Karnataka Bank Ltd (KTKBANK)
₹279.70
Mkt cap
₹10,581 Cr
P/E ratio
8.07
P/B
0.80
Div yield
1.79%
ROE
10.40%
ROCE
6.06%
EPS (TTM)
₹34.66
Book value
₹350
52W range
170–282
Sector
Financial Services
Karnataka Bank is engaged in providing a wide range of banking & financial services involving retail, corporate banking and para-banking activities in addition to treasury and foreign exchange business. [1]
Health check
Constructive
ValuationCheap
ProfitabilityWeak
TechnicalsBullish
52-week range
−0.75% from high₹280
₹170+64.64% from low₹282
Current
₹279.70
Prev close
₹279.90
Day
−0.07%
Price performance
1D
−0.07%
1W
+1.62%
1M
+5.31%
3M
+15.56%
6M
+53.58%
1Y
+44.59%
YTD
+39.85%
Financials
FRevenue, profit & margin
P/E ratio
8.1×
KTKBANK is 43% below the sector median of 14.1×
KTKBANK8.1×
Sector median14.1×
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Trend | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,969 | 1,959 | 2,027 | 2,113 | 2,201 | 2,278 | 2,234 | 2,243 | 2,258 | 2,261 | 2,179 | 2,220 | 2,257 | |
| Interest | 1,109 | 1,144 | 1,204 | 1,285 | 1,367 | 1,375 | 1,401 | 1,450 | 1,478 | 1,506 | 1,451 | 1,428 | 1,414 | |
| Expenses | 823 | 689 | 670 | 758 | 938 | 664 | 674 | 736 | 865 | 757 | 652 | 737 | 717 | |
| Financing Profit | 37 | 126 | 153 | 70 | -104 | 239 | 159 | 57 | -84 | -2 | 77 | 55 | 126 | |
| Financing Margin % | 2% | 6% | 8% | 3% | -5% | 11% | 7% | 3% | -4% | -0% | 4% | 2% | 6% | |
| Other Income | 395 | 324 | 250 | 326 | 419 | 279 | 270 | 292 | 428 | 358 | 343 | 302 | 399 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit before tax | 432 | 450 | 402 | 396 | 315 | 518 | 429 | 349 | 344 | 356 | 420 | 357 | 525 | |
| Tax % | 18% | 18% | 18% | 16% | 13% | 23% | 22% | 19% | 27% | 18% | 24% | 19% | 22% | |
| Net Profit | 354 | 371 | 330 | 331 | 274 | 400 | 336 | 284 | 252 | 292 | 319 | 291 | 408 | |
| EPS in Rs | 11.33 | 11.87 | 10.56 | 9.55 | 7.27 | 10.61 | 8.90 | 7.50 | 6.68 | 7.74 | 8.44 | 7.69 | 10.79 | |
| Gross NPA % | 3.74% | 3.68% | 3.47% | 3.64% | 3.53% | 3.54% | 3.21% | 3.11% | 3.08% | 3.46% | 3.33% | 3.32% | 2.78% | |
| Net NPA % | 1.70% | 1.43% | 1.36% | 1.55% | 1.58% | 1.66% | 1.46% | 1.39% | 1.31% | 1.44% | 1.35% | 1.31% | 0.98% | |
| Raw PDF |
Earnings
EResults dates & reactionsNext results
29 Jul '26
Fresh quarters land in the Financials table above, tagged NSE until screener catches up.
No reaction history yet.
No quarterly filings ingested yet.
Corporate actions
CLast 6 monthsNo recent corporate actions
Dividends, splits, and bonuses in the last six months show up here.
Shareholding
Sas of Jun 2026FIIs13.10%1.32
DIIs15.75%0.41
Public71.15%0.89
Ownership trend
Peers
P8 companiesValuation vs quality
P/E × ROCE · bubble = market cap| Name | CMP | P/E | Mkt Cap | Div Yld | NP Qtr | Qtr Profit Var | Sales Qtr | Qtr Sales Var | ROCE |
|---|---|---|---|---|---|---|---|---|---|
| HDFC Bank | ₹742.80 | 14.48 | 11,44,294 | 1.75% | 20,383 | +18.37% | 90,575 | +3.67% | 7.02% |
| ICICI Bank | ₹1,432.90 | 18.33 | 10,28,039 | 0.84% | 16,276 | +13.88% | 52,241 | +6.44% | 7.18% |
| Kotak Mah. Bank | ₹384.75 | 19.11 | 3,82,725 | 0.17% | 5,480 | +22.55% | 18,355 | +6.41% | 6.98% |
| Axis Bank | ₹1,227.30 | 13.75 | 3,81,823 | 0.08% | 7,670 | +22.24% | 35,542 | +9.87% | 6.24% |
| IDBI Bank | ₹84.93 | 9.80 | 91,320 | 2.47% | 2,131 | +5.35% | 7,549 | +7.44% | 5.92% |
| Federal Bank | ₹354.30 | 18.68 | 87,481 | 0.34% | 1,302 | +36.78% | 7,862 | +9.94% | 6.39% |
| IndusInd Bank | ₹996.05 | 58.69 | 77,606 | 0.15% | 1,037 | +71.68% | 11,310 | −7.78% | 5.68% |
| Karnataka Bank | ₹279.70 | 8.07 | 10,581 | 1.79% | 408 | +61.74% | 2,257 | −0.05% | 6.06% |
| Median: 20 Co. | ₹309.30 | 14.12 | 43,703 | 0.78% | 629 | +27.33% | 4,735 | +9.64% | 6.40% |
Filings
DAnnual reports15
Financial Year 2025bseFinancial Year 2024bseFinancial Year 2023bseFinancial Year 2022bseFinancial Year 2021bseFinancial Year 2020bseFinancial Year 2019bseFinancial Year 2018bseFinancial Year 2017bseFinancial Year 2016bseFinancial Year 2015bseFinancial Year 2014bseFinancial Year 2013bseFinancial Year 2012bseFinancial Year 2011nse
Concall transcripts65
TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026RECFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025RECAug 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025TranscriptOct 2024PPTOct 2024RECOct 2024PPTOct 2024TranscriptJul 2024PPTJul 2024
Credit ratings6
Announcements5
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 2d - Scheduling of Q1FY27 Earnings' Audio Conference CallBoard Meeting Intimation for To Consider The Unaudited Standalone & Consolidated Financial Results For The Quarter Ended June 30, 2026 2d - Board meets on July 29, 2026 to consider Q1 FY27 standalone and consolidated results; trading window closed until July 31.Announcement under Regulation 30 (LODR)-Press Release / Media Release 20 Jul - Karnataka Bank appoints Dr. M. Aruna Shyam as Additional Director from July 18, 2026.Appointment Of Dr. M Aruna Shyam As Non-Executive Independent Director Of The Bank 18 Jul - Dr. M Aruna Shyam appointed Additional Non-Executive Independent Director for four years from July 18, 2026.Announcement under Regulation 30 (LODR)-Change in Directorate 18 Jul - Dr. M Aruna Shyam appointed Additional Independent Director for four years from July 18, 2026.