Avsar.

Financial Services · Private Sector Bank

Karnataka Bank Ltd (KTKBANK)

₹298.20

Mkt cap
₹11,284 Cr
P/E ratio
7.26
P/B
0.81
Div yield
1.68%
ROE
10.40%
ROCE
6.06%
EPS (TTM)
₹41.07
Book value
₹368
52W range
174–346
Sector
Financial Services

Price history

Previous close

Karnataka Bank is engaged in providing a wide range of banking & financial services involving retail, corporate banking and para-banking activities in addition to treasury and foreign exchange business. [1]

NSE KTKBANKBSE 532652
Health check
Mixed
ValuationCheap
ProfitabilityWeak
TechnicalsNeutral
52-week range
−13.79% from high
₹298
₹174+71.58% from low₹346
Current
₹298.20
Prev close
₹305.80
Day
−2.49%
Price performance
1D
−2.94%
1W
−1.25%
1M
−8.47%
3M
+2.08%
6M
+10.61%
1Y
+62.31%
YTD
+49.10%

Financials

Revenue, profit & margin
P/E ratio
7.3×
KTKBANK is 40% below the sector median of 12.1×
KTKBANK7.3×
Sector median12.1×
 Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026Trend
Revenue2,0272,1132,2012,2782,2342,2432,2582,2612,1792,2202,2572,3832,504
Interest1,2041,2851,3671,3751,4011,4501,4781,5061,4511,4281,4141,4441,521
Expenses670758938664674736865757652737717742685
Financing Profit15370-10423915957-84-27755126196297
Financing Margin %8%3%-5%11%7%3%-4%-0%4%2%6%8%12%
Other Income250326419279270292428358343302399355290
Depreciation0000000000000
Profit before tax402396315518429349344356420357525552587
Tax %18%16%13%23%22%19%27%18%24%19%22%24%26%
Net Profit330331274400336284252292319291408419436
EPS in Rs10.569.557.2710.618.907.506.687.748.447.6910.7911.0811.52
Gross NPA %3.47%3.64%3.53%3.54%3.21%3.11%3.08%3.46%3.33%3.32%2.78%2.58%2.27%
Net NPA %1.36%1.55%1.58%1.66%1.46%1.39%1.31%1.44%1.35%1.31%0.98%0.87%0.74%
Raw PDF

Earnings

Results dates & reactions
No upcoming results date on calendar.

Fresh quarters land in the Financials table above, tagged NSE until screener catches up.

Avg earnings-day move +1.27% · closed higher next day 1 of last 2
 Q1FY27Q2FY27
Broadcast29 Jul '26◦28 Oct '26
Earnings day+4.21%−1.67%
+1 day+2.06%−4.57%
+5 days+9.96%—
+15 days+20.09%—
+30 days+19.19%—
FilingXBRLXBRL

Corporate actions

Last 6 months

No recent corporate actions

Dividends, splits, and bonuses in the last six months show up here.

Shareholding

as of Sep 2026
FIIs16.30%3.20
DIIs18.63%2.88
Public65.07%6.08
Ownership trend

Peers

8 companies
Valuation vs quality
P/E × ROCE · bubble = market cap
NameCMPP/EMkt CapDiv YldNP QtrQtr Profit VarSales QtrQtr Sales VarROCE
HDFC Bank₹692.8013.3410,68,8341.88%21,537+5.55%95,132+9.35%7.02%
ICICI Bank₹1,398.0017.0010,03,9010.86%17,389+22.28%55,992+16.21%7.18%
Kotak Mah. Bank₹461.6021.654,59,1940.14%5,645+26.34%19,856+15.45%6.98%
Axis Bank₹1,217.0012.653,78,9830.08%7,666+39.38%38,087+17.88%6.24%
IDBI Bank₹80.3210.4086,3630.00%2,226−31.43%8,519+19.84%5.92%
Federal Bank₹339.7016.1984,0080.35%1,568+51.08%8,383+16.17%6.39%
IndusInd Bank₹838.0021.7665,2920.18%1,242+384.24%11,796+1.61%5.68%
Karnataka Bank₹298.207.2611,2841.68%436+36.59%2,504+14.90%6.06%
Median: 20 Co.₹297.0212.1440,9870.35%705+36.92%5,038+16.19%6.40%

Filings

Annual reports15
Annual Report 2026Annual Report 2025Annual Report 2024Annual Report 2023Annual Report 2022Annual Report 2021Annual Report 2020Annual Report 2019Annual Report 2018Annual Report 2017Annual Report 2016Annual Report 2015Annual Report 2014Annual Report 2013Annual Report 2012
Concall transcripts71
PPTOct 2026RECOct 2026TranscriptAug 2026PPTAug 2026RECAug 2026PPTJul 2026TranscriptMay 2026PPTMay 2026RECMay 2026TranscriptFeb 2026PPTFeb 2026RECFeb 2026TranscriptNov 2025PPTNov 2025RECNov 2025TranscriptAug 2025PPTAug 2025RECAug 2025TranscriptMay 2025PPTMay 2025RECMay 2025TranscriptFeb 2025PPTFeb 2025RECFeb 2025
Credit ratings6
Rating update 17 AugcareRating update 8 JanicraRating update 20 Aug 2025careRating update 13 Jan 2025icraRating update 21 Aug 2024careRating update 2 Feb 2024icra
Announcements5
Announcement under Regulation 30 (LODR)-Change in Management 31 Oct - Karnataka Bank promotes four senior executives effective 1 November 2026.Announcement under Regulation 30 (LODR)-Change in Management 30 Oct - Karnataka Bank appoints Mr. Sughosh Nagendra as CTO effective October 30, 2026.Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 29 Oct - Audio recording of post-earnings analyst/investor call for quarter and half year ended September 30, 2026.Investors Presentation For Quarter And Half Year Ended September 30, 2026 28 Oct - Submitted Q2 FY27 investor presentation; analyst call scheduled October 29, 2026.Announcement under Regulation 30 (LODR)-Press Release / Media Release 28 Oct - Q2 FY27 net profit rose 37% to Rs 435.89 crore; aggregate business hit Rs 2,07,132.41 crore.