HDFC Life Insurance Company Ltd (HDFCLIFE)
₹524.90
Mkt cap
₹1.14L Cr
P/E ratio
55.70
P/B
5.86
Div yield
0.40%
ROE
11.30%
ROCE
10.30%
EPS (TTM)
₹9.42
Book value
₹90
52W range
508–789
Sector
Financial Services
Price history
Previous close
HDFC Life Insurance Company is engaged in carrying on the business of life insurance. The Company offers a range of individual and group insurance solutions. The portfolio comprises of various insurance and investment products such as Protection, Pension, Savings,(Source : 202003 Annual Report Page No: 175)
NSE HDFCLIFEBSE 540777
Health check
Cautious
ValuationFair
ProfitabilityAverage
GrowthModerate
TechnicalsBearish
52-week range
−33.43% from high₹525
₹508+3.32% from low₹789
Current
₹524.90
Prev close
₹517.00
Day
+1.53%
Price performance
1D
+1.53%
1W
+0.22%
1M
+0.26%
3M
−3.76%
6M
−11.69%
1Y
−29.42%
YTD
−30.46%
Financials
Revenue, profit & margin
P/E ratio
55.7×
HDFCLIFE is 6% below the sector median of 59.2×
HDFCLIFE55.7×
Sector median59.2×
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 23,142 | 26,927 | 28,041 | 26,934 | 28,497 | 17,300 | 24,191 | 29,463 | 20,651 | 29,428 | 19,890 | 33,759 | 24,437 | |
| Expenses | 23,557 | 26,663 | 27,766 | 26,623 | 28,807 | 16,852 | 23,814 | 29,024 | 20,336 | 29,157 | 19,782 | 33,253 | 24,105 | |
| Operating Profit | -415 | 264 | 275 | 311 | -310 | 448 | 377 | 439 | 315 | 271 | 108 | 506 | 332 | |
| OPM % | -1.8% | 1.0% | 1.0% | 1.2% | -1.1% | 2.6% | 1.6% | 1.5% | 1.5% | 0.9% | 0.6% | 1.5% | 1.4% | |
| Other Income | 136 | 103 | 174 | 90 | 279 | -29 | 124 | 164 | 157 | 174 | 428 | 171 | 247 | |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | -279 | 367 | 450 | 401 | -30 | 419 | 500 | 604 | 471 | 445 | 537 | 677 | 579 | |
| Tax % | -235% | -0% | 8% | -20% | -1,541% | -1% | 5% | 9% | 5% | 6% | 7% | 10% | 10% | |
| Net Profit | 378 | 368 | 412 | 479 | 435 | 421 | 475 | 548 | 448 | 418 | 497 | 611 | 522 | |
| EPS in Rs | 1.76 | 1.71 | 1.91 | 2.23 | 2.02 | 1.96 | 2.21 | 2.54 | 2.08 | 1.94 | 2.31 | 2.81 | 2.40 | |
| Raw PDF |
Earnings
Results dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −1.03% · closed higher next day 0 of last 7
| Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26† | Q1FY27 | Q2FY27 | |
|---|---|---|---|---|---|---|---|
| Broadcast | 17 Apr '25◦ | 15 Jul '25◦ | 15 Oct '25◦ | 15 Jan '26◦ | 16 Apr '26◦ | 15 Jul '26◦ | 15 Oct '26◦ |
| Earnings day | −1.09% | −0.12% | −2.40% | −1.43% | −2.38% | −0.20% | +0.45% |
| +1 day | −1.04% | −0.67% | −2.00% | −0.86% | −3.44% | −0.90% | −0.92% |
| +5 days | −1.28% | +0.75% | −3.14% | −4.18% | −6.86% | −3.13% | −5.73% |
| +15 days | +2.08% | −0.57% | +0.36% | −4.75% | −1.39% | −4.62% | — |
| +30 days | +5.26% | +2.01% | −0.28% | −4.83% | −8.17% | −3.65% | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
Last 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 2.10 Per Share | 2.10 | 19 Jun '26 | 19 Jun '26 |
Shareholding
as of Sep 202650.53%Promoter
Promoters50.53%
FIIs18.75%0.52
DIIs20.53%0.34
Public10.15%0.17
Ownership trend
Peers
6 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Life Insurance | ₹383.25 | 8.07 | 4,84,811 | 2.61% | 13,584 | +23.98% | 2,39,866 | +6.76% | 35.14% |
| SBI Life Insuran | ₹1,658.60 | 62.67 | 1,66,425 | 0.16% | 549 | +11.05% | 24,620 | +6.51% | 14.95% |
| HDFC Life Insur. | ₹524.90 | 55.67 | 1,14,039 | 0.40% | 522 | +16.35% | 24,437 | +18.33% | 10.30% |
| ICICI Life Insurance | ₹410.00 | 33.82 | 59,501 | 0.40% | 374 | +25.05% | 12,031 | +0.81% | 8.38% |
| Max Financial | ₹1,200.00 | 224.74 | 41,414 | 0.00% | 100 | +1,826.68% | 11,601 | +18.48% | 2.87% |
| Canara HSBC | ₹121.41 | 86.35 | 11,534 | 0.33% | 43 | +5.49% | 2,555 | +8.81% | 8.35% |
| Median: 6 Co. | ₹467.45 | 59.17 | 86,770 | 0.36% | 448 | +20.16% | 18,234 | +7.79% | 9.34% |
Filings
Annual reports15
Concall transcripts45
TranscriptOct 2026PPTOct 2026RECOct 2026TranscriptJul 2026PPTJul 2026RECJul 2026TranscriptApr 2026PPTApr 2026RECApr 2026TranscriptJan 2026PPTJan 2026RECJan 2026TranscriptOct 2025PPTOct 2025TranscriptJul 2025PPTJul 2025TranscriptApr 2025PPTApr 2025RECApr 2025TranscriptJan 2025TranscriptJan 2025PPTJan 2025TranscriptOct 2024PPTOct 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Newspaper Publication 28 Oct - Please find the attached file for further details.Shareholder Meeting / Postal Ballot-Notice of Postal Ballot 27 Oct - Postal ballot seeks approval for IFSC Insurance Office at GIFT City; e-voting October 28-November 26, 2026.Transcript Of Earnings Conference Call - H1 FY'27 23 Oct - Please refer the attached file for further details.Audio Recording Of Earnings Call For The Quarter And Half-Year Ended September 30, 2026 15 Oct - Audio recording of Q2 and half-year 2026 earnings call hosted on website.Press Release And Investor Presentation - Financial Results H1 FY27 15 Oct - Please refer the attached file for further details