2025RECAug 2025PPTAug 2025TranscriptJun 2025PPTJun 2025TranscriptFeb 2025PPTFeb 2025PPTFeb 2025TranscriptNov 2024PPTNov 2024PPTNov 2024
Announcements5
Announcement under Regulation 30 (LODR)-Change in Management 19 Jul - Prof. Anil Kumar ceases as LIC Independent Director on July 19, 2026, after term completion.Certificate Received From Registrar And Transfer Agents 7 Jul - LIC filed Regulation 74(5) certificates for quarter ended June 30, 2026.Reg. 34 (1) Annual Report. 6 JulPresentation On Analysts/Institutional Investor Meet/Conference 6 Jul - The Corporate Presentation is converted into USD currency for the Benefit of Investors/Analystsdifferent geographies which is enclosed.Newspaper Advertisement - Notice Of 5Th AGM 4 Jul - LIC published AGM notice ads; 5th AGM scheduled for July 27, 2026 at 11:00 a.m. via VC/OAVM.





