HDFC Life Insurance Company Ltd (HDFCLIFE)
₹555.05
Mkt cap
₹1.21L Cr
P/E ratio
61.10
P/B
6.17
Div yield
0.38%
ROE
11.30%
ROCE
10.30%
EPS (TTM)
₹9.08
Book value
₹90
52W range
545–797
Sector
Financial Services
HDFC Life Insurance Company is engaged in carrying on the business of life insurance. The Company offers a range of individual and group insurance solutions. The portfolio comprises of various insurance and investment products such as Protection, Pension, Savings,(Source : 202003 Annual Report Page No: 175)
Health check
Cautious
ValuationFair
ProfitabilityAverage
GrowthModerate
TechnicalsBearish
52-week range
−30.32% from high₹555
₹545+1.80% from low₹797
Current
₹555.05
Prev close
₹555.80
Day
−0.13%
Price performance
1D
−0.13%
1W
−1.70%
1M
−5.19%
3M
−5.64%
6M
−24.18%
1Y
−26.17%
YTD
−26.47%
Financials
FRevenue, profit & margin
P/E ratio
61.1×
HDFCLIFE is 8% below the sector median of 66.4×
HDFCLIFE61.1×
Sector median66.4×
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 23,371 | 23,142 | 26,927 | 28,041 | 26,934 | 28,497 | 17,300 | 24,191 | 29,463 | 20,651 | 29,428 | 19,890 | 33,759 | |
| Expenses | 23,045 | 23,557 | 26,663 | 27,766 | 26,623 | 28,807 | 16,852 | 23,814 | 29,024 | 20,336 | 29,157 | 19,782 | 33,253 | |
| Operating Profit | 326 | -415 | 264 | 275 | 311 | -310 | 448 | 377 | 439 | 315 | 271 | 108 | 506 | |
| OPM % | 1% | -2% | 1% | 1% | 1% | -1% | 3% | 2% | 1% | 2% | 1% | 1% | 2% | |
| Other Income | 114 | 136 | 103 | 174 | 90 | 279 | -29 | 124 | 164 | 157 | 174 | 428 | 171 | |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 440 | -279 | 367 | 450 | 401 | -30 | 419 | 500 | 604 | 471 | 445 | 537 | 677 | |
| Tax % | 5% | -235% | -0% | 8% | -20% | -1,541% | -1% | 5% | 9% | 5% | 6% | 7% | 10% | |
| Net Profit | 417 | 378 | 368 | 412 | 479 | 435 | 421 | 475 | 548 | 448 | 418 | 497 | 611 | |
| EPS in Rs | 1.94 | 1.76 | 1.71 | 1.91 | 2.23 | 2.02 | 1.96 | 2.21 | 2.54 | 2.08 | 1.94 | 2.31 | 2.81 | |
| Raw PDF |
Earnings
EResults dates & reactionsNo upcoming results date on calendar.
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
Avg earnings-day move −1.05% · closed higher next day 0 of last 5
| Q4FY25 | Q1FY26 | Q2FY26 | Q3FY26 | Q4FY26† | Q1FY27 | |
|---|---|---|---|---|---|---|
| Broadcast | 17 Apr '25◦ | 15 Jul '25◦ | 15 Oct '25◦ | 15 Jan '26◦ | 24 Jul '26◦ | 15 Jul '26◦ |
| Earnings day | −1.09% | −0.12% | −2.40% | −1.43% | — | −0.20% |
| +1 day | −1.04% | −0.67% | −2.00% | −0.86% | — | −0.90% |
| +5 days | −1.28% | +0.75% | −3.14% | −4.18% | — | −3.13% |
| +15 days | +2.08% | −0.57% | +0.36% | −4.75% | — | — |
| +30 days | +5.26% | +2.01% | −0.28% | −4.83% | — | — |
| Filing | XBRL | XBRL | XBRL | XBRL | XBRL | XBRL |
Corporate actions
CLast 6 months| Kind | Value | Ex-date | Record |
|---|---|---|---|
| dividend Dividend - Rs 2.10 Per Share | 2.10 | 19 Jun '26 | 19 Jun '26 |
Shareholding
Sas of Jun 202650.54%Promoter
Promoters50.54%0.33
FIIs19.27%3.25
DIIs20.19%2.94
Public9.98%0.02
Ownership trend
Peers
P6 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| Life Insurance | ₹421.30 | 9.28 | 5,32,881 | 2.37% | 23,467 | +23.26% | 2,76,744 | +13.82% | 35.14% |
| SBI Life Insuran | ₹1,858.60 | 71.72 | 1,86,542 | 0.15% | 725 | +21.97% | 46,337 | +18.82% | 14.95% |
| HDFC Life Insur. | ₹555.05 | 61.06 | 1,20,594 | 0.38% | 611 | +11.46% | 33,759 | +14.58% | 10.30% |
| ICICI Pru Life | ₹500.55 | 45.15 | 72,598 | 0.33% | 624 | +61.94% | 3,185 | −79.69% | 10.14% |
| Max Financial | ₹1,515.50 | 629.21 | 52,274 | 0.00% | −32 | −184.35% | 10,802 | −12.72% | 2.95% |
| Canara HSBC | ₹147.31 | 106.15 | 13,941 | 0.00% | 28 | +20.15% | 4,351 | +19.81% | 8.35% |
| Median: 6 Co. | ₹527.80 | 66.39 | 96,596 | 0.24% | 618 | +21.06% | 22,280 | +14.20% | 10.22% |
Filings
DAnnual reports15
Financial Year 2026bseFinancial Year 2025bseFinancial Year 2024bseFinancial Year 2023bseFinancial Year 2022bseFinancial Year 2021bseFinancial Year 2020bseFinancial Year 2019bseFinancial Year 2018bseFinancial Year 2017bseFinancial Year 2016bseFinancial Year 2015bseFinancial Year 2014bseFinancial Year 2013bseFinancial Year 2007bse
Concall transcripts41
TranscriptJul 2026RECJul 2026TranscriptApr 2026PPTApr 2026RECApr 2026TranscriptJan 2026PPTJan 2026RECJan 2026TranscriptOct 2025PPTOct 2025TranscriptJul 2025PPTJul 2025TranscriptApr 2025PPTApr 2025RECApr 2025TranscriptJan 2025TranscriptJan 2025PPTJan 2025TranscriptOct 2024PPTOct 2024TranscriptJul 2024PPTJul 2024RECJul 2024TranscriptApr 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Earnings Call Transcript 2d - Enclosed Transcript of Earnings Call held on July 15,2026Shareholder Meeting / Postal Ballot-Outcome of AGM 16 JulAudio Recording Of Earnings Call For The Quarter Ended June 30, 2026 15 Jul - Audio recording of Q1 FY27 earnings call hosted on HDFC Life’s website.Completion Of Tenure Of Mr Sumit Bose, Independent Director 15 Jul - Mr Sumit Bose ceases as Independent Director on July 18, 2026 after completing two five-year terms.Statement Of Deviation Or Variation 15 Jul - Filed Q1 FY27 statement: no deviation in utilisation of Rs. 1,000 crore preferential issue funds.